Philip Ferraro III is a financial advisor at Blackridge Asset Management, LLC with 11 years of industry experience. He holds a Series 66 designation and has previously worked at Wealth Strategies Financial Group, Securian Financial Services, and Mass Mutual Life Insurance Company, among others. Outside of his advisory role, Ferraro serves on the University of Michigan Athletics Career Advisory Board and coaches wrestling as an independent contractor to support youth development. Blackridge Asset Management is a multi-advisor firm that serves individuals, trusts, retirement plans, charitable organizations, and small businesses. The firm offers financial planning, portfolio management, and consulting services, utilizing both third-party and advisor-created models, and provides formal sub-advisory services to other registered investment advisers.

Kevin Snow is a financial advisor with Blackridge Asset Management, LLC, holding Series 63 and Series 66 licenses and 21 years of industry experience. He has worked with multiple firms, including The Retirement Guys Formula and PEAK Brokerage Services, and is the owner of Snow Wealth Management, LLC. Blackridge Asset Management is a multi-advisor firm serving individuals, trusts, retirement plans, charitable organizations, and small businesses. The firm offers financial planning, portfolio management, and consulting services with a client-focused investment process that incorporates third-party and advisor-created models.

Caleb Siegrist is a financial advisor at IAMS Wealth Management, LLC with one year of industry experience. He holds a Series 65 designation and has previously worked at Firth Financial and PEPSICO. Outside of his advisory role, he serves in the Michigan National Guard and is involved in life insurance and annuity sales through Universal Retirement. IAMS Wealth Management provides investment advisory and financial planning services to individuals, corporations, retirement plans, trusts, and other entities. The firm offers discretionary portfolio management using proprietary and third-party models and supports a broad range of investment instruments, including equities, fixed income, and cryptocurrency.

Amberlee Smith is a financial advisor at &PARTNERS with five years of industry experience. She holds the Series 66 and Series 63 designations and has worked at multiple firms, including Meridian Wealth Management of Michigan and Executive Wealth Management. Outside of her advisory role, she is a licensed real estate agent with ERA Reardon Realty. &PARTNERS serves a diverse client base ranging from individual investors to sovereign wealth funds, providing investment advisory and brokerage services along with financial planning, retirement consulting, and investment banking. The firm combines fundamental, technical, and quantitative analysis with proprietary and third-party investment strategies across discretionary and non-discretionary portfolios.

Frank Lusebrink is a financial advisor at &Partners with 11 years of industry experience. He holds a Series 66 designation and previously worked at Wells Fargo Advisors and Wells Fargo Clearing from 2014 to 2024. Outside of his advisory role, he participates as a member of an investment club called Ocean Front Capital Group. &Partners serves a diverse client base including individual and institutional investors, retirement plans, and charitable organizations. The firm operates as both a registered investment adviser and broker-dealer, offering a range of portfolio management and financial services that incorporate proprietary models and third-party managers.

John Stewart is a financial advisor at &Partners with 21 years of industry experience. He holds the Series 66 designation and has worked previously at Wells Fargo Advisors Financial Network LLC, Wells Fargo Clearing, and Wells Fargo Advisors LLC. &Partners serves a diverse client base including individuals, retirement plans, charitable organizations, foundations, universities, and sovereign wealth funds. The firm offers investment advisory and brokerage services, employing a combination of proprietary models and third-party management solutions through the Envestnet platform.

Gabriel Davis is a financial advisor with &PARTNERS who holds a Series 66 designation and has 15 years of industry experience. Prior to joining &PARTNERS in 2024, he worked for Wells Fargo Advisors and associated affiliates from 2011 to 2024. Outside of his advisory role, he serves as secretary of Camp Debby, Inc., a recreational hunting and camping land entity, and is the pilot for a private use personal aircraft under 2 1 Romeo, Inc. &PARTNERS serves a diverse client base including individuals, retirement plans, charitable organizations, and sovereign wealth funds. The firm offers a range of investment advisory and brokerage services, utilizing both proprietary and third-party strategies through platforms like Envestnet, and operates as both a broker-dealer and registered investment adviser.

Bradley Clark is a financial advisor at &Partners with 33 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Wells Fargo Advisors and Wells Fargo Clearing from 2009 to 2024. Outside of his advisory role, he serves as a director at the Country Club of Jackson, Michigan. &Partners serves a diverse client base including individuals, retirement plans, charitable organizations, foundations, universities, and sovereign wealth funds. The firm offers investment advisory and brokerage services with a range of portfolio management strategies that incorporate fundamental, technical, and quantitative analysis.

Heather Gardner is a financial advisor at The Huntington Investment Company with five years of industry experience. She holds Series 63 and Series 66 licenses and has worked at The Huntington Investment Company and The Huntington National Bank. Outside of her advisory role, she provides elder care for her disabled mother. The Huntington Investment Company serves individuals, charitable organizations, corporations, and other entities with advisory and brokerage services through multiple wrap-fee programs on the Envestnet MAS platform, combining third-party and affiliate model offerings within an open-architecture investment approach.

