Joseph Staub is a CFP® professional with 21 years of industry experience and is currently an advisor at Facet. His prior experience includes roles at Guardian, Park Avenue Securities, and Summit Asset Management LLC. He has worked in a variety of advisory capacities since 2004. Facet Wealth offers subscription-based financial planning and discretionary investment management to individual clients, serving both non-high-net-worth and high-net-worth households primarily through virtual channels and a proprietary web platform. The firm employs model-based asset allocations with a focus on ETFs and uses technology-driven processes, including machine-learning algorithms, to optimize tax efficiency and portfolio management.

David Cole is a financial advisor at Prospera Financial Services, Inc. with 33 years of industry experience. He has held roles at B. Riley Wealth Management and B. Riley Wealth Advisors, Inc., as well as Wells Fargo Clearing. He holds Series 63 and Series 65 licenses. Prospera Financial Services is a multi-team advisory firm with 271 advisors managing approximately $14.4 billion in client assets. The firm serves individuals, including high-net-worth clients, retirement plans, trusts, estates, charitable organizations, and business entities, offering financial planning, portfolio management, and access to various advisory programs and third-party platforms.

James Johnston is a financial advisor at Arete Wealth Advisors, LLC with 38 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Financial Resource Management, Inc. in addition to his long tenure with Arete Wealth Management. Outside of advisory work, he serves as an officer and owner of Financial Resource Management and is chief manager of Resource Exchange Services, which acts as a qualified intermediary for 1031 exchanges. Arete Wealth Advisors provides investment advisory and financial planning services to a diverse client base, including individuals, pension plans, trusts, and charitable organizations. The firm primarily manages assets on a discretionary basis and employs both advisor-driven and proprietary model allocations, while also utilizing third-party sub-advisers and maintaining a due-diligence process for recommended managers and private investments.

Jamison Bowman Sr. is a financial advisor with Silver Oak Securities, Inc. in Memphis, TN, holding Series 63 and Series 65 licenses and bringing 51 years of industry experience. He has been with Silver Oak Securities since 2008 and has concurrently served as adjunct faculty teaching economics at University of Phoenix, DeVry, LeMoyne College, and Shelby State Community College for multiple decades. In addition to his advisory role, he owns a tax preparation business, Buttonwood Consulting Group. Silver Oak Securities, Inc. serves a broad client base including individuals, pension and profit-sharing plans, corporations, and trusts, managing approximately $2.4 billion in discretionary assets. The firm offers a range of advisory programs tailored to client objectives and emphasizes discretionary investment management supported by operational features such as ongoing model monitoring and an automated investment process.

Jessica Bailey is a financial advisor with Gradient Advisors, LLC, holding a Series 65 designation and one year of industry experience. She has been associated with Women Financial Power since 2014. Outside of her advisory role, Bailey is involved as an owner and investment advisor representative at Wynful Capital. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to individuals, retirement plans, trusts, estates, charitable organizations, and corporations. The firm operates primarily through a network of Investment Advisor Representatives and third-party money managers, employing a largely non-discretionary model and using various analytical tools to guide portfolio decisions.

Samuel Zweig is a financial advisor with B. Riley Wealth Advisors, Inc. based in Memphis, TN. He holds a Series 66 designation and has 17 years of industry experience. Since 2012, he has worked at Wunderlich Securities. B. Riley Wealth Advisors, Inc. is an SEC-registered firm managing approximately $7.03 billion in client assets through about 274 advisors. The firm serves individuals, high-net-worth clients, charitable organizations, corporations, and retirement plans, offering a broad range of advisory programs, financial planning, and retirement solutions.

Charles Gray is a financial advisor with Silver Oak Securities, Inc. in Memphis, TN, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He joined Silver Oak Securities in 2008 after prior roles at OSAIC Services, Inc. and Sunamerica Securities, Inc. He previously worked as a part-time instructor at LeMoyne-Owen College and Southwest Tennessee Community College until 2002. Silver Oak Securities serves a diverse client base, including individuals, pension plans, corporations, and trusts, managing approximately $2.4 billion in discretionary assets. The firm offers various advisory programs tailored to client objectives, combining discretionary investment management with operational features like ongoing model monitoring and automatic investment processes.

Travis Maverick is a financial advisor at Voya Financial Advisors, Inc. with 13 years of industry experience. He holds a Series 66 designation and has worked at firms including FTB Advisors, Inc. and Scottrade. He is also involved with Chief's Society LLC. Voya Financial Advisors, Inc. serves a diverse client base including individual and institutional investors with services such as financial planning, portfolio management, and retirement plan consulting. The firm operates multiple program structures and typically provides primarily non-discretionary investment recommendations.

Ka Dedrick Richardson is a financial advisor with Equity Services, Inc. in Memphis, TN, holding Series 65 and Series 63 licenses and two years of industry experience. His prior experience includes roles at National Life Group, MML Investors Services, LLC, MassMutual Life Insurance Company, and Northwestern Mutual entities. Outside of his advisory work, he has worked as a delivery driver for DoorDash and Instacart. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms and frequently utilizes third-party asset managers and model portfolios, combining predominantly long-term strategies with options for shorter-term trading.

