Andrew Gildea is a financial advisor at CWS Financial Advisors LLC in Kalamazoo, MI. He holds a Series 65 designation and has one year of industry experience. Prior to joining CWS Financial Advisors, he worked at Schupan Aluminum Sales for three years and was a student for six years. CWS Financial Advisors provides investment management, financial planning, and retirement plan consulting to individuals, trusts, estates, charitable organizations, and business entities. The firm uses a strategic, long-term, objective-based approach to portfolio construction, emphasizing institutional-share mutual funds, ETFs, and select individual securities tailored to client goals.

Morgan Hunt is an investment advisor representative at Fairway Investment Group, LLC with two years of industry experience. He holds a Series 66 credential and previously worked in education, including seven years at Martin Public Schools. Hunt is also involved with MEA Financial Services as a financial representative. Fairway Investment Group primarily serves members of the Michigan Education Association and their families, along with individual clients, trusts, estates, and select businesses. The firm offers fee-based investment advisory and portfolio management services through LPL Financial–sponsored programs, delivering advice on a predominantly non-discretionary basis and tailoring recommendations to client objectives.

Jean Claude Morisset is a financial advisor at TruNorth Capital Management, LLC with eight years of industry experience. He holds the Series 65 credential and previously worked at Plante Moran Financial Advisors from 2014 to 2022. Morisset has been with TruNorth Capital Management since 2022. TruNorth Capital Management is a fee-only, SEC-registered advisory firm that provides discretionary investment management and financial planning services to individuals, high-net-worth families, family offices, corporations, and employer-sponsored retirement plans. The firm employs low-cost, diversified strategies using ETFs, mutual funds, bonds, and CDs, with tactical asset allocation and periodic rebalancing.

Nicholas De Vries is a financial advisor with Fairway Investment Group, LLC, holding a Series 66 designation and two years of industry experience. He has worked at Fairway Investment Group since 2024 and is also associated with Paradigm Equities, Inc. and MEA Financial Services. Prior to his financial career, he spent several years in education-related roles, including positions at Otsego Public Schools and Knapp Charter Academy. Fairway Investment Group primarily serves members of the Michigan Education Association and their families, as well as individual clients, trusts, estates, and select businesses, offering fee-based investment advisory and portfolio management services through LPL Financial-sponsored programs. The firm operates mainly on a non-discretionary basis, employing a structured investment approach that includes fundamental, technical, and cyclical analysis with regular monitoring and rebalancing.

Brandon Keehr is a CFP® with three years of industry experience, currently serving as an advisor at Schaeffer Financial LLC. Before joining Schaeffer Financial, he worked at Grove Point Investments, LLC, and served in the United States Army for 23 years. Schaeffer Financial is a five-advisor team managing approximately $223 million for about 237 client accounts, focusing on individuals and families—including federal employees and foreign nationals with G‑IV visas—as well as trusts, foundations, and small businesses. The firm provides financial planning and discretionary portfolio management, emphasizing diversified asset allocation and client education through seminars and workshops.

Joseph Splendorio is a financial advisor with CWS Financial Advisors LLC in Kalamazoo, MI, holding Series 63 and Series 66 designations and bringing 23 years of industry experience. He has worked at CWS Financial Advisors since 2014, including a prior stint from 2014 to present, and spent four years at Wells Fargo Advisors. CWS Financial Advisors provides investment management, wealth management, financial planning, and retirement plan consulting to a diverse client base that includes individuals, trusts, estates, charitable organizations, and businesses. The firm employs a strategic, long-term, objective-based approach to portfolio construction, utilizing institutional-share mutual funds, ETFs, individual securities, and sub-adviser strategies tailored to client goals and tax considerations.

Brian Mullally is a financial advisor at TruNorth Capital Management, LLC with 13 years of industry experience. He holds a Series 65 designation and has worked at TruNorth since 2012. Outside of advisory work, he is involved in commercial real estate development and management through multiple entities, including Innovo Property Management and related ventures. TruNorth Capital Management is a fee-only, fiduciary Registered Investment Adviser serving individuals, families, family offices, corporations, charitable foundations, and retirement plans. The firm focuses on low-cost, broadly diversified portfolios using ETFs, mutual funds, bonds, and cash equivalents, managing client accounts on a discretionary basis with an emphasis on transparency and regular client communications.

Regina Spence is a financial advisor at CWS Financial Advisors LLC with eight years of industry experience. She holds a Series 66 designation and previously worked at LPL Financial, Edward Jones, and Flagstar Bank. CWS Financial Advisors provides investment management, wealth management, financial planning, and retirement plan consulting to individuals, trusts, estates, charitable organizations, and business entities. The firm employs a strategic, long-term, objective-based approach, utilizing institutional-share mutual funds, ETFs, and select individual securities, with an emphasis on manager selection and cost sensitivity.

Harry Boesch is a financial advisor at Wellington Investment Advisors with 40 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wellington Investment Advisors since 2016, following a brief period at Private Client Services LLC. Outside of his advisory role, he is a passive investor in several medical and healthcare-related companies. Wellington Investment Advisors manages approximately $261.4 million for about 386 clients through a team of eight advisors. The firm offers discretionary and non-discretionary portfolio management and financial planning, utilizing various analytical strategies tailored to individual client objectives and risk tolerance.

Jeff Ross is a financial advisor with IHT Wealth Management LLC in Kalamazoo, MI, holding the ChFC® designation and Series 63 and 66 licenses. He has 37 years of industry experience, including prior roles at Commonwealth Financial Network and National Planning Corporation. Outside of his advisory work, Ross operates Seven Oaks Performance LLC, a for-profit business unrelated to investment management. IHT Wealth Management serves individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, trusts, and corporate clients. The firm employs a blend of fundamental stock selection, quantitative tools, and diversified model portfolios, offering discretionary asset management and financial planning through a network of approximately 153 advisors.

