Ryan Sobel is a CFP®-credentialed financial advisor with 17 years of industry experience, operating through his independent firm, Sobel Financial LLC, in Denver, CO. He has previously worked with Guardian Life and is involved in several entrepreneurial ventures including software development for financial planning and productivity coaching. Sobel also co-founded companies centered on performance coaching and a cooking application. Sobel Financial LLC provides investment advisory and financial planning services to individuals, trusts, and small businesses. The firm’s approach is based on Modern Portfolio Theory, emphasizing diversified portfolios with mutual funds and ETFs, low turnover, and risk management primarily on a non-discretionary basis, delivering written financial plans within approximately 90 days.

Jeffrey Davis is a financial advisor with Scenic Wealth Management, LLC in Westminster, CO. He holds Series 63 and Series 65 designations and has 24 years of industry experience. He has been with Scenic Wealth Management since 2010. Scenic Wealth Management advises individual and high-net-worth clients through discretionary asset management and financial planning. The firm employs a combination of fundamental and technical analysis and incorporates strategies such as options, short sales, and margin transactions, distinguishing itself with the use of derivatives and borrowing in managed accounts.

William Kulick is a financial advisor at Aventus Wealth Management LLC in Centennial, CO, holding a Series 65 designation with experience spanning roles at Mitchell Kulick & Company and PricewaterhouseCoopers. His background includes four years at Drake University and three years at Regis Jesuit High School. Aventus Wealth Management LLC serves primarily institutional clients and pooled investment vehicles, providing discretionary investment management and supervisory services. The firm’s approach combines passive and active strategies based on Modern Portfolio Theory, tailoring asset allocation to client objectives, risk tolerance, and liquidity needs.

Victor Guettlein is a CFP® professional with 25 years of industry experience, currently serving as the sole advisor at Blueprint Financial Services in Arvada, Colorado. He has worked extensively with Blueprint Financial Services since 1996, with a two-year period at Wealthsource Partners. In addition to his advisory role, he operates a separate insurance practice. Blueprint Financial Services offers discretionary asset management, financial planning, and retirement-plan advisory services to individuals, high-net-worth clients, and small businesses. The firm emphasizes risk-aware, downside-focused portfolios and utilizes structured notes and other instruments to reduce volatility and protect capital, while providing both ERISA 3(21) advisory and ERISA 3(38) discretionary investment manager services for retirement plans.

Joseph Brady is a CFP® professional with nine years of experience in financial services. He is the sole advisor at Rock Financial Planning, an independent firm he has been with since 2019. His prior experience includes roles at Transitions Wealth Management, Centennial State Financial, and Fidelity Brokerage Services. Rock Financial Planning provides discretionary investment management and various financial planning services to individuals, high-net-worth clients, and small businesses. The firm focuses on individualized investment policy statements and primarily uses passive portfolios with index mutual funds and ETFs, conducting quarterly account reviews and managing client relationships through custodian statements and trade confirmations.

Nancy Siegel is a financial advisor at CitiWest Capital Corporation in Denver, CO, with 39 years of industry experience. She holds a Series 63 designation and has worked at Securities America, Inc. for 32 years before joining Osaic Wealth, Inc. and leading CitiWest Capital Corporation, a firm she has been associated with since 1979. Siegel serves as a volunteer on the Jewish National Fund Mountain States Board, contributing leadership and advisory roles. CitiWest Capital Corporation provides financial planning services focused on estate planning, business transfer and continuity planning, and investment planning for individuals, trusts, estates, and corporate clients. The firm emphasizes consultative relationships with a focus on higher-net-worth clients, delivering personalized advice through periodic reviews rather than discretionary portfolio management.

I started West Highland Advisors to give families and individuals the kind of advice I'd want for my own: honest, thoughtful, and built for the long run. I'm a CFP® professional and CFA charterholder, and I work mostly with couples and individuals approaching or in retirement, small business owners and those with stock-based compensation, along with younger families who want to get organized as the complexity of their financial situation increases. My clients hire me for ongoing investment management and financial planning, and most of our work comes back to a few big questions. Is my portfolio still appropriate for my current situation? Am I on track to retire on my target timeline? Can (and how should) we afford this big purchase? How do we minimize taxes? As a fee-only advisor, I'm paid only by my clients, so my advice is never tied to selling a product. West Highland is named after the Denver neighborhood my wife and I call home, with a nod to the rolling hills outside of Philadelphia where our families reside. When I'm not working, you'll find me skiing, hiking in the mountains, or trying a new local brewery. We're also growing our family, with our first baby on the way this winter, and that has made the planning I do for clients feel even more personal. I grew up in West Chester, PA, and I still believe good advice starts with getting to know people well. If that sounds like what you're looking for, I'd love to talk.

David McKinlay is the sole advisor at David W. McKinlay, CHFC, an independent firm based in Greenwood Village, CO. He holds the ChFC® designation and Series 63 license, with 27 years of industry experience. Mr. McKinlay has operated his firm since 1981 and voluntarily ended his insurance license in 2022 to focus exclusively on investment management. The firm provides discretionary investment management and advice to individuals, trusts, estates, businesses, owners, executives, and certain employee benefit plan participants, managing approximately $32.65 million in client assets as of the end of 2025. Its investment approach emphasizes active management across diverse asset classes with a defensive, opportunistic stance and includes serving charitable organizations, which is less common among independent advisors.

Mark Schumacher is a CFA® charterholder and principal of Third Day Capital Management, LLC in Denver, Colorado, with 21 years of industry experience. He has been with Third Day Capital Management since 2013 and worked at Howland Capital Management LLC in 2021. He plans to wind down Third Day Capital Management after transitioning its clients to Howland Capital Management. Third Day Capital Management provides discretionary investment management and financial planning services to individuals, families, businesses, and private foundations. The firm focuses on long-term, after-tax, after-inflation outcomes using portfolios built from individual stocks, bonds, and ETFs, guided by client-specific Investment Policy Statements.

Cassandra Alfaro is a CFP®-certified financial advisor with three years of industry experience. She is the sole principal of Fox Meadow Financial Planning in Denver, CO, where she has worked since 2025. Prior to this, she held positions at IWP Wealth Management, Charles Schwab, and FirstBank. Outside of financial advising, Cassandra works as a Systems Analyst for the City and County of Denver. Fox Meadow Financial Planning is a fee-only advisory firm that provides one-time and hourly financial planning services to individuals, couples, and families. The firm emphasizes passive, low-cost investment strategies and does not manage client assets or provide trade execution.

David Patston is the sole advisor at David B. Patston, CPA, CFA, an independent firm based in Denver, CO. He holds CFA and Series 63 designations and has 21 years of industry experience. Patston has operated his firm since 2004. The firm provides investment management and financial consulting primarily to high-net-worth individuals and families, as well as retirement plans, business entities, and charitable organizations. Its investment approach combines macro-economic and fundamental securities analysis to create diversified, low-cost portfolios tailored to client goals and risk tolerance, with services including portfolio management, estate and succession planning, and business-structure consulting.

Charles Tobler is a CFP® professional with 22 years of industry experience. He has been the sole advisor at Star Financial Services in Denver, CO since 2003. Star Financial Services provides comprehensive financial planning and investment management to individuals, families, pension and profit-sharing plans, trusts, estates, charitable organizations, and small business owners. The firm operates on a fee-only, independent basis and uses diversified, global asset allocation strategies implemented primarily with no-load mutual funds and ETFs.

Curtis Rose is the sole advisor at Curtis C. Rose & Associates in Aurora, Colorado, with 27 years of industry experience. He has worked at his firm since 1993. Curtis C. Rose & Associates provides discretionary portfolio management for individuals, trusts, estates, and small businesses. The firm combines fundamental and technical analysis to tailor investment decisions to client goals, using a mix of passive fixed-income and index exposures alongside active equities and ETFs, with a focus on flexible downside risk management and a hands-on discretionary trading approach.

Yves Geniaux is the sole advisor at GC Alternative Management, LLC in Aurora, CO, holding Series 65 and Series 66 licenses with 19 years of industry experience. He has led GC Alternative Management since 2009. Outside of his primary role, he serves as an outside consultant for Inveco International, a family office, where he produces spreadsheets and monthly performance reports. GC Alternative Management provides investment counsel and portfolio management to individuals, investment companies, trusts, and corporations, including a significant client base outside the United States. The firm focuses on absolute-return strategies using liquid instruments and offers primarily non-discretionary portfolio management with client approval prior to execution.

