Julie Karstens is a financial advisor at McBeath Financial Group in Normal, IL, holding a Series 65 designation with four years of industry experience. Her prior work history includes roles at First State Bank and First State Bank of Bloomington. McBeath Financial Group serves individuals, trusts, estates, and charitable organizations with personalized investment advisory and comprehensive financial planning services. The firm employs a blend of fundamental, technical, and cyclical analysis to build tailored asset allocations and uses both strategic and active asset-allocation models, with trading and portfolio management conducted through a sub-advisory relationship.

James Dischert is a financial advisor at Three Sixty with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Three Sixty Wealth Management since 2006, with prior roles at Capital Asset Advisory Services, LLC and CWM, LLC. In addition to advising, he sells life, health, disability, annuities, and long-term care insurance. Three Sixty serves individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans, offering comprehensive wealth management that includes discretionary investment management, financial planning, business consulting, and retirement plan advisory services. The firm constructs custom portfolios with a long-term focus using fundamental analysis and a diverse mix of investment instruments, and provides advanced planning services such as Social Security timing and Roth conversions.

Tyler Wrezinski is a financial advisor with Virtus Financial Group in Bloomington, IL, holding a Series 65 credential and four years of industry experience. He has operated Wrezinski Advisory Services since 2014 and has been with ChangePath, LLC since 2021. Outside of his advisory work, Wrezinski serves as director of the Institute for Financial Education, where he presents courses on financial topics. Virtus Financial Group advises individuals, high-net-worth clients, families, trusts, and estates with fee-based investment management, financial planning, and coordinated tax and insurance services. The firm primarily manages client assets on a non-discretionary basis using mutual funds, ETFs, and limited individual securities through third-party platforms, emphasizing client involvement and integrated tax planning through affiliated CPA services.

Jason Strough is a financial advisor with Strong Retirement Solutions in Bloomington, IL, holding a Series 65 designation and five years of industry experience. His prior roles include positions at Nepsis, Inc., Mutual of Omaha Investor Services, Mutual of Omaha Insurance Company, and Edelman Inc. In addition to his advisory work, he is a licensed insurance agent offering life, disability, and health insurance products. Strong Retirement Solutions serves individual and high-net-worth clients with discretionary portfolio management, investment advice, and financial planning through a team of five advisors. The firm employs tailored investment strategies and often integrates third-party sub-advisors under discretionary authority.

Ian Cavallo is a Series 65-credentialed advisor at McBeath Financial Group with one year of industry experience. Prior to joining McBeath Financial Group, he worked at Advance Trading Inc. and held positions in education and retail. McBeath Financial Group provides personalized investment advisory and comprehensive financial planning services to individuals, trusts, estates, and charitable organizations. The firm employs a combination of fundamental, technical, and cyclical analysis to construct tailored asset allocations and manages client portfolios through a sub-advisory relationship with GeoWealth.

Josie Fischer is a financial advisor at Virtus Financial Group with a Series 65 designation and four years of industry experience. She has worked at Virtus Wealth Management since 2022 and has prior experience at Bloomington Country Club, Luhr Bros, Inc., and Illinois State University. Fischer is also a licensed insurance professional. Virtus Financial Group serves individuals, high-net-worth clients, families, trusts, and estates, offering fee-based investment management and coordinated tax and insurance services. The firm is notable for managing most client assets on a non-discretionary basis and integrating tax planning through CPA leadership alongside its investment services.

Gregory Fahrenkrug is a financial advisor at Virtus Financial Group with two years of industry experience. He holds a Series 65 designation and has previously worked at BPA Troxell Benefits, Brick Technology Group, and operated G F Computing LLC. Fahrenkrug is also a licensed insurance professional under the DBA Wrezinski Advisory Group. Virtus Financial Group advises individuals, high-net-worth clients, families, trusts, and estates, offering fee-based investment management and financial planning. The firm manages client assets primarily on a non-discretionary basis and integrates affiliated tax and planning services through a CPA on its leadership team.

Sean Craig is a financial advisor at IPI Wealth Management, Inc. with 30 years of industry experience. He has been with the firm and its predecessor, Investment Planners, Inc., since 2016. Craig serves as president of the Youth Opportunities Foundation board, a voluntary position unrelated to investing. IPI Wealth Management provides investment management, financial planning, and access to third-party asset managers for individuals, businesses, and retirement plans. The firm manages approximately $2.65 billion in client assets through a team of 66 advisors and utilizes an open-architecture model with proprietary risk-based portfolios and active manager oversight.

Brett Heiniger is a financial advisor with BFC Planning, Inc., holding a Series 66 designation and five years of industry experience. Prior to his advisory career, he worked at Caterpillar, Inc. for 21 years. He is also involved in selling fixed insurance products. BFC Planning, Inc. serves a diverse client base including individuals, corporations, banks, pension and profit-sharing plans, trusts, and estates through a network of approximately 200 investment adviser representatives. The firm provides financial planning, portfolio management, and access to various investment platforms and sub-advisory programs.

Tim Hohulin is a ChFC® with 44 years of experience in the financial services industry. He has worked at Berthel, Fisher & Company Financial Services, Inc. since 1998 and at BFC Planning, Inc. since 2016. Outside of his advisory roles, he has been involved in managing rental properties. Berthel, Fisher & Company Financial Services, Inc. provides investment advisory and financial planning services primarily to individual and high-net-worth clients, managing approximately $906 million in client assets through various platforms and tailored investment strategies.

