Joe Moser is a CFP® and Series 66-licensed advisor at Five Oceans Advisors with 16 years of industry experience. Prior to joining Five Oceans Advisors in 2020, he worked at Dhgwealth Advisors for seven years. Five Oceans Advisors serves individuals, trusts, family entities, charitable organizations, and business clients, focusing on taxable investors and those with complex estate and tax planning needs. The firm employs evidence-based investment strategies and modern portfolio theory, offering discretionary investment management, financial planning, and coordinated oversight across custodial platforms and other professionals.

Earl Reeser is a financial advisor at Reeser Advisory Services Inc. in Germantown, TN, holding a Series 66 designation with nine years of industry experience. He previously worked at Raymond James and Morgan Keegan & Company, LLC before joining his current firm in 2018. Reeser Advisory Services Inc. provides investment advisory and portfolio management services to a limited client roster, serving both high-net-worth and non-high-net-worth individuals. The firm applies an investment approach that incorporates institutional practices, with a focus on long-term management and personalized advisory relationships.

William Yates III is a financial advisor at Eaglestrong Financial with 17 years of industry experience. He holds the CFP®, PFS™, and Series 65 designations. Prior to joining Eaglestrong Financial in 2017, he worked at Waddell & Associates, LLC for one year. Eaglestrong Financial serves individuals, including high-net-worth clients, employer-sponsored retirement plans, and businesses, offering investment management and comprehensive financial planning. The firm employs a passive investment approach using index mutual funds and ETFs, with portfolios tailored to client-specific investment policy statements and managed mostly on a discretionary basis.

James Beard is a financial advisor at LoneTree Wealth Management with four years of industry experience. He holds a Series 65 designation and has worked at LoneTree since 2022, following roles at Fetting Capital LLC and Faropoint Ventures. Prior to his financial services career, Beard spent four years with Priam Properties. LoneTree Wealth Management serves individuals, high-net-worth clients, trusts, estates, and businesses by providing investment management, financial planning, retirement plan advisory, and insurance consulting services. The firm manages approximately $47.1 million in client assets and constructs customized portfolios using a range of investment vehicles with a long-term focus complemented by ongoing monitoring and periodic reviews.

Wilson Barton IV is a financial advisor at Cardinal Wealth Advisory, LLC with seven years of industry experience. He holds a Series 65 designation and previously worked at Sunburst Financial Group, LLC from 2017 to 2020. Barton also has a longstanding affiliation with Birmingham Southern College since 2014. Cardinal Wealth Advisory offers comprehensive investment advisory and financial planning services to individuals, families, business owners, corporations, and institutional clients such as banks and insurance companies. The firm employs a three-step investment process involving establishing an Investment Policy, conducting money-manager selection, and ongoing performance monitoring, with a focus on alternative investments and insurance product analysis.

Frank Lombardo III is a financial advisor with W Advisors LLC, holding a Series 66 designation and 20 years of industry experience. His prior roles include positions at Morgan Stanley from 2007 to 2013. W Advisors LLC serves individuals, including high net worth clients, as well as trusts, estates, and business entities, managing approximately $245 million in assets. The firm provides portfolio management, financial planning, and consulting, utilizing a range of investment strategies and access to separately managed accounts through the Schwab Managed Account Program.

Christopher Etheridge is a financial advisor with Olive Branch Capital, LLC, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He previously worked at David C. Jones Global Wealth Management and LPL Financial LLC. Olive Branch Capital, LLC provides investment advisory and financial planning services to both high-net-worth and non-HNW individual clients through managed accounts and consulting. The firm offers discretionary and non-discretionary portfolio management, tailoring advice to client objectives and risk tolerance, and serves as a wrap fee program sponsor while managing held-away retirement plan accounts using third-party platforms.

William Coleman is a financial advisor at Olive Branch Capital, LLC with 40 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Wells Fargo Advisors Financial Network LLC for 10 years. Outside of advising, he is the author of the book *Best When Broken*, which has been published since 2008. Olive Branch Capital, LLC provides investment advisory and financial planning services to both high-net-worth and non-high-net-worth individual clients. The firm offers tailored portfolio management and financial planning, employing a variety of strategies and serving as a wrap fee program sponsor while managing held-away retirement accounts through third-party platforms.

Dorothy Yates is a CFP® professional with eight years of experience in financial advising at Eaglestrong Financial in Memphis, TN. Prior to her advisory role, she operated Time Stand Still Photography and has been an independent representative for Juice Plus since 2007. Eaglestrong Financial serves individuals, employer-sponsored retirement plans, and businesses with investment management, financial planning, and employee benefit consulting. The firm generally employs a passive investment strategy focused on index funds and ETFs, offering both discretionary portfolio management and integrated financial planning through a small team of CFP and CPA credentialed advisors.

Jacob Cothran is a Certified Financial Planner (CFP®) and holds a Series 65 license with four years of industry experience. He currently serves as a principal at Cothran Capital, LLC and operates as a sole proprietor. Prior to founding his advisory practice, he worked at McKinney Drilling Company for five years. Cothran is also a licensed insurance agent, dedicating a substantial portion of his professional time to that activity. Cothran Capital, LLC provides personalized financial planning, asset allocation, and portfolio management services to individuals, high-net-worth clients, corporations, trusts, and estates. The firm utilizes fundamental, technical, and cyclical analysis within a structured investment framework and offers both discretionary and non-discretionary management across multiple platforms, including co-advisory arrangements and management of fee-based annuity contracts.

