Peter Ruma Jr. is a financial advisor with Gould Ruma Financial Advisors in Toledo, OH, holding the ChFC® designation and Series 63 and 66 licenses. He has 39 years of industry experience, including 17 years with Gould Ruma Financial Advisors and over two decades with LINSCO/Private Ledger, Corp. He is also involved in selling fixed life and group insurance products and prepares tax returns as part of his advisory activities. Gould Ruma Financial Advisors provides financial, tax, and business planning services focused on clients’ budgets, estate, tax, insurance reviews, and goal-setting. The firm operates on an hourly or fixed-fee basis and does not manage client assets directly, referring investment management to LPL Financial while favoring mutual funds and ETFs for implementation.

George Damasco Jr. is a financial advisor at Bollin Wealth Management, LLC with 44 years of industry experience. He holds Series 63 and Series 65 licenses and has been with MPM Wealth Advisors, Inc. since 1995. Outside of his advisory role, he has partial ownership in Fort to Port Pizza and jointly owns Damasco Farms, which leases farmland to unaffiliated farmers. Bollin Wealth Management provides investment supervisory services and comprehensive financial planning for individuals, high-net-worth clients, trusts and estates, and corporate pension and profit-sharing plans. The firm employs a Modern Portfolio Theory approach, focusing on asset-class allocations to mutual funds and ETFs, and manages accounts on a non-discretionary basis with ongoing portfolio oversight and formal quarterly reviews.

Alan Lancz is a financial advisor with Alan B. Lancz & Associates, Inc. in Toledo, OH, holding a Series 63 designation and bringing 44 years of industry experience. He has worked at Crescent Securities Group, Inc. since 2019 and at International Assets Advisory, LLC from 2015 to 2018, alongside his longstanding role at Alan B. Lancz & Associates since 1985. In addition to his advisory work, he serves as Director of Research for Lancz Global LLC, a subscription-based independent research firm, and provides strategic leadership for two national track and trace companies. Alan B. Lancz & Associates, Inc. offers discretionary portfolio and wealth management, financial planning, retirement-plan consultation, and corporate consulting services. The firm serves high-net-worth individuals, corporate pension and profit-sharing plans, charitable institutions, family offices, and trust accounts, employing a fundamental, global investment approach with an emphasis on tax and risk management. It is notable for managing private pooled investment vehicles focused on energy drilling partnerships and maintaining affiliated entities for proprietary research and real estate management.

Steven Wise is a Series 65 licensed advisor with 12 years of industry experience. He is currently with Beacon Associates Wealth Management, LLC, where he has worked since 2022. Prior to this, he held roles at Simplicity Wealth and Virtue Capital Management, and he serves as Chapter Director and Financial Educator for the American Financial Education Alliance, focusing on Social Security and retirement planning workshops. Beacon Associates Wealth Management provides investment advisory and financial planning services to individual and high-net-worth clients, as well as trusts and estates. The firm primarily delivers discretionary asset management through third-party managers, selecting and monitoring models based on client objectives while offering project-based and hourly planning engagements.

Anthony Ruiz is a CFP® with 12 years of industry experience, currently serving as the sole advisor at Ruiz Financial Group, LLC. His prior experience includes roles at LPL Financial LLC, Edward Jones, and Huntington National Bank. Ruiz also holds Series 63 and Series 65 licenses and is based in Toledo, Ohio. Ruiz Financial Group is a state-registered, fee-only investment adviser that offers financial planning and portfolio management to individuals, families, trusts, small businesses, and retirement plan sponsors. The firm provides discretionary portfolio management, retirement plan consulting with both 3(21) and 3(38) fiduciary options, and multiple fee arrangements, emphasizing a formal process for selecting and overseeing sub-advisers.

Frank Echelmeyer is a financial advisor at Camelot Portfolios, LLC with 21 years of industry experience. He holds Series 63, 65, and 66 licenses and has worked at Atlantis Wealth Advisors, Realta Equities, and Purshe Kaplan Sterling Investments. Outside of his advisory role, he serves as a trustee for the endowment fund at Christ the King Parish in Toledo and is on the board of trustees for Baby University, an early childhood education resource for parents. Camelot Portfolios provides discretionary and non-discretionary asset management to individuals and other advisers, offering proprietary model strategies and custom accounts. The firm manages pooled and charitable vehicles, employing model-driven investment selection across a range of strategies that include income, hedged, and options-based approaches.

