Samantha Salinas is a financial advisor at Empower Advisory Group with nine years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at VALIC Financial Advisors Inc. and Better Homes TX, where she was involved in solar, roofing, and HVAC sales and consulting. Outside of financial advising, she provides solar and financial education through her role as an energy consultant. Empower Advisory Group offers financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and retail brokerage clients. The firm emphasizes integrated services with a focus on long-term portfolio returns and serves a large participant base through its proprietary platforms.

Brook Ledbetter is a financial advisor at OSAIC Institutions, Inc. with one year of industry experience. He holds the Series 66 designation and has previously worked at H&R Block, Fortera Credit Union, First Horizon Bank, and McCurleys National Flooring. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments, operating under a hybrid adviser/broker-dealer structure.

Lee Hudson is a financial advisor with Money Concepts Capital Corp, holding a Series 66 designation and 28 years of industry experience. Prior to joining Money Concepts in 2021, he worked at Merrill and Bank of America. Outside of his advisory role, Hudson serves as vice president of Hudson Brothers Farms, Inc., a cattle farm in Adams, Tennessee. Money Concepts Advisory Service provides portfolio management, financial planning, and consulting to individuals, retirement plans, trusts, charitable organizations, and corporations. The firm uses a variety of managed programs and investment strategies, combining fundamental and technical analysis with modern portfolio theory to manage client assets.

Claudia Allen is a financial advisor with First Command Advisory Services, holding Series 63 and Series 65 licenses and two years of industry experience. Her background includes roles with First Command Insurance Services and First Command Brokerage Services, as well as military-related positions with the 2 Brigade 1-75 Cavalry and at military medical and entrance processing facilities. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs managed centrally by an Investment Management Team and Wealth Portfolio Managers using a prescreened selection of mutual funds, ETFs, and third-party managers.

Robert Stevens is a financial advisor with First Command Advisory Services in Clarksville, TN. He holds Series 65 and Series 63 credentials and has one year of industry experience. Prior to his advisory role, Stevens served in the U.S. Army from 2015 to 2025. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs, utilizing a centralized Investment Management Team to design and monitor model portfolios and third-party managers.

Cortez Stewart is a financial advisor at Empower Advisory Group with six years of industry experience. He holds a Series 66 designation and has previously worked at firms including Mass Mutual and Northwestern Mutual Life Insurance Company. Stewart also spent eight years at LeMoyne Owen College. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm emphasizes long-term portfolio returns and annual rebalancing through an integrated service model connected to Empower’s recordkeeping and administrative platforms.

Jason Schwartz is a financial advisor with First Command Advisory Services in Clarksville, Tennessee, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. He has been with First Command since 2015 and also serves as an adjunct professor at Austin Peay State University, teaching human resources in health care. Additionally, he is the treasurer for the Referee Association of Military Service Members and CEO of Schwartz and Associates. First Command Advisory Services is an SEC-registered investment adviser that serves individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm provides financial planning and multiple wrap-fee asset management programs through a centralized Investment Management Team and Wealth Portfolio Managers who select and monitor approved model portfolios and third-party managers.

Gary North is a financial advisor at First Command Advisory Services with seven years of industry experience. He holds a Series 66 designation and has worked at various entities within the First Command organization since 2018. In addition to his advisory role, he has been affiliated with Nestle Purina PetCare for over 20 years. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs that utilize model portfolios managed by an internal Investment Management Team and Wealth Portfolio Managers.

Zachary Walden is a financial advisor with First Command Advisory Services in Clarksville, TN, holding Series 63 and Series 65 licenses and possessing 17 years of industry experience. He has been with First Command and its affiliated entities since 2009. He also owns Zach Walden Wealth Management, an LLC used for his business tax filings. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm offers financial planning and wrap-fee asset management programs, utilizing a centralized Investment Management Team to design and monitor model portfolios.

Alexander Weaver is a financial advisor with First Command Advisory Services holding Series 63 and Series 65 licenses. He has one year of industry experience and previously served five years in the United States Navy. First Command Advisory Services is an SEC-registered investment adviser that serves individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm offers financial planning and a range of wrap-fee asset management programs, using model portfolios managed by a centralized Investment Management Team and Wealth Portfolio Managers.

