Thomas Hardy is a CFP® professional with 15 years of experience in financial advising. He has led Hardy Financial Planning since 2007 and has served as an Adjunct Professor of Finance at Cleary University since 2004, where he teaches courses in Finance, Investing, and Financial Planning. Hardy Financial Planning is an independent firm serving individuals, trusts, estates, and business entities with fee-only financial planning, investment advisory, and consulting services. The firm offers tailored portfolio management that incorporates both fundamental and technical analysis, including options strategies, and provides retirement-plan consulting for employers.

Staying on top of your personal finances can be daunting. I get it. Like everyone else, you have a family, a career, and a half dozen hobbies to which you’d love to devote more time. That’s great! Those are all important things, and you shouldn’t feel guilty about devoting time to those areas of life. But let’s be honest, it’s easy for your finances to get pushed to the background. Who really wants to spend their very limited free time writing out a budget, much less a five-year plan or a list of life goals! Do you feel that even if you had a spare moment to contemplate your financial well-being, you wouldn’t even know where to begin? Perfect! That’s where I come in. I want to help you de-mystify your finances. I want to help you get organized. It IS possible to be at peace with your finances. You don’t have to feel like you’re continuously playing catch-up. Let’s roll up our sleeves together and get started! Why? Because you DO have goals and dreams– and those dreams deserve a fighting chance! Together we’ll use a systematic and comprehensive approach to develop a plan that is completely tailored to you, to your life, and your needs. At Bespoke Planning, my standard of success is simple: to provide a bespoke planning experience that is tailored to each individual client. I’m not a mass market kind of guy. If you’re looking for a mass market experience, or you’re simply looking for an “investment guy,” I’m not it. As a financial planner, I truly love helping clients work through their most difficult financial issues so that they can achieve their goals and live their best life. My wife may think I’m crazy because I spend my free time reading through tax guides and countless blog posts on personal finance– but hey, I love what I do. I feel truly blessed to have found a career about which I am so passionate. I get to see people realize their dreams, mostly by helping them with a lot of the nerdy, nitty-gritty stuff that normal people find to be, quite frankly, super boring. Although the process can be challenging at times, I believe that the results will be richly rewarding! I want to hear you describe your vision of a meaningful life.

Artur Engler Pinto is a financial advisor at Engler Financial with Series 63 and Series 65 licenses and one year of industry experience. Prior to founding Engler Financial, he worked at Prostatis Financial Advisors Group and several other firms in various financial roles. Engler Financial LLC, established in 2026, provides portfolio management and financial planning services to individuals, high-net-worth clients, and businesses. The firm employs a combination of fundamental analysis and modern portfolio theory, focusing on long-term trading and customized asset allocation, with client risk tolerance documented in each investment plan.

Michael Rudy is a CFP® and Series 63-registered financial advisor with 15 years of experience. He has operated Wolakota Financial Advisors since 2006 in Ypsilanti, MI. In addition to financial planning and tax preparation, Rudy provides psychoanalytic psychotherapy focused on money-related issues, a practice he has maintained since 1976. Wolakota Financial Advisors serves individual clients with personal portfolio management and comprehensive financial planning, incorporating fundamental analysis and asset-allocation strategies that consider age, net worth, income, and tax factors. The firm operates as a fee-only, single-advisor practice and offers additional services including tax preparation and psychological counseling.

Richard Griffin Jr. is the principal of Rickstar Financial, LLC, an independent advisory firm based in Ypsilanti, Michigan. He holds Series 63 and Series 65 licenses and has 28 years of industry experience. Griffin also engages in insurance sales as a licensed agent. Rickstar Financial provides portfolio management services to individuals, high-net-worth clients, charitable organizations, and business entities. The firm employs a multi-method investment approach incorporating charting, cyclical, fundamental, quantitative, and technical analysis, and it manages accounts with Schwab Institutional while documenting client risk profiles in investment policy statements.

Andrew Chong is a financial advisor at MGC Capital with a Series 65 designation and three years of industry experience. Prior to his current role, he was involved with his own professional dentistry corporation and spent four years at the University of Michigan. MGC Capital is an independent advisory firm that provides portfolio management and investment advisory services to individuals, high-net-worth clients, and business entities. The firm employs a variety of analytical methods and option strategies to tailor portfolios according to each client’s investment policy statement and risk profile.

