Kyndra Landgraff is a financial advisor with LPL Financial and holds Series 63 and Series 66 licenses. She has 10 years of industry experience, including roles at Farmers State Bank and Ruoff Mortgage Company. Outside of her advisory work, she is involved as a brand ambassador for a direct sales company and works as a direct service professional for a social services organization. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations. The firm provides a range of advisory programs and financial planning services supported by research and offers both discretionary and non-discretionary portfolio management solutions.

Paul Dowd is a financial advisor with Cetera, holding Series 65 and Series 63 registrations and bringing 29 years of industry experience. He has worked at Cetera and its affiliates since 2022 and previously spent 11 years with Morningstar Investment Management LLC. Outside of his advisory work, he serves as treasurer for a local boys club troop. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and retirement services and provides access to multiple investment strategies and third-party managers across various program structures.

Natalie Boland is a financial advisor with Raymond James Financial Services in Sturgis, Michigan, holding a Series 66 designation and seven years of industry experience. She has worked at Sturgis Bank & Trust Co. since 2018 and previously at St. Joseph County ISD from 2016 to 2018. Outside of her advisory role, Boland is an associate at Oakleaf Financial Services, where she assists with client services. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, institutions, and charitable organizations. The firm employs tailored, non-discretionary planning and risk assessment tools and supports specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting.

Hector Vargas Forero is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. His career includes multiple roles within J.P. Morgan entities since 2016. Outside of his advisory work, he serves as a board member on the finance committee of Elkhart Community Church, assisting with accounting and financial reporting. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Aaron Scholl is a financial advisor at Edward Jones with 19 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2007. Outside of his advisory role, he serves as an assistant football coach for the 8th-grade team at Middlebury Community Schools. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a wide range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Kevin Nice is a financial advisor at Cetera with nine years of industry experience. He holds the CFP® designation along with Series 63 and Series 65 licenses. Prior to joining Cetera, he worked at Everence Trust Company and Concourse Financial Group Securities Inc. Outside of his advisory role, he serves on the boards of Amigo Centre and Pleasant View Church Leadership Board, contributing to spiritual leadership and organizational planning. Cetera Investment Advisers LLC is an SEC-registered firm that provides investment management and financial planning services through a large network of independent advisors. The firm serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts, offering access to model portfolios, third-party managers, and customized investment strategies.

Michael Lakner is a financial advisor with Cetera who holds the ChFC® designation along with Series 63 and Series 65 licenses. He has six years of industry experience, including roles at Concourse Financial Group Securities Inc and Everence, where he provides insurance, investment, financial planning, and charitable planning services through Everence Trust Company. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various third-party money managers.

Robert Lonie is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and eight years of industry experience. He has worked with PFSI Investment Inc. since 2018 and has been affiliated with Primerica Financial Services since 2005. Outside of his advisory role, he serves as a commissioner for the Housing Authority of Michigan City and operates a mobile notary service. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of separately managed account options to individual and high-net-worth clients. The firm uses third-party asset managers and offers a tiered wrap fee structure, focusing on curated model portfolios rather than institutional pension or profit-sharing plan management.

Alexander Hartsough is a financial advisor with Equitable Advisors holding a Series 66 designation and eight years of industry experience. His prior work includes roles at Axa Advisors and Bontrager Pools. Outside of his advisory work, he is a partner in FTH Group LLC, contributing to office expense management without compensation. Equitable Advisors serves a diverse client base that includes individuals, high-net-worth clients, retirement plans, corporations, charities, and institutions. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, operating as both an SEC-registered investment adviser and broker-dealer.

Connor Manges is a financial advisor at Edward Jones with one year of industry experience. He holds a Series 66 designation and has previously worked at NorthWestern Mutual and FedEx Freight. His background also includes roles in education and local business operations. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with a range of investment advisory programs and affiliated financial services. The firm manages approximately $1.01 trillion in assets and operates a large nationwide network of advisors and branch offices.

Adam Christner is a financial advisor with LPL Financial and holds a Series 66 designation. He has 12 years of industry experience, including prior roles at Edward Jones and Farmers State Bank. Outside of his advisory work, he serves as a varsity assistant girls basketball coach at Westview Jr. Sr. High School. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm provides a range of advisory programs, financial planning, and retirement consulting, offering both discretionary and non-discretionary management supported by research and model portfolios.

Brian Oswald is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 65 credentials and has 24 years of industry experience. His prior work includes roles at Sturgis Bank & Trust and Oakleaf Financial Services. He serves on the finance and investment committee for Locust Grove Church in Burr Oak, MI. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, corporations, and institutional clients. The firm uses fact-finding, risk profiling, and analytical modeling to tailor recommendations, supporting clients through advisory programs and other providers.

Anita Ritter is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. She previously worked at Cambridge Investment Research Advisors, Inc. from 2011 to 2024. Outside of her advisory role, she is involved in selling non-variable insurance products. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting services, supported by model portfolios and research from multiple sources.

John Troyer is a financial advisor at Edward Jones in Goshen, IN, holding a Series 66 designation with one year of industry experience. His prior roles include positions at Prairie Village Family Center Corp, Clinton Brick Mennonite Church, and Evana Network. He is also involved with Troyernet, LLC, a business he has operated for 14 years. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, investment strategies, and affiliated financial services.

Renee Yoder is a financial advisor with Edward Jones in Goshen, Indiana, holding Series 63 and Series 66 credentials and bringing 11 years of industry experience. Her prior positions include roles at CUNA Brokerage Services, Inc. and Interra Credit Union. She has occasional involvement with a family-owned custom cabinetry business but holds no ownership or compensation. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs and investment options, operating under a fiduciary standard and supported by a large nationwide network of advisors and branch offices.

Jeffery Jennings is a Series 65-licensed financial advisor at Cetera with one year of industry experience. He has previously worked at Avantax Advisory Services and has operated Jennings Accounting Solutions LLC since 2013, an accounting firm focusing on tax preparation, payroll, bookkeeping, and tax planning. Jennings also served as president of Support for Hope, a nonprofit aimed at supporting local foster parents, which is currently inactive. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services through a large network of independent advisors and provides access to multiple program structures and third-party managers.

Kyle Koch is a Series 66-licensed financial advisor with Edward Jones in Goshen, Indiana, where he has worked since 2018. He has eight years of industry experience and previously was involved with The Movement Ministries Inc. and Koch Inc. Outside of his advisory role, he is affiliated with the Foundation Family Worship Center. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of over 23,700 financial advisors.

Katelyn Kelter is a financial advisor with LPL Financial, holding a Series 66 designation and seven years of industry experience. Her prior roles include positions at Baird, Edward Jones, and Interra Credit Union. She is based in Goshen, IN. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Benjamin Gooding is a CFP® professional with nine years of industry experience, currently serving as a financial advisor at Cetera. His prior roles include positions at Everence and Concourse Financial Group Securities Inc. He provides financial planning and charitable planning services through Everence Trust Company, a federally chartered savings bank. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of over 10,000 advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services, utilizing multiple program structures and a multi-manager platform.

William Clark is a financial advisor at Edward Jones with 24 years of industry experience. He has held his current position since 2002 and holds Series 63 and Series 66 licenses. Outside of his advisory role, he is president of Barak Enterprises, LLC, a real estate holding company. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branches nationwide.