Nicholas Colonna is a CFA charterholder and the sole advisor at Lime Rock Investment Management Company, Inc. He has three years of industry experience, including roles at Victory Capital and USAA Investment Management Company. His background is focused on trading and quantitative risk management, with expertise in fixed-income instruments and structured products. Lime Rock Investment Management provides discretionary investment management primarily to individuals and limited liability companies, overseeing approximately $9.0 million across about 25 client accounts. The firm emphasizes strategic asset allocation through mutual funds, ETFs, domestic equities, and fixed income, with portfolios reviewed quarterly and tailored to client objectives.

Lemuel Mayberry is the sole advisor at Lemuel James Financial in San Antonio, TX, holding Series 63 and Series 65 licenses with 16 years of industry experience. He has managed his independent advisory firm since 2009. Lemuel James Financial provides fee-based investment advisory and financial planning services to individuals and institutional clients, including pension and profit-sharing plans, trusts, and corporate entities. The firm employs a tactical allocation approach using fundamental and cyclical analysis to manage discretionary portfolios and offers specialized pension consulting and qualified retirement-plan services.

Fair Oaks Financial LLC was founded in 2020 and began operations in 2021 amid the COVID-19 Virus era. Many changes were taking place and people were reevaluating their lives in the face of the pandemic. Suddenly life took on different priorities and meaning and one did not know if they would be affected and to what extent. This brought to attention many overlooked items, that people were waiting to get around to, and brought them to the forefront. Questions like "if something were to happen to me, am I prepared?" My goal is to help you prepare for an uncertain future. There are many things that can be done to reduce anxiety in these stressful times. As a Fiduciary Advisor, I will be working with you to develop a plan that is customized to address your needs and desires. Being a Fiduciary means acting in your best interest. I enjoy helping people make sense of a complex set of choices, objectively weighing the pros and cons, and making informed decisions consistent with their long-term goals. I have been working in the investment business for more than 25 years. I have seen complexity keep people from making the decisions needed to accomplish their goals. I enjoy helping explain things in a way that makes sense. Warren Buffet says "investing is simple, it's just not easy." Having a guide on your journey to help make decisions that will impact your future is not only important but essential. We all need objective advice, void of conflicts, to help us make wise decisions.

Mauricio Sanchez is a financial advisor at Portafolio Capital Management with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Martin Capital Advisors, LLP and JPMorgan Securities LLC. Outside of his advisory work, he is the founder and Chief of Strategy of GURUPRESARIO LLC, a marketing and consulting business that helps small business owners develop operational skills. Portafolio Capital Management is an independent, fee-only registered investment adviser serving high-net-worth and ultra-high-net-worth individuals, families, trusts, estates, charitable organizations, endowments, and businesses. The firm manages discretionary portfolios with a focus on strategic asset allocation and offers several portfolio strategies, including a proprietary Tactical Sector Rotational strategy and an Alpha Long-Term Growth strategy, as well as customized options.

Dantonio Fowler is a financial advisor at Conceptum Strategies in San Antonio, TX, holding Series 65 and Series 63 licenses with two years of industry experience. Prior to founding Conceptum Strategies, he worked with Primerica Advisors and Primerica Financial Services. Outside of his advisory role, he is involved in a social media management business. Conceptum Strategies offers customized advisory services to individuals, families, trusts, foundations, and small businesses, providing discretionary portfolio management and financial planning with an emphasis on tax-efficient strategies and ESG investing. The firm employs a blend of fundamental, technical, and quantitative analysis in its investment approach.

Jimmy Hernandez is a financial advisor at Sherpa Wealth Management LLC in San Antonio, TX, holding a Series 65 license with seven years of industry experience. His prior experience includes roles at Brookstone Wealth Advisors and Wealth Watch Advisors. Hernandez is also the owner of Sherpa Life, LLC, an insurance agency specializing in funeral and final expense insurance. Sherpa Wealth Management is an independent registered investment adviser serving individual and high-net-worth clients with discretionary asset management and comprehensive financial planning. The firm constructs portfolios aligned with clients' objectives and risk tolerance, often using a blend of long- and short-term strategies, and collaborates with third-party managers when appropriate.

