Daniel Youngs is a CFP® professional with 43 years of industry experience. He currently serves as an advisor at OSAIC and has held prior roles at FSC Securities Corporation and HFG Advisors, Inc., which he also owns. Outside of his advisory work, Youngs is the CEO of Succession Connection Inc., a website business focused on connecting financial advisors for succession planning. OSAIC is an SEC-registered investment adviser and FINRA member broker-dealer supporting a large network of financial advisers. The firm serves a diverse client base, including individual investors, pension plans, corporations, and charitable organizations, offering a range of advisory programs and investment solutions.

Lori Hannemann is a Series 65-licensed advisor with Clear Ridge Wealth Management, LLC, located in Kalamazoo, MI. She has been with Clear Ridge since 2016. Her prior work includes four years at Prince of Peace Lutheran Church. Clear Ridge Wealth Management serves individual and institutional clients, offering discretionary and non-discretionary investment management alongside financial planning. The firm employs a diversified, buy-and-hold investment approach based on Modern Portfolio Theory, primarily using low-cost, passively managed funds and ETFs.

Jonathan Haverdink is a financial advisor at Haverdink Financial Management, LLC in Portage, MI, holding a Series 65 designation with two years of industry experience. His prior work includes roles at The Northwestern Mutual Life Insurance Company and John A. Wolfe & Associates, Inc. Haverdink Financial Management is a fee-only, SEC-registered investment adviser managing approximately $220 million across 480 limited-discretionary accounts. The firm serves individuals and high-net-worth clients using a long-term, low-turnover investment approach based on Modern Portfolio Theory and strategic asset allocation.

Philip Kehoe is a financial advisor with 16 years of industry experience, currently serving at Valley Oak Investment Strategies LLC. He holds Series 63 and Series 65 licenses and has previously worked with Kingswood Capital Partners, Financial Gravity Family Office Services, Forta Financial Group, and Cambridge Investment Research. Kehoe is also the owner of Kehoe Financial Services. Valley Oak Investment Strategies provides financial planning, consulting, investment management, and retirement plan consulting to business owners, individuals, families, corporations, charities, and pension/profit-sharing plans. The firm emphasizes tax planning for business owners and utilizes third-party model portfolios and platform tools to implement customized investment strategies.

Sophit Lee is a CFP® and Series 65-licensed advisor with 24 years of industry experience. She has been with Docsa Capital Management, Inc. since 2000. Docsa Capital Management, Inc. provides fee-only financial planning, discretionary portfolio management, and retirement-plan consulting for individuals, high-net-worth clients, trusts, and estates. The firm uses a combination of fundamental, valuation, and technical analysis and offers multiple service tiers to align with client preferences and account arrangements.

Michelle Eldridge is a CFA® charterholder with 15 years of experience in financial advising. She has been with Clear Ridge Wealth Management, LLC since 2014. Outside of her advisory role, she serves as a board director at Mercantile Bank and is a member of the investment committees for both the Kalamazoo Valley Community College Foundation and the Western Michigan University Foundation. Clear Ridge Wealth Management provides investment management and financial planning services to individuals, retirement plans, trusts, charitable organizations, corporations, and small businesses. The firm employs a long-term, Modern Portfolio Theory approach focused on broad diversification and passive asset-class funds, often utilizing Dimensional Fund Advisors funds and ETFs, and benefits from an integrated relationship with Focus Partners Advisor Solutions for sub-advisory and operational support.

Eric Meisheri is a financial advisor at Lifetime Equity Investments LLC in Kalamazoo, MI, holding a Series 65 designation with 10 years of industry experience. He has been with Lifetime Equity Investments since 2016. Lifetime Equity Investments serves individual investors, high-net-worth individuals, and charitable clients by providing discretionary portfolio management and customized investment portfolios. The firm emphasizes fundamental analysis and individualized portfolio construction across a diverse range of securities, including American Depositary Receipts, bonds, mutual funds, equities, and ETFs.

Charles Wattles is a CFA® charterholder and holds a Series 65 license with 21 years of industry experience. He has been with Long Road Investment Counsel, LLC since 2014. Outside of his advisory role, he serves as a general partner in a family investment partnership that involves security analysis, portfolio management, and administrative duties. Long Road Investment Counsel provides discretionary investment management to individuals, trusts, estates, and charitable institutions, managing approximately $316 million across about three dozen client relationships. The firm employs an active, fundamentally driven approach focused on long-term growth through equity securities of industry leaders and investment-grade fixed income with relatively short maturities.

Matthew Harrison is a CFA® charterholder with one year of experience in the financial industry. He is currently with Docsa Capital Management, Inc. and also serves as the founder and owner of tkc Capital Research, where he consults on best practices for managing investor relations for public companies. His prior work includes roles at WK Kellogg Co, Viewray, Inc, and Stryker. Docsa Capital Management advises individuals, small business owners, trusts, and estates, offering financial planning, discretionary portfolio management, and small-business retirement plan consulting. The firm employs a blend of fundamental, valuation, and technical analysis in its investment process and operates as an independent, fee-only registered investment adviser.

Timothy Schauer is a CFA® charterholder with 23 years of industry experience, serving as an advisor at Docsa Capital Management, Inc. since 2001. He holds a Series 65 license and is based in Portage, Michigan. Docsa Capital Management, Inc. provides fee-only financial planning, discretionary portfolio management, and retirement-plan consulting for individuals, high-net-worth clients, trusts, and estates. The firm employs a blend of fundamental, valuation, and technical analysis to create portfolios and offers multiple service tiers to match client preferences and account arrangements.

