Heather Coulter is a CFP® with 15 years of industry experience, currently serving at William Howard & Co. Financial Advisors, Inc. since 2023. Prior to this, she worked for seven years at Coyle Financial Counsel, LLC. Outside of finance, she is a Jazzercise instructor and franchise owner. William Howard & Co. Financial Advisors serves high-net-worth individuals, trusts, and institutional clients, offering discretionary portfolio management and a range of financial planning services. The firm follows a documented six-step investment process focused on asset allocation and fundamental analysis, providing clients with regular reporting and reviews.

William Howard Jr. is a CFP® and ChFC® with 31 years of industry experience. He has been with William Howard & Co. Financial Advisors, Inc. in Memphis, TN since 1987. William Howard & Co. Financial Advisors provides investment advisory and portfolio management services to individual and institutional clients, including high-net-worth individuals, pension plans, trusts, estates, and charitable organizations. The firm employs a six-step investment process focused on asset allocation and fundamental analysis, offers both discretionary and nondiscretionary management, and maintains client relationships through regular reporting and a digital portal.

John Goble is a CFP® with 11 years of industry experience, currently serving as the sole advisor at Your Family Matters, LLP since 2024. He previously worked at Edward Jones for six years and has a diverse background including nearly three decades of self-employment. Outside of finance, Goble is a trumpet player in a Big Band and officiates high school-level baseball, football, and basketball games. Your Family Matters, LLP offers discretionary portfolio management and financial planning primarily for individual clients, utilizing written Investment Policy Statements and a combination of fundamental, quantitative, and technical analysis with an emphasis on long-term, passive strategies. The firm manages approximately $12.8 million in assets across 84 client accounts.

Joe Moser is a CFP® and Series 66-licensed advisor at Five Oceans Advisors with 16 years of industry experience. Prior to joining Five Oceans Advisors in 2020, he worked at Dhgwealth Advisors for seven years. Five Oceans Advisors serves individuals, trusts, family entities, charitable organizations, and business clients, focusing on taxable investors and those with complex estate and tax planning needs. The firm employs evidence-based investment strategies and modern portfolio theory, offering discretionary investment management, financial planning, and coordinated oversight across custodial platforms and other professionals.

Earl Reeser is a financial advisor at Reeser Advisory Services Inc. in Germantown, TN, holding a Series 66 designation with nine years of industry experience. He previously worked at Raymond James and Morgan Keegan & Company, LLC before joining his current firm in 2018. Reeser Advisory Services Inc. provides investment advisory and portfolio management services to a limited client roster, serving both high-net-worth and non-high-net-worth individuals. The firm applies an investment approach that incorporates institutional practices, with a focus on long-term management and personalized advisory relationships.

William Yates III is a financial advisor at Eaglestrong Financial with 17 years of industry experience. He holds the CFP®, PFS™, and Series 65 designations. Prior to joining Eaglestrong Financial in 2017, he worked at Waddell & Associates, LLC for one year. Eaglestrong Financial serves individuals, including high-net-worth clients, employer-sponsored retirement plans, and businesses, offering investment management and comprehensive financial planning. The firm employs a passive investment approach using index mutual funds and ETFs, with portfolios tailored to client-specific investment policy statements and managed mostly on a discretionary basis.

Reginald Clark is a financial advisor at P3 Wealth Management in Cordova, TN, with 25 years of industry experience. He holds the CFP® and Series 63 designations. His career includes roles at The O.N. Equity Sales Company and multiple affiliated financial and insurance firms. P3 Wealth Management provides fee-based investment management and financial planning services to individuals, trusts, estates, charitable organizations, corporations, and employer-sponsored retirement plans. The firm manages approximately $30.8 million in discretionary assets and employs a tactical allocation approach using a variety of investment instruments.

Robert Cooke Sr. is a financial advisor with Broxton Capital Advisors and Hudson Cooper Asset Management, Inc., holding Series 63 and Series 65 licenses and possessing 25 years of industry experience. He has been with Broxton Capital Advisors since 2010 and Hudson Cooper since 2011. Outside of his advisory roles, he is involved with Doozy Cards, LLC, a non-investment business. Broxton Capital Advisors serves individuals, corporations, trusts, independent managers, other advisors, and institutions, offering portfolio management through direct advisory and co-advisory arrangements. The firm employs a blend of fundamental and technical analysis combined with proprietary models across a range of asset classes and strategies, and is noted for its transparency in presenting composite performance results.

Cecil Godman III is a financial advisor at Mercury Investment Group with 18 years of industry experience. He has held his current role at Mercury Investment Group since 2013 and holds a Series 66 designation. Mercury Investment Group provides discretionary portfolio management services to a diverse client base including individuals, trusts, estates, charitable organizations, governmental entities, corporations, and pension and profit-sharing plans. The firm employs a quantitatively driven investment process focused on thematic exposures and primarily manages long-only, individually managed accounts.

Dennis Long is a financial advisor with Blong Financial in Memphis, TN, holding Series 63, 65, and 66 licenses and has 14 years of industry experience. He has been a CPA since 1990 and owns Family Back Office Services, which provides tax and planning services. Blong Financial offers discretionary investment management and advisory services to individuals, corporate pension and profit-sharing plans, charitable institutions, trusts, and estates, primarily through separately managed accounts. The firm employs a fundamental, value-oriented investment approach with a global perspective, utilizing a range of securities and strategies to manage approximately $179.6 million across 326 client relationships.

