Kevin Kruger is the sole advisor at Kruger Wealth Management, Inc. in Bloomington, MN, with 37 years of industry experience. He holds Series 63 and Series 66 designations and has worked at his current firm since 2017, having previously been with SII Investments, Inc. from 2013 to 2017. In addition to his advisory work, he is licensed as an independent insurance agent specializing in fixed insurance products. Kruger Wealth Management serves individuals and small business owners by identifying investment objectives and referring clients to independent third-party advisory firms for asset management. The firm provides written financial plans and hosts no-fee public educational workshops, focusing on long-term investment strategies through a solicitor/referral model.

Charles Gitau is a CFP® and Series 65-licensed financial advisor with 9 years of industry experience. He leads Oakfort Wealth Partners, also known as Gitau Financial Advisors, where he has been active since 2014. In addition to advisory work, he provides tax consulting services as a sole proprietor and is a licensed insurance agent. Oakfort Wealth Partners offers portfolio management and financial planning to individuals, small businesses, trusts, and foundations. The firm employs a strategic asset allocation process with a core-and-satellite approach and integrates fundamental, technical, cyclical, and charting analysis to manage client portfolios.

Joshua Mckinley is the sole advisor at Twig Asset Management, LLC in Eden Prairie, MN, holding Series 66 and Series 63 licenses with 20 years of industry experience. He has worked with AEI Fund Management since 2013 and with Third Seven Capital, LLC dba Four Springs Capital since 2021. Mckinley has 100% ownership of Twig Asset Management and provides ad hoc financial planning advice to pre-existing clients. Twig Asset Management offers asset management and investment advisory services to individual and high-net-worth clients, including portfolio management and consulting related to 1031 like-kind exchanges. The firm utilizes mutual funds, ETFs, individual equities, fixed income, and Delaware Statutory Trusts, tailoring model allocations based on client objectives and employing primarily actively managed funds and ETFs.

My mission is simple. To help my clients make smart financial decisions so they can be in the position to live the life they want. Every client is different and everyone has different dreams. Your unique combination of family, education, health, life experiences, and interests help shape you and what you want out of life. 7th Street Financial will help you on your unique path with custom advice and plans. As an advisor, I have several primary roles I need to perform for my clients. 1. Listen. My first objective is to truly listen to clients and hear what is important to them so we can work towards the correct objectives. 2. Be knowledgable. This is what you pay me for. To know the things you don't that will improve your financial position. 3. Be flexible. Throughout the course of our relationship, life will inevitably throw you a few curve balls. We have to be flexible and adapt to your new life circumstances and new goals. 4. Be accountable. One of the main things people want out of an advisor is someone to keep them on task forgetting the things done they need to do. The firm's tagline is Financial Planning for the 99%. I say this because I believe financial planning is not just for those that have over $5 million in assets. Many financial advisors require you to build up $500,000 before they will talk to you. I believe people need help to get to that mark and beyond. We all want to be able to do the things that bring joy to our lives. That is my ultimate goal for you. To help you make the financial moves that will put you in the position to do the things that bring

Lauri Salverda is a CFP® professional with 11 years of industry experience, currently serving as the sole advisor at Castle Rock Financial Planning, Inc. She has worked at Clerestory Advisors, Inc. since 2008. Castle Rock Financial Planning provides personalized financial planning and investment management to individuals, high-net-worth clients, trusts, and estates, offering comprehensive written financial plans and ongoing portfolio management without imposing minimum account balances or accepting commissions. The firm uses a combination of fundamental, technical, and third-party research to guide investment decisions across a variety of asset types.

Frederick Quirsfeld is a financial advisor at Frontenac Partners, L.L.C. with 9 years of industry experience. He holds the Series 66 designation and has worked at Frontenac Partners since 2003. Quirsfeld also has a long tenure with IDS Life Insurance Company dating back to 1985. Frontenac Partners provides discretionary portfolio management to high-net-worth individuals, focusing on balanced accounts that include stocks, bonds, cash, and commodities. The firm employs a range of analytical approaches and uses inflation-sensitive instruments and derivatives within separately managed accounts.

