Donald Despain Sr. is a CFP® professional with 40 years of experience in financial advising. He is the principal of Despain Investment Solutions, Ltd., where he has worked since 1995, and has also held roles at Saxony Securities Inc. since 2020 and Despain Financial Corporation since 1982. Despain Investment Solutions, Ltd. provides financial planning and portfolio management services primarily to individuals, retirement plans, trusts, and business entities, with a focus on comprehensive retirement planning. The firm manages client portfolios on a non-discretionary basis using fundamental and technical analysis and offers written and hourly financial plans tailored to client goals and risk tolerance.

Michael Mariani is a financial advisor with Consolidated Wealth Management in Clayton, MO, holding a Series 65 designation and 14 years of industry experience. He has worked at Asset Planners, Inc. since 2016 and Buckingham Asset Management, LLC since 2011. Outside of his advisory work, Mariani and his wife operate a property management LLC that manages a small number of multi-family investment properties for a family member. Consolidated Wealth Management provides individualized financial planning and portfolio management for high-net-worth and other individual clients. The firm’s approach emphasizes fundamental analysis and long-term buy-and-hold strategies, utilizing diversified allocations with low-cost exchange-traded funds and software-driven scenario analysis.

Michael Leara Sr. is a financial advisor with Gateway Advisors, LLC in St. Louis, MO, holding Series 65 and Series 63 licenses and possessing 21 years of industry experience. He has been with Gateway Advisors since 2005 and also has affiliations with WFG Advisors, LP and Williams Financial Group dating back to 2003. Outside of advisory roles, Leara serves as Executive Director of the Missouri Gaming Commission and is involved in commercial land development consulting and law enforcement equipment sales through his ownership of Jupiter, LLC and Defense Logistics, LLC. Gateway Advisors provides discretionary portfolio management and consulting services primarily for institutional and pooled clients, including pension plans, endowments, and mutual funds. The firm uses a combination of technical and fundamental analysis in its active management approach across equities, bonds, and pooled investment products.

Ethan Rush is the sole advisor at Sigma Advisors, LLC in St. Louis, MO, with 10 years of experience in financial advising and a Series 66 designation. He has prior experience at Rush Penn, LLC, and has maintained a legal practice as an attorney since 1988, primarily focusing on estate planning. In addition to his advisory role, he provides legal counsel separately under his own law practice. Sigma Advisors offers financial planning, investment management, and single-family office services to individuals, trusts, estates, foundations, and single-family offices, serving high- and ultra-high-net-worth clients. The firm emphasizes portfolio management using passive, low-turnover ETFs and no-load mutual funds, operates on a non-discretionary basis, and employs a flat annual fee structure.

Stephen Harris is a financial advisor at Vanda Advisers, an independent sole-proprietor firm based in Saint Louis, MO. He holds a Series 65 designation and has 10 years of industry experience. Prior to founding the firm, he had a long corporate career designing and marketing software for broker-dealers and investment managers. He also serves as an unpaid treasurer managing investments for a nonprofit organization. Vanda Advisers provides individualized investment advice and discretionary portfolio management to individuals, couples, and employers, including 401(k) plan guidance. The firm employs an investment process that considers historical returns, market conditions, fund manager experience, and economic and political factors, focusing on mutual funds, ETFs, and bonds with holdings typically held for several months or longer.

Garrett Gould is a CFP® and Series 65-designated financial advisor with eight years of industry experience. He is the principal of Halyard Financial, LLC, an independent advisory firm based in St. Louis, MO. Prior to founding Halyard Financial, he was associated with Equity Advisors of Kentucky. In addition to his advisory work, he owns and operates Halyard Tax, LLC, a tax preparation business. Halyard Financial serves individuals, high-net-worth clients, trusts, and small businesses, offering discretionary portfolio management and comprehensive financial planning. The firm’s investment approach is based on modern portfolio theory and primarily utilizes passive investment vehicles, complemented by fundamental and cyclical analysis when appropriate.

I’m a CFA® and CFP® professional who helps young professionals and growing families navigate life’s big financial decisions with clarity and confidence. Many of my clients are in the middle of major transitions—equity compensation, an inheritance, buying a home, or welcoming a child—and want expert guidance without the jargon. I combine deep technical expertise with a straightforward, approachable style so you can make smart moves today and build lasting wealth for tomorrow. My approach is collaborative and grounded in your real-life goals. We’ll create a plan that’s clear, flexible, and tailored to your priorities—whether that’s funding your next big move, investing for long-term growth, or making work optional someday. The result? You spend less time stressing about money and more time enjoying the life you’re building.

