Dustin Sauter is a CFP®-certified financial advisor with nine years of industry experience, currently serving clients at Commonwealth Financial Network in North Mankato, MN. He has worked at Commonwealth since 2016 and is also a co-owner of Pratt Financial, Inc., a private entity focused on securities, advisory, and insurance business. Prior to that, he held positions with Horace Mann Investors, Inc., Horace Mann Companies, and the Don Wendel Agency. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors. The firm offers a variety of advisory programs and services, including discretionary model portfolios and personalized indexing options, while providing operational, compliance, and practice-management support to affiliated advisors.

Larry Krmpotich is a financial advisor with Kestra Advisory, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has worked at Kestra Advisory and affiliated firms since 2020, following an 11-year tenure at Stifel. He serves as an officer on the board of Crusader Holdings, a subsidiary of the Schola Foundation. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a range of institutional and individual clients. The firm offers services including fiduciary consulting, plan-level investment advice, and employee education, and serves large institutional investors such as sovereign wealth funds.

June Lonnquist is a financial advisor with Sequoia Financial Group, L.L.C. She holds the Series 66 designation and has 20 years of industry experience. Prior to joining Sequoia Financial Group in 2024, she worked at United Planners' Financial Services and Eide Bailly-affiliated firms. Lonnquist has also served as a board member and chair for South Bend Township since 2015, overseeing local government policies and township activities. Sequoia Financial Advisors provides wealth planning, investment management, retirement-plan advisory, and related consulting services to a diverse client base that includes individuals, family offices, corporations, charitable organizations, trusts, and retirement plans. The firm employs a mix of model allocations and custom solutions, utilizing a variety of investment vehicles and conducting regular research and due diligence to meet client objectives.

Adam Kunkel is a financial advisor at Commonwealth Financial Network in North Mankato, MN, holding a Series 66 designation with eight years of industry experience. His career includes roles at Edward Jones and Pratt Wealth Management. He also engages in fixed insurance sales as a minor business activity. Commonwealth Financial Network serves a national network of approximately 2,900 advisors and hundreds of thousands of clients, managing about $212.7 billion in assets. The firm offers a comprehensive adviser-support platform with managed-account programs, access to third-party asset managers, and custody and clearing services.

Ryan Spaude is a CFP® professional with 28 years of industry experience. He currently serves as a wealth advisor at Sequoia Financial Group, L.L.C. and has held various roles at Eide Bailly LLP and affiliated entities since 2012. Spaude is also a member of the Minnesota State University–Mankato College of Business Advisory Council. Sequoia Financial Advisors, LLC provides wealth planning, investment management, and retirement-plan and business-consulting services to individuals, charitable organizations, corporations, trusts, family offices, and other institutional clients. The firm employs a combination of in-house model portfolios, custom accounts, and third-party manager selection, with oversight from an Investment Policy Committee, and offers access to affiliated private funds and exchange-traded funds.

Matthew Norland is a financial advisor with Private Advisor Group, LLC, holding CFP® and Series 66 credentials and offering 20 years of industry experience. He has previously worked at Investors Financial Group, LLC, and LPL Financial LLC. Outside of advisory work, he is a notary public. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by providing portfolio management, financial planning, retirement plan consulting, and access to various managed account solutions. The firm employs a fiduciary-based advisory model that includes both discretionary and non-discretionary services and works with a range of strategists and technology platforms to implement client investment strategies.

Bradley Pratt is a financial advisor with Commonwealth Financial Network, holding a Series 63 designation and over 42 years of industry experience. He has been with Commonwealth since 2012 and also maintains a long-standing role at Pratt, Kutzke & Associates LLP since 2001. Pratt is involved in fixed insurance sales as a minor part of his business activities. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs, technology, and operational support, allowing advisors discretion in portfolio construction and offering proprietary model portfolios managed by its Investment Management and Research team.

Scott Weilage is a financial advisor with Integrity Alliance, LLC, holding a Series 63 designation and over 33 years of industry experience. His prior work includes roles at Park Avenue Securities and Guardian Life Insurance, and he has managed Weilage Corporation and Weilage Insurance Group for several decades. Outside of advisory work, he is president of Weilage Holdings, LLC, and Wealth Centers of America, both involved in insurance and property management activities. Integrity Alliance is a large advisory enterprise serving individual investors, corporations, and qualified retirement plans, with more than 300 advisors managing approximately $5.4 billion in assets. The firm offers a range of services including portfolio management, financial planning, and third-party manager referrals, utilizing diverse investment approaches across multiple platforms.

