Charles Nicholson is a financial advisor at Innovative Advisory Partners, LLC in Hixson, TN, holding a Series 65 designation. He has recently begun his career in the industry and has worked previously in various roles including positions at Franklin Wealth Management, Southern Automotive Marketing, and First Horizon Bank. Nicholson has also been involved with the University of Tennessee at Chattanooga and Chattanooga NJTL. Innovative Advisory Partners provides comprehensive financial planning and portfolio management services to mass-affluent individuals, business owners, executives, families, and retirees. The firm employs a combination of behavioral, charting, cyclical, fundamental, and technical analysis, focusing primarily on long-term strategies while allowing for shorter-term trading when appropriate.

James Place is a CFP®-certified financial advisor with 21 years of industry experience. He has been with Evergreen Advisors, LLC since 2008. In addition to his advisory role, he is an independent insurance agent and co-hosts a daily financial radio show in Chattanooga, TN. Evergreen Advisors, LLC serves individuals, pension and profit-sharing plans, charitable organizations, and privately held businesses, managing approximately $465 million in client assets. The firm provides portfolio management, financial planning, and consulting services with an emphasis on long-term investment strategies and client-specific asset allocation models.

Samuel Payne is a financial advisor with Innovative Advisory Partners, LLC, holding a Series 66 designation and seven years of industry experience. He has worked at Innovative Advisory Partners, Franklin Wealth Management, and LPL Financial since 2018. Prior to his advisory career, he was involved with Missionary Evangelism Inc, operating the Macedonian Christian Academy from 2011 to 2018. Innovative Advisory Partners, LLC, doing business as Franklin Wealth Management, serves individuals and high-net-worth clients, focusing on business-minded professionals and intergenerational planning. The firm offers portfolio management, financial planning, retirement-plan rollover guidance, and consulting, using both static and dynamic model strategies along with a held-away asset aggregation platform to provide comprehensive wealth management and client education.

Donald Vanlandingham Jr. is a PFS™ credentialed advisor with 24 years of industry experience. He has been with Guardian Wealth Management, Inc. since 1997. Outside of advising, he is an investment partner and owner of a commercial office building in Chattanooga, TN. Guardian Wealth Management advises individual and high-net-worth clients through discretionary asset management and financial planning, using diversified portfolios generally built with mutual funds and ETFs. The firm applies Modern Portfolio Theory and efficient-frontier concepts while providing tailored advice across investment, retirement, estate, charitable, education, and business-focused planning areas.

Carolyn Fryar is a financial advisor at Innovative Advisory Partners, LLC with 13 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Franklin Wealth Management, Equitable Advisors LLC, and First Tennessee Brokerage, Inc. Fryar serves on the boards of the Kidney Foundation of Chattanooga and the Southeast Chapter American Red Cross. Innovative Advisory Partners, LLC advises individuals and high-net-worth clients, focusing on business-minded professionals and intergenerational planning. The firm offers portfolio management, financial planning, and retirement-plan guidance, using model strategies and a held-away asset aggregation platform to extend oversight beyond traditional custodial accounts.

Neill Hatcher is a financial advisor with Innovative Advisory Partners, LLC, holding a Series 66 designation and 21 years of industry experience. His prior roles include positions at Franklin Wealth Management, Ameriprise Financial Services, and Bank of America. Outside of his advisory work, he volunteers with the Alabama Golf Association assisting with golf tournaments, scoring, and rules. Prosperitus Wealth Advisors provides comprehensive financial planning and portfolio management to mass-affluent individuals, business owners, executives, families, and retirees. The firm employs a combination of behavioral, charting, cyclical, fundamental, and technical analysis, offering integrated financial planning with asset management through discretionary and non-discretionary arrangements.

Logan Wingfield is a financial advisor at Innovative Advisory Partners, LLC with Series 63 and Series 65 licenses. He has recently begun his career in financial services and has prior experience working in public broadcasting, community services, and education. Prosperitus Wealth Advisors serves mass-affluent individuals, business owners, executives, and retirees with comprehensive financial planning and portfolio management. The firm employs a combination of behavioral, charting, cyclical, fundamental, and technical analysis to pursue mostly long-term strategies while allowing for shorter-term trading as appropriate.