Nathan Harro is a CFP® professional with 16 years of industry experience, currently affiliated with United Planners' Financial Services of America a Limited Partner since 2017. His prior roles include positions at Northwestern Mutual and Mass Mutual, as well as ownership of an independent insurance agency. He is also a partner in Flightplan Financial LLC, a marketing entity related to his advisory work. United Planners Financial Services is a national wealth-management enterprise serving individual, retirement, corporate, trust, and institutional clients through a network of independent advisors. The firm offers both advisory and brokerage services and manages approximately $12.77 billion in assets, primarily on a non-discretionary basis.

Lauren Estes is a CFP® with 15 years of experience in the financial industry, currently serving as an advisor at Independent Financial Group, LLC since 2013. Her prior experience includes roles at Ameriprise and Kestra Investment Services. Outside of her advisory work, she serves on the board of Spay Memphis and owns Estes Designs, a business producing and selling art pieces. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and retirement plans. The firm offers financial planning and portfolio management through various platforms and employs a model construction process that integrates strategic asset allocation with active and passive management.

Larry Clayton is a financial advisor with Lincoln Investment, holding the ChFC® and Series 63 designations and bringing 33 years of industry experience. He has been with Lincoln Investment since 2012 and also maintains a long-standing role at Capital Analysts, Incorporated. Clayton is involved in insurance sales and life settlements, including evaluating life insurance policies for potential sale. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers financial planning, retirement plan advice, and a range of advisory programs utilizing both strategic and dynamic investment approaches.

John Kusmec is a financial advisor with Valic Financial Advisors holding a Series 66 designation and currently based in Memphis, TN. He has been with Valic Financial Advisors since 2026 and has prior work experience in various roles including positions at Wiseacre LLC and Memphis Rox. Outside of his advisory role, he has diverse experience in education and service industries. Valic Financial Advisors, Inc. is an SEC-registered investment adviser serving primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and unified managed account solutions supported by a large network of advisors and centralized technology.

Gerald Nelson is a financial advisor with Principal Financial Services in Memphis, TN, holding Series 63 and Series 66 licenses and with 23 years of industry experience. He has worked at Union Financial since 2022 and has also been associated with Principal Securities and Principal Life Insurance Co. since 2016. Outside of his advisory role, Mr. Nelson owns Azariah Publishing, Inc., a company involved in purchasing rights to books with expired copyrights and book publishing, and serves as a board member for the Precision Metalforming Association, supporting brand awareness and networking in Tennessee. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, charitable organizations, corporations, and active-duty U.S. military personnel. The firm’s advisory services include direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Michael Rowland is a financial advisor at Private Advisor Group, LLC with 37 years of industry experience. He holds a Series 63 designation and previously worked at LPL Financial, LLC for over three decades. Based in Memphis, TN, he joined Private Advisor Group in 2026. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering portfolio management, financial planning, and retirement plan consulting through discretionary and non-discretionary programs. The firm employs a fiduciary-based advisory model that utilizes technology platforms and various investment strategies, often implementing advice via third-party managers and turnkey asset management programs.

Robert Young is a CFP® and Series 66-registered financial advisor with 10 years of industry experience. He has worked at Edward Jones for 10 years before joining NewEdge Advisors in 2026. NewEdge Advisors is an enterprise-scale registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations through a network of independent investment adviser representatives. The firm offers a broad range of services including portfolio management, financial planning, retirement consulting, and access to various advisory programs, utilizing both in-house and third-party strategies supported by technology and centralized due diligence.

Joseph Nored is a financial advisor at First Citizens Investor Services, Inc. in Memphis, TN, holding Series 63 and Series 66 registrations with 13 years of industry experience. His prior roles include positions at FHN Financial Securities Corp., FHN Financial Capital Markets, and First Horizon Advisors, Inc. First Citizens Investor Services, Inc. provides advisory and brokerage services to individuals, pension plans, charitable organizations, and corporate entities. The firm emphasizes IAR-led client assessments and uses fundamental, quantitative, and technical analysis to guide portfolio allocations across various investment vehicles.

James Anderson is a financial advisor at &Partners with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wileybros Aintree Capital LLC and Wells Fargo Advisors. Outside of finance, he is co-owner of a house restoration and sale business and a motel rental operation. &Partners serves a diverse client base including high-net-worth individuals, institutions, and retirement plans, offering investment management, financial and tax planning, and retirement-plan consulting. The firm utilizes a combination of fundamental, technical, and quantitative analysis across discretionary and non-discretionary accounts.

Bailey Rihner is a financial advisor at Valic Financial Advisors with seven years of industry experience. He holds the Series 63 and Series 65 designations and has worked at Valic Financial Advisors since 2018. Additionally, he is an agent for Agia, where he is involved in non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Martin Koonce is a financial advisor with Integrity Alliance, LLC, holding a Series 66 designation and two years of industry experience. He has worked with multiple firms including Csenge Advisory Group and Lion Street Financial. Outside of advising, he serves as Executive Director and Development Director for Harmony Project International, supporting fundraising and strategic decisions for LivingStone International University in Uganda. Integrity Alliance serves a diverse client base including individuals, charitable organizations, corporations, and retirement plans through a network of 164 independent advisers. The firm provides continuous asset management, financial planning, and retirement consulting, utilizing a variety of investment approaches and custodial platforms.