Michael Carroll is the principal of Carroll Wealth Management Inc., an independent registered investment adviser based in Chesterfield, MO. He holds Series 63 and Series 65 licenses and has 23 years of experience in the financial industry. Carroll has led his own firm since 2009. He maintains a licensed insurance agent designation, though he does not actively use it. Carroll Wealth Management Inc. offers discretionary portfolio management and financial planning primarily to individuals and high-net-worth clients. The firm focuses on client-specific Investment Policy Statements, employs a variety of analytical methods, and manages all accounts in-house, utilizing a broad range of investment strategies and asset types.

Shannon Moenkhaus is a CFP® certificant with 17 years of industry experience, currently serving as the sole advisor at Clarity Financial Planners since 2015. She holds a Series 63 license and is based in Clayton, MO. Clarity Financial Planners provides comprehensive financial planning and discretionary portfolio management to individual and high-net-worth clients, trusts, and businesses. The firm employs an evidence-based investment approach focused on low-turnover mutual funds and ETFs, structured by formal Investment Policy Statements and model allocations, with an emphasis on tax-aware implementation and modern portfolio theory.

Misook Yu is a CFP® certificant with 11 years of industry experience, currently serving as the sole advisor at Yu Financial Advice, LLC in Chesterfield, MO. She has operated Yu Financial Advice since 2015 and runs YU & Money LLC, a separate business focused on publishing and providing general financial education through seminars and online courses. Yu Financial Advice delivers financial planning and consulting services to individual clients, emphasizing client education and tailored plans that cover cash flow, retirement, insurance, tax strategies, estate planning, and college savings. The firm does not provide investment management, instead recommending passive, low-cost index funds and ETFs, with clients typically implementing investment transactions themselves.

Thomas Dooley is a Chartered Financial Consultant (ChFC®) with 19 years of industry experience. He has been with LegaTrust Financial Advisors, Inc. since 2010, where he is the sole advisor. Outside of his advisory role, he owns and manages a residential rental property. LegaTrust Financial Advisors provides investment advisory and financial planning services to individuals, families, trusts, estates, small businesses, and retirement plans. The firm employs diversified portfolio construction using modern portfolio theory and multiple analysis methods, and it maintains a specialized retirement plan consulting practice, including serving as ERISA fiduciaries for plan sponsors.

John Zata is an advisor at Simplexus Wealth Management with 17 years of industry experience. He holds the Series 63 and Series 66 designations and previously worked at Edward Jones and Correct Capital Wealth Management. Simplexus Wealth Management provides comprehensive financial planning and portfolio management to individual and high-net-worth clients through a monthly membership model. The firm employs a multi-method investment approach within a strategic asset allocation framework and offers both discretionary and non-discretionary portfolio management services in conjunction with its planning membership.

Retirement Income & Tax Planning We have the ability to make the greatest impact for people who are within 5 years of retirement to 5 years post retirement. That 10 year window is crucial for establishing and executing a plan designed to minimize your tax bill and allow you to live your best life, whatever that means to you. The earlier we begin working with a client in that window, the better. Here are some examples of the questions we help clients answer: When can I retire? When should I claim Social Security benefits? How much can I spend each month? How can I minimize my tax bill? Should I take a lump sum pension payment or monthly income? Do I need a trust, or is a will sufficient? What other estate planning documents should I have? Should I change my investment mix as I age? How can I avoid the Medicare IRMAA surcharge?

Brendan Freeman is a financial advisor at Cauble & Harre Wealth Management, Inc. in St. Louis, MO, with seven years of industry experience. He previously worked at First Business Bank and Regions Bank before joining Cauble & Harre in 2025. Freeman holds Series 65 and Series 63 licenses. Cauble & Harre Wealth Management, Inc. is a fee-only firm serving individuals, high-net-worth households, and select institutional clients. The firm uses customized portfolios based on written Investment Policy Statements, combining indexed and active strategies with selective tactical shifts, and manages roughly $300 million across about 100 client relationships.

Stanley Finger is a financial advisor at Daytona Street Capital in Saint Louis, MO, holding a Series 65 designation with 25 years of industry experience. He previously worked for Eidelman Virant Capital for 38 years before joining Daytona Street Capital in 2023. Daytona Street Capital is an SEC-registered investment adviser managing approximately $161.4 million for individuals, retirement accounts, trusts, charitable organizations, and business entities. The firm employs a concentrated core equity strategy focused on long-term outperformance of the S&P 500, combining customized portfolios with ETF-based allocation strategies and managing a private pooled investment vehicle.

Daniel Berg is a financial advisor at B.E.S.T. Wealth Management LLC in St. Louis, MO, holding a Series 65 designation with seven years of industry experience. He has worked at B.E.S.T. Wealth Management since 2018 and previously spent 11 years at Green Course Financial Advisors. B.E.S.T. Wealth Management serves individuals, businesses, and retirement plans by providing written financial plans, discretionary portfolio management, retirement-plan advisory, and in-house tax preparation. The firm employs an evidence-based investment approach focused on passive allocation through ETFs and mutual funds, supported by academic research and six core principles, beginning client engagements with a written financial plan.

Brian Landzaat is a financial advisor at Vista Finance, LLC with five years of industry experience. He holds a Series 65 designation and previously worked for The Private Bank/CIBC for 15 years. Landzaat also serves as Chief Fiduciary Officer at Vista National Bank & Trust. Vista Finance, LLC provides investment advisory and planning services to individuals, trusts, retirement plans, and business entities. The firm employs a fiduciary, client-driven approach using both qualitative and quantitative methods to construct diversified portfolios that may include traditional and alternative investments.