Drew Totland is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and two years of industry experience. Prior to joining Commonwealth, he worked at Thrivent Financial and Pratt Wealth Management. Outside of his advisory role, he is employed as a bouncer at a local tavern in Mankato, MN. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of nearly 2,900 advisors and managing approximately $213 billion in client assets. The firm provides a broad platform including managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Todd Zimmermann is a financial advisor with Principal Financial Services in Mankato, MN, holding Series 63 and Series 65 credentials and bringing 41 years of industry experience. He has worked with Principal Securities Inc. since 2016 and Principal Life Insurance Co. since 1998. Beyond advisory work, he is involved in health, life, dental, and long-term care insurance sales, including Medicare supplement policies. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and military personnel. The firm offers financial planning, retirement plan consulting, and access to third-party money manager programs under various advisory and promoter arrangements.

Jeremiah Miller is a financial advisor with Principal Financial Services based in Mankato, MN, holding Series 63 and Series 65 licenses and having 11 years of industry experience. He has worked at multiple firms, including Bridge Street Wealth Strategies and Pinnacle Wealth Partners, and operates his own entities, JT Miller Financial LLC and Piprude Financial, which focus on health and group insurance products. Principal Securities provides brokerage and registered investment advisory services to a broad client base, including individual investors, retirement plans, trusts, and corporations. The firm offers financial planning, retirement plan consulting, and access to third-party money manager solutions through both advisory and promoter arrangements.

Bryan Pratt is a CFP® with 22 years of industry experience, currently affiliated with Commonwealth Financial Network. He has worked at Pratt Wealth Management since 2020 and has been with Commonwealth Financial Network since 2012. Pratt has co-ownership interests in private entities related to securities administration and commercial real estate in North Mankato, MN. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of nearly 2,900 advisors and hundreds of thousands of clients. The firm provides a comprehensive adviser-support platform including managed-account programs, access to third-party managers, retirement consulting, and custody services, offering a range of investment options across mutual funds, ETFs, individual securities, and tax-aware strategies.

Bradley Johnson is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and 27 years of industry experience. He has worked at Commonwealth since 2012 and has been affiliated with Pratt, Kutzke & Associates LLP since 2001. Johnson is also the owner and president of Oak Branch Financial, LLC, a private entity involved in his securities business. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their retail and institutional clients, providing advisory programs and services such as wealth management, retirement plan consulting, and access to third-party asset managers. The firm offers a range of program structures and supports advisors with operations, trading, technology, compliance, and practice-management resources.

Michael Matuska is a Chartered Financial Consultant (ChFC®) with 10 years of industry experience. He is currently associated with United Planners Financial Services of America, a limited partnership, and has held roles at Full Circle Financial, ProEquities Inc, and Richard J Falk Insurance. United Planners Financial Services is a national wealth-management enterprise serving a wide range of clients including individuals, retirement plans, corporations, and institutional investors. The firm uses a mix of custodians, third-party managers, and platform programs to implement investment strategies, with a significant portion of assets managed on a non-discretionary basis.

Andrew Foster is a financial advisor at Stifel in Mankato, MN, holding a Series 66 designation with 28 years of industry experience. He has worked at Stifel since 2009. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach is based on a proprietary methodology developed by its Investment Strategy Group, which uses forward-looking capital market assumptions and probabilistic modeling for asset allocation and financial planning.

Adam Neubauer is a CFP® professional with 12 years of experience in financial advising, currently working at Edward Jones since 2014. He holds the Series 66 designation and is based in Mankato, MN. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, including discretionary and non-discretionary wrap fee solutions, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Renee Cramer is a financial advisor at Stifel with 27 years of industry experience and holds Series 63 and Series 66 licenses. She has been with Stifel since 2009. In addition to her advisory role, she is a notary providing document notarization services for Stifel clients. Stifel serves a diverse client base including individuals, institutions, and nonprofit organizations, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Michael Kittelson is a CFP® with 16 years of experience in the financial services industry. He is affiliated with Cetera and has also worked at First Security Bank, First National Bank of Minnesota, and Wells Federal Bank. He serves on the investment committee and board of directors for the Mankato Area Foundation and is a board member of the Mankato Clinic Foundation. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients, offering portfolio management, financial planning, and access to third-party managers through a multi-manager platform.

Melvin Evans Jr is a financial advisor at LPL Enterprise with Series 63 and Series 65 credentials and three years of industry experience. His prior roles include positions at The Prudential Insurance Company of America and Bankers Life entities. He is the owner of Melvin Evans Insurance LLC, which offers Medicare Advantage and Medicare supplement plans to eligible beneficiaries. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach and offers access to third-party asset managers, financial planning, and insurance products through affiliated entities.

Abigail Drummer is a financial advisor at Stifel with two years of industry experience. She holds a Series 66 designation and has worked at Stifel Nicolaus since 2022. Prior to her current role, she held positions at Mankato Clinic, Gundersen, YMCA, and the University of Wisconsin - La Crosse. Abigail is also a commissioned notary. Stifel serves a diverse client base including individuals, institutions, and charitable organizations, offering brokerage and investment advisory services. Its investment approach relies on proprietary forward-looking capital market assumptions and probabilistic modeling developed by the firm’s Investment Strategy Group.