Thipp Ratsaboutseua is a financial advisor at QuantumLeap Wealth Management, LLC with 24 years of industry experience. He holds Series 63 and Series 65 credentials and has been with QuantumLeap Wealth Management since 2014. QuantumLeap Wealth Management provides investment supervisory services and individualized portfolio management to private individuals, including high-net-worth clients. The firm integrates derivatives and borrowing strategies into separately managed accounts and employs a combination of fundamental and technical analysis tailored to client objectives.

Michael Mariani is a financial advisor with Consolidated Wealth Management in Clayton, MO, holding a Series 65 designation and 14 years of industry experience. He has worked at Asset Planners, Inc. since 2016 and Buckingham Asset Management, LLC since 2011. Outside of his advisory work, Mariani and his wife operate a property management LLC that manages a small number of multi-family investment properties for a family member. Consolidated Wealth Management provides individualized financial planning and portfolio management for high-net-worth and other individual clients. The firm’s approach emphasizes fundamental analysis and long-term buy-and-hold strategies, utilizing diversified allocations with low-cost exchange-traded funds and software-driven scenario analysis.

David Zaegel is a CFP® with 12 years of experience in financial advising, currently serving as the sole advisor at CWOs for Hire LLC in Saint Louis, MO. He has been with CWOs for Hire since 2016 and is also a minority owner and accountant at CPAs for Hire LLC, an accounting and tax firm, where he provides CFO services and tax return preparation. Additionally, he owns Fastball LLC, an investment education business he restarted in 2025. CWOs for Hire LLC offers personalized investment management and financial planning services to individuals, high-net-worth clients, pension and profit-sharing plans, and corporate clients. The firm uses a combination of fundamental, technical, cyclical, and charting analysis with both passive and active management strategies, and maintains a referral relationship with an affiliated accounting firm.

Susan Liu is a Senior Financial Advisor with Merrill Lynch Wealth Management. She began her financial services career in 2015 and has since completed her training as a financial advisor. Susan holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). Susan’s approach to financial planning focuses on helping clients navigate the complexities of their unique life priorities, which she identifies as family, finances, health, home, leisure, work, and giving. Her client focus areas include college education planning, divorce transition planning, family wealth management strategies, employee financial health, international wealth management, managing new wealth, personal retirement planning, portfolio management services, small business strategies, and women and wealth. She earned a master’s degree from Washington University in Saint Louis, a bachelor’s degree from Beijing Technology and Business University, and an additional master’s degree from the University of Hertfordshire. Susan is fluent in Chinese and English. Service to the community is important to Susan. She has served as a consultant at the Light of Christ Lutheran Chinese Mission in St. Louis and is a member of both the Asian American Chamber of Commerce and the Asian Pacific American Advocates. Her volunteer work reflects her commitment to supporting the local Chinese community and other organizations. Outside of her professional work, Susan enjoys chess, cooking, gardening, hiking, and yoga.

Andres Bonifacio Jr. is a financial advisor at Bonifacio & Company, LLC in Saint Louis, MO, holding a Series 65 designation with 22 years of industry experience. He has been with Bonifacio & Company since its founding in 2009. Bonifacio & Company provides discretionary and non-discretionary portfolio management, model portfolios, and allocation research primarily to other investment advisors, broker-dealers, fiduciaries, and institutional accounts. The firm uses in-house quantitative models to guide investment decisions, implementing strategies largely through ETFs across both passive and active asset-allocation approaches, and also offers licensing and white-label solutions to third parties.

Yosef Ferris is the principal advisor at Summer Fields Investments, LLC, an independent firm based in Creve Coeur, MO. He holds Series 63 and Series 65 licenses and has 12 years of industry experience, all with Summer Fields since its founding in 2014. Outside of financial advising, he is a musician and songwriter, involved with the band Abraxas Bridge, which produces independent music distributed through CDBaby. Summer Fields Investments provides discretionary investment management to individuals, high-net-worth clients, trusts, estates, charitable organizations, and business entities. The firm uses a combination of macroeconomic and microeconomic analysis with fundamental, cyclical, and technical security selection, generally favoring mid- and large-cap equities alongside fixed income, ETFs, REITs, and other instruments, and is notable for serving charitable organizations and employing limited margin in managed accounts.

