Justin Kowalski is a CFP®-certified financial advisor at Dew Wealth Management with six years of industry experience. Prior to joining Dew Wealth Management in 2023, he worked at Hantz Financial Services and Elite Technical Services. He also operates Justin K Consulting, LLC, where he conducts financial analysis, business valuation, and financial modeling. Dew Wealth Management serves individuals, high-net-worth clients, pension and profit-sharing plans, and charitable organizations, offering family-office style programs, financial planning, retirement consulting, and investment management. The firm provides both discretionary and non-discretionary investment management and coordinates with other client professionals as part of its service model.

Jason Lynch is a financial advisor with PlanVision, LLC, holding a Series 65 designation and six years of industry experience. He has worked at Intuit as a Remote Tax Expert since 2020 and serves as Controller for Melnor Graphics, LLC. PlanVision offers fee-only financial planning and consulting primarily to high-net-worth individuals, focusing on fundamental analysis and a long-term, simplified allocation approach that favors passive investments. The firm provides advice through written plans or consultations without managing client assets or requiring account minimums.

Erin Wozniak is a financial advisor at Merit Financial Advisors with 14 years of industry experience. She holds Series 66 and Series 65 credentials and has previously worked at Commonwealth Financial Network, Advantage Investment Management, LPL Financial, and TL Financial Group. Merit Financial Advisors is a multi-team registered investment adviser with 264 advisors serving over 20,000 clients across 66 offices. The firm offers coordinated wealth-management services and employs a long-term, diversified investment approach centered on centrally managed portfolios overseen by an internal Investment Management team and committee.

Sonya Palumbo is a financial advisor with Prospera Financial Services, Inc., holding a Series 66 designation and 25 years of industry experience. Her prior work includes roles at CETERA Advisor Networks LLC and Summit Brokerage Services Inc. She is also a registered sales assistant at Taylor & Associates LLC. Prospera Financial Services, Inc. is an enterprise-scale adviser and dually registered broker-dealer serving individuals, including high-net-worth clients, corporate and charitable entities, and retirement plans. The firm manages approximately $12.4 billion through about 207 advisors across 140 offices, offering investment advisory and financial planning services through various platforms and customizable portfolio strategies.

Christina Perna is a financial advisor at Merit Financial Advisors with 19 years of industry experience. She holds a Series 66 designation and has previously worked at TL Financial Group, Commonwealth Financial Network, LPL Financial, and Advantage Investment Management LLC. In addition to her advisory role, she is also a notary public. Merit Financial Group, LLC is an SEC-registered advisory firm managing approximately $10.6 billion and serving a diverse client base that includes individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm employs a long-term, diversified investment approach using model portfolios and modular sleeves, with oversight from a central Investment Management team and an Investment Committee.

Kevin Berwald is a CFP® and ChFC® with 29 years of industry experience. He has been with Regal Investment Advisors LLC since 2021 and previously worked at Pacific Life for 19 years. Outside of his advisory role, he is involved in sales coaching and consulting through Berwald Financial Enterprises, LLC and Catalyst4Growth, and serves as a national sales manager for Lionshare. Regal Investment Advisors LLC (doing business as LionShare) provides discretionary investment management services to independent advisers and subadvisors, serving individual, charitable, and corporate clients. The firm offers proprietary and third-party model portfolios and grants advisers discretionary authority to manage and rebalance accounts according to selected strategies.

Gerard Taylor is a financial advisor with Prospera Financial Services, Inc., holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. He has worked at Prospera since 2021 and previously held positions at Cetera Advisor Networks LLC and Summit Financial Group Inc. Taylor is also the owner of Taylor & Associates, LLC, an investment-related business. Prospera Financial Services is an enterprise-scale adviser and dually registered broker-dealer serving individuals—including high-net-worth clients—corporate and charitable entities, and retirement plans. The firm manages approximately $12.4 billion through about 207 advisors and offers investment advisory and financial planning services across multiple platforms with a combination of firm models, third-party sub-advisers, and customizable allocations.

Michelle Lafuente is a financial advisor with Merit Financial Advisors, holding Series 65 and Series 66 credentials and 14 years of industry experience. She has previously worked at Commonwealth Financial Network, LPL Financial, Advantage Investment Management, and TL Financial Group. Merit Financial Advisors is a multi-team registered investment adviser serving over 20,000 clients through 66 offices, managing approximately $23.9 billion in assets. The firm offers wealth-management services including asset management, financial planning, and employee financial-wellness programs, and employs a long-term, diversified investment approach with customizable portfolio models overseen by an internal investment team.

Mary Hanson Kent is a financial advisor with Bison Wealth, LLC in Canton, MI, holding a Series 65 designation. She has been with Bison Wealth since 2025, with prior experience at Raymond James and Village Global. Bison Wealth serves a diverse client base including high-net-worth individuals, family offices, retirement plans, corporations, trusts, and charitable organizations. The firm offers discretionary and non-discretionary portfolio management, curated model portfolios, financial planning, and a turnkey asset management platform for unaffiliated advisers, utilizing both traditional and alternative investments alongside option-based overlay strategies.