John Hall is a financial advisor at JW Hall Financial LLC in San Antonio, TX, holding a Series 66 designation with one year of industry experience. His prior roles include positions at J.P. Morgan Chase Securities LLC and Acadian Capital Group. Before entering the financial industry, he worked in the nutrition sector at Planet Nutrition. JW Hall Financial LLC is a fee-only registered investment adviser offering wealth management, discretionary and non-discretionary investment management, and financial planning to individuals, high-net-worth clients, and corporations. The firm employs a combination of modern portfolio theory, strategic asset allocation, and multiple analytical approaches, utilizing both passive and active investment vehicles.

Edward Benson is the sole advisor at Edward Allen Benson, PhD, an independent firm based in San Antonio, TX. He holds a Series 63 designation and has nine years of industry experience, alongside over three decades of professional work under his name since 1992. Benson's firm focuses on fee-only investment advice and portfolio management for a small roster of individual clients and trustees. The firm emphasizes fundamental research with a long-term buy-and-hold strategy, managing accounts on a limited-discretion basis while clients retain control over custodial brokerages.

Lynda Paul is a CFP® professional with 28 years of experience in financial advising. She has worked at Sound Money Management, Inc. since 2010 and previously spent 18 years at the Retirement Planning Center of Northern IL. She is also a non-practicing CPA and an independent insurance broker. Sound Money Management, Inc. provides financial planning, investment advisement, and administration services primarily to individuals, families, trusts, estates, and family businesses. The firm operates mainly as a solicitor for third-party turnkey asset management programs, focusing on goal-based, strategic asset allocation models and coordinating implementation through these programs.

Nam Phan is the principal of Phan Capital and holds a Series 65 designation with six years of industry experience. He has worked at Phan Capital Management, LLC since 2019 and concurrently serves as an advanced clinical pharmacist at Methodist Hospital South, a role he has held since 2017. Phan Capital provides comprehensive wealth management, discretionary portfolio management, and financial planning services to individual clients and certain businesses. The firm’s investment approach emphasizes diversified allocations using mutual funds and ETFs, tailoring strategies to each client and managing accounts on a discretionary basis.

Benjamin Hooper is a CFP® and ChFC® with 17 years of experience in financial planning and investment management. He has worked at USAA in various roles from 2009 to 2020 before founding Comal Wealth Management in 2020. Outside of advisory services, he operates a separate financial software business. Comal Wealth Management provides financial planning, consulting, and discretionary investment management to individuals, high-net-worth clients, and families. The firm employs a primarily passive, long-term investment approach using mutual funds and ETFs, while customizing portfolios with individual securities or alternative assets as needed.

Martin Altimore is the sole advisor at MSA Capital Management, PLLC, an independent firm based in Fair Oaks Ranch, TX. He holds Series 63 and Series 65 licenses and has nine years of industry experience. Since 2016, he has led Martin S. Altimore Capital Management. MSA Capital Management provides discretionary investment management to individuals, small businesses, charitable organizations, and other entities. The firm employs a Macro Approach to investing, combining technical, fundamental, and economic analysis to construct portfolios of equities, fixed income, ETFs, and cash tailored to clients’ risk tolerance and financial needs.

Jason Thomas is a CFP® professional with eight years of experience in financial advising. He has led Jt Wealth Management since 2017 and previously worked at the Space and Naval Warfare Systems Center Pacific for 12 years. Jt Wealth Management provides discretionary investment advice and portfolio management to individuals and small businesses, focusing on portfolios built with individual equities and ETFs to enhance tax efficiency and reduce fee layering. The firm employs an active management approach that includes fundamental, technical, and cyclical analysis, along with derivatives and options-based hedging strategies to manage risk.

