Ethan Gruenke is a financial advisor with CSP Financial Group LLC in Plymouth, WI, holding a Series 65 designation and three years of industry experience. Prior to joining CSP Financial Group, he held roles at Veritas Financial Services and operates as a fulfillment associate for Iron Supports, a company producing iron brackets and corbels. CSP Financial Group provides discretionary asset management, financial planning, and retirement-plan services to individuals, high-net-worth clients, and business entities. The firm’s investment approach emphasizes portfolio construction and monitoring aligned with Modern Portfolio Theory, asset allocation, and ongoing rebalancing, often employing third-party managers such as Matson Money.

Travis Streblow is a financial advisor at Success Wealth Management LLC in Plymouth, WI, holding a Series 65 designation with two years of industry experience. He also has a long-standing career as a district sales manager with American Senior Benefits since 2006, where he spends most of his professional time. Success Wealth Management LLC serves individual and high-net-worth clients with discretionary asset management, financial planning, and consulting. The firm employs Modern Portfolio Theory to tailor asset allocation based on client goals and risk tolerance and incorporates technology to support its services, while investment decisions are not made using AI.

Austin Summers is a CFA® charterholder and holds a Series 66 license with six years of industry experience. He is currently with Merit Financial Advisors in Sheboygan Falls, WI, and has also worked at Purshe Kaplan Sterling Investments, LPL Financial, and Cambridge Investment Research. Merit Financial Group is a multi-team SEC-registered advisory firm serving individual investors, employer-sponsored retirement plans, ESOPs, and institutional clients. The firm emphasizes long-term, diversified asset allocation with centrally managed portfolios and offers both discretionary and non-discretionary account options through a network of investment adviser representatives.

Brian Andrew is a CFA® charterholder with 20 years of industry experience. He is currently with Merit Financial Advisors and has held previous positions at Johnson Wealth Inc., Johnson Bank, Cleary Gull Inc., 1492 Capital Management, LLC, and Ziegler Capital Management, LLC. Outside of his advisory role, he serves as Chairman of the Investment Committee for Pathway 2 Cures, a venture philanthropy fund focused on private placement investments in start-up bio-tech companies. Merit Financial Group is a multi-team SEC-registered advisory firm serving individual investors, employer-sponsored retirement plans, ESOPs, and other institutional clients. The firm emphasizes long-term, diversified asset allocation and employs a hybrid investment approach utilizing centrally managed model portfolios alongside third-party managers and sub-advisers.

Wendi Lucarelli is a Series 66 licensed advisor with 21 years of industry experience. She has been with Associated Investment Services, Inc. since 2010 and previously worked at Tork Properties for 18 years. Associated Investment Services, Inc. provides advisory and brokerage services primarily to individual investors, as well as small corporations, trusts, estates, and charitable institutions. The firm offers model portfolio and separately managed account programs through third-party managers and its affiliate Kellogg Asset Management, operating mostly on a non-discretionary basis.

Casey Mahoney is a CFP® professional with seven years of experience in financial advisory. He is currently with Merit Financial Advisors and has previously worked at Safeguard Wealth Management, UBS Financial Services, and Fidelity Brokerage Services. Merit Financial Group is a multi-team SEC-registered advisory firm that serves individual investors, employer-sponsored retirement plans, ESOPs, and other institutional clients. The firm emphasizes long-term, diversified asset allocation through centrally managed portfolios and supports both discretionary and non-discretionary account arrangements.

Andrew Schroeder is a CFA® charterholder with four years of industry experience. He is currently with Merit Financial Advisors and previously worked at Safeguard Wealth Management and Associated Trust. Merit Financial Group is a multi-team SEC-registered advisory firm serving individual investors, employer-sponsored retirement plans, ESOPs, and other institutional clients. The firm emphasizes long-term, diversified asset allocation with centrally managed portfolios, supported by an internal investment management team and third-party managers.