Abigail Funk is a financial advisor with CWM, LLC who holds a Series 65 designation and has three years of industry experience. Prior to joining CWM, she worked at Avery Wealth, Inc., and has also held positions outside finance, including roles at Spring Arbor University and McDonald's. CWM, LLC is an SEC-registered investment adviser serving individuals, families, foundations, endowments, corporations, and institutional clients through a large network of advisors. The firm uses discretionary model portfolios overseen by an in-house Investment Committee and offers a range of services including portfolio management, financial planning, and retirement-plan solutions.

Lee Miles is a ChFC® credentialed advisor with six years of industry experience, currently serving clients through Private Advisor Group, LLC. He has been associated with Private Advisor Group since 2019 and also provides investment advice under the name LDM Advisors. His career includes long-standing roles with LDM and Associates Incorporated, World Group Securities, Federal Financial Group LLC, and World Financial Group. Private Advisor Group, LLC is an SEC-registered firm managing over $41 billion across more than 135,000 client relationships, serving individuals, trusts, estates, charitable organizations, and corporate and retirement plan clients. The firm offers portfolio management, financial planning, and access to third-party asset management programs, employing various investment strategies and supporting held-away account management through technology partnerships.

Micah Fannin is a financial advisor with Private Advisor Group, LLC, holding a Series 65 credential and beginning his advisory career in 2024. His prior experience includes a role at Ferris Financial, affiliated with New York Life, and time spent in academic and personal educational settings. Private Advisor Group, LLC is an SEC-registered firm managing over $41 billion for a diverse client base, including individuals, trusts, estates, and retirement plans. The firm offers a range of portfolio management and financial planning services, utilizing multiple investment strategies and third-party platforms.

Brent Oliver is a CFP® with 12 years of industry experience, currently affiliated with CWM, LLC and Avery Wealth, Inc. He has held advisory roles at Avery Wealth since 2013. Oliver also serves as President of IBICES Wealth, LLC, providing independent contractor advisory services. CWM, LLC is an SEC-registered adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of more than 600 advisors. The firm offers portfolio management, financial planning, sub-advisory services, and retirement-plan solutions, utilizing a discretionary management approach with model portfolios overseen by an in-house Investment Committee.

James Grace is a financial advisor with &Partners, LLC, holding Series 63 and Series 66 licenses and 26 years of industry experience. His prior roles include positions at Wells Fargo Advisors and Wells Fargo Clearing. Grace is a member of the investment club Ocean Front Capital Group. &Partners serves a diverse client base, including individual and institutional investors such as high-net-worth individuals, retirement plans, and charitable organizations. The firm offers a range of investment advisory and brokerage services, employing a mix of proprietary and third-party portfolio management strategies.

Andrew Fries is a financial advisor with FIFTH THIRD SECURITIES, Inc. He holds Series 63 and Series 66 licenses and has 36 years of industry experience. His prior firms include Ameriprise and Comerica Securities, where he worked for nearly three decades. Fifth Third Securities serves a diverse client base, including individuals, high-net-worth clients, and institutional investors. The firm offers investment advisory and brokerage services through multiple program types and third-party portfolio managers on its Passageway platform, providing a range of strategies from mutual fund and ETF models to separately managed accounts and tax-overlay services.

Daniel Reese is a CFP® with 17 years of industry experience, currently serving as a financial advisor at CWM, LLC since 2024. He previously worked at Avery Wealth, Inc. from 2008 to 2024. CWM, LLC is an SEC-registered investment adviser that serves individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of over 600 advisors. The firm manages accounts on a discretionary basis using model portfolios combined with fundamental and technical analysis, third-party sub-advisors, and customization tools, with a notable focus on retirement plan and institutional services.

Ronald Luce Jr. is a financial advisor with Commonwealth Financial Network in Jackson, MI, holding CFP® and Series 63 designations and bringing 34 years of industry experience. He has operated Luce And Associates since 2005 alongside his role at Commonwealth. Outside of advisory work, he is involved with LH Group, LLC, an entity engaged in residential and commercial real estate activities. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs, wealth management, and retirement plan consulting. The firm supports affiliated advisors with operations, trading, technology, investment management, compliance, and practice management services.

Scott Anderson is a CFP® professional with 23 years of experience in the financial services industry. He is currently with Fifth Third Securities, Inc., having joined the firm in 2026 after roles at Ameriprise and Comerica Securities. Outside of his advisory role, Anderson is involved in independent insurance brokering focused on fixed annuities. Fifth Third Securities, Inc. serves a diverse client base including individuals, high-net-worth clients, and institutions through investment advisory and brokerage services. The firm offers multiple managed account programs and portfolio management options via its Passageway platform and operates as a broker-dealer, SEC-registered investment adviser, and municipal advisor.

Max Rappleye is a financial advisor at Charles Schwab with seven years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab since 2018. His prior experience includes roles at Hillsdale County National Bank, JOD Real Estate Group, and Re/Max by The Lake. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, utilizing multi-asset model portfolios and a centralized operational structure.

Cole Phillips is a financial advisor at Edward Jones with one year of industry experience. He holds a Series 66 designation and has worked at Edward Jones since 2021, following prior roles including a position at Greystone Building Company. Edward Jones is a full-service wealth management firm serving over four million clients, including individuals, pension plans, corporate clients, and charitable organizations. The firm offers a range of investment strategies and affiliated products, operates under a fiduciary standard, and manages approximately $1.01 trillion in assets through a nationwide network of financial advisors and branches.