Joseph Lee is a financial advisor with Madison Avenue Securities, LLC, holding the Series 63 and Series 66 designations and bringing 35 years of industry experience. He has been with Madison Avenue Securities since 2012 and serves as Vice President of Schrette & Lee Financial Services, Inc. dba Schrette & Lee Wealth Management, a role he has held since 2002. Madison Avenue Securities provides investment advisory and related services to individual clients, charitable institutions, foundations, trusts, and employer-sponsored retirement plans, managing approximately $2.0 billion in assets. The firm offers a range of portfolio management, financial planning, and consulting services through various account platforms and employs multiple investment strategies.

Paul Schrette is a financial advisor with Madison Avenue Securities, LLC, holding Series 63 and Series 65 credentials and 30 years of industry experience. He has been with Madison Avenue Securities since 2012 and also owns Schrette & Lee Wealth Management, where he serves as president. Outside of his advisory work, he is involved in managing his own wealth management firm. Madison Avenue Securities, LLC provides investment advisory and related services to individual clients, charitable institutions, foundations, trusts, and employer-sponsored retirement plans. The firm manages approximately $2.0 billion in assets and offers a range of portfolio management, financial planning, and consulting services through a network of investment adviser representatives.

Boris Desancic is a financial advisor with Clear Creek Financial Management, LLC, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has been with Clear Creek since 2019 and previously worked at PCG Wealth Advisors and Waddell & Reed, Inc. Desancic also serves as chairman of the board for the nonprofit Redeeming Soles and works as a consultant coaching financial advisors. Clear Creek Financial Management serves a diverse client base, including individuals, trusts, pension plans, corporations, and other advisers. The firm offers asset management, financial planning, and consulting services, employing a mix of fundamental, technