Taylor Hemphill is a financial advisor at Vertis Wealth, LLC with one year of industry experience. He holds a Series 65 designation and has worked at Vertis Wealth and its predecessor firm since 2019. Outside of advisory work, he is an insurance agent, offering health and life insurance products. Vertis Wealth, LLC provides asset management and financial consulting services to individuals, charitable organizations, and corporations. The firm uses a long-term, value-oriented investment approach combined with strategic asset allocation, option strategies, and individualized portfolio management.

Eric Sowatsky is an investment advisor representative with Avantax Planning Partners, Inc. He holds the PFS™ designation and has two years of industry experience. Prior to joining Avantax in 2023, he worked at Yeo & Yeo Wealth Management LLC and has been involved with several affiliated entities including a CPA firm where he serves as principal and head of the Saginaw tax department. He is also a member of the Michigan Agribusiness Association Grain Committee. Avantax Planning Partners provides investment advice and financial planning primarily to individuals, pension and profit-sharing plans, charitable organizations, and businesses through collaborative referral arrangements with independent CPA firms and registered advisor representatives. The firm employs model-based style allocation strategies with discretionary portfolio management and offers tax-intelligent overlays, operating within a larger corporate group that includes broker-dealer, investment adviser, insurance, and pension consulting affiliates.

Andrew Matuzak is a financial advisor with Avantax Planning Partners, Inc. He holds the PFS™ designation and Series 63 license, and has five years of industry experience. Prior to his current role, he worked with Cetera Wealth Services, LLC and Avantax Investment Services Inc. Matuzak serves as treasurer for both the Rotary International Club of Saginaw Valley and the Thomas Township Business Association, participating actively in community organizations. Avantax Planning Partners provides investment advice and planning services primarily to individuals, pension and profit-sharing plans, charitable organizations, and businesses through collaborative arrangements with independent CPA firms and registered advisor representatives. The firm employs model-based style allocation strategies overseen by an Investment Advisory Committee and offers tax-intelligent overlays and discretionary portfolio management.

Peter Bender is a CFP®-certified financial advisor with 24 years of industry experience, currently with Avantax Planning Partners, Inc. He has held positions at Cetera Wealth Services, Avantax Investment Services, and Yeo & Yeo Wealth Management, among others. Outside of his advisory work, he serves as Executive Director of the St. Lorenz Church Foundation and holds various trustee and board roles in nonprofit and community organizations. Avantax Planning Partners provides investment advice and planning primarily to individuals, pension and profit-sharing plans, charitable organizations, and businesses through collaborative referral arrangements with independent CPA firms and registered advisor representatives. The firm utilizes model-based style allocation strategies, discretionary portfolio management, and offers tax-intelligent overlays, operating within a larger corporate group that includes broker-dealer, investment adviser, insurance, and pension consulting affiliates.

Paul Costa is a financial advisor at Corecap Advisors with 41 years of industry experience. He holds Series 63 and Series 66 designations. Outside of his advisory role, Costa is involved in insurance sales, specializing in life insurance, fixed annuities, and equity-indexed annuities. Corecap Advisors provides discretionary investment and portfolio management along with standalone financial planning to individuals, self-directed retirement accounts, pension and profit-sharing plans, trusts, estates, and corporations. The firm employs a relationship-oriented, individualized approach with a long-term investment horizon, using a variety of investment vehicles and sub-advisors to manage client portfolios.

William Jones Jr. is a financial advisor with Procyon and holds the ChFC® designation along with Series 63 and Series 65 licenses. He has 28 years of industry experience, with prior roles at firms including Sigma Planning Corporation and Oliver Lagore Vanvalin Investment Group. Outside of his advisory work, he is the sole owner of Tiger Jones Outdoors LLC, a farming and land management business, and St Helen Cabin Masters LLC, which provides lawn and landscaping services. Procyon serves a broad client base including individuals, high-net-worth clients, families, trusts, businesses, and institutional investors. The firm offers investment management, financial planning, retirement plan advisory, and consulting services, employing a fundamentally driven, customized investment process utilizing mutual funds, ETFs, individual equities, and fixed income.

Nicholas Elliott is a financial advisor at Hantz Financial Services, Inc. with five years of industry experience. He holds the Series 66 designation and has previously worked at Dick's Sporting Goods, Michigan State University, and several other organizations. Hantz Financial Services, Inc. serves individual investors, corporate clients, and retirement plan sponsors through a multi-advisor platform managing approximately $10 billion in assets. The firm focuses on diversified, ETF-centered model portfolios, asset allocation, and periodic rebalancing, while offering a range of services including financial planning, portfolio management, and retirement consulting.

Jeremy Shafer is a CFP® and Series 66-registered advisor with six years of industry experience. He is currently with Wealth Enhancement Advisory Services, LLC and previously worked for Huntington Private Bank for ten years. Outside of advisory work, he manages the finances of a rental property. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise firm serving individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm offers a range of financial planning, asset management, and specialized consulting services, employing a strategic investment approach that combines passive and active management guided by an internal Investment Committee.

Garrett Malmo is a financial advisor with AE Wealth Management, LLC, holding a Series 66 designation and two years of industry experience. Prior to joining AE Wealth Management, he worked at The Prudential Insurance Company of America and Pruco Securities LLC. Outside of his advisory role, Malmo serves as a League Director for Michigan Youth Basketball, overseeing youth basketball games and acting as a point of contact for coaches. AE Wealth Management is an SEC-registered investment adviser serving a diverse client base, including individual investors, retirement plan sponsors, trusts, charitable organizations, and businesses. The firm offers a platform-centered approach combining model portfolios, discretionary asset management, financial planning, and consulting services.

