Lori Komondy is a financial advisor at J.P. Morgan Securities with 20 years of industry experience. She holds Series 63 and Series 66 designations and has been with J.P. Morgan since 2012. Outside of her advisory role, she is a co-owner of a family pet boarding business, Fur Seasons Pet Resort LLC, which is operated by her husband and daughter. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

David Elliott is a financial advisor with Edward Jones in Bay Harbor, MI, holding Series 63 and Series 66 registrations. He has 19 years of industry experience, including 14 years at Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, access to separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Harold Maude Jr. is a financial advisor with Equitable Advisors holding Series 63 and Series 66 credentials and 43 years of industry experience. He has been with Equitable Advisors since 2006, including time at Axa Advisors, LLC prior to the transition. He serves as a trustee for two family irrevocable trusts. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, institutions, and charitable organizations. The firm utilizes a range of advisory programs and third-party asset managers to meet client needs, covering mutual funds, ETFs, separately managed accounts, and select alternative investments.

Marie Smith is a financial advisor at LPL Financial with 29 years of industry experience. She holds the Series 63 and Series 65 designations. Prior to joining LPL Financial in 2025, she worked at CUSO Financial Services and The Huntington Investment Company, where she spent 25 years. Outside of her advisory role, she is involved with Property North Management in Petoskey, MI. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Tyler Spence is a financial advisor with Raymond James & Associates in Petoskey, MI, holding Series 63 and Series 65 licenses and 27 years of industry experience. He has been with Raymond James & Associates since 1999. In addition to his advisory work, he serves on the finance committee of the Cottage Grove Association in Roscommon, MI. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutions, and municipal entities—and offers financial planning, non-discretionary investment consulting, and institutional consulting services.

Curtis Owens is a financial advisor with Edward Jones in Harbor Springs, MI, holding Series 63 and Series 66 credentials and 18 years of industry experience. He has been with Edward Jones since 2009. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment options, operating under a fiduciary standard and supported by a large network of financial advisors and branch offices nationwide.

Diana Eberhart is a financial advisor with Edward Jones in Petoskey, MI, holding a Series 66 designation and nine years of industry experience. She has been with Edward Jones since 2017 and previously worked at Laura Ellis MD, Skin Care and Vein Center. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with a range of advisory programs and investment solutions, supported by a nationwide network of financial advisors and branch offices.

Anthony Provenzano is a Wealth Management Advisor with Merrill Lynch Wealth Management. He joined Merrill in 1984 and has over 48 years of experience in the financial industry. In his role, he works with individuals, families, and businesses to develop customized financial strategies that align with their financial goals. His expertise includes areas such as divorce transition planning, employee benefits planning, family wealth management, legacy planning, managing new wealth, personal retirement planning, tax minimization, portfolio management, and small business strategies. Mr. Provenzano holds a Bachelor of Business Administration degree in Financial Management from Western Michigan University and holds the professional designation of Personal Investment Advisor (PIA). He has been recognized on the Forbes “Best-in-State Wealth Advisors” list multiple times, including in 2021, 2022, 2023, 2024, and 2025. Outside of his professional work, he has been actively involved in various community organizations. His personal interests include boating, golfing, spending time with family, and traveling.

Spencer Howey is a financial advisor with Edward Jones in Petoskey, MI. He holds the Series 66 designation and has prior experience at Citimark Management Co. Inc. and Howey & Associates Inc (now Arthur J Gallagher Co.). Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Matthew Glaser is a financial advisor at J.P. Morgan Securities with 18 years of industry experience. He has held positions at J.P. Morgan Securities since 2012 and at JPMorgan Chase Bank, N.A. since 2008. He holds Series 63 and Series 65 licenses. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations and offers a range of affiliated brokerage, distribution, and investment management services.

Jeff Wynder is a financial advisor with Ameriprise in Alanson, MI, holding Series 63 and Series 66 licenses and having 13 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2010. Outside of his advisory role, Wynder is a musician who performs live and manages the financial aspects of his music business, and he serves on the board of directors for Big Water Creative Arts. Ameriprise provides retirement-income planning services focused on individuals approaching or in retirement with significant investable assets. The firm offers a range of advisory, brokerage, and insurance solutions supported by research, modeling, and algorithmic tools to deliver tailored, non-discretionary recommendations.

Terrence Falahee is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. He has worked with Morgan Stanley Private Bank, N.A. since 2015 and has been associated with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including customized financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and market simulations.

Daniel Ledingham is a financial advisor with Edward Jones, holding Series 63 and Series 66 credentials and bringing 27 years of industry experience. He has been with Edward Jones since 1998. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets, offering a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,000 financial advisors.

Randolph Keys is a financial advisor with Edward Jones in Harbor Springs, MI, holding Series 63 and Series 66 licenses and 17 years of industry experience. He has been with Edward Jones since 2009. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Shaun Osborne is a financial advisor with Ameriprise in Petoskey, Michigan, holding a Series 66 designation and 24 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is involved in property management and independent insurance brokering. Ameriprise offers a retirement-income planning service targeting individuals nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, written recommendations through a centralized consulting team, emphasizing managed accounts and algorithmic support in its advisory process.

David Ligotti is a CFP® professional with over 26 years of experience in the financial industry, currently serving with Cetera since 2004. He also operates an accounting and tax business, Oakwood Business Services LLC, and holds treasurer roles with several nonprofit organizations, including the Purple Rose Theatre Company and Leuk’s Landing animal rescue. Additionally, he participates in finance committees for the Bay Harbor Community Council and Terravita Country Club. Cetera Investment Advisers LLC is a nationwide SEC-registered firm providing portfolio management, financial planning, and retirement services to a broad client base ranging from individual investors to institutional accounts. The firm offers a multi-manager platform that includes model portfolios, third-party managers, and customized strategies across various program structures and custodial relationships.

Jason Coutcher is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and over 21 years of industry experience. His prior work includes roles at Fifth Third Securities and the Center For Wealth Planning Advisors. Outside of his advisory duties, he has been involved in real estate rental activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a wide range of advisory and brokerage services, including financial planning and access to various investment platforms, supported by extensive resources and technology.

Nathan Oostmeyer is a financial advisor at J.P. Morgan Securities with Series 66 and Series 63 credentials and three years of industry experience. His prior work includes roles at JPMorgan Chase Bank, Fifth Third Bank, and Emerald City Guitars. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Austin Willson is a financial advisor at Ameriprise with five years of industry experience. He holds the Series 66 designation and has previously worked at Benzinga and Royal Alliance. Outside of his advisory role, Willson serves on the Board of Directors for Northwest Michigan Habitat for Humanity and provides music instruction in percussion. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service. The firm’s approach combines proprietary research and algorithmic tools to deliver tailored, tax-aware retirement strategies.

Matthew Pursley is a financial advisor with LPL Financial in Harbor Springs, MI, holding Series 63 and Series 65 credentials and having 33 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank and Morgan Stanley from 2006 to 2022. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by technology tools and a broad network of over 22,800 advisors.