Manuel Menendez is a financial advisor at CPR Financial & Insurance Services, Inc. with 15 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at CPR Financial since 2015. In addition to his advisory role, he is an independent insurance agent involved in the sale of insurance-related products. CPR Financial & Insurance Services provides portfolio management, financial planning, and retirement-plan advisory services to individuals, high-net-worth clients, and corporate retirement plans. The firm integrates fundamental analysis with individualized investment policies and utilizes multiple platforms and sub-advisors to manage client portfolios.

Lauren Desmarteaux is a financial advisor at Preserve Private Wealth, LLC with Series 65 and Series 63 credentials and one year of industry experience. She previously worked at SlateStone Wealth from 2018 to 2023. Preserve Private Wealth, LLC provides investment advisory and financial planning services to individual and high-net-worth clients, offering portfolio management and customized Investment Policy Statements. The firm employs a combination of fundamental and quantitative analysis with a long-term trading approach, managing a relatively large asset pool for a small client base and providing access to a diverse range of investment vehicles.

Kevin Plunkett is a financial advisor at Semper Financial with 10 years of industry experience. He holds Series 63 and Series 65 designations and has worked with Semper Financial and its affiliates since 2011. Semper Financial Advisors provides discretionary investment management and, upon request, written financial planning to individual and high-net-worth clients. The firm employs a long-term, buy-and-hold investment approach based on Modern Portfolio Theory, using diversified portfolios primarily composed of mutual funds and ETFs tailored to clients’ goals and risk tolerance.

Richard Kesner is a financial advisor at The Commonwealth Group LLC with 31 years of industry experience. He previously worked at Stoever Glass Wealth Management and Measured Wealth Private Client Group. The Commonwealth Group LLC provides discretionary and non-discretionary investment advisory services to high-net-worth individuals, corporations, retirement plans, foundations, and endowments. The firm focuses on fundamental analysis and long-term investment strategies, offering tailored portfolio management and financial oversight to its clients.

Mark Huber is a financial advisor at You First Financial LLC in Port Saint Lucie, FL, holding a Series 65 designation with three years of industry experience. He is also the owner of Sandbar Financial and Insurance LLC, where he is involved in insurance sales and services, and owns Huber Enterprises LTD, an online sales business. You First Financial LLC is a small, owner-operated advisory firm with two advisors managing approximately $18.4 million in discretionary assets. The firm primarily serves individual clients, including both high-net-worth and non-HNW households, offering discretionary portfolio management, comprehensive financial planning, and consulting through a combination of digital platforms and third-party money managers.

Cherif Nahas is a financial advisor with NWK Group, holding a Series 65 designation and two years of industry experience. Prior to joining NWK Group, he served with Palm Beach County Fire Rescue for 28 years. NWK Group serves individual and high-net-worth clients, as well as pension, profit-sharing plans, and non-profit organizations, offering investment supervisory services, institutional consulting, financial planning, and cash-management advice. The firm employs a combination of fundamental, technical, quantitative, and qualitative analysis in both discretionary and non-discretionary portfolio management, with regular account monitoring and detailed performance reporting.

Blaise Hayden is a financial advisor at Fogel Capital Management Inc with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Fogel Capital Management since 2004. Fogel Capital Management provides investment advisory and portfolio management services to individuals, pension and profit-sharing plans, charitable organizations, corporations, and non-profit organizations. The firm combines fundamental and technical analysis and employs a range of strategies, including long- and short-term buy-and-hold, short sales, options strategies, and margin transactions, tailoring portfolios to clients' objectives and risk tolerance.

Daniel Herrema is a financial advisor with Woodstock Wealth Management, Inc. in Stuart, Florida, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He previously worked at Woodstock Financial Group, Inc. for 12 years before joining Woodstock Wealth Management in 2018. Outside of advising, he owns DIVERD LLC, a business offering charter services and commercial fishing. Woodstock Wealth Management, Inc. provides financial planning, discretionary portfolio management, and access to third-party asset managers for individuals, businesses, charities, and retirement plans. The firm manages approximately $629.9 million on a discretionary basis and features a performance-based fee program tied to capital appreciation relative to the SPDR S&P 500 ETF.

John Hughes is a financial advisor at Bay Colony Advisors with 28 years of industry experience. He holds a Series 63 designation and has been associated with Bay Colony since 2019, while also owning Hughes Investment Advisory Services since 1993. Bay Colony Advisors serves individuals, high-net-worth families, and institutional retirement plans with portfolio management, financial planning, retirement-plan consulting, fiduciary services, and family-office and concierge offerings. The firm employs a primarily long-term, fundamentally driven investment approach and manages approximately $1.26 billion in client assets across about 30 advisors.

Marshall Gilman is a ChFC® credentialed financial advisor with 29 years of industry experience. He is currently with Onyx Bridge Wealth Group LLC and has previously worked at Purshe Kaplan Sterling Investments, Foresight Wealth Management, and SSN Advisory, Inc. Outside of his advisory role, Gilman is involved in fixed insurance sales and business reorganization consulting. Onyx Bridge Wealth Group serves individuals, trusts, pension and profit-sharing plans, and corporate entities by providing asset management, financial planning, and retirement plan consulting. The firm utilizes third-party research and a multi-faceted investment approach, offering tailored portfolio management and ongoing reviews aligned with clients’ goals and risk tolerances.