Adam Chrysler is a financial advisor at Hantz Financial Services, Inc. He holds a Series 66 designation and has four years of industry experience. His prior work includes roles at Northwood University, Swan Valley Golf & Banquet, Vondette Roofing, and Calvary Baptist Academy. Hantz Financial Services serves a diverse client base including individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm emphasizes model-driven ETF strategies supported by separately managed accounts and unified managed account solutions, while also offering fiduciary retirement-plan services and affiliated financial product implementation.

John Hereza is a financial advisor with PNC Wealth Management in Saginaw, MI, holding Series 63 and Series 65 designations and bringing 39 years of industry experience. He has worked with PNC Bank since 2010 and PNC Investments since 2009. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital discretionary model account for employees. The firm uses algorithmic risk assessments to guide portfolio strategy with implementation by approved third-party managers, focusing on mutual funds and ETFs with annual rebalancing.

Manuel Sanchez is a financial advisor at Commonwealth Financial Network with 41 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Commonwealth since 2003. Outside of his advisory work, he co-owns Sanchez Industries, Inc., which operates Baby Ellie Auto Spa, a car wash service in Saginaw, MI. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing over $212 billion in client assets. The firm provides a comprehensive adviser-support platform, including managed-account programs, access to third-party asset managers, and custody services.

Jacob Tragis is a financial advisor at Hantz Financial Services, Inc. with eight years of industry experience. He holds a Series 66 designation and has worked at Hantz Financial Services since 2018. Prior to his advisory career, he held various roles in the service and hospitality industries. Hantz Financial Services, Inc. is an enterprise investment adviser and registered broker-dealer serving individual investors, corporate and retirement plan sponsors through a multi-advisor platform managing approximately $10 billion in client assets. The firm offers a range of services including financial planning, portfolio and wealth management, and retirement plan consulting, and emphasizes diversified, ETF-centered model portfolios combined with access to third-party managers and tax-aware strategies.

Nathan Hudson is a financial advisor with AE Wealth Management, LLC and holds the Series 66 and Series 63 licenses. He has two years of industry experience, including prior roles at Bankers Life Advisory, Bankers Life Securities, Inc., and Bankers Life & Casualty, Inc. Before entering the financial sector, his work history includes positions in various service and retail roles. AE Wealth Management provides fee-based portfolio management, financial planning, and retirement-plan consulting to a broad range of clients, including individuals, corporations, trusts, and ERISA plan sponsors. The firm employs discretionary model portfolios and a combination of fundamental, technical, and cyclical investment strategies, operating at scale with a significant client base and a platform-focused approach.

Grayson Miller is a financial advisor with Hantz Financial Services, Inc., holding a Series 66 designation and one year of industry experience. His prior work includes roles at Aptiv, Arbor Research and Trading, and United Wholesale Mortgage. Hantz Financial Services, Inc. is an enterprise investment adviser and broker-dealer managing approximately $10 billion in client assets. The firm serves individual investors, corporate clients, and retirement plan sponsors through diversified, ETF-centered model portfolios and offers a range of wealth management, financial planning, and retirement consulting services.

Jonathon Chapman is a financial advisor at Hantz Financial Services, Inc. in Saginaw, MI, holding the ChFC® designation and Series 63 license with 34 years of industry experience. He has been with Hantz Financial Services since 1999 and has a concurrent affiliation with Ray Miller Jr. since 1991. Hantz Financial Services serves a diverse client base including individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm employs model-driven ETF strategies alongside separately managed accounts and unified managed account solutions, and offers a range of financial planning, portfolio management, and fiduciary services supported by affiliated banking, tax, and consulting businesses.

Brett Gehringer is a financial advisor at Hantz Financial Services, Inc. in Midland, MI, holding Series 63 and Series 65 designations with 19 years of industry experience. He has been with Hantz Financial Services since 2006. Outside of his advisory role, he is the owner of Fivesixteen Properties, LLC, a commercial property management business. Hantz Financial Services serves a diverse client base including individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm uses model-driven ETF strategies alongside separately managed and unified managed accounts, and offers expanded implementation capabilities through affiliated entities such as a trust company, tax consulting, and insurance and mortgage origination services.

Jason Crockett is a financial advisor with Hantz Financial Services, Inc. in Midland, MI, holding Series 63 and Series 65 credentials and bringing 22 years of industry experience. He has been with Hantz Financial since 2003. Outside of his advisory role, Jason has worked as a snowboard and ski instructor since 2004. Hantz Financial Services serves a diverse client base, including individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm employs model-driven ETF strategies alongside separately managed and unified managed accounts, and offers a broad range of financial planning, wealth management, and fiduciary services supported by affiliated banking, tax consulting, and insurance businesses.

Thomas Pellerito is a CFP® with 12 years of industry experience, currently serving as a financial advisor at Hantz Financial Services, Inc. since 2012. He also serves as Treasurer for the Jean M.R. Smith Foundation, a scholarship and charitable fund. Hantz Financial Services serves a diverse client base including individual investors, charitable organizations, corporate clients, and retirement plan sponsors, offering financial planning, portfolio management, and fiduciary services. The firm employs model-driven ETF strategies and provides expanded implementation capabilities through affiliated businesses such as a state-chartered trust bank and in-house tax and consulting services.

Jason Hall is a financial advisor at Hantz Financial Services, Inc. in Midland, MI, holding Series 63 and Series 65 licenses with 23 years of industry experience. He has been with Hantz Financial Services since 2002. Hantz Financial Services serves a diverse client base including individual investors, charitable organizations, corporate clients, and retirement-plan sponsors. The firm employs model-driven ETF strategies alongside separately managed accounts and unified managed account solutions, and offers expanded implementation capabilities through affiliated businesses such as a trust bank, tax and business consulting, and insurance and mortgage origination.