Joshua Brooks is a CFP® and Series 66-registered financial advisor with five years of industry experience. He currently works at The AmeriFlex Group and has held prior roles at Cambridge Investment Research, OSAIC, Woodbury Financial Services, and COUNTRY Financial. Outside of his financial advisory work, he operates a woodworking business selling handcrafted items at local farmer markets. The AmeriFlex Group is an SEC-registered investment adviser serving individuals, high-net-worth clients, corporations, and retirement plans through a network of advisory affiliates. The firm offers portfolio management, financial planning, third-party money manager selection, and retirement plan consulting, delivering customized strategies via multiple platforms and custodians.

Emily Martin is a financial advisor with Interactive Financial Advisors in Bloomington, IL, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. She is the owner of Purple Martin Financial, a business focused on the sale of fixed life, annuity, and health products, and serves as a minority owner of the Bloomington Normal Birthing Center. Additionally, she volunteers as a troop leader for the Girl Scouts of Central Illinois. Interactive Financial Advisors provides financial planning and discretionary portfolio management to individuals, including high-net-worth clients, retirement plans, and institutional clients. The firm employs fundamental analysis and Modern Portfolio Theory to construct diversified ETF and mutual fund portfolios, and it operates a multi-advisor network with extensive branch offices.

Nathaniel Farney is a CFP® and Series 66-registered financial advisor with two years of industry experience. He is currently with The AmeriFlex Group and also affiliated with Cambridge Investment Research, Inc. His prior experience includes roles at Falstad & Associates Financial Services and Osaic Wealth Inc. The AmeriFlex Group is an SEC-registered investment adviser serving individuals, corporations, and retirement plans through a network of advisory affiliates. The firm offers portfolio management, financial planning, third-party manager selection, and retirement plan consulting, delivering customized strategies via model asset allocations, discretionary and non-discretionary manager relationships, and multiple custodial platforms.

Peter Falstad is a CFP® with 38 years of industry experience and is currently with The AmeriFlex Group. His prior experience includes roles at Woodbury Financial Services and OSAIC. Outside of his advisory work, he serves as a board member of Access Advocates, Inc., an organization focused on providing access for handicapped persons to public buildings, and volunteers as a swimming official in Illinois. The AmeriFlex Group is an SEC-registered investment adviser serving individuals, corporations, and retirement plans through a network of advisory affiliates. The firm provides customized portfolio management, financial planning, and retirement plan consulting, utilizing various wrap and non-wrap solutions and coordinating with multiple custodians.

Tofig Mammadov is a CFP® and holds a Series 66 license with six years of industry experience. He has been with BFC Planning, Inc. and Berthel, Fisher & Company Financial Services, Inc. since 2019 and previously worked at Prairie Capital Management and Catalyst Construction Inc. Outside of his advisory role, Mammadov provides business consultancy services in marketing, web design, and app development, and serves as treasurer for the Apostolic Christian Church Outreach Fund as well as a board member for Prairie Christian School. BFC Planning, Inc. serves a diverse client base including individuals, corporations, banks, and pension plans through approximately 200 investment adviser representatives. The firm offers financial planning, portfolio management, and access to various sub-advisory programs, employing a range of strategies primarily involving stocks, bonds, mutual funds, and ETFs.

Ashlee Wochholz is a financial advisor at Osaic Institutions, Inc. with nine years of industry experience. She holds a Series 66 designation and has previously worked at INB, Edward Jones, Wells Fargo Clearing, and COUNTRY Financial. Osaic Institutions, Inc. serves individuals, ERISA retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, asset manager referrals, and access to alternative investments and lending solutions, operating with a hybrid adviser and broker-dealer structure.

Jordan Greenlee is a financial advisor with PNC Wealth Management in Bloomington, IL, holding a Series 66 credential and nine years of industry experience. His prior experience includes roles at Equitable Advisors, Axa Advisors, West Point, and Eastern Illinois University. He serves as Treasurer for First Gig Rock Camp of Kids, a nonprofit music performance group. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including a digital, discretionary model account pilot for PNC employees that uses algorithmic risk assessment and implements investments via approved strategies and mutual funds or ETFs.

Thomas O’Connell is a financial advisor at Bankers Life Advisory Services, Inc. with 33 years of industry experience. He holds the ChFC® designation and Series 63, 65, and 66 licenses. O’Connell has a long tenure with Bankers Life and its affiliated entities dating back to 2011. Outside of his advisory role, he serves as a FINRA arbitrator, participating in arbitration proceedings between securities firms and clients. Bankers Life Advisory Services, Inc. provides discretionary portfolio management and investment consulting primarily to mass-affluent and high-net-worth individuals. The firm’s investment process focuses on customized asset allocation, periodic rebalancing, and a combination of fundamental, technical, and cyclical analysis to guide portfolio decisions.

Kevin Thomas is a financial advisor at PNC Wealth Management with 19 years of industry experience. He holds a Series 66 designation and has been with PNC Investments since 2009. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital portfolio offering for employees that uses algorithm-driven risk assessment and implements investments via approved model strategies managed by PNC or third parties.

Payton Bledsoe is a financial advisor with Principal Financial Services in Bloomington, IL, holding a Series 66 designation and one year of industry experience. Prior to joining Principal, he worked at Rivian, LLC and Walmart, and has experience in education at Normal Community West High School and Parkside Junior High School. He serves as Vice President of the Bloomington chapter of Business Network International, a referral-based professional organization. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individuals, retirement plans, trusts, estates, and military personnel. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions under various advisory and promoter arrangements.