Timothy Hunt is a Certified Financial Planner® with 37 years of industry experience. He has been with St. Louis Financial Planners, Inc. since 1980 and St. Louis Financial Planners Asset Management since 1996. Outside of his advisory role, he is a part owner of both firms and occasionally notarizes investment-related documents for clients, as well as assists with re-registering investments into living trusts. St. Louis Financial Planners, Inc. provides financial planning and advisory services primarily to individuals and plan sponsors, focusing on retirement, tax, estate, and college planning, as well as risk management. The firm emphasizes written financial plans and ongoing account monitoring, using technical analysis with individual equities and ETFs, and refers portfolio management to its affiliated registered adviser.

Bradley Bishop is a financial advisor at Belmont Private Wealth with 21 years of industry experience. He holds the Series 63, Series 65, and Series 66 designations. His prior work includes roles at Namtaf Advisors, LLC, TSG Properties, and Matter Family Office. Belmont Private Wealth serves individual and high-net-worth clients, offering discretionary wealth management and comprehensive financial planning. The firm emphasizes asset allocation and Modern Portfolio Theory, favoring passive investment management with index mutual funds and ETFs, and monitoring accounts quarterly.

Sadie Swisher is a financial advisor at Profusion Private Wealth in St. Louis, MO, with seven years of industry experience. She holds Series 63 and Series 65 credentials and has worked at Profusion Financial since 2018, following positions at TD Ameritrade, MassMutual, and other firms. Profusion Private Wealth provides ongoing portfolio management and financial planning to individuals, including high-net-worth clients, and pooled investment vehicles. The firm offers an integrated family-office suite and employs a variety of investment strategies, including discretionary management using technical and cyclical analysis, derivatives, and leveraged strategies.

Kendall Young is a CFP® professional with 19 years of industry experience, currently serving at Cauble & Harre Wealth Management, Inc. since 2019. He has also been affiliated with Matter Family Office since 1998. Kendall serves as the Board Chairman of the Financial Planning Association, a volunteer role focused on advancing the CFP® profession. Cauble & Harre Wealth Management is a fee-only firm serving individuals, high-net-worth clients, and institutional entities. The firm provides discretionary portfolio management and comprehensive financial planning, utilizing model asset allocations that combine index funds, actively managed funds, ETFs, and select individual securities.

Todd Freund is a Series 65-licensed financial advisor with Freund & Co Investment Advisors, L.C. in St. Louis, Missouri, where he has worked since 1997. He has 21 years of industry experience and also maintains a general law practice as an attorney. Freund & Co. Investment Advisors provides financial advisory and portfolio management services to individuals and both for-profit and not-for-profit entities, along with retirement plan consulting for plan sponsors. The firm emphasizes asset allocation, diversification, and modern portfolio theory, integrating economic and tax considerations into portfolio design.

Sally Rogers is a financial advisor with Rogers Consulting Associates, Inc. in St. Louis, MO, holding a Series 66 designation and six years of industry experience. She has been with Rogers Consulting Associates since 2012 and is also a shareholder and director at Rogers & Associates P.C., a CPA firm where she has worked for over 15 years. Rogers Consulting Associates provides investment advisory and financial planning services primarily to individual and high-net-worth clients, as well as trusts, estates, and certain pooled vehicles. The firm offers tailored portfolio management, written financial plans, and insurance recommendations, managing approximately $75 million in client assets.

Bogdan Niciu is a financial advisor with 10 years of industry experience, currently with 4-C Personal Wealth Management Consultants, LLC, where he has worked since 2015. He holds a Series 65 designation. 4-C Personal Wealth Management Consultants provides discretionary wealth management and financial planning to individuals, high-net-worth clients, trusts, and estates, as well as 3(21) retirement-plan advisory services to plan sponsors. The firm manages approximately $109 million in client assets and employs a long-term investment approach using both fundamental and technical analysis to build diversified portfolios.

Alan Suiter is a financial advisor with Cornerstone Select Advisors, LLC, holding Series 63 and Series 65 credentials and over 40 years of industry experience. His prior roles include positions at Creativeone Wealth, LLC, Saxony Securities Inc., and First Financial Consultants, Inc., where he has been active for several decades. Outside of advisory work, he is involved with Suiter Investigations, LLC, which focuses on locating unclaimed property for individuals and corporations. Cornerstone Select Advisors, LLC is an SEC-registered investment adviser offering discretionary asset management and customized portfolio services to a range of clients including individuals, high-net-worth clients, trusts, and institutions. The firm employs a top-down, value-oriented investment approach combined with technical trading overlays and offers several model strategies alongside tailored portfolio solutions.

David Oransky is a financial advisor with Laminar Wealth LLC in Chesterfield, MO. He holds the PFS™ designation and Series 65 license and has 15 years of industry experience. Oransky has been with Laminar Wealth since 2013. Laminar Wealth LLC provides wealth management services to individuals, high-net-worth clients, and trusts and estates. The firm employs a primarily passive investment approach based on Modern Portfolio Theory and the Efficient Market Hypothesis, focusing on diversification, cost control, and tax efficiency through low-cost ETFs and mutual funds.

Patricia Conway is a CFP® and holds a Series 65 license, with 20 years of experience in the financial services industry. She has been with Conway Financial Group, LLC since 2005. Conway Financial Group provides financial planning and investment management services to individuals, trusts, and estates. The firm employs a fundamental and cyclical analysis approach to create diversified, risk-based portfolios focused on long-term capital appreciation and capital preservation, offering comprehensive planning and ongoing portfolio management through a flat, periodic advisory fee structure.