Christopher Starkey is the sole advisor at Starkey & Associates, Inc. in Weldon Spring, MO, holding Series 63 and Series 65 licenses with 22 years of industry experience. He has been with Starkey & Associates since 1984. Outside of his advisory work, Starkey is the owner of Ozark Mountain Boys, Inc., a music-related business. Starkey & Associates, Inc. serves a small client base including individuals, pension plans, trusts, and business entities, managing approximately $25 million in assets. The firm employs a common-sense approach using fundamental analysis and a mix of long- and short-term strategies without margin trading, managing accounts on a non-discretionary basis with client trade approval.

Daryl Tegtmeier is a Certified Financial Planner® with 32 years of experience, currently serving as the sole advisor at Epoch Family Wealth since 2016. His prior experience includes roles at Panoptic Wealth Advocates and LPL Financial. He is also licensed to sell commissionable insurance products. Epoch Family Wealth provides investment advisory and financial planning services to high-net-worth individuals, charitable organizations, and corporate clients. The firm uses multiple analysis methods to tailor portfolios and generally favors ETFs, with a significant portion of assets managed on a non-discretionary basis, allowing clients to retain final approval of transactions.

Brady Ritchey is a financial advisor at Roth Investment Management, LLC with eight years of industry experience. He holds Series 65 and Series 66 licenses and has served as an adjunct professor at Webster University since 2016 and St. Louis University since 2021, teaching finance and investment-related courses. He also contributes as a writer to the investment website Seeking Alpha. Roth Investment Management is an independent, single-advisor firm providing discretionary asset management and investment consulting to individuals, trusts, retirement plans, and other entities. The firm follows a bottom-up, research-driven, value-oriented investment approach, often maintaining concentrated portfolios with a long-term holding bias and occasionally employing leverage, options strategies, and derivatives to manage risk or enhance returns.

Michael Carroll is the principal of Carroll Wealth Management Inc., an independent registered investment adviser based in Chesterfield, MO. He holds Series 63 and Series 65 licenses and has 23 years of experience in the financial industry. Carroll has led his own firm since 2009. He maintains a licensed insurance agent designation, though he does not actively use it. Carroll Wealth Management Inc. offers discretionary portfolio management and financial planning primarily to individuals and high-net-worth clients. The firm focuses on client-specific Investment Policy Statements, employs a variety of analytical methods, and manages all accounts in-house, utilizing a broad range of investment strategies and asset types.

Shannon Moenkhaus is a CFP® certificant with 17 years of industry experience, currently serving as the sole advisor at Clarity Financial Planners since 2015. She holds a Series 63 license and is based in Clayton, MO. Clarity Financial Planners provides comprehensive financial planning and discretionary portfolio management to individual and high-net-worth clients, trusts, and businesses. The firm employs an evidence-based investment approach focused on low-turnover mutual funds and ETFs, structured by formal Investment Policy Statements and model allocations, with an emphasis on tax-aware implementation and modern portfolio theory.

Misook Yu is a CFP® certificant with 11 years of industry experience, currently serving as the sole advisor at Yu Financial Advice, LLC in Chesterfield, MO. She has operated Yu Financial Advice since 2015 and runs YU & Money LLC, a separate business focused on publishing and providing general financial education through seminars and online courses. Yu Financial Advice delivers financial planning and consulting services to individual clients, emphasizing client education and tailored plans that cover cash flow, retirement, insurance, tax strategies, estate planning, and college savings. The firm does not provide investment management, instead recommending passive, low-cost index funds and ETFs, with clients typically implementing investment transactions themselves.

Thomas Dooley is a Chartered Financial Consultant (ChFC®) with 19 years of industry experience. He has been with LegaTrust Financial Advisors, Inc. since 2010, where he is the sole advisor. Outside of his advisory role, he owns and manages a residential rental property. LegaTrust Financial Advisors provides investment advisory and financial planning services to individuals, families, trusts, estates, small businesses, and retirement plans. The firm employs diversified portfolio construction using modern portfolio theory and multiple analysis methods, and it maintains a specialized retirement plan consulting practice, including serving as ERISA fiduciaries for plan sponsors.