Richard Grucz is a financial advisor at Silver Oak Securities, Inc. with 39 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with SagePoint Financial since 2011. Outside of his advisory role, he is also a licensed insurance agent. Silver Oak Securities serves individuals, pension and profit-sharing plans, corporations, trusts, estates, and other business entities through a network of approximately 101 financial professionals, managing around $2.4 billion in discretionary assets. The firm offers a variety of advisory programs tailored to client objectives and risk tolerances, combining discretionary investment management with an emphasis on operational features like ongoing model monitoring and automatic investment processes.

Michael Guillery is a financial advisor with Lifemark Securities Corp. in Trenton, MI, holding Series 65 and Series 63 credentials and possessing 24 years of industry experience. His prior work includes roles at Intervest International Equities Corp, Q3 Asset Management, and as a self-employed advisor. He is also the owner of Lighthouse Tax and Investment Planning, where he sells insurance products. Lifemark Securities Corp. provides fee-based investment advisory services and financial planning primarily to individual investors and retirement plan sponsors. The firm offers tailored, suitability-driven advice and utilizes platform tools such as Unified Managed Accounts and Advisor as Portfolio Manager programs, with client accounts managed on both discretionary and non-discretionary bases.

Anthony Lajeunesse is a financial advisor at Merit Financial Advisors with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Commonwealth Financial Network, LPL Financial, Advantage Investment Management, and TL Financial Group. Merit Financial Group, LLC is an SEC-registered advisory firm managing approximately $10.6 billion with 144 advisors serving individuals, businesses, retirement plan sponsors, charitable organizations, and institutions. The firm employs a long-term, diversified investment approach using model portfolios and customizable sleeves, supported by a central Investment Management team and an Investment Committee.

Brett Deeter is a financial advisor at Oppenheimer with 10 years of industry experience. He holds a Series 66 designation and has been with Oppenheimer since 2014. Oppenheimer serves a diverse client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm offers a range of advisory and brokerage services, employing strategic and tactical asset allocation, manager selection, and various investment strategies tailored to client objectives.

Joseph Dixon is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 66 licenses and having 44 years of industry experience. He has been with Independent Financial Group since 2009. Outside of his advisory role, Dixon is involved as an officer and director in a marketing DBA used for his practice. Independent Financial Group is a large integrated advisory and brokerage firm serving individuals, high-net-worth clients, trusts, corporations, business owners, and plan sponsors. The firm offers investment advisory programs, financial planning, and retirement plan services through multiple platforms and employs both in-house and third-party investment models.

Kyle Glaab is a CFP® with 15 years of industry experience, currently affiliated with SPC. He has worked at Sigma Planning Corporation since 2011 and Sigma Financial Corporation since 2010. Outside of his advisory role, he serves as president of Third Gen Financial, Inc., and operates Individual Financial Planning, LLC. He is also a licensed notary public in Oakland County, MI. SPC serves a diverse client base including individuals, charitable organizations, corporations, and retirement plans, managing approximately $5.66 billion in assets through a network of over 460 advisers. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services, employing a range of discretionary and nondiscretionary investment strategies.

Sean Klotz is a financial advisor at Hantz Financial Services, Inc. with three years of industry experience. He holds the Series 66 designation and has a varied work history including roles at DoorDash and Eastern Michigan University. Hantz Financial Services, Inc. is an enterprise investment adviser and broker-dealer managing approximately $10 billion in client assets across individual, corporate, and retirement plan clients. The firm emphasizes diversified, ETF-centered model portfolios with asset allocation and tax-aware strategies, operating a multi-advisor platform supported by a range of affiliated financial services.

Doyle Mosley is a financial advisor at Fifth Third Securities, Inc. with seven years of industry experience. He holds a Series 66 designation and has held prior positions at Ameriprise, Comerica Securities, Citizens Securities, and Morgan Stanley. Fifth Third Securities serves a diverse client base including individuals, high-net-worth clients, and institutional accounts through investment advisory and brokerage services. The firm offers a range of managed account programs via the Passageway platform, utilizing multiple program types and third-party portfolio managers.

Philip Buccini is a financial advisor with Oppenheimer, holding Series 63 and Series 65 licenses and 27 years of industry experience. He has worked at Fahnestock & Co., Inc. since 1999. Oppenheimer serves a diverse client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm provides a range of advisory and brokerage services, employing strategic and tactical asset allocation along with manager selection across various investment vehicles.

Michael Tafelski is a CFP® with 32 years of industry experience, currently serving at Fifth Third Securities, Inc. since 2007. He holds Series 63 and Series 65 licenses and is based in Brownstown Township, MI. Fifth Third Securities, Inc. offers brokerage and investment advisory services through its Passageway Managed Account Program to individuals, charitable organizations, corporate clients, and institutional investors. The firm combines its municipal-advisor registration with its affiliation to Fifth Third Bank to provide a range of discretionary managed-account programs, including advisor-directed models and direct indexing, supported by comprehensive supervisory and review processes.

Michael Lacombe is a CFP®, ChFC®, and Series 63-registered financial advisor with 39 years of industry experience. He has been with Hantz Financial Services, Inc. since 1999. Hantz Financial Services serves a diverse client base including individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm employs model-driven ETF strategies alongside separately managed accounts and unified managed account solutions, and it offers a range of financial planning, portfolio management, and fiduciary services supported by affiliated banking, tax, and consulting businesses.