Helping Business Executives, Military Veterans, and Young Professionals Build Lasting Financial Security and Financial Peace of Mind. Independent. Fee-Only. Fiduciary. Lifetime Financial Planners is a fiercely Independent, Fee-Only, Fiduciary, Financial Planning, Investment Management, Tax Planning advisory firm. We guide Executives, Military Veterans, and Young Professionals through a proven 7-Step Financial Planning Process. Personalized Financial Planning for Every Stage of Life A Personalized Financial Plan should coordinate every aspect of your financial life, and not treat each decision independently. Depending on your needs, your customized financial plan may include: • Cash Flow & Spending Planning • Investment Management • Multi-Year Tax Planning Strategies • Retirement Income & Distribution Planning • Executive Compensation & Equity Compensation Planning • Social Security Optimization Strategies • Insurance & Risk Management Planning • Liquidity & Credit Planning • Education Planning • Charitable Giving Strategies • Estate, Legacy & Family Wealth Planning By integrating each of these areas into one comprehensive strategy, we help ensure that every financial decision supports your long-term goals. Executive Compensation Planning For many business executives, compensation extends far beyond base salary. Stock Awards, Deferred Compensation Plans, and Executive Benefit Programs can create tremendous opportunities, but they also create significant tax complexity and financial planning decisions. Lifetime Financial Planners helps clients develop coordinated strategies for: • Restricted Stock Units (RSU) • Stock Appreciation Rights (SAR) • Nonqualified Stock Options (NQSO) • Incentive Stock Options (ISO) • Employee Stock Purchase Plans (ESPP) • Deferred Compensation Plans (DCP) • Net Unrealized Appreciation (NUA) • Concentrated Company Stock Why work with a Fee-Only CERTIFIED FINANCIAL PLANNER® professional? Anyone can call themselves a Financial Advisor, but not everyone is held to the Fiduciary Standard of Care. Independent, Fee-Only, Financial Planners combine advanced training, fiduciary ethics, and complete transparency to help you make confident financial decisions during every stage of life. Professional Credentials: Master of Science (M.S.) Degree in Personal Financial Planning CERTIFIED FINANCIAL PLANNER® Professional Chartered Retirement Planning Counselor (CRPC®) Austin & San Antonio, TX Metro Area & Nationwide

John Linnartz is the sole advisor at Mustang Capital Management, LLC, an independent firm based in Boerne, TX. He holds Series 63 and Series 65 licenses and has 23 years of industry experience. Linnartz has been with Mustang Capital since its founding in 2002. Mustang Capital provides discretionary investment supervisory services to individuals, high net worth clients, trusts, estates, and charitable organizations. The firm focuses on long-term capital appreciation through fundamental analysis, managing a concentrated portfolio that includes large- and small-cap equities, special situations, and turnarounds tailored to client objectives.

Gregory Thompson is a CFP® with 26 years of industry experience, currently serving as an advisor at Stone Oak Wealth Management, LLC in San Antonio, TX. He has worked with Stone Oak Wealth Management since 2005, including a period at Titleist Asset Management, Ltd. from 2011 to 2017. In addition to his advisory role, he is an independent insurance agent. Stone Oak Wealth Management serves individuals, including high-net-worth clients, pension and profit-sharing plans, charitable organizations, and businesses. The firm offers discretionary and non-discretionary portfolio management, financial planning, and pension consulting, utilizing a combination of analytical approaches and trading strategies tailored to client objectives.

Teresa White is a CFP®-certified financial advisor with 40 years of experience, currently affiliated with Money Managers Inc. She has worked with LPL Financial LLC and Next Financial Group Inc. Prior to that, she spent over four decades at Money Managers Inc. White is also involved in non-variable insurance through her own agency. Money Managers Inc. serves individuals, small businesses, and investment company clients by providing discretionary portfolio and wealth management, financial planning, and pension consulting. The firm uses a combination of fundamental and technical analysis, modern portfolio theory, and active trading strategies, and is notable for sponsoring a wrap fee program and managing accounts for investment companies.