Denise Alemayehu is a financial advisor with Cambridge Investment Research Advisors who holds a Series 63 designation and has 39 years of industry experience. She has been with Cambridge Investment Research Advisors since 2009 and has worked in the financial services industry since 1991, including operating her own advisory firm. Cambridge Investment Research Advisors serves a diverse range of clients, including individual investors, retirement plans, and charitable organizations, offering financial planning, portfolio management, and retirement plan advisory services through a large network of independent financial professionals.

Martim Quayat is a CFA® charterholder with six years of industry experience. He is the principal of Minnewashta Rio, LLC, an independent advisory firm based in Shorewood, MN. Prior to founding Minnewashta Rio, he held positions at Cornerstone Private Asset Trust Co. LLC and Itau International Securities, Inc., and currently serves as a senior investment analyst for the City of Minneapolis. Minnewashta Rio provides fee-based investment advisory services to institutional clients, corporations, trusts, non-profits, and individuals, including both high-net-worth and non-high-net-worth investors. The firm employs portfolio construction grounded in Modern Portfolio Theory, utilizing in-house and third-party research and managing a range of investment vehicles in accordance with clients’ written Investment Policy Statements.

Richard Miller is a CFP® and PFS™ credentialed financial advisor with 18 years at Compass Private Wealth Consulting, LLC and over 26 years of experience including his tenure at RSM McGladrey, Inc. He maintains an active CPA practice focused on individual tax return preparation during tax season. Compass Private Wealth Consulting is an independent, fee-only firm managing approximately $18.2 million for about 35 clients. The firm provides discretionary portfolio management and financial planning services to individuals, pension plans, trusts, estates, and charitable organizations, using mutual funds, ETFs, and individual equities with both fundamental and technical analysis.

I didn't stumble into financial planning. I was drawn to it by a small inheritance, a paperboy route, and a widow who needed help balancing her checkbook. After two decades across multiple firms — seeing the conflicts, the minimums, the overlooked clients — I knew there was a better way. So, I built it. I started Your Path because I believe every generation deserves access to real, honest, planning-first financial guidance — not just those who already have wealth. Your Path exists because I believe planning should come first, not products. Because the best advice is given by someone who is legally and ethically on your side.

Anghel Stoian is a CFP®-credentialed financial advisor with eight years of industry experience. He is the sole advisor at Efficient Market Investments, LLC in Apple Valley, MN, where he has worked since 2011. In addition to advisory services, he also provides tax preparation services through the firm. Efficient Market Investments, LLC is an independent, single-advisor registered investment adviser serving individuals, high-net-worth clients, trusts, estates, charitable organizations, and business entities. The firm uses a combination of fundamental and charting analysis to tailor discretionary asset management strategies and employs derivatives and option-writing techniques in client portfolios.

Richard Hoyt is a ChFC® credentialed financial advisor with 18 years of experience at Analytics Investment Advisors, an independent firm based in Excelsior, MN. He holds Series 63 and Series 65 licenses and has focused on portfolio management since 2008. Analytics Investment Advisors provides discretionary portfolio management primarily for individual and high-net-worth clients, using ETFs as the main investment vehicle while also recommending other securities as appropriate. The firm offers customized portfolios based on risk tolerance and employs a range of analytical methods, serving clients with both retirement and non-retirement accounts under fiduciary standards.

Jeremy Graff is a CFP® and holds a Series 66 license with 15 years of industry experience. He has been the principal advisor at Graff Financial LLC since 2010, based in Edina, MN. Graff Financial, LLC is a boutique advisory firm serving individuals, pension and profit-sharing plans, trusts, estates, and business entities. The firm provides asset management and financial planning services, utilizing model asset-allocation portfolios primarily with no-load mutual funds and ETFs, and manages most assets on a non-discretionary basis to maintain a collaborative investment process.