Joseph Sullivan is a financial advisor at RMR Wealth Management in Port St Lucie, FL, holding Series 63 and Series 65 designations with three years of industry experience. He previously worked at JWS Capital Management LLC for five years and JWS Compliance LLC for five years. RMR Wealth Management serves individuals, retirement plans, and corporate clients through discretionary portfolio management and multiple managed-account programs, including Separately Managed Accounts and Multi-Manager portfolios. The firm utilizes third-party platforms and managers, tailoring portfolios to client objectives, time horizon, and risk tolerance.

William Chapman is a CFP® with 21 years of industry experience currently serving at Victrix Investment Advisors. His prior roles include positions at Fogel Capital Management Inc., Great Lakes & Atlantic Wealth Management, and his own firm, Chapman Capital Advisors. From 2018 to 2021, he also worked in real estate. Victrix Investment Advisors provides investment advisory services to individuals, trusts, and retirement plans, offering both discretionary and non-discretionary asset management along with financial planning and retirement plan consulting. The firm employs a blend of fundamental, technical, and cyclical analysis to develop tailored financial profiles and investment plans, managing approximately $343 million across several hundred client accounts.

Andrey Kolpakov is a financial advisor at Motiv8 Investments LLC with nine years of industry experience. He holds the Series 66 designation and has worked at firms including BBVA Insurance Agency Inc. and JP Morgan Securities LLC. Motiv8 Investments LLC provides portfolio management and financial planning services to individual clients, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporate entities. The firm offers customized investment advice using a variety of asset classes and combines fundamental, technical, cyclical, and charting analysis, while providing both discretionary and non-discretionary management.

Robert Bernard is a financial advisor with Financial Sense Advisors, Inc., holding a Series 63 designation and bringing 46 years of industry experience. He has worked at Puplava Securities, Inc. and Puplava Financial Services, Inc. since 2016 and had a brief tenure with LPL Financial, LLC. Bernard occasionally contributes articles and podcasts. Financial Sense Advisors, Inc. serves individuals, retirement plans, trusts, and other entities, managing approximately $836 million through a team of nine advisors. The firm uses a combination of fundamental and technical analysis to meet client-directed investment objectives and offers a broad range of strategies from conservative fixed income to aggressive equity portfolios.

Casey West is a financial advisor with Fogel Capital Management Inc, holding a Series 65 designation and eight years of industry experience. He has been with Fogel Capital Management since 2016. Fogel Capital Management provides investment advisory and portfolio management services to individuals, pension and profit-sharing plans, charitable organizations, corporations, and nonprofits. The firm employs a combination of fundamental and technical analysis and uses a range of strategies including long- and short-term buy-and-hold, short sales, options, and margin transactions, tailoring portfolios to clients’ financial situations and risk tolerance.

Cheryl Scout is a financial advisor with Beam Wealth Advisors, Inc. in Jensen Beach, FL, holding a Series 66 designation and bringing 24 years of industry experience. She has worked at Wells Fargo Advisors and its predecessor firm Benedetti, Gucer & Associates before joining the current firm. Beam Wealth Advisors serves individuals, pension and profit-sharing plans, trusts, estates, charities, and businesses, providing comprehensive financial planning, investment management, and retirement plan consulting. The firm applies asset allocation and diversification principles, utilizing both traditional and tactical investment approaches, and offers coordinated tax and planning services through affiliated CPA and tax-preparation entities.

Christina Kemprecos is a financial advisor at Motiv8 Investments LLC with 27 years of industry experience. She has held roles at JWKODAK Capital Management, Coast to Coast Financial Planning, and operates Christina Kemprecos, CTFA. Motiv8 Investments LLC provides discretionary and non-discretionary portfolio management and comprehensive financial planning to individuals, retirement plan participants, trusts, estates, charitable organizations, and business entities. The firm employs a variety of analytical methods and strategies, tailoring advice to client goals and risk tolerance while utilizing custodial and third-party platforms to manage and rebalance portfolios.

Michael Mc Gee is a financial advisor at Hudson Advisor Services, Inc. with 14 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank, Northern Trust, and Hawthorn Family Office. He serves as a board member on two nonprofit organizations focused on hospice care in Vero Beach, Florida. Hudson Advisor Services provides investment management and financial planning to individuals, pension plans, trusts, estates, charitable organizations, and corporate entities. The firm constructs customized portfolios using fundamental, technical, and cyclical analysis and manages approximately $310 million in assets across diverse client relationships.

William Thompson IV is a CFP® professional with 13 years of experience serving clients at Victrix Investment Advisors in Stuart, FL. He has been with Victrix since 2013. Victrix Investment Advisors provides investment advisory services to individual investors, trusts, and retirement plan clients, offering both discretionary and non-discretionary asset management along with financial planning and retirement plan consulting. The firm employs a combination of fundamental, technical, and cyclical analysis to implement long- and short-term strategies and manages approximately $343 million across several hundred client accounts.

Thomas Darden is a CFP® professional at Jim Saulnier & Associates, LLC with eight years of industry experience. He has been with the firm since 2019 and previously held roles at Bank of America and Merrill Lynch. He is also a licensed insurance agent. Jim Saulnier & Associates serves individual and high-net-worth clients, focusing on those approaching or in retirement. The firm offers retirement and financial planning, portfolio management, and tax-focused planning, using a passive investment approach with discretionary management and a fixed-fee structure.