Marc Gagni is a financial advisor with Gagni Wealth Management LLC in San Antonio, TX, holding Series 63 and Series 65 licenses and 13 years of industry experience. He has been with Gagni Wealth Management since 2014 and is also associated with Maridea Wealth Management LLC as part of a transitional arrangement. In addition to his advisory role, he is a licensed insurance agent and owns Gagni Ventures Management Company LLC, which manages private investments. Gagni Wealth Management serves individual clients, corporations, trusts, and small businesses, managing discretionary and non-discretionary portfolios. The firm employs a combination of fundamental and technical analysis to construct and monitor model allocations and offers specialized option trading strategies with performance-based fees.

Nathan Impellizzeri is a financial advisor at Stone Oak Wealth Management, LLC with three years of industry experience. He holds the Series 66 and Series 63 designations. Prior to joining Stone Oak Wealth Management, he worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities LLC for three years. Stone Oak Wealth Management serves individuals, including high-net-worth clients, pension and profit-sharing plans, charitable organizations, and businesses by providing portfolio management, financial planning, and pension consulting. The firm employs a combination of technical, fundamental, and modern portfolio theory approaches in managing assets and offers tailored client solutions that may include third-party money managers.

John Dallahan is a financial advisor at Stone Oak Wealth Management, LLC in San Antonio, TX, with 39 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Raymond James Financial Services and Security Service Federal Credit Union. Stone Oak Wealth Management serves individuals, including high net worth clients, as well as pension and profit-sharing plans, charitable organizations, and businesses. The firm offers discretionary portfolio management, integrated financial planning, and pension consulting, utilizing a model-based, analytical investment approach with both long- and short-term strategies.

Brad Dobson is a CFP® professional with 16 years of industry experience, currently serving as a financial advisor at Best Invest in San Antonio, TX. His prior experience includes roles at Kercheville Advisors LLC and Kercheville & Company. Best Invest provides investment management, financial planning, and consulting services to individuals, high-net-worth clients, employer-sponsored plan participants, small businesses, and corporations. The firm employs fundamental analysis, Modern Portfolio Theory, and technical analysis in actively managed portfolios, often utilizing margin transactions, option writing, and leveraged ETFs.

Cade Seymour is a CFP® and holds a Series 66 license, currently associated with Crestmont Private Wealth LLC. He has two years of industry experience and previously worked at firms including J.P. Morgan, Stonex, and Penn Mutual. Crestmont Private Wealth LLC provides discretionary and non-discretionary investment management, financial planning, and retirement services to a diverse client base including individuals, high-net-worth families, and charitable foundations. The firm uses a value-oriented investment approach with strategic asset allocation and models due diligence, managing approximately $363 million with a small supported team.

Cristina Raft is a financial advisor at Stone Oak Wealth Management, LLC in San Antonio, TX, with 27 years of industry experience. She holds a Series 63 designation and previously worked at Raymond James from 2016 to 2018 before joining Stone Oak Wealth Management in 2018. Stone Oak Wealth Management serves individuals, including high-net-worth clients, pension and profit-sharing plans, charitable organizations, and businesses. The firm offers portfolio management, financial planning, and pension consulting, employing a mix of technical, fundamental, and modern portfolio theory approaches along with both long- and short-term trading strategies.

Rodrigo De Los Santos is a financial advisor at Praestantia Capital, LLC with six years of industry experience. He holds Series 65 and Series 66 licenses and previously worked at UBS Financial Services Inc and RXS Capital. His background also includes employment at the University of Texas at Austin. Praestantia Capital provides discretionary portfolio management and advisory services primarily to high net worth individuals, families, family offices, trusts, pension, and corporate clients. The firm uses a blend of fundamental, technical, quantitative, and qualitative analysis across various asset-allocation strategies and maintains custodial relationships with Charles Schwab and Interactive Brokers to support global trading.

Jacob Mc Donald is a CFP® with six years of industry experience, currently serving at Secure Financial Management in San Antonio, TX. He has worked at Secure Financial Management since 2020 and previously at Wholesalers Insurance Group, LLC. Mc Donald also has experience with Texas A&M University and was involved with St. Andrews United Methodist Church for two years. Secure Financial Management provides discretionary portfolio and retirement planning for individual and select business clients, managing approximately $400 million across several hundred relationships. The firm employs a primarily value-oriented, long-term equity strategy combined with tactical asset allocation and offers regular account monitoring and formal client reviews.