Nancy Narusiewicz is a financial advisor at Minder Narusiewicz, Inc. with 17 years of industry experience. She holds the Series 63 and Series 66 licenses and previously worked at Sagepoint Financial, Inc. for 16 years and OSAIC for 3 years. In addition to advisory services, she is involved in tax preparation and life, health, and annuity sales. Minder Narusiewicz, Inc. is a registered investment adviser serving individual and high-net-worth clients through a single-advisor practice. The firm provides non-discretionary portfolio management, written financial planning, and tax preparation services, constructing individualized portfolios using risk tolerance and asset allocation tools.

Matthew Cookson is the principal advisor at Cookson Financial, LLC, an independent firm based in Excelsior, MN. He holds Series 63 and Series 65 licenses and has 8 years of industry experience. Cookson has managed his firm since 2006, with a background that includes broker-dealer and hedge fund management. Cookson Financial provides discretionary asset management and hourly financial consulting to individuals, trusts, foundations, pension and profit-sharing plans, banks, and corporations. The firm emphasizes customized asset allocation using fundamental analysis and low-cost investment instruments, serving a diverse client base that includes charitable organizations and pension consulting.

Geetu Sharma is the Managing Member and Chief Investment Officer of 95 Impact Partners LLC and the principal of AlphasFuture LLC. She holds a Series 65 designation and has seven years of industry experience, including prior roles at Pictet Asset Management. Ms. Sharma splits her time between her responsibilities at 95 Impact Partners and AlphasFuture. AlphasFuture LLC provides discretionary and non-discretionary investment advisory services to individual and high-net-worth investors, charitable organizations, and other advisers. The firm focuses on customized investment policy statements and manages portfolios with a combination of fundamental and quantitative analysis, emphasizing long-term allocations to global equities.

Spencer Kubo is the sole advisor at Kubo Financial Planning and Investments, LLC in Edina, MN. He holds the Series 66 designation and has 14 years of industry experience, including prior roles at Merrill and Bank of America. Spencer founded his independent firm in 2018. Kubo Financial Planning and Investments, LLC manages approximately $31 million for a focused client base including individuals, high-net-worth clients, charitable organizations, businesses, and retirement plans. The firm uses a long-term, goals-based asset allocation approach primarily employing low-cost mutual funds and ETFs, supplemented by individual securities and options as appropriate, and also offers retirement plan consulting and fiduciary services.

John Urbanski is a financial advisor at Fortress Investment Services, Ltd with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Fortress since 1998. Fortress Investment Services, Ltd. provides investment advisory services focused on mutual fund selection and strategic allocation for individuals, businesses, trusts, and nonprofits. The firm integrates investment management with income tax planning and preparation, utilizing a process that includes fundamental and technical analysis to guide fund purchases and sales.

Daniel Murphy is a financial advisor with Greater Good Financial LLC in Apple Valley, MN, holding Series 63 and Series 65 licenses and 18 years of industry experience. He has worked at Resources Investment Advisors, Inc. since 2013 and founded Greater Good Financial in 2021. Murphy also performs contract work for Great River Financial LLC. Greater Good Financial provides individualized investment management and comprehensive financial planning to individuals, including high-net-worth clients, and charitable organizations. The firm emphasizes asset allocation through a combination of strategic rebalancing, tactical tilts, and both passive and active investment vehicles, with options for socially responsible investing and customized portfolios.

David Kerwin is the sole advisor at Kerwin Asset Management, LLC in Edina, MN. He holds the CFA® designation along with Series 63 and Series 66 licenses and has 12 years of industry experience. He has led Kerwin Asset Management since its founding in 2008. Kerwin Asset Management serves individuals, high-net-worth clients, and charitable organizations, offering discretionary investment management and optional financial planning through a third-party platform. The firm employs a fiduciary approach using modern portfolio theory and proprietary optimization models to tailor portfolios primarily composed of low-cost passive ETFs, with a focus on risk management and customized investment policies.