Paul Jochimsen is a financial advisor with Merit Financial Advisors in Sheboygan Falls, WI, holding a Series 63 designation and over 38 years of industry experience. His prior work includes roles at Purshe Kaplan Sterling Investments, LPL Financial LLC, Cambridge Investment Research Advisors, and Morgan Stanley. Merit Financial Group is a multi-team SEC-registered advisory firm serving individual investors, employer-sponsored retirement plans, ESOPs, and institutional clients. The firm offers asset management, financial planning, retirement plan consulting, and employee financial-wellness programs through a network of investment adviser representatives, using a long-term, diversified asset allocation approach managed by an internal investment team and supported by third-party managers and sub-advisers.

Morgan Seidel is a financial advisor with Merit Financial Advisors, holding a Series 66 designation and three years of industry experience. His background includes roles at Purshe Kaplan Sterling Investments, LPL Financial, and Woodbury Financial Services INC. Merit Financial Group is a multi-team SEC-registered advisory firm serving individual investors, employer-sponsored retirement plans, ESOPs, and institutional clients. The firm employs a long-term, diversified asset allocation strategy managed centrally with customizable portfolios, and it offers a range of account options supported by an internal investment team and external sub-advisers.

Donald Hammond is a financial advisor at Merit Financial Advisors in Sheboygan Falls, WI, holding Series 63 and Series 65 credentials with 30 years of industry experience. His prior roles include positions at LPL Financial, Cambridge Investment Research Advisors, Maritime Insurance Group, and Principal Financial Services. Outside of advisory services, Hammond is also licensed as a notary and works as a tax preparer. Merit Financial Group is a multi-team SEC-registered advisory firm serving individual and high-net-worth investors, employer-sponsored retirement plans, ESOPs, and institutional clients. The firm provides asset management, financial planning, retirement plan consulting, and employee financial-wellness programs, utilizing a long-term, diversified investment approach supported by an internal investment team and third-party managers.

John Brazier is a CFP® with seven years of experience in the financial industry. He is currently with Merit Financial Advisors and has previously worked at Purshe Kaplan Sterling Investments, LPL Financial, and Cambridge Investment Research Advisors. Merit Financial Group is a multi-team SEC-registered advisory firm serving individual investors, retirement plans, ESOPs, and institutional clients. The firm employs a long-term, diversified asset allocation strategy managed through centrally administered model portfolios, supported by an internal investment team, third-party managers, and both discretionary and non-discretionary account options.

Steven Ratajczak is a financial advisor at Harbour Investments, Inc. with 12 years of industry experience. He holds a Series 66 designation and has been associated with Oostburg Financial Services since 2014. In addition to his advisory role, he works as an independent insurance agent, which may include equity indexed annuities. Harbour Investments serves a diverse range of clients including individuals, trusts, pension and 401(k) plans, and institutional entities. The firm offers both discretionary and non-discretionary portfolio management, financial planning, and access to various execution platforms, employing a range of investment approaches tailored by individual advisers and third-party managers.

Mitchell Parker is a financial advisor at Merit Financial Advisors with seven years of industry experience. He holds the Series 66 designation and has previously worked at Safeguard Wealth Management and Morgan Stanley. Outside of finance, he has experience running a painting business and held roles at Ohio University. Merit Financial Group is a multi-team SEC-registered advisory firm serving individual investors, employer-sponsored retirement plans, ESOPs, and other institutional clients. The firm employs a long-term, diversified investment approach managed by internal committees and supports both discretionary and non-discretionary accounts through a network of investment adviser representatives.

Alexander Paltzer is a financial advisor with Merit Financial Advisors in Sheboygan Falls, WI, holding a Series 66 designation and one year of industry experience. Prior to joining Merit, he worked at Purshe Kaplan Sterling Investments and has experience with McCoy Construction and Builders LLC, as well as other part-time roles during his time at UW-Madison. Merit Financial Group is a multi-team SEC-registered advisory firm serving individual investors, retirement plans, ESOPs, and institutional clients. The firm employs a long-term, diversified investment approach supported by an internal management team and sub-advisers, offering customized portfolio solutions and a range of account types.

Joshua Preiss is a financial advisor at Merit Financial Advisors with nine years of industry experience. He holds the CFA® designation and Series 66 license. His prior experience includes roles at Purshe Kaplan Sterling Investments, LPL Financial LLC, Cambridge Investment Research, and Voya Financial Advisors. Merit Financial Group is a multi-team SEC-registered advisory firm serving individual investors, employer-sponsored retirement plans, ESOPs, and institutional clients. The firm employs a long-term, diversified asset allocation approach using centrally managed sleeves and standard model portfolios, supported by an internal investment management team and investment committee.

Mitchell Schill is a financial advisor at Merit Financial Advisors with a Series 66 designation and one year of industry experience. His prior roles include positions at Purshe Kaplan Sterling Investments and Merit Financial Advisors. Outside of finance, he has experience working in education and small business operations. Merit Financial Group is a multi-team SEC-registered advisory firm serving individual investors, employer-sponsored retirement plans, ESOPs, and other institutional clients. The firm emphasizes long-term, diversified asset allocation using centrally managed model portfolios and supports both discretionary and non-discretionary accounts through a network of investment adviser representatives.

Christian Kalnins is a CFP® professional affiliated with Merit Financial Advisors in Sheboygan Falls, WI, with nine years of industry experience. His career includes roles at Robert W. Baird & Co. and Safeguard Wealth Management before joining Merit Financial Advisors in 2025. Merit Financial Group is a multi-team SEC-registered advisory firm serving individual investors, retirement plans, ESOPs, and institutional clients. The firm employs a long-term, diversified asset allocation strategy managed through centralized and customizable model portfolios, supported by an internal investment management team and committee.

Mark Shininger is a financial advisor with Encompass More Asset Management LLC, holding a Series 65 credential and three years of industry experience. Prior to joining Encompass More in 2026, he worked at Global View Capital Management and related affiliates from 2023 to 2026 and has been employed as a project engineer at Kohler Company since 2022. Outside of advisory work, he operates a YouTube channel where he produces and edits content focused on building projects. Encompass More Asset Management provides discretionary portfolio management, financial planning, and retirement-platform model services primarily to individual and high-net-worth clients. The firm uses model-based strategies combining proprietary and third-party sub-advisers, managing a range of investment options that include equities, fixed income, mutual funds, ETFs, private placements, and digital-asset related exposures.

Jason Anger is a financial advisor at Harbour Investments, Inc. with three years of industry experience. He holds the Series 66 designation and has worked at Oostburg Financial Services since 2021, following prior roles at Risterer Financial, Veritas Financial, Lakeland University, The Bull at Pinehurst Farm, and Sheboygan Lutheran High School. Outside of advising, he is also an independent insurance agent. Harbour Investments provides investment advisory and financial planning services to a diverse client base, including individual investors, charitable and corporate clients, and retirement plans. The firm employs both fundamental and technical analysis to develop customized strategies and offers a range of solutions including discretionary portfolio management and model-based platforms.

Zachary Mersberger is a CFA® charterholder and holds a Series 66 license with 16 years of experience in the financial services industry. He is currently with Merit Financial Advisors and has previously worked at firms including LPL Financial, Cambridge Investment Research, and VOYA Financial Advisors. Outside of advising, he has involvement with Good Medicine Developers LLC, a business entity used for tax and investment purposes. Merit Financial Group is a multi-team SEC-registered advisory firm serving individual investors, employer-sponsored retirement plans, ESOPs, and other institutional clients. The firm emphasizes long-term, diversified asset allocation with centrally managed model portfolios and combines internal management with third-party managers, offering both discretionary and non-discretionary account services.