Pia Bennett is a financial advisor with Select Financial Services Group, Inc. in Ann Arbor, MI. She holds Series 63 and Series 65 designations and has 29 years of industry experience. She has worked at Select Financial Services Group since 2003 and at Commonwealth Equity Services, Inc. since 1999. Outside of her advisory role, she is co-owner of BluePath, LLC, a private entity unrelated to investment activities. Select Financial Services Group, Inc. is a single-advisor independent firm providing comprehensive financial planning to retail and high-net-worth individuals, trusts, estates, charitable organizations, and business entities. The firm focuses on planning services and does not manage client accounts or hold custody of assets, instead using fundamental and technical analysis along with third-party research to support recommendations.

Stephen Braun is a Series 65 licensed financial advisor with Liberty Financial Planning, Inc. in Canton, MI, where he has worked since 2002. He has 15 years of industry experience. Outside of his advisory role, he is involved in public speaking through Liberty Family Resources, LLC. Liberty Financial Planning serves individuals and families with comprehensive financial planning and consulting on a fee-only basis. The firm provides asset-allocation advice and specific investment recommendations without discretionary authority or custody of client assets, focusing on low-cost funds and a buy-and-hold strategy.

Christopher Robbins is a financial advisor with Grand Street Wealth Management, LLC in Ann Arbor, MI. He holds a Series 65 designation and has 13 years of industry experience. Robbins has been with Grand Street Wealth Management since 2012 and concurrently works as a pilot for Delta Airlines. Grand Street Wealth Management is a solo independent advisory firm serving individuals and charitable organizations with discretionary wealth management and comprehensive financial planning. The firm follows an investment approach based on peer-reviewed academic research, focusing on long-term holdings and diversified portfolios constructed from documented Investment Policy Statements.

Breann Mulligan is a financial advisor at Coriander Financial Group LLC with Series 65 registration and one year of industry experience. Prior to joining Coriander Financial Group, she held roles in the beauty and fitness industries. Outside of financial advising, she is affiliated with businesses including London Beauty and Lily Grace. Coriander Financial Group LLC is an independent investment adviser serving individuals, high-net-worth individuals, and trusts with wealth management, financial planning, portfolio management, and tax strategy services. The firm constructs customized long-term portfolios combining passive index ETFs and actively managed securities, offering discretionary management and an integrated tax-strategy practice.

Scott Wiard is a financial advisor with Horizons Planning Corporation in Ann Arbor, MI, holding Series 63 and Series 65 licenses and over 31 years of industry experience. He has been with Horizons Planning Corporation since 1988 and serves as its president and sole owner. Outside of his advisory role, he is involved in commercial property management through a partnership unrelated to investment activities. Horizons Planning Corporation advises individuals, including high-net-worth clients, as well as pension plans, trusts, charitable organizations, and corporations. The firm manages approximately $70 million in client assets and offers services including investment management through its Financial Coaching & Wealth Management program and a proprietary market-timing strategy called Strategic Journal Transfers, alongside financial planning, insurance, and tax consulting.

Clint Kraft is a financial advisor at Kraft Capital with a Series 65 designation and two years of industry experience. Prior to joining Kraft Capital, he worked at Morgan Stanley and has experience in educational and community settings through roles at Michigan State University and Saline High School. Kraft Capital provides investment management, financial planning, retirement plan consulting, income tax preparation, and educational seminars to individuals, businesses, and charitable organizations. The firm uses a mix of passive and active investment vehicles tailored to client goals and typically manages accounts on a discretionary basis while also offering retirement plan advisory services for employers.

Michael Windle II is a financial advisor with Custom Wealth Management, holding Series 63 and Series 65 credentials and 12 years of industry experience. He has held leadership roles in several affiliated firms, including Custom Wealth Solutions, Custom Tax Solutions, and Custom Insurance Solutions. Outside of his financial services work, he is involved with Dark Side of Bricks, a business focused on selling LEGO products. Custom Wealth Management is an SEC-registered investment adviser serving individuals, high-net-worth clients, families, and trusts with discretionary investment management, financial planning, and consulting services. The firm uses an active, asset-allocation approach that incorporates fundamental, quantitative, and technical analysis, and it specializes in bank-issued structured notes with downside protection features.