Matthew Childers is a financial advisor with First Command Advisory Services, holding a Series 66 designation and five years of industry experience. Prior to his advisory career, he served nine years in the United States Army. First Command Advisory Services, Inc. is an SEC-registered investment adviser that serves individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs, delivering investment management through a centralized Investment Management Team and Wealth Portfolio Managers who design and monitor model portfolios using a prescreened selection of third-party managers.

William Woodruff is a financial advisor at First Command Advisory Services with Series 63 and Series 65 credentials and one year of industry experience. Prior to joining First Command, he worked at Textron for 13 years and held roles at WingXpand and related First Command entities. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and various wrap-fee asset management programs, utilizing a centralized Investment Management Team to design and manage model portfolios with discretionary authority.

Cristine Furey is a financial advisor with OSAIC Institutions, Inc., holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. Her career includes roles at Infinex Investments, Inc., Fortera Credit Union, Cuso Financial Services, and Mercer County State Bank. Outside of her advisory work, she has ownership interest in a private business. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments and lending solutions, operating with a hybrid adviser/broker-dealer structure and emphasizing firm supervision alongside IAR-managed accounts.

Susan Moore is an advisor at Hornor, Townsend & Kent, LLC with one year of experience in financial advisory. She holds Series 65 and Series 63 licenses. Prior to joining HTK, she has worked with Penn Mutual Life Insurance Company for ten years, where she continues to serve as an insurance agent. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a network of advisers, offering advisory programs, financial planning, and retirement plan consulting. The firm combines advisory and broker-dealer services, managing approximately $8.37 billion in discretionary assets and $648 million in non-discretionary assets as of year-end 2025.

Terence Clay is a financial advisor with First Command Advisory Services, holding a Series 66 designation and five years of industry experience. He served in the United States Army for 30 years before joining First Command in 2019. Outside of his advisory role, he owns a rental property in Georgia. First Command Advisory Services is an SEC-registered firm that serves individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs, emphasizing centralized portfolio management and employee ownership.

Daniel Kleinmeyer is a financial advisor with First Command Advisory Services, holding Series 65 and Series 63 credentials and three years of industry experience. He previously worked at U.S. Bancorp Investments, U.S. Bank, and Bank of America. He is also president of the NEHS Volleyball Booster Club in Clarksville, TN, where he is involved in fundraising and event coordination. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs managed through a centralized Investment Management Team with an emphasis on in-person financial coaching.

Jeffrey Skinner is a financial advisor with Principal Financial Services, holding a Series 66 designation and 15 years of industry experience. He has held roles at Principal Financial Services and related entities since 2017 and previously worked at Shoemaker Financial, Securian Financial Services, and Minnesota Life Insurance from 2011 to 2017. Outside of his advisory work, he serves as a soccer referee for regional organizations. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, and corporations. The firm offers direct advisory programs, financial planning, retirement consulting, and access to third-party money managers through advisory and promoter arrangements.

Shea Galvez Durian is a Series 66-licensed advisor with First Command Advisory Services, where he has worked since 2022. He has four years of industry experience and has held positions across several subsidiaries of First Command. Prior to this, his work experience includes roles at Boeing, Ann Taylor, and California State Polytechnic University. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm provides financial planning and multiple wrap-fee asset management programs managed centrally by an Investment Management Team and Wealth Portfolio Managers.

Katrina Guerrero is a financial advisor with First Command Advisory Services holding a Series 66 designation and six years of industry experience. Her work history includes roles at various First Command entities since 2020 and involvement with Church With U from 2017 to 2021. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs managed centrally by an Investment Management Team and Wealth Portfolio Managers.

Jo Wright is a financial advisor at Cetera with nine years of industry experience. She holds Series 66 and Series 63 credentials and has been associated with Cetera since 2017. Wright also serves as an adjunct instructor at Austin Peay State University and is a board member and Growth and Development Committee Chair for the Clarksville-Montgomery County Education Foundation. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large network of independent advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through multiple program structures and a multi-manager platform.