Michael O’Donnell is a CFP® with 19 years of industry experience and has been with Evergreen Advisors, LLC since 2008. He holds a Series 65 license and is based in Chattanooga, TN. Evergreen Advisors provides investment advisory and planning services to individuals, pension and profit-sharing plans, charitable organizations, and privately held businesses. The firm uses risk-based asset allocation, fundamental analysis, and a long-term purchase approach with tactical adjustments to implement client strategies, managing over $520 million in assets with a team of two advisors.

Robert Kozloski II is a financial advisor with M HOLDINGS SECURITIES, Inc., holding a Series 63 designation and 26 years of industry experience. He has worked with Evergreen Consulting, Inc. and M. Holdings Securities, Inc. since 2002. Outside of his advisory role, he serves as president of his local homeowners association, overseeing property grounds, maintenance, and related matters. M HOLDINGS SECURITIES, Inc. serves a diverse client base including individuals, retirement plans, charitable organizations, and corporations through a nationwide network of independent financial professionals. The firm offers a range of advisory and brokerage services, including discretionary investment management, financial planning, and retirement plan consulting, combining multiple platforms and third-party sub-advisors to support client portfolios.

Ed McManus is a financial advisor with Silver Oak Securities, Inc. in Chattanooga, TN, holding the ChFC® designation and Series 63 license with 39 years of industry experience. He has been associated with Family Wealth Advisory since 2005 and McManus & Associates since 1978. Outside of investment advisory, he operates Family Wealth Advisory focusing on accounting, tax, and non-investment financial counseling, and he is also involved in life and health insurance sales through McManus & Associates. Silver Oak Securities, Inc. serves individuals, pension and profit-sharing plans, corporations, trusts, and estates with a network of about 101 financial professionals managing approximately $2.4 billion in discretionary assets. The firm offers a range of advisory programs tailored to client objectives and risk tolerances, combining individualized portfolio management with model-based strategies and emphasizing ongoing monitoring and automated investment processes.

Shane Neal is a CFP® with 28 years of industry experience, currently serving as a financial advisor at StoneX Advisors Inc. since 2016. His prior roles include positions at StoneX Securities Inc., International Advisory Consultants Inc., and UBS Financial Services. Neal also owns and operates Compass Wealth Management LLC, managing daily operations and financial planning activities from this office. StoneX Advisors Inc. serves individuals, corporations, retirement plans, and charitable organizations by providing portfolio management, financial planning, ERISA consulting, annuity allocation, and related services through a combination of independent advisors and an in-house Private Client Group. The firm employs various portfolio strategies and platforms while conducting ongoing due diligence on third-party managers and advisory accounts.

Rick Hughes is a Series 65-credentialed financial advisor with 10 years of industry experience, currently with Impact Partnership Wealth, LLC. His prior roles include positions at American Retirement Institute, Retirement Wealth Advisors, and Hughes & Associates, LLC. Hughes is president of Hughes Retirement Group, where he sells Medicare and other insurance products, and he facilitates access to estate planning document services. Impact Partnership Wealth, LLC provides investment advisory services to individuals, corporations, trusts, and retirement plans, managing approximately $2.96 billion through a network of nearly 89 advisers. The firm offers model portfolio solutions, discretionary asset management, financial planning, and retirement plan services, utilizing a broad affiliated-entity ecosystem and a mix of firm-managed, third-party, and advisor-managed models.

Clayton Davis is a financial advisor with Sound Income Strategies, LLC, holding a Series 65 designation. He has no prior industry experience before joining the firm in 2026. Davis has also worked in construction and real estate, with roles at HomeRX Construction and Nu Vision Realty. Sound Income Strategies serves a diverse client base, including individuals, corporations, pension plans, and other registered advisors. The firm emphasizes fixed-income and income-oriented strategies, combining fundamental and technical analysis to manage portfolios actively, and offers specialized services such as family-office and special-needs planning.

Elliott Peigen is a financial advisor with Infinity Financial Services Advisory, holding Series 63, 65, and 66 licenses and bringing 36 years of industry experience. He has been with Infinity Financial Services Advisory since 2020 and with Infinity Financial Services since 2016. Outside of advising, he works as an independent insurance agent specializing in fixed annuities and life insurance. Infinity Financial Services Advisory is a multi-advisor firm managing approximately $174 million for around 642 clients. The firm serves individual and high-net-worth clients, offering portfolio management, financial planning, adviser selection, and pension consulting through a diverse investment approach that includes both long- and short-term strategies and the use of complex products such as options.