John Zata is an advisor at Simplexus Wealth Management with 17 years of industry experience. He holds the Series 63 and Series 66 designations and previously worked at Edward Jones and Correct Capital Wealth Management. Simplexus Wealth Management provides comprehensive financial planning and portfolio management to individual and high-net-worth clients through a monthly membership model. The firm employs a multi-method investment approach within a strategic asset allocation framework and offers both discretionary and non-discretionary portfolio management services in conjunction with its planning membership.

Retirement Income & Tax Planning We have the ability to make the greatest impact for people who are within 5 years of retirement to 5 years post retirement. That 10 year window is crucial for establishing and executing a plan designed to minimize your tax bill and allow you to live your best life, whatever that means to you. The earlier we begin working with a client in that window, the better. Here are some examples of the questions we help clients answer: When can I retire? When should I claim Social Security benefits? How much can I spend each month? How can I minimize my tax bill? Should I take a lump sum pension payment or monthly income? Do I need a trust, or is a will sufficient? What other estate planning documents should I have? Should I change my investment mix as I age? How can I avoid the Medicare IRMAA surcharge?

Aaron Keener Smith is a financial advisor at Tiburon Capital Advisors LLC with one year of industry experience. He holds a Series 65 designation. His prior work history includes roles at Stl Weightloss and FXPM. Tiburon Capital Advisors provides discretionary and non-discretionary investment management and investment policy development primarily for accredited and high-net-worth individuals and small businesses. The firm employs a combined tactical and strategic investment approach using model allocations and bespoke recommendations across a range of instruments, including ETFs, options, and alternative investments.

Brendan Freeman is a financial advisor at Cauble & Harre Wealth Management, Inc. in St. Louis, MO, with seven years of industry experience. He previously worked at First Business Bank and Regions Bank before joining Cauble & Harre in 2025. Freeman holds Series 65 and Series 63 licenses. Cauble & Harre Wealth Management, Inc. is a fee-only firm serving individuals, high-net-worth households, and select institutional clients. The firm uses customized portfolios based on written Investment Policy Statements, combining indexed and active strategies with selective tactical shifts, and manages roughly $300 million across about 100 client relationships.

Stanley Finger is a financial advisor at Daytona Street Capital in Saint Louis, MO, holding a Series 65 designation with 25 years of industry experience. He previously worked for Eidelman Virant Capital for 38 years before joining Daytona Street Capital in 2023. Daytona Street Capital is an SEC-registered investment adviser managing approximately $161.4 million for individuals, retirement accounts, trusts, charitable organizations, and business entities. The firm employs a concentrated core equity strategy focused on long-term outperformance of the S&P 500, combining customized portfolios with ETF-based allocation strategies and managing a private pooled investment vehicle.

Daniel Berg is a financial advisor at B.E.S.T. Wealth Management LLC in St. Louis, MO, holding a Series 65 designation with seven years of industry experience. He has worked at B.E.S.T. Wealth Management since 2018 and previously spent 11 years at Green Course Financial Advisors. B.E.S.T. Wealth Management serves individuals, businesses, and retirement plans by providing written financial plans, discretionary portfolio management, retirement-plan advisory, and in-house tax preparation. The firm employs an evidence-based investment approach focused on passive allocation through ETFs and mutual funds, supported by academic research and six core principles, beginning client engagements with a written financial plan.

Brian Landzaat is a financial advisor at Vista Finance, LLC with five years of industry experience. He holds a Series 65 designation and previously worked for The Private Bank/CIBC for 15 years. Landzaat also serves as Chief Fiduciary Officer at Vista National Bank & Trust. Vista Finance, LLC provides investment advisory and planning services to individuals, trusts, retirement plans, and business entities. The firm employs a fiduciary, client-driven approach using both qualitative and quantitative methods to construct diversified portfolios that may include traditional and alternative investments.