Travis Wurz is a financial advisor at Wurz Financial Services, LLC with nine years of industry experience. He holds a Series 66 designation and has worked at firms including Schmerge Executive Planning Services, Inc. and Prosperity Wealth Management, Inc. He recently obtained an insurance license. Wurz Financial Services provides discretionary portfolio management, financial planning, and business consulting to individuals, high-net-worth clients, and business entities. The firm offers specialized business planning services for law firm owners and employs a blend of investment strategies documented in written Investment Policy Statements.

Gyeral Nice is a financial advisor at The Bottom Line Wealth Management Ltd. in Toledo, OH, with seven years of industry experience. He holds a Series 65 designation and has worked with several firms, including Retirement Income Consultants and Sunrift Capital Partners LLC. Outside of advisory roles, he is also active as a licensed insurance agent through Capaveril II & Associates and Retirement Income Consultants. The Bottom Line Wealth Management Ltd. provides discretionary portfolio management and financial planning services primarily for individual clients, utilizing model portfolios and third-party money managers. The firm incorporates insurance products into its financial strategies and offers educational seminars and ongoing client reviews.

Christine Krygielski is a financial advisor with Walen Financial Group, LLC in Toledo, Ohio, holding a Series 65 designation and nine years of industry experience. She has been with Walen Financial Group since 2015. Walen Financial Group serves individual investors, retirement plans, trusts, estates, charitable organizations, and businesses by providing financial coaching and securities-related advice alongside non-securities planning such as cash-flow and mortgage planning. The firm acts as a co-advisor, maintaining client relationships while a third-party adviser manages client assets using diversified, Modern Portfolio Theory-based strategies.

Quinten Wise is a financial advisor at Beacon Associates Wealth Management, LLC with five years of industry experience. He holds the Series 65 designation and previously worked at Simplicity Wealth and Williams International Co., LLC. In addition to his advisory role, Wise educates individuals on Social Security and retirement planning through workshops with the American Financial Education Alliance. Beacon Associates Wealth Management serves individual and high-net-worth clients, as well as trusts and estates, offering discretionary asset management primarily through sub-advisor and co-advisor relationships. The firm focuses on selecting and monitoring third-party portfolio managers, providing actively managed portfolios with quarterly reviews and no minimum account size.

Darren Munn is a CFA® charterholder with 22 years of industry experience. He is affiliated with Camelot Portfolios, LLC and has held roles at Atlantis Wealth Advisors and Munn Wealth Management, LLC. Outside of his advisory work, he serves on the boards of the Toledo Christian Schools Foundation, Effective Give, and chairs the One Voice Foundation. Camelot Portfolios serves individual investors, including high-net-worth clients, as well as other investment advisers and institutional-type clients. The firm offers discretionary and non-discretionary asset management through proprietary model strategies that include fixed-income ladders, ETF and closed-end fund approaches, and option-based or hedged strategies.

David Bensch is a financial advisor with Evergreen Wealth Management, LLC, holding CFP® and Series 66 credentials and bringing 11 years of industry experience. He has worked with Fourth Dimension Financial Group, LLC since 2012, supporting advisor practices through case design and office management. Outside of his advisory role, Bensch assists with operations at a family-owned hair salon in Perrysburg, Ohio. Evergreen Wealth Management serves individuals, charitable organizations, corporations, and retirement plans, providing discretionary portfolio management, pension consulting, and third-party portfolio management. The firm employs a combination of fundamental, cyclical, and quantitative analysis alongside modern portfolio theory to pursue long-term, diversified investment strategies.

Alex Ash is a financial advisor at Ash Matson Wealth Partners, Inc. with a Series 65 credential and three years of industry experience. He has worked at Matson Money from 2007 to 2022 and simultaneously operates Walen Financial Group, LLC. Ash Matson Wealth Partners provides investment advisory services to a range of clients including individuals, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm focuses on individualized asset-allocation analysis and recommends third-party investment advisers without exercising discretionary trading authority or taking custody of client assets.