James Graham is a CFP® with 43 years of industry experience, currently affiliated with M HOLDINGS SECURITIES, Inc. since 2001. He also has long-standing roles at Evergreen Management, dating back to 1991 and 1992. Graham holds vice president positions in Evergreen Consulting and in outside insurance sales. M HOLDINGS SECURITIES, Inc. serves a broad client base including individuals, retirement plans, charitable organizations, and corporations through a nationwide network of independent firms and professionals. The firm provides a range of advisory and brokerage services, including discretionary investment management, retirement plan consulting, and insurance advisory, supported by platform providers and a combination of in-house and third-party portfolio management.

Ryan Smith is a financial advisor at CoreCap Advisors with one year of industry experience. He holds the Series 63 and Series 65 licenses. Ryan also serves as President and Attorney at Next Frontier Estate Planning PLLC, an estate planning law firm, and holds leadership roles in insurance services, including Vice President at National Insurance Services. CoreCap Advisors serves individuals, retirement plans, and institutional clients, offering discretionary investment management, financial planning, and access to third-party sub-advisors. The firm employs a relationship-oriented, long-term investment approach focused on mutual funds, ETFs, equities, and bonds, with oversight of sub-advisors and a range of affiliated financial services.

Ricky Hughes is a Series 65-licensed financial advisor with nine years of industry experience. He is currently with Impact Partnership Wealth, LLC and has previously worked at American Retirement Institute, EP Cloud d/b/a Hughes Retirement Group, Tri State Education Center, and Retirement Wealth Advisors. Outside of his advisory role, Hughes is involved in insurance sales and facilitates estate planning document services. Impact Partnership Wealth provides investment management, financial planning, and ERISA retirement-plan consulting to individuals, high-net-worth clients, retirement plans, and business entities. The firm offers discretionary model portfolio solutions and direct asset management on a wrap-fee platform, combining third-party strategists, adviser-managed models, and direct indexing with tactical asset allocation and overlays.

Jamie Peak is a financial advisor at Impact Partnership Wealth, LLC with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Hughes Retirement Group, Brookstone Wealth Advisors, LPL Financial, and Wells Fargo Advisors. Outside of his advisory role, he is a commissioned notary. Impact Partnership Wealth provides investment management, financial planning, and ERISA retirement-plan consulting to individuals, high-net-worth clients, retirement plans, and business entities. The firm employs a combination of third-party strategists, adviser-managed models, and direct indexing with tactical asset allocation and overlays, operating primarily on a discretionary basis within a wrap-fee platform.

Debra Howard is a financial advisor at StoneX Advisors Inc. with 38 years of industry experience. She holds Series 63 and Series 65 designations and has worked at StoneX Advisors and StoneX Securities since 2015, with prior experience at LPL Financial and Morgan Keegan & Company. Outside of advising, she serves as a notary, performing signature notarizations as needed. StoneX Advisors Inc. provides portfolio management, financial planning, ERISA consulting, and related services to individuals, corporations, retirement plans, and charitable organizations. The firm uses a variety of advisory platforms and model solutions, supporting multiple account structures and client-imposed investment restrictions.

John Moore is a financial advisor with M HOLDINGS SECURITIES, Inc. in Chattanooga, TN, holding Series 63 and Series 66 designations and bringing 29 years of industry experience. He has been with M HOLDINGS SECURITIES, Inc. for 25 years and also serves as Director at Evergreen Consulting, Inc., where he focuses on pension and executive benefits. Outside of his advisory work, Moore serves as Executive Vice President of the Tennessee State Soccer Association and as Senior Vice Commander of the Military Order of The Loyal Legion of the U.S. M HOLDINGS SECURITIES, Inc. serves a diverse client base including individuals, retirement plans, charitable organizations, and corporations through a nationwide network of independent Member Firms and Financial Professionals. The firm offers a comprehensive range of advisory and brokerage services, including discretionary and non-discretionary investment management, retirement plan consulting, and insurance advisory, supported by platform providers and a mix of in-house and third-party portfolio management.