Phillip Weber is a CFP®-certified financial advisor with 27 years of industry experience. He is the sole advisor at Zeit Capital Advisors, where he has worked since 2009. The firm manages approximately $143.65 million for about 73 clients, including individuals, charitable organizations, corporate accounts, pension and profit-sharing plans, and other institutional clients. Zeit Capital Advisors employs a passive, index-aware investment approach with diversified portfolios tailored to client-specific time horizons, liquidity needs, and risk tolerance.

Kristin Sullivan is a Certified Financial Planner® with 26 years of industry experience. She has been the principal advisor at Sullivan Financial Planning, LLC since 2007. Kristin holds Series 63 and Series 65 licenses and maintains a life and health insurance license that she utilizes within her financial planning practice. Sullivan Financial Planning, LLC offers personalized financial planning and consultative services to individuals and families, as well as subcontracting financial planning work for other registered investment adviser firms. The firm focuses on project-based and hourly engagements, providing written or oral plans on topics such as retirement, cash flow, college savings, and estate considerations, and employs scenario modeling tools without engaging in discretionary portfolio management or market timing.

You want to be more present in your day-to-day but you’re constantly thinking about all sorts of money questions: 1 – Should I sell that stock today or at $ XX amount? 2 – My boss is an idiot. Should I look for a new job? Can I afford to take a sabbatical? When can I retire? 3 – How can we afford to put three kids through college? 4 – What am I supposed to do with the retirement account I inherited from my grandmother? I don’t want to pay extra taxes or incur penalties this year! 5 – When should I start to take some equity out of my business? My spouse is always stressed about how irregular our cash flow is and I know we need to save more personally. We can help with all of these questions! PLUS pro-active tax planning and managing your investment portfolio in a low-cost, well-diversified and again, tax-aware manner. We’ll get to know each other through a series of meetings before we decide to work together long-term. Planning is a partnership. We will work collaboratively and step-by-step to develop and implement a financial plan with regular touch bases to see what has changed in your life or how recent economic or market updates may impact you personally. Ally Ecklund, CPA, CPWA®, CFP® has been an advisor for over 15 years working with clients from ages 18 to 98 and with those just getting started to a multi-generational family with over $1 billion dollars. She is passionate about empowering and educating clients about their personal finances at whatever asset level you are currently at in an unassuming way with simple explanations; even of complex tax regs! Ally is located in the heart of Denver and can be found zipping around on her scooter when the weather’s warm enough and skiing down mountains on the weekends when it’s cold enough! Let’s talk Bollywood music, local community organizations, favorite sushi haunts and anything else on your mind.

Eric Chapman is a CFA® charterholder and holds a Series 65 license with nine years of industry experience. He is the principal and sole advisor at CM20 Wealth Management, where he has worked since 2019 and formally established the firm in 2021. Prior to this, he was associated with The Corundum Group and has ongoing roles at The Milestone Group, Inc and CoBiz Wealth. Outside of his advisory work, Eric is a co-founder of investment-related firms involved in residential and commercial real estate transactions, dedicating limited time to assisting in property selection. CM20 Wealth Management is an independent registered investment adviser serving individuals, non-profits, and small businesses through discretionary portfolio management. The firm employs a growth-at-a-reasonable-price approach centered on fundamental analysis of individual U.S. equities, supplemented by mutual funds, ETFs, and derivatives strategies including covered-call option writing.

Robert Smith is a financial advisor with RCS Wealth Management in Centennial, CO, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. He previously worked at Brookstone Capital Management LLC and MariPau Wealth Management LLC. Outside of his advisory role, Smith serves as president of Seniors Only of Colorado, an insurance agency focused on life and annuity sales. RCS Wealth Management provides discretionary investment management and financial planning services to individual, high-net-worth, corporate, and multi-generational family clients. The firm employs a passive investment approach based on Modern Portfolio Theory, using low-cost index funds and ETFs, and incorporates third-party risk assessment tools and sub-advisers to manage portfolios.

Daniel Figliola is a financial advisor at Alpine Capital Partners, LLC in Thornton, Colorado, holding Series 63 and Series 65 licenses with 26 years of industry experience. He has been with Alpine Capital Partners since 2009. Alpine Capital Partners serves individuals, including high-net-worth clients, as well as corporate pension and profit-sharing plans, trusts, corporations, and charitable organizations. The firm provides portfolio management, wealth management, retirement income, succession, and philanthropic planning using a proprietary investment-selection process and emphasizes ongoing written communications with clients.