Susan Liu is a Senior Financial Advisor with Merrill Lynch Wealth Management. She began her financial services career in 2015 and has since completed her training as a financial advisor. Susan holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). Susan’s approach to financial planning focuses on helping clients navigate the complexities of their unique life priorities, which she identifies as family, finances, health, home, leisure, work, and giving. Her client focus areas include college education planning, divorce transition planning, family wealth management strategies, employee financial health, international wealth management, managing new wealth, personal retirement planning, portfolio management services, small business strategies, and women and wealth. She earned a master’s degree from Washington University in Saint Louis, a bachelor’s degree from Beijing Technology and Business University, and an additional master’s degree from the University of Hertfordshire. Susan is fluent in Chinese and English. Service to the community is important to Susan. She has served as a consultant at the Light of Christ Lutheran Chinese Mission in St. Louis and is a member of both the Asian American Chamber of Commerce and the Asian Pacific American Advocates. Her volunteer work reflects her commitment to supporting the local Chinese community and other organizations. Outside of her professional work, Susan enjoys chess, cooking, gardening, hiking, and yoga.

Andres Bonifacio Jr. is a financial advisor at Bonifacio & Company, LLC in Saint Louis, MO, holding a Series 65 designation with 22 years of industry experience. He has been with Bonifacio & Company since its founding in 2009. Bonifacio & Company provides discretionary and non-discretionary portfolio management, model portfolios, and allocation research primarily to other investment advisors, broker-dealers, fiduciaries, and institutional accounts. The firm uses in-house quantitative models to guide investment decisions, implementing strategies largely through ETFs across both passive and active asset-allocation approaches, and also offers licensing and white-label solutions to third parties.

Yosef Ferris is the principal advisor at Summer Fields Investments, LLC, an independent firm based in Creve Coeur, MO. He holds Series 63 and Series 65 licenses and has 12 years of industry experience, all with Summer Fields since its founding in 2014. Outside of financial advising, he is a musician and songwriter, involved with the band Abraxas Bridge, which produces independent music distributed through CDBaby. Summer Fields Investments provides discretionary investment management to individuals, high-net-worth clients, trusts, estates, charitable organizations, and business entities. The firm uses a combination of macroeconomic and microeconomic analysis with fundamental, cyclical, and technical security selection, generally favoring mid- and large-cap equities alongside fixed income, ETFs, REITs, and other instruments, and is notable for serving charitable organizations and employing limited margin in managed accounts.

Patrick Robert is a CFP® professional with two years of experience, currently serving as the sole advisor at Generational Wealth Specialists. He has been involved with PKR Investments, LLC since 2009 and owns J&P Deluxe Properties. PKR Investments, LLC is an independent advisory firm that provides financial planning and consulting for individual and high-net-worth clients, primarily through referrals to third-party managers. The firm develops tailored plans addressing cash flow, retirement, tax, and estate issues, and monitors recommended managers without exercising discretionary trading authority or custody of client assets.

Mark Milton is the sole advisor at Armory Oak Wealth LLC in Saint Louis, MO. He holds a Series 65 designation and has six years of experience in financial advising. In addition to his advisory role, Milton is the founder and managing attorney of MCM Law LLC, a law firm specializing in civil and criminal tax controversy, litigation, tax preparation and planning, and estate planning. He also serves on the Board of Directors for the Federal Bar Association St. Louis Chapter, is a Director and Treasurer of the nonprofit Greta Gives Hope, Inc., and a member of the Board of Governors for the Missouri Athletic Club. Armory Oak Wealth provides discretionary and non-discretionary investment management primarily to individuals, high-net-worth individuals, trusts, estates, business entities, and charitable organizations. The firm employs a strategic asset allocation approach, using diversified, mutual fund-based portfolios tailored to clients’ goals, risk tolerance, liquidity needs, and time horizon, with investment advice implemented through an independent third-party manager.

Alexandra Heck is a financial advisor at Herzog Financial Group, LLC in Saint Louis, Missouri, holding a Series 66 designation with 10 years of industry experience. She has been with Herzog Financial Group since 2015. Herzog Financial Group provides financial planning and wealth management services to individuals, families, small business owners, and retirees. The firm employs a strategic asset allocation approach combined with active selection of mutual funds, ETFs, equities, and investment-grade bonds, managing approximately $48 million in assets for around 87 clients.