Jerry Love is a CFP® with 22 years of industry experience, currently serving at F.L. Putnam Investment Management Co. since 2026. Prior to this, he worked for Arcadia Investment Management Corp for 26 years. He also operates a sole proprietorship providing selected financial planning, estate planning, tax work, and trustee services to a limited number of clients. F.L. Putnam Investment Management Co. serves a diverse group of individual and institutional clients, offering investment management, financial planning, family office solutions, and consulting. The firm combines internally managed strategies and third-party managers across various asset classes, employing a strategic asset allocation framework with tactical flexibility.

Jeremy Heavey is a financial advisor with M Holdings Securities, Inc. based in Kalamazoo, MI. He holds a Series 65 designation and has four years of industry experience. Prior to joining Rose Street Advisors in 2021, he spent ten years at gracespring Bible Church. He also volunteers providing guidance and coaching to the nonprofit organization Edge Community, Inc. M Holdings Securities, Inc. serves a diverse client base including individuals, retirement plans, charitable organizations, and corporations through a nationwide network of independent firms and financial professionals. The firm offers a range of advisory and brokerage services, combining discretionary and non-discretionary investment management with retirement consulting and insurance advisory solutions.

Rebecca Artz is a financial advisor at Harbour Investments, Inc. with seven years of industry experience. She holds a Series 66 designation and has worked at Harbour since 2019. In addition to her advisory role, she is an independent insurance agent, which includes activities related to equity-indexed annuities. Harbour Investments provides investment advisory and financial planning services to a diverse client base, utilizing a combination of fundamental and technical analysis to build customized strategies across various asset classes.

Scott Higgins is a CFP® professional with 25 years of industry experience, currently affiliated with M HOLDINGS SECURITIES, Inc. and Rose Street Advisors since 2012. He serves on the finance committee of Kalamazoo Neighborhood Housing Services. M HOLDINGS SECURITIES, Inc. operates as both an SEC-registered investment adviser and a FINRA-member broker-dealer, providing a broad range of advisory and brokerage services to individuals, retirement plans, charitable organizations, and businesses through a nationwide network of independent firms and financial professionals.

Steven Ryan is a financial advisor at OneSeven with 26 years of industry experience. His prior roles include positions at Regulus, LLC and Regal Investment Advisors, LLC. Ryan holds Series 63 and Series 65 licenses. OneSeven provides investment advisory services to individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans, offering portfolio management, financial planning, and consulting. The firm employs a primarily long-term investment approach with both discretionary and non-discretionary options, utilizing diversified portfolios and access to alternatives and private placements.

Paul Miller II is a financial advisor with Creative Financial Designs, Inc. in Kalamazoo, MI. He holds a Series 65 designation and has 14 years of industry experience, including nine years with Foundations Investment Advisors, LLC. Outside of his advisory role, he is the owner of a machine shop, Sojourn MFG & Engineering, Inc. Creative Financial Designs serves individual, corporate, institutional clients, and employer retirement plans. The firm offers discretionary and non-discretionary investment management and financial planning, using asset-class model allocations across five risk objectives and incorporating Biblically Responsible Investing strategies.

Corby Kiss is a financial advisor at Harbour Investments, Inc. with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Harbour Investments since 2006. Prior to and during his time at Harbour, he was also affiliated with Raba and has operated Kiss Financial Services and been involved with Amway Quixstar. Outside of his advisory role, he serves as a FINRA arbitrator and provides pre-paid legal services and identity protection. Harbour Investments offers investment advisory and financial planning services to a diverse client base, including individuals, charitable and corporate clients, retirement plans, and other financial advisors. The firm utilizes a combination of fundamental and technical analysis to create customized investment strategies across various asset classes and provides both discretionary and non-discretionary portfolio management.

Zachary Saltzgaber is a financial advisor at M HOLDINGS SECURITIES, Inc. with one year of industry experience. He holds the Series 66 designation. His prior work includes roles at Ernst & Young and Byron Center Public Schools. M HOLDINGS SECURITIES, Inc. serves a diverse client base including high-net-worth individuals, retirement plans, charitable organizations, and corporations through a nationwide network of independent firms and financial professionals. The firm offers a range of advisory and brokerage services, including discretionary and non-discretionary investment management, retirement plan consulting, and financial planning, supported by platform providers and a combination of in-house portfolio management and third-party sub-advisors.

Leslie Mc Cullough is a CFP® professional at Facet with one year of industry experience. Prior to joining Facet, Leslie worked for five years in retail banking at Comerica Bank. Facet serves individual members across a wide range of wealth levels, offering tiered, subscription-based financial planning and implementation services. The firm delivers holistic financial advice using its Total Financial Life Resources framework and primarily employs ETF-based discretionary asset-allocation programs.

Michael Mueller is a CFA® charterholder with 33 years of experience in the financial industry. He has worked at Arcadia Investment Management Corp since 1988 and joined F L Putnam Investment Management Co. in 2026. He serves as a director of Proteos, Inc., a company that manufactures protein and peptide products, and is an unpaid advisor to the Nantucket Fund Advisory Committee. F L Putnam Investment Management Co. provides investment management and financial planning services to a diverse client base, including individuals, institutions, foundations, and endowments. The firm offers customized portfolios through internally managed strategies and third-party managers, with a focus on strategic asset allocation complemented by tactical adjustments.