Karan Bhanot is a financial advisor with Oagh, holding a Series 65 designation and over 10 years of industry experience. He has led Oagh since 2015 and has been affiliated with the University of Texas at San Antonio since 1997. Bhanot serves on the Board of Directors of IATRICA, a research organization collaborating with Johns Hopkins University on cancer research. Oagh, LLC is an independent investment management firm providing portfolio management for individuals, trusts, endowments, foundations, pooled investment vehicles, corporations, and other business entities. The firm employs a research-driven approach combining fundamental, technical, quantitative, and qualitative analysis to construct portfolios tailored to client objectives and risk tolerances.

Mark Muecke is the principal of Mark Muecke Capital Management, LLC in San Antonio, TX, holding Series 63 and Series 66 designations with 24 years of industry experience. He previously worked at Kercheville & Company for 16 years before founding his current firm in 2017. Mark Muecke Capital Management provides investment advisory and financial planning services to individuals, trusts, estates, small businesses, and corporate pension and profit-sharing plans. The firm uses a combination of fundamental, technical, and charting analysis to create custom asset allocations and conducts regular portfolio reviews, managing approximately $104 million in assets across discretionary and non-discretionary accounts.

David Bridgforth is a financial advisor with South Texas Advisors for Retirees, LLC in San Antonio, TX, holding a Series 65 credential and 15 years of industry experience. He has been with South Texas Advisors for Retirees since 2010 and also owns South Texas Assurance for Retirees, an insurance agency established in 1990, where he dedicates the majority of his professional time. South Texas Advisors for Retirees provides investment supervisory services and hourly financial planning to individual and high-net-worth clients, using a documented risk tolerance approach and a trading strategy focused on options alongside other securities. The firm manages discretionary portfolios and offers commissionable insurance products through its principal’s licensed insurance agent status.

Ronnie Haim is a financial advisor at Capital Alliance Wealth Management in San Antonio, TX, holding a Series 66 designation with 22 years of industry experience. His prior roles include positions at LPL Financial LLC, Independent Financial Partners, and IFP Securities, LLC. In addition to advisory services, he is licensed to sell fixed universal life insurance policies through multiple carriers. Capital Alliance Wealth Management provides asset management, financial planning, and retirement plan consulting to individuals, trusts, estates, and business entities. The firm utilizes a combination of fundamental and technical analysis alongside modern portfolio theory, offering tailored strategies including hedging tools and alternative investments, with a noted focus on employer-sponsored retirement plan consulting and fiduciary services.

Marco Gamboa is the principal advisor at Gamboa Capital Management Inc. in San Antonio, TX, holding Series 63 and Series 65 licenses with 27 years of industry experience. He has managed his independent advisory firm since 1995. Outside of his advisory work, Mr. Gamboa is involved in real estate ownership and management through Proportional Prosperity LLC and in commercial and residential construction via Sitterle Gamboa Custom Builders LLC. Gamboa Capital Management provides continuous investment advisory services to high-net-worth individuals, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm employs a combination of fundamental, technical, and cyclical analysis, managing accounts on a discretionary basis with strategies ranging from long-term buy-and-hold to short-term trading.

Brian Kraus is the founder and principal of Kraus Capital Management, LLC in San Antonio, TX, with 27 years of industry experience. He holds the CFP® and Series 66 designations. Prior to leading his own firm, he was associated with Purshe Kaplan Sterling Investments for over a decade. Kraus Capital Management provides discretionary asset management, retirement planning, and investment consulting to individuals, high-net-worth clients, trusts, pension and profit-sharing plans, and businesses. The firm employs a combination of fundamental, technical, and cyclical analysis to create portfolios tailored to client objectives, with ongoing monitoring and rebalancing.

Matthew Andrews is a financial advisor at Omnimint Advisors LLC based in San Antonio, TX. He holds a Series 65 designation and has prior experience with Omnimint Technologies INC, Applied Research Solutions, G6 Solutions, the US Army, and Wyndham Resorts. Omnimint Advisors LLC provides discretionary portfolio management to individual investors, including high-net-worth individuals, through a fully automated, software-based advisory platform that uses a quantitative optimization methodology to generate individualized portfolios.