Denise Alemayehu is a financial advisor with Cambridge Investment Research Advisors who holds a Series 63 designation and has 39 years of industry experience. She has been with Cambridge Investment Research Advisors since 2009 and has worked in the financial services industry since 1991, including operating her own advisory firm. Cambridge Investment Research Advisors serves a diverse range of clients, including individual investors, retirement plans, and charitable organizations, offering financial planning, portfolio management, and retirement plan advisory services through a large network of independent financial professionals.

Richard Miller is a CFP® and PFS™ credentialed financial advisor with 18 years at Compass Private Wealth Consulting, LLC and over 26 years of experience including his tenure at RSM McGladrey, Inc. He maintains an active CPA practice focused on individual tax return preparation during tax season. Compass Private Wealth Consulting is an independent, fee-only firm managing approximately $18.2 million for about 35 clients. The firm provides discretionary portfolio management and financial planning services to individuals, pension plans, trusts, estates, and charitable organizations, using mutual funds, ETFs, and individual equities with both fundamental and technical analysis.

I didn't stumble into financial planning. I was drawn to it by a small inheritance, a paperboy route, and a widow who needed help balancing her checkbook. After two decades across multiple firms — seeing the conflicts, the minimums, the overlooked clients — I knew there was a better way. So, I built it. I started Your Path because I believe every generation deserves access to real, honest, planning-first financial guidance — not just those who already have wealth. Your Path exists because I believe planning should come first, not products. Because the best advice is given by someone who is legally and ethically on your side.

Anghel Stoian is a CFP®-credentialed financial advisor with eight years of industry experience. He is the sole advisor at Efficient Market Investments, LLC in Apple Valley, MN, where he has worked since 2011. In addition to advisory services, he also provides tax preparation services through the firm. Efficient Market Investments, LLC is an independent, single-advisor registered investment adviser serving individuals, high-net-worth clients, trusts, estates, charitable organizations, and business entities. The firm uses a combination of fundamental and charting analysis to tailor discretionary asset management strategies and employs derivatives and option-writing techniques in client portfolios.

Richard Hoyt is a ChFC® credentialed financial advisor with 18 years of experience at Analytics Investment Advisors, an independent firm based in Excelsior, MN. He holds Series 63 and Series 65 licenses and has focused on portfolio management since 2008. Analytics Investment Advisors provides discretionary portfolio management primarily for individual and high-net-worth clients, using ETFs as the main investment vehicle while also recommending other securities as appropriate. The firm offers customized portfolios based on risk tolerance and employs a range of analytical methods, serving clients with both retirement and non-retirement accounts under fiduciary standards.

Nancy Narusiewicz is a financial advisor at Minder Narusiewicz, Inc. with 17 years of industry experience. She holds the Series 63 and Series 66 licenses and previously worked at Sagepoint Financial, Inc. for 16 years and OSAIC for 3 years. In addition to advisory services, she is involved in tax preparation and life, health, and annuity sales. Minder Narusiewicz, Inc. is a registered investment adviser serving individual and high-net-worth clients through a single-advisor practice. The firm provides non-discretionary portfolio management, written financial planning, and tax preparation services, constructing individualized portfolios using risk tolerance and asset allocation tools.

Matthew Cookson is the principal advisor at Cookson Financial, LLC, an independent firm based in Excelsior, MN. He holds Series 63 and Series 65 licenses and has 8 years of industry experience. Cookson has managed his firm since 2006, with a background that includes broker-dealer and hedge fund management. Cookson Financial provides discretionary asset management and hourly financial consulting to individuals, trusts, foundations, pension and profit-sharing plans, banks, and corporations. The firm emphasizes customized asset allocation using fundamental analysis and low-cost investment instruments, serving a diverse client base that includes charitable organizations and pension consulting.

Geetu Sharma is the Managing Member and Chief Investment Officer of 95 Impact Partners LLC and the principal of AlphasFuture LLC. She holds a Series 65 designation and has seven years of industry experience, including prior roles at Pictet Asset Management. Ms. Sharma splits her time between her responsibilities at 95 Impact Partners and AlphasFuture. AlphasFuture LLC provides discretionary and non-discretionary investment advisory services to individual and high-net-worth investors, charitable organizations, and other advisers. The firm focuses on customized investment policy statements and manages portfolios with a combination of fundamental and quantitative analysis, emphasizing long-term allocations to global equities.

Spencer Kubo is the sole advisor at Kubo Financial Planning and Investments, LLC in Edina, MN. He holds the Series 66 designation and has 14 years of industry experience, including prior roles at Merrill and Bank of America. Spencer founded his independent firm in 2018. Kubo Financial Planning and Investments, LLC manages approximately $31 million for a focused client base including individuals, high-net-worth clients, charitable organizations, businesses, and retirement plans. The firm uses a long-term, goals-based asset allocation approach primarily employing low-cost mutual funds and ETFs, supplemented by individual securities and options as appropriate, and also offers retirement plan consulting and fiduciary services.

John Urbanski is a financial advisor at Fortress Investment Services, Ltd with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Fortress since 1998. Fortress Investment Services, Ltd. provides investment advisory services focused on mutual fund selection and strategic allocation for individuals, businesses, trusts, and nonprofits. The firm integrates investment management with income tax planning and preparation, utilizing a process that includes fundamental and technical analysis to guide fund purchases and sales.