Ryan Vliek is a financial advisor at PPS & V Asset Management Consultants Inc with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has been with PPS & V Asset Management Consultants since 2010. He is also licensed to offer life insurance and fixed or fixed indexed annuities in Michigan. PPS & V Asset Management Consultants provides discretionary investment management and customized advisory services to individuals, retirement plans, charities, and corporations, managing approximately $253.7 million for around 247 clients. The firm constructs portfolios based on core asset-allocation models and employs a long-term buy-and-hold investment approach with periodic rebalancing.

Jordan Marchewka is a CFP® professional with seven years of industry experience, currently serving as a financial advisor at HFG Advisors Inc. in Kalamazoo, MI. His career includes roles at FSC Securities Corp and Consumers Energy. He contributes to the finance team at The Bridge Church, assisting with budget oversight and fund allocation. HFG Advisors, Inc. manages approximately $52.2 million for a small client base, including high-net-worth individuals, trusts, estates, and retirement accounts. The firm offers discretionary and non-discretionary portfolio management alongside comprehensive financial planning, focusing on diversified, long-term investment strategies without using third-party advisers.

Ginny Dell is a financial advisor at Infinity Advisory Group with 15 years of industry experience. She holds a Series 65 designation and has worked at Advisory Services Network, LLC, since 2016. In addition to her advisory role, she is a licensed insurance agent selling annuities, life insurance, and long-term care insurance, dedicating approximately 15% of her time to these activities. Infinity Advisory Group provides investment management and financial planning services to individuals, trusts, charitable organizations, businesses, and qualified retirement plans. The firm employs an evidence-based, passive investment approach primarily using mutual funds and ETFs, and offers client education alongside periodic portfolio reviews.

Michael Brundage is a CFP®-certified financial advisor with 11 years of industry experience, currently practicing at Clear Ridge Wealth Management, LLC since 2014. He serves as a trustee and finance committee member for the Gull Lake Community Schools Foundation, where he reviews the investment portfolio. Clear Ridge Wealth Management provides investment management and financial planning to individuals, retirement plans, trusts, nonprofits, corporations, and small businesses, employing a long-term, Modern Portfolio Theory approach with broad diversification and passive asset-class funds. The firm integrates services with Focus Partners Advisor Solutions for sub-advisory portfolios and back-office support.

Kayla Frantz is a financial advisor at PPS & V Asset Management Consultants Inc with six years of industry experience. She holds a Series 65 designation and has been with PPS & V since 2004. PPS & V Asset Management Consultants provides discretionary investment management and customized advisory services to individuals, retirement plans, charities, and corporations, managing approximately $253.7 million for about 247 clients. The firm employs a core asset-allocation model approach and typically builds portfolios with low-cost mutual funds, ETFs, and other instruments, maintaining a long-term buy-and-hold strategy with periodic rebalancing.

Ryan Snyder is a financial advisor at Infinity Advisory Group with 15 years of industry experience. He holds a Series 65 designation and previously worked with Advisory Services Network, LLC for 10 years. Ryan is also a licensed insurance agent offering annuities, life, and long-term care insurance. Infinity Advisory Group provides investment management and financial planning services to individuals, trusts, charitable organizations, businesses, and qualified retirement plans. The firm employs an evidence-based, passive investment approach using mutual funds, ETFs, and model portfolios from a sub-adviser, with ongoing client education and additional service options including insurance products.

Lawrence Harrison is a CFA® charterholder with 16 years of industry experience. He has been with LVM Capital Management Ltd since 1990. Outside of his advisory role, he serves as treasurer and secretary for Glenkerry Court, LLC. LVM Capital Management provides integrated wealth management and financial planning services primarily to high-net-worth individuals, institutional clients, and charitable organizations. The firm employs a fundamental, valuation-driven investment approach combined with asset allocation and longer-term holdings, as well as more active strategies including derivatives and option writing.

Samuel Pietrogallo is a CFP® professional with experience at Wolff Financial Management LLC since 2024. His prior roles include positions at Consumers Credit Union, Zhang Financial, and Western Michigan University. He has additional work history in diverse sectors including nonprofit and corporate settings. Wolff Financial Management LLC provides personalized financial planning and wealth management services to individuals, families, trusts, charitable organizations, and corporations. The firm manages approximately $613 million in client assets and emphasizes a client-first planning approach paired with discretionary portfolio management tailored to asset-allocation strategies.

Cory Wietfeldt is a CFP® professional with 31 years of industry experience, currently serving as an advisor at CWS Financial Advisors LLC in Kalamazoo, MI. He has worked at CWS Financial Advisors since 2014, with prior experience at Wells Fargo Advisors from 2014 to 2018. CWS Financial Advisors offers investment management, wealth management, financial planning, and retirement plan consulting to individuals, trusts, estates, charitable organizations, and business entities. The firm employs a strategic, long-term, objective-based investment approach, utilizing institutional-share mutual funds, ETFs, and select individual securities tailored to client goals and tax considerations.

Chase Imberger is a CFP® and ChFC® with six years of experience in financial advising, currently serving at Gasaway Investment Advisors, Inc. in Kalamazoo, MI. His background includes roles at Calvin College and Calvin University, as well as Caring Transitions. Outside of his advisory work, he is a professional disc golfer and volunteers as a general member of Junior Chamber International in Kalamazoo and Grand Rapids. Gasaway Investment Advisors, Inc. offers investment management, financial planning, and third-party administration services for qualified retirement plans, serving individuals, pension plans, trusts, estates, and corporations. The firm employs an active, long-term investment approach with tailored allocations and provides specialized services for employer-sponsored retirement plans.