Ross Johns is a financial advisor with American Market Advisors, Inc. in Shavano Park, TX, holding seven years of industry experience. He is also Vice-President and a stockholder at Anderson, Johns & Yao CPAs, P.C., a public accounting firm where he performs audit, taxation, and consulting services. American Market Advisors provides discretionary and non-discretionary portfolio management primarily for high net worth individuals and select institutional clients, utilizing fundamental, technical, and quantitative analysis to construct risk-adjusted equity and fixed income portfolios with integrated risk management. The firm combines its accounting expertise with investment strategies such as diversification, options, long/short techniques, and short selling.

Faisal Khan is a financial advisor at Southwestern Money Management LLC in San Antonio, TX, holding Series 63 and Series 65 licenses with 11 years of industry experience. He has been employed by Biglari Capital Corp. since 2011, which is the parent company of Southwestern Money Management. Southwestern Money Management is an SEC-registered investment adviser providing discretionary portfolio management primarily for individual clients, focusing on equity and fixed-income portfolios. The firm uses both qualitative and quantitative analysis to tailor portfolios to client needs and maintains a small team model with personalized service.

Terry Thill is a financial advisor with Evidence Advisors Investment Management in Boerne, TX, holding Series 63 and Series 65 licenses and 23 years of industry experience. He previously worked at Cetera Advisor Networks LLC for five years before joining Evidence Advisors in 2018. Outside of advising, he is an active CPA tax preparer and consultant, serves as financial committee chairman for Hope Church, and is involved in high school wrestling as a referee and treasurer for the Alamo Area Wrestling Officials Association. Evidence Advisors Investment Management provides discretionary investment management, financial planning, and qualified retirement plan advisory services to individuals, trusts, foundations, corporations, small businesses, and plan sponsors. The firm employs an evidence-based investment process emphasizing passive/index fund portfolios and offers both ERISA 3(21) advisory services and discretionary 3(38) plan fiduciary management.

James Payne Jr is a financial advisor at Targeted Financial Services, LLC in Boerne, TX, holding a Series 63 designation with 22 years of industry experience. He has been with Targeted Financial Services since 2000. Targeted Financial Services, LLC provides financial planning, consulting, and investment management to individuals, retirement plans, trusts, estates, and business entities. The firm manages approximately $298 million in discretionary assets and employs a combination of fundamental and technical analysis with proprietary allocation models, offering both discretionary portfolio management and plan-level advisory services.

Logan Robinson is a financial advisor at Cornermen Financial, LLC with six years of industry experience. He holds the Series 66 designation and has worked previously at Equitable Advisors, LLC and BoxDrop. Cornermen Financial serves individuals, high-net-worth clients, and business entities, managing approximately $144 million for about 400 clients. The firm offers portfolio management, financial life planning, and uses model or customized portfolios, employing modern portfolio theory and Monte Carlo simulations to assess risk and outcomes.

Wyatt Moerdyk is a CFP® with 22 years of industry experience, currently serving as an advisor at Evidence Advisors Investment Management since 2016. He is also licensed to sell life, annuities, and long-term care insurance. Evidence Advisors Investment Management is a small registered investment adviser managing approximately $78 million for about 88 clients. The firm provides discretionary asset management, financial planning, and retirement-plan advisory services using an evidence-based investment approach centered on passively managed portfolios and supported by academic research and Modern Portfolio Theory.

Mitchell Law is a CFP® and holds a Series 65 license, with one year of industry experience. He has been with Arrow Wealth Advisors since 2023 and previously worked at Brigham Young University and served with the Church of Jesus Christ of Latter-Day Saints. Arrow Wealth Advisors serves individual and high-net-worth clients, charities, and business entities, providing discretionary portfolio management, financial planning, and ERISA retirement-plan advisory services. The firm employs an evidence-informed, market-centric investment approach with broadly diversified portfolios and tax-aware decisions, managing accounts directly or through delegated independent managers and the Betterment platform.

Alec Walker is a CFP® with 11 years of industry experience, currently serving as a financial advisor at Crestmont Private Wealth LLC since 2019. Prior to joining Crestmont, he worked at Avondale Wealth Management LLC for five years. He is also licensed as an insurance agent, providing sales and service of general lines. Crestmont Private Wealth LLC offers discretionary and non-discretionary investment management, financial planning, and retirement services to individuals, high-net-worth families, trusts, retirement plans, and charitable organizations. The firm’s investment approach combines strategic asset allocation with tactical adjustments, focusing on value-oriented portfolios that include fixed income, mutual funds, ETFs, and cash positions.