Daniel Murphy is a financial advisor with Greater Good Financial LLC in Apple Valley, MN, holding Series 63 and Series 65 licenses and 18 years of industry experience. He has worked at Resources Investment Advisors, Inc. since 2013 and founded Greater Good Financial in 2021. Murphy also performs contract work for Great River Financial LLC. Greater Good Financial provides individualized investment management and comprehensive financial planning to individuals, including high-net-worth clients, and charitable organizations. The firm emphasizes asset allocation through a combination of strategic rebalancing, tactical tilts, and both passive and active investment vehicles, with options for socially responsible investing and customized portfolios.

David Kerwin is the sole advisor at Kerwin Asset Management, LLC in Edina, MN. He holds the CFA® designation along with Series 63 and Series 66 licenses and has 12 years of industry experience. He has led Kerwin Asset Management since its founding in 2008. Kerwin Asset Management serves individuals, high-net-worth clients, and charitable organizations, offering discretionary investment management and optional financial planning through a third-party platform. The firm employs a fiduciary approach using modern portfolio theory and proprietary optimization models to tailor portfolios primarily composed of low-cost passive ETFs, with a focus on risk management and customized investment policies.

Patrick Mulvehill is a financial advisor with Baztec Capital Management, LLC in Edina, MN. He holds Series 63 and Series 65 licenses and has four years of industry experience. Prior to joining Baztec Capital Management, he worked at Baztec Capital LLC and Cornerstone Capital. Baztec Capital Management provides discretionary portfolio management and financial planning primarily to individual clients, family members, and charitable organizations. The firm sponsors and manages private investment funds and employs fundamental analysis and tailored asset-allocation models across a range of securities, including equities, bonds, and derivatives.

Mark Struthers is a CERTIFIED FINANCIAL PLANNER™ with 10 years of experience at Sona Financial, LLC, where he has worked since 2016. He holds Series 63 and Series 65 licenses and operates as the sole advisor at Sona Wealth, Sona Wealth Management, and Sona Wealth Advisors. Sona Financial provides investment advisory and comprehensive financial planning services to individuals, families, and business owners, including small-business retirement plan consulting. The firm employs an evidence-based investment approach centered on passive core portfolios guided by Modern Portfolio Theory, with tailored planning and portfolio implementation for each client.

Anthony Poehling is a CFP® with 10 years of industry experience, currently serving as the sole advisor at Holleyjo Wealth Advisors. His prior roles include ownership of Colorado Road LLC and leadership positions at Poehling Capital Management, Inc. and Fulcrum Learning Systems, Inc. He has been involved since 2002 with the Foundation for Teaching Economics, providing experiential education and leadership training to high school students. Holleyjo Wealth Advisors serves a diverse client base including individuals, high-net-worth clients, trusts, pension plans, nonprofits, and business entities. The firm employs a disciplined investment process that incorporates fundamental, quantitative, and qualitative analysis across multiple asset classes, and utilizes derivatives and structured options strategies within a small practice framework.

David Winey is the sole advisor at 48 Peaks Wealth Advisors LLC in Minnetonka, MN, holding Series 63 and Series 65 licenses with 41 years of industry experience. He has been with American Investors Group, Inc. since 1990 and founded 48 Peaks Wealth Advisors in 2022. In addition to his advisory work, he operates as an independent insurance agent. 48 Peaks Wealth Advisors is an independent, state-registered firm serving individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and business entities. The firm emphasizes non-discretionary asset management based on Modern Portfolio Theory, combining asset allocation, periodic rebalancing, and tactical strategies while requiring client approval for transactions.

Gregory Naylor Jr. is a CFP® and holds a Series 66 license, with 14 years of industry experience. He has been principal of Naylor Asset Management, LLC since 2015. Outside of his advisory role, he coaches youth soccer for the Minneapolis Parks and Recreation Board. Naylor Asset Management provides portfolio management, hourly financial planning, and sub-advisory services primarily to individual and high-net-worth clients. The firm employs fundamental and cyclical analysis along with Modern Portfolio Theory, operating mainly on a non-discretionary basis for directly managed accounts while accepting discretionary authority as a sub-advisor.

Jeffrey Schumacher is the principal of Schumacher Financial, LLC, an independent firm based in Eagan, MN. He holds Series 63 and Series 65 licenses and has 10 years of industry experience, including prior roles at CommonWealth Financial Network and Haas Financial. Outside of his advisory work, he volunteers as a mentor for middle school students with the nonprofit organization Hope For Tomorrow. Schumacher Financial provides discretionary portfolio management and financial planning services primarily to individual and high-net-worth clients. The firm employs a combination of investment strategies, including cyclical, fundamental, quantitative, and technical analysis, and incorporates options strategies to adjust equity exposure and manage downside risk.

Gary Greenberg is the sole advisor at Gary L. Greenberg, an independent firm based in Eden Prairie, MN. He has 12 years of industry experience and has been involved with his firm since 1985. The firm provides discretionary investment management and consulting services to individuals, trusts, pension and profit-sharing plans, and charitable clients. Its approach emphasizes fundamental analysis and a long-term buy-and-hold strategy, tailoring portfolios to clients’ risk tolerance, time horizon, and liquidity needs. The firm is notable for advising pension and charitable organizations and offering a range of consulting services including charitable giving and expert testimony.

Michael Launer is the principal advisor at Telos Solutions in Edina, MN, holding a Series 65 designation with 12 years of industry experience. He has been with Telos Solutions since 2011. In addition to his advisory role, he maintains an accounting consulting practice and holds licensure as a Certified Public Accountant. Telos Solutions provides investment advisory and financial planning services to individuals, pension and profit-sharing plans, charitable organizations, and businesses. The firm employs a client-directed, non-discretionary approach, using a combination of fundamental, technical, and asset-allocation analysis across various investment types.