Robert Frazee is a CFA® charterholder and principal at FRAZEE Investment Consulting, Inc. in Memphis, TN, where he has been working since 2013. He has 13 years of industry experience managing investment portfolios and providing financial planning services. Frazee Investment Consulting offers discretionary portfolio management and standalone financial planning to individuals, high net worth clients, trusts, pension and profit-sharing plans, and charitable organizations. The firm primarily constructs portfolios using no-load mutual funds and ETFs and manages approximately $195.5 million in discretionary assets for about 110 clients.

Andrew Gilbert is a CFP® professional with 10 years of industry experience. He has worked at LoneTree Wealth Management since 2022 and previously spent seven years at UBS Financial Services Inc. Gilbert is also involved in insurance sales on a limited basis. LoneTree Wealth Management serves individuals, trusts, estates, and businesses, providing discretionary portfolio management, financial planning, retirement plan advisory, and insurance consulting. The firm builds customized, primarily long-term portfolios using fundamental and cyclical analysis and employs both independent managers and direct securities investments.

William Reeser is a financial advisor at Reeser Advisory Services Inc. with 21 years of industry experience. He holds a Series 63 designation and has served as Chief Executive Officer of the University of Florida Investment Corporation (UFICO), a 501(c)(3) charitable organization, since 2002. He also serves as an independent director for the FSI Low Beta Absolute Return Fund. Reeser Advisory Services Inc. provides portfolio management and financial advisory services primarily to individual and high-net-worth clients. The firm manages approximately $26.8 million in assets for 18 clients, focusing on individualized portfolio management with direct owner supervision.

Elizabeth Dye is a financial advisor at LoneTree Wealth Management in Memphis, TN, holding Series 63 and Series 65 licenses with two years of industry experience. Prior to joining LoneTree Wealth Management, she worked at Diversified Trust Company and UBS Financial Services, Inc. Elizabeth’s background also includes roles outside finance, such as positions in education and mortgage services. LoneTree Wealth Management serves individuals, high-net-worth clients, trusts, estates, and businesses by providing investment management, financial planning, retirement plan advisory, and insurance consulting. The firm constructs customized portfolios with a range of investment vehicles, using fundamental and cyclical analysis and regular portfolio reviews.

Morris Nutt is a financial advisor at Trinity Capital Management (TCM) with 29 years of industry experience. He holds a Series 63 designation and has worked at firms including Kingswood Wealth Advisors and Raymond James Financial. Outside of his advisory role, Nutt serves on the advisory board of Chalice Wealth Partners and is involved with a provider of audio devices, Pra Audio. Trinity Capital Management advises individuals, pension and profit-sharing plans, trusts, estates, corporations, and other entities, providing discretionary portfolio management, financial planning, and third-party manager recommendations. The firm employs model portfolios, including an AI-assisted, quantitative model developed in partnership with Stone Wall Financial and offered via the GeoWealth platform.

Anthony Chalmers is a financial advisor at FSG Wealth Advisors, LLC in Memphis, TN, holding a Series 65 designation and over 26 years of experience. He has worked at Chalmers Poole, CPAs since 2000, a firm that provides tax preparation and planning services and shares office space and ownership ties with FSG Wealth Advisors. FSG Wealth Advisors is a fee-only advisory team managing $20.8 million in client assets, serving individuals, high-net-worth clients, trusts, and estates. The firm employs a strategic asset allocation approach focused on tax efficiency and integrates financial planning into portfolio decisions without market timing.

Ilinda Parham is a CFP® and CPA with seven years of experience at FSG Wealth Advisors, LLC and eighteen years at Financial Strategy Group, PLC. She operates a tax planning and preparation sole proprietorship and serves as an independent contractor for Chalmers Poole, CPAs. FSG Wealth Advisors is a fee-only advisory team serving individuals, high-net-worth clients, trusts, and estates with discretionary portfolio management and limited financial planning. The firm employs a strategic asset allocation approach focused on tax efficiency, using primarily low-turnover mutual funds and ETFs.

Daniel Keel is a financial advisor at Cardinal Wealth Advisory, LLC in Memphis, TN, with 29 years of industry experience. He holds Series 63 and Series 65 designations and has worked with State Mutual Life Assurance Company since 1984. Cardinal Wealth Advisory serves individuals, high-net-worth clients, families, business owners, and institutional clients such as banks and insurance companies. The firm offers comprehensive investment advisory and financial planning services, including discretionary portfolio management and insurance product analysis, with a focus on manager selection and alternative investment sourcing.

Mark Sorgenfrei Jr. is a CFP® and PFS™ with 22 years of industry experience. He has been with FRAZEE Investment Consulting, Inc. since 2016. The firm provides discretionary portfolio management and standalone financial planning services to individuals, high net worth clients, trusts, pension and profit-sharing plans, and charitable organizations. FRAZEE Investment Consulting manages approximately $195.5 million in discretionary assets, primarily using no-load mutual funds and ETFs across various risk profiles.

Wes Poole is a Series 65-licensed financial advisor with one year of industry experience, currently serving at FSG Wealth Advisors, LLC in Memphis, TN. He co-founded and is a Principal at Chalmers Poole, CPAs, a tax planning and tax return preparation firm, where he has worked since 2020. Prior to that, he spent ten years with Financial Strategy Group, PLLC. FSG Wealth Advisors is a fee-only advisory team focused on discretionary portfolio management and limited financial planning for individuals, high-net-worth clients, trusts, and estates. The firm employs a strategic asset allocation approach using primarily low-turnover mutual funds and ETFs, emphasizing tax efficiency and semi-annual account reviews.