James Beard is a financial advisor at LoneTree Wealth Management with four years of industry experience. He holds a Series 65 designation and has worked at LoneTree since 2022, following roles at Fetting Capital LLC and Faropoint Ventures. Prior to his financial services career, Beard spent four years with Priam Properties. LoneTree Wealth Management serves individuals, high-net-worth clients, trusts, estates, and businesses by providing investment management, financial planning, retirement plan advisory, and insurance consulting services. The firm manages approximately $47.1 million in client assets and constructs customized portfolios using a range of investment vehicles with a long-term focus complemented by ongoing monitoring and periodic reviews.

Wilson Barton IV is a Series 65 licensed advisor at Cardinal Wealth Advisory, LLC with seven years of industry experience. He has been associated with Sunburst Financial Group, LLC since 2017 and has a background connected to Birmingham Southern College since 2014. Cardinal Wealth Advisory offers investment advisory and financial planning services to a diverse client base, including individuals, families, business owners, corporations, and institutional clients like banking and insurance companies. The firm uses a structured investment process that includes establishing investment policies, selecting money managers, and conducting ongoing performance reviews, along with specialized services such as alternative investment due diligence and insurance product analysis.

Frank Lombardo III is a financial advisor at W Advisors LLC in Germantown, Tennessee, holding a Series 66 designation with 19 years of industry experience. He has been with W Advisors LLC and Purshe Kaplan Sterling Investments since 2013. W Advisors LLC serves individuals, including high net worth clients, as well as trusts, estates, and business entities, managing approximately $244.9 million in assets. The firm provides portfolio management, financial planning, and consulting services, utilizing a variety of investment strategies and offering access to separately managed account programs through Schwab.

Gary Kieffner is a CFP® professional with 28 years of experience, currently with Brandon Financial Planning, Inc. in Memphis, TN. He has worked at Brandon Financial Planning since 1998 and previously at Silver Oak Securities, Inc. since 2023. Brandon Financial Planning, Inc. offers comprehensive financial planning and investment advisory services to individuals, including high-net-worth clients, as well as pension and profit-sharing plans and other business entities. The firm emphasizes long-term investment strategies, detailed financial analysis, and primarily manages accounts on a non-discretionary basis.

Robert Curry is a CFA® charterholder with 13 years of industry experience. He is currently with bLong Financial, where he has worked since 2020, and has prior experience at Greenway Capital Management and Alluvion Investments. Outside of his advisory role, he is the owner and manager of several businesses through Greenway Holdings, including companies in HVAC services, industrial distribution, and retail work boots. bLong Financial provides discretionary investment management and advisory services to individuals, institutions, and charitable organizations, managing approximately $179.6 million across 326 client relationships. The firm employs a fundamental, value-oriented investment approach with a global perspective, utilizing a range of securities and strategies.

Dorothy Yates is a CFP® professional with eight years of experience in financial advising at Eaglestrong Financial in Memphis, TN. Prior to her advisory role, she operated Time Stand Still Photography and has been an independent representative for Juice Plus since 2007. Eaglestrong Financial serves individuals, employer-sponsored retirement plans, and businesses with investment management, financial planning, and employee benefit consulting. The firm generally employs a passive investment strategy focused on index funds and ETFs, offering both discretionary portfolio management and integrated financial planning through a small team of CFP and CPA credentialed advisors.

Jacob Cothran is a Certified Financial Planner (CFP®) and holds a Series 65 license with four years of industry experience. He currently serves as a principal at Cothran Capital, LLC and operates as a sole proprietor. Prior to founding his advisory practice, he worked at McKinney Drilling Company for five years. Cothran is also a licensed insurance agent, dedicating a substantial portion of his professional time to that activity. Cothran Capital, LLC provides personalized financial planning, asset allocation, and portfolio management services to individuals, high-net-worth clients, corporations, trusts, and estates. The firm utilizes fundamental, technical, and cyclical analysis within a structured investment framework and offers both discretionary and non-discretionary management across multiple platforms, including co-advisory arrangements and management of fee-based annuity contracts.

Robert Lloyd is a financial advisor at Rpata, LLC in Memphis, TN, holding Series 63 and Series 65 licenses with 11 years of industry experience. He has been with Revolution Partners, LLC since 2013. Rpata provides investment management, financial planning, and pension consulting to individuals, high-net-worth clients, and employer-sponsored retirement plans. The firm uses a goals-based approach focused on diversification, incorporating independent money managers and data aggregation technology, and offers ERISA 3(38) fiduciary services and a wrap fee program.

Robert Frazee is a CFA® charterholder and principal at FRAZEE Investment Consulting, Inc. in Memphis, TN, where he has been working since 2013. He has 13 years of industry experience managing investment portfolios and providing financial planning services. Frazee Investment Consulting offers discretionary portfolio management and standalone financial planning to individuals, high net worth clients, trusts, pension and profit-sharing plans, and charitable organizations. The firm primarily constructs portfolios using no-load mutual funds and ETFs and manages approximately $195.5 million in discretionary assets for about 110 clients.

Andrew Gilbert is a CFP® professional with 10 years of industry experience. He has worked at LoneTree Wealth Management since 2022 and previously spent seven years at UBS Financial Services Inc. Gilbert is also involved in insurance sales on a limited basis. LoneTree Wealth Management serves individuals, trusts, estates, and businesses, providing discretionary portfolio management, financial planning, retirement plan advisory, and insurance consulting. The firm builds customized, primarily long-term portfolios using fundamental and cyclical analysis and employs both independent managers and direct securities investments.