Phillip Bollin is a CFP® with 23 years of industry experience and is the principal advisor at Bollin Wealth Management, LLC, where he has worked since 2009. He is also co-owner of Two Titans Properties, LLC, a commercial real estate business. Bollin Wealth Management provides investment supervisory services and comprehensive financial planning for individuals, high-net-worth clients, trusts, estates, and corporate pension and profit-sharing plans. The firm employs a Modern Portfolio Theory-based investment strategy focused on asset-class allocations through mutual funds and ETFs, managing mostly non-discretionary accounts with continuous monitoring and formal quarterly reviews.

Abbey Ciancutti is a CFP® with five years of industry experience, currently serving as a financial advisor at Bollin Wealth Management, LLC in Perrysburg, OH. Her prior roles include positions at DeVerna & Co Financial and Ameritas Advisory Services. She has also worked in other fields, including fitness instruction at I Love Kickboxing. Bollin Wealth Management provides investment supervisory services and comprehensive financial planning for individuals, high-net-worth clients, trusts, estates, and corporate pension and profit-sharing plans. The firm employs a Modern Portfolio Theory-based approach focusing on asset-class allocation to mutual funds and ETFs, offering non-discretionary management with ongoing portfolio oversight and quarterly formal reviews.

Geoffrey Galbraith is a Series 65 licensed advisor at GFM Asset Management LLC in Maumee, Ohio, with five years of industry experience. He previously worked at Orient Securities from 2015 to 2019. GFM Asset Management serves individual investors, including high-net-worth clients, trusts, and retirement plans, offering discretionary portfolio management, financial planning, and standalone advisory services. The firm’s investment approach incorporates client-specific cash flow timelines, diverse asset allocation strategies, and the use of derivatives and margin, with a notable international orientation and educational content production.

Timothy Croak is a ChFC® credentialed financial advisor with 38 years of industry experience. He is president of Croak Capital and has held roles at Purshe Kaplan Sterling Investments and Ameritas Investment Corp. Outside of his advisory work, he owns and manages businesses in life insurance brokerage, tax preparation, and office building management. Croak Capital serves individual and high-net-worth clients, pension plans, charitable organizations, and business clients, offering portfolio management, financial planning, and pension consulting. The firm employs customized model portfolios using various analytical methods and manages accounts both directly and through a wrap fee program, with affiliated insurance and accounting firms as part of its service structure.

Jeffrey Lewis is a Series 65-licensed advisor at SJS Investment Services with two years of industry experience. Prior to joining SJS Investment Services, he worked for 14 years at Mother Cabrini Shrine. SJS Investment Services is a multi-team registered investment adviser managing approximately $2.5 billion across an 18-advisor team. The firm serves individuals, high-net-worth clients, business owners, retirement plans, non-profits, endowments, foundations, and public entities, focusing on discretionary portfolio management, financial planning, and retirement plan advisory services.

Jason Connell is a CFP® with 15 years of industry experience, currently serving as an advisor at Croak Capital. He previously worked at Winovich Wealth Partners, Ameritas Advisory Services, Ameritas Investment Corp, Wilcox Financial/Wilcox Sports Management, and JPMorgan Securities. Connell assists with portfolio management, financial planning, and trading. Croak Capital manages approximately $364 million for individual clients, pension plans, charitable organizations, and businesses. The firm offers discretionary and non-discretionary portfolio management, financial planning, pension consulting, and specialized real-estate advisory services, utilizing a multi-faceted investment process that incorporates fundamental and technical analysis alongside Modern Portfolio Theory.

Nolan Baker is a financial advisor with The Retirement Guys Formula in Maumee, OH, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. He has worked at PEAK Brokerage Services, LLC since 2015 and has been involved with Retirement Guys Formula since 2013. Outside of advising, Baker hosts educational seminar series through America's Retirement Academy. The Retirement Guys Formula team manages approximately $276.9 million in discretionary assets for over 1,150 clients, offering personalized investment management and broad-based financial planning. The firm employs a bucketed investment approach called the Independent Income System and utilizes tools such as Riskalyze to calibrate risk.