Paige Millikin is a CFP® and holds a Series 65 license with three years of industry experience. She currently works at Sage Wealth Planning, where she has been employed since 2022. Her prior experience includes roles at Advanced Wealth Strategies and Custom Accounting, as well as multiple positions at Central Michigan University. Sage Wealth Planning provides discretionary and non-discretionary investment management, financial planning, and pension consulting to individuals, high-net-worth clients, and retirement plans. The firm employs a primarily passive investment approach with diversified portfolios and offers services under ERISA fiduciary standards.

Luke Zimmerman is a financial advisor at Millennium Personal Finance, LLC in Ypsilanti, MI, holding a Series 66 designation with six years of industry experience. His work history includes roles at Hantz Financial Services and Hantz Bank, as well as involvement with the University of Michigan. Millennium Personal Finance is a state-registered independent advisory firm that provides holistic financial planning and portfolio management services to individual and high-net-worth clients. The firm employs a customized investment approach with diversified asset allocations and offers additional services including tax preparation and estate-planning consultations.

Michael Wiard is a Series 65-licensed advisor at Horizons Planning Corporation with 16 years of industry experience. He has been with Horizons Planning Corporation since 2006. In addition to his advisory role, he holds a Life, Accident & Health Insurance Agent License in Michigan and operates an insurance business from the firm. Horizons Planning Corporation serves individual clients, including high-net-worth households, as well as pension and profit-sharing plans, trusts, estates, charitable organizations, partnerships, and corporations. The firm employs asset allocation principles based on Modern Portfolio Theory and typically recommends pooled investment products, offering discretionary management and a menu-driven approach to portfolio management, planning, and education.

Thomas Duncan is a financial advisor at Vision Capital Partners in Ann Arbor, MI, with 25 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Triad Advisors, LLC from 2006 to 2024. In addition to his advisory role, Duncan serves as president of an S-Corp involved in managing his business practice. Vision Capital Partners provides investment management and financial planning services to individuals, high-net-worth clients, trusts, estates, charitable organizations, businesses, and retirement plans. The firm employs a modern portfolio theory-based approach with diversified, low-cost allocations tailored to client goals, and offers additional services such as family office support and business succession planning.

Charles Dabrowski is a financial advisor at Palatine Hill Wealth Management with 15 years of industry experience. He holds a Series 65 designation and has worked at several firms including Advisory Services Network, LLC and Telemus Capital LLC. Dabrowski is involved in several managing member roles for business entities related to cryptocurrency mining and blockchain investments. Palatine Hill Wealth Management serves individuals, retirement plans, trusts, foundations, charities, and corporate clients. The firm’s investment approach is centered on tailored client profiles and plans, offering diversified asset allocation with ongoing portfolio review and rebalancing, and it employs coordinated service with other client advisors and administrative platforms.

David Keosaian is a ChFC® credentialed financial advisor with 15 years of experience at Horizons Planning Corporation in Ann Arbor, MI. He has been with the firm since 1993, which operates as a team of four advisors. In addition to his advisory role, Keosaian provides tax preparation and small-business accounting services and offers counseling to military personnel and their families as an independent contractor. Horizons Planning Corporation advises individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations, managing approximately $70 million in client assets. The firm employs a proprietary market-timing service alongside traditional asset-allocation strategies and provides a range of services including financial coaching, investment management, insurance recommendations, and tax or pension consulting.

Jeremiah Whiddon is a CFP® and registered investment advisor with OnTrack Wealth Management, based in Canton, MI. He has six years of experience at OnTrack Wealth Management and previously worked for six years at Atlas Oil Company. OnTrack Wealth Management serves individuals, high-net-worth clients, and charitable organizations, providing financial planning, investment management, retirement plan consulting, and basic personal tax return preparation. The firm combines fundamental and technical analysis with Modern Portfolio Theory to construct portfolios, emphasizing comprehensive planning paired with ongoing portfolio management.