Luke Corrigan is a financial advisor with Wynne Capital Management, Incorporated in St. Louis, Missouri. He holds Series 65 and Series 63 licenses and has 20 years of industry experience, including five years at Guggenheim Securities. Wynne Capital Management, Inc. provides investment supervisory and management services to individuals and high-net-worth clients and serves as a sub-advisor to other investment advisors or fund advisors. The firm’s investment process emphasizes fund selection based on third-party research and rating services and employs a range of strategies tailored to client objectives.

Ravi Kumar Devisetty is the sole advisor at Nidhi Capital, LLC, an independent registered investment adviser based in St. Louis, Missouri. He holds Series 65 and Series 66 credentials and has 14 years of industry experience, having founded Nidhi Capital in 2012. Outside of his advisory role, he serves as president of several real estate investment companies and a technology firm, dedicating a portion of his time to those activities. Nidhi Capital manages approximately $9.13 million across 47 client relationships, offering discretionary portfolio management, financial planning, and retirement-plan consulting to individuals, high-net-worth clients, small businesses, and institutional accounts. The firm employs fundamental analysis and a range of trading strategies, including options and margin transactions, and accepts both traditional asset-based and performance-fee arrangements.

Joshua Armstrong is a financial advisor at AIS Financial in Saint Louis, MO, holding Series 65 and Series 63 licenses with nine years of industry experience. His prior roles include positions at Dan Jones & Associates Certified Public Accountants and the St. Louis Board of Education. Armstrong also works as a contractor consultant. AIS Financial serves individual investors, business owners, corporations, partnerships, and endowments by providing discretionary portfolio management and comprehensive financial planning. The firm employs a diverse investment approach incorporating multiple analytic methods and offers services including retirement planning, tax considerations, and client education, with a focus on institutional-type clients and non-traditional strategies.

Terrance Davis is the sole advisor at Terrance P Davis CPA/PFS in St. Louis, MO, holding the PFS™ designation and Series 65 license with six years of industry experience. He has been practicing under his firm name since 1990. In addition to financial advisory services, he provides part-time tax preparation during the tax season. Terrance P. Davis CPA/PFS offers fee-only comprehensive financial planning and investment advisory services primarily to individuals and small business owners, focusing on pre-retirees and retirees. The firm integrates income, estate, and gift tax consultation with a systematic planning process that emphasizes modern portfolio theory, asset allocation, and low-cost index or passively managed funds.

Jay Peters is a CFP® and ChFC® affiliated with AECH Financial, an independent advisory firm, with 11 years of industry experience. He previously worked at Cetera and MSMF Wealth Management from 2016 to 2025. Outside of advising, Peters serves as an elected board member of a homeowners association and is involved in consulting and networking roles in real estate and referral partnerships. AECH Financial, founded in 2025, offers discretionary portfolio management to individuals, trusts, estates, corporations, and ERISA plan sponsors under 3(21) arrangements. The firm combines quantitative, fundamental, technical, cyclical, and economic analysis with both long- and short-term trading and strategic asset allocation, supporting approximately $24 million in assets across 82 client relationships.

Victoria Ragland is the sole advisor at Equity Management, Inc. in St. Louis, MO, holding Series 65 and Series 63 licenses with 41 years of industry experience. She has worked at Naples Asset Management since 2016 and has been associated with Equity Investment Services, Inc. since 1998. Equity Management, Inc. provides portfolio management mainly for individual and high-net-worth clients, utilizing a short-term, technical trend-following market-timing model that often involves frequent trading between equity mutual funds and money-market funds. Client accounts are held directly with fund sponsors, and the firm offers a mutual-fund timing service on a discretionary basis.

Shannon Moenkhaus is a CFP® certificant with 17 years of industry experience, currently serving as the sole advisor at Clarity Financial Planners since 2015. She holds a Series 63 license and is based in Clayton, MO. Clarity Financial Planners provides comprehensive financial planning and discretionary portfolio management to individual and high-net-worth clients, trusts, and businesses. The firm employs an evidence-based investment approach focused on low-turnover mutual funds and ETFs, structured by formal Investment Policy Statements and model allocations, with an emphasis on tax-aware implementation and modern portfolio theory.