Richard Shulman is a Series 65-licensed advisor at GB Associates, Inc. in Shoreview, MN, with 12 years of industry experience. He has been with GB Associates since 1982. GB Associates provides discretionary investment management and advisory services to individuals, high-net-worth clients, and trusts. The firm emphasizes long-term, customized portfolios using diversified mutual funds and ETFs, with ongoing monitoring and tax-aware strategies.

Andrew Wagner is the principal of Wagner Road Capital Management, LLC, an independent firm based in St. Paul, MN. He holds a Series 65 designation and has eight years of industry experience. Prior to founding his firm in 2018, Wagner worked at St Clair Properties for one year. Outside of his advisory role, he serves as a volunteer manager at Free Geek Twin Cities, a nonprofit addressing the digital divide and electronic waste. Wagner Road Capital Management provides discretionary investment management and consulting services to individuals, trusts, estates, and other entities. The firm’s approach focuses on concentrated, long-only equity portfolios of U.S.-based companies, emphasizing fundamental analysis and risk limits without the use of leverage, derivatives, or shorting.

Cynthia Turkington is a CFP® professional with 27 years of industry experience, currently serving as the sole advisor at Fair Trust Financial LLC since 2019. She previously worked with Cambridge Investment Research Advisors, Inc. for eight years. In addition to her advisory role, she operates Fair Trust Divorce Solutions LLC, providing financial settlement analysis and planning for divorce cases. Fair Trust Financial LLC offers non-discretionary asset management, financial planning, and ERISA plan services to individuals, trusts, and retirement plans. The firm emphasizes retirement plan consulting and employs individualized investment strategies that require client approval before execution, with regular account reviews and educational seminars.

With a strong background in finance and wealth management, Ryan has guided and helped hundreds of clients throughout his industry tenure. Ryan studied financial management at the University of Saint Thomas and holds the CERTIFIED FINANCIAL PLANNER™ certification backed by extensive training, experience, and rigorous ethical standards. After working for various organizations, Ryan started his own company – R.M. Shannon Wealth Management – because he wanted to work more intimately with a smaller number of clients and provide them with the attention and focus that their relationship merits. Ryan places significant value on family, relationships, and community. These three priorities inspired Ryan to become a CFP® professional; he wanted to help and partner with individuals and families and guide them through their financial journey.

Jay Radke is a financial advisor with Investors Choice in Stillwater, MN, holding Series 63 and Series 65 licenses and seven years of industry experience. He previously worked at Investors Choice from 1999 to 2018. In addition to his advisory role, Radke has been a licensed life insurance agent since 1984, providing insurance products to clients as needed. Investors Choice is an independent firm offering financial planning, investment advisory, and portfolio management services to individual clients. The firm manages approximately $1.41 million across a limited number of accounts, using a customized investment approach that incorporates various analysis techniques and a range of instruments, including mutual funds, ETFs, stocks, bonds, options, CDs, and annuities. The firm also sells insurance products and offers fixed and variable annuities, combining fee-based advisory and insurance services.

David Hammer is a CFP® and ChFC® with 14 years of industry experience. He is the sole advisor at Hammer Advisory Services, Inc., a firm he founded in 2010 and continues to lead. Hammer Advisory Services provides non-discretionary direct asset management and financial planning to individuals, high net worth clients, trusts, estates, and business owners. The firm uses a combination of fundamental analysis and Modern Portfolio Theory to build tailored portfolios, operating on a non-discretionary basis that requires client approval for trades and conducts quarterly account reviews.

Jeffrey Schumacher is the principal of Schumacher Financial, LLC, an independent firm based in Eagan, MN. He holds Series 63 and Series 65 licenses and has 10 years of industry experience, including prior roles at CommonWealth Financial Network and Haas Financial. Outside of his advisory work, he volunteers as a mentor for middle school students with the nonprofit organization Hope For Tomorrow. Schumacher Financial provides discretionary portfolio management and financial planning services primarily to individual and high-net-worth clients. The firm employs a combination of investment strategies, including cyclical, fundamental, quantitative, and technical analysis, and incorporates options strategies to adjust equity exposure and manage downside risk.

Willie Price is a CFP® with 42 years of industry experience and the principal of Willie J. Price, Inc., an independent firm he founded in 2010. He has also worked with LPL Financial since 2009. Willie J. Price, Inc. provides financial planning and consulting services primarily to individual clients through consultations rather than ongoing portfolio management. The firm focuses on qualitative, lifestyle- and behavior-oriented guidance and does not manage investment advisory accounts or accept custody.

Dean Cummings is a financial advisor at Pilot Capital Management Corp in Saint Paul, MN, holding a Series 65 designation and with 12 years of industry experience. He previously worked at T. Rose & Associates, Inc. for four years and Webster Partners for 20 years. Cummings has been with Pilot Capital Management Corp since 1993. Pilot Capital Management Corp is an independent advisory firm serving individuals, high-net-worth clients, trusts, estates, charitable organizations, and business entities. The firm provides discretionary asset management and financial planning, emphasizing portfolio management tailored to client goals, time horizons, and risk tolerance through methods including Modern Portfolio Theory and fundamental and cyclical analysis.

Stephen Galligan is a CFP® and Series 63–licensed advisor with eight years of industry experience. He has operated Galligan Financial Advisors in Eagan, MN since 1996 and also provides CPA tax planning and preparation on a seasonal basis. Galligan Financial Advisors serves individuals, families, and small business owners with fee-only investment advisory services integrated with tax planning, retirement and estate planning, and partnership-related advice. The firm combines fundamental, technical, and economic analysis to construct diversified portfolios and applies an active management approach with emphasis on risk controls and regular performance reporting.

Kingston Hollman is a financial advisor at Remloe Capital LLC in St. Paul, MN, holding Series 63, 65, and 66 designations with five years of industry experience. His prior experience includes roles at Just Compliance, XY Planning Network, and PNC Bank. Remloe Capital is a fee-only, state-registered investment adviser that provides discretionary portfolio management to individual and high-net-worth clients using a single proprietary actively managed strategy. The firm employs a diversified mix of exchange-listed U.S. and non-U.S. securities, ETFs, and derivatives, including the use of margin and both hedging and risk-taking positions.

Michael Heflin is a financial advisor at YES Wealth Management with five years of industry experience. He holds Series 63 and Series 65 licenses and has worked at BMO Capital Markets Corp., GMB Capital Partners, and S Capital Wealth Advisors. He is the founder and CEO of Class Action Connection, a business that assists individuals and businesses in recovering compensation from class action settlements. YES Wealth Management provides discretionary investment management, financial planning, and retirement plan advisory services to individuals, trusts, estates, and retirement plans. The firm employs a primarily long-term, risk-managed asset allocation approach using fundamental analysis and a mix of ETFs, mutual funds, and individual securities, with an investment program that notably includes derivatives in separately managed accounts.

Shelby Birkeland is a financial advisor at Winter & Associates, Inc. with two years of industry experience. Prior to joining Winter & Associates, she worked at Ovative Group and Wayfair, and has an academic background at Boston College. Shelby is also a commissioned notary public in St. Paul, MN, providing notarization services related to client needs. Winter & Associates, Inc. offers asset management, financial planning, and retirement plan consulting to individuals, families, trusts, and small business plan sponsors. The firm employs a strategic asset allocation approach with fundamental analysis, managing about $179.7 million in client assets across four advisors.

Joseph Pitzl is a Certified Financial Planner® with 13 years of industry experience. He has been with Pitzl Financial since 2014 and previously worked at Excelsior Investors. Pitzl Financial provides investment management and financial planning to individuals, trusts, charitable organizations, businesses, and qualified retirement plans. The firm manages approximately $498 million for about 394 clients and uses a long-term, diversified investment approach based on Modern Portfolio Theory, primarily utilizing passively managed asset-class mutual funds supplemented by ETFs or individual securities when appropriate.

Brian Peterson is a CFP® professional with 17 years of industry experience, currently serving as an advisor at Endurance Financial Group since 2020. Prior to this, he worked at Sagepoint Financial, Inc. from 2014 to 2020. Endurance Financial Group, operating as Blended Family Financial, is a fee-only registered adviser that specializes in wealth management, investment management, project-based financial planning, and educational workshops. The firm focuses on blended-family financial issues and uses a proprietary Planning Built for Life® process, offering tiered wealth-management packages tailored to clients’ evolving needs.

Angela Mattson is a financial advisor with Keystone Wealth Advisors, Incorporated in Mendota Heights, MN. She holds a Series 65 designation and has two years of industry experience. Prior to joining Keystone, she worked in healthcare and senior living sectors and spent time as a stay-at-home parent and teacher. Keystone Wealth Advisors provides personalized financial planning and investment management services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm emphasizes non-discretionary portfolio management guided by documented client objectives and risk tolerance, typically using mutual funds and separately managed accounts.

Nikki Foley is a financial advisor at Paladin Capital, LLC with three years of industry experience. She holds Series 63 and Series 65 licenses and has worked at firms including Gradient Financial Group and Gradient Securities. Foley serves as a board member and president of Gentry Academy and is involved with the Gradient Gives Back Foundation as a board member. Paladin Capital, LLC offers fee-based financial planning and discretionary investment management to a range of clients, including high-net-worth individuals, retirement plans, and charitable organizations. The firm constructs portfolios tailored to client goals and risk tolerance, using third-party platforms and co-advisor arrangements for implementation.

Kyle Playford is a CFP® with five years of industry experience, currently affiliated with Freedom Financial Partners LLC in Oakdale, MN. He has worked at multiple firms, including AdvisorNet Wealth Management and Pine Grove Financial Group. In addition to his advisory role, he is an insurance agent with FFP Insurance LLC. Freedom Financial Partners serves individuals, high-net-worth clients, and pension/profit-sharing plans, providing portfolio management, financial planning, retirement-plan consulting, and insurance advisory services. The firm employs a combination of active and passive strategies guided by Modern Portfolio Theory and customized investment policies.

Jack Ekholm is a CFP® with two years of industry experience, currently serving as a financial advisor at Paladin Capital. His background includes roles at multiple Paladin-related entities and Gradient Securities, as well as experience outside finance, including positions at Life Time Athletic and DoorDash. He also performs administrative services for estate planning through Paladin Legal Services. Paladin Capital provides fee-based financial planning and discretionary investment management to individuals, retirement plans, trusts, charitable organizations, and business entities. The firm employs a personalized approach, constructing and monitoring portfolios based on clients' goals and risk tolerance, and utilizes third-party platforms and co-advisors to implement investment strategies.

Berthel Olsen is a CFP® professional with 18 years of industry experience, currently serving at Keystone Wealth Advisors, Incorporated since 2010. He holds a Series 66 license and is based in Minneapolis, MN. Keystone Wealth Advisors provides personalized financial planning and investment management to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm focuses on IPS-driven portfolios managed predominantly on a non-discretionary basis, emphasizing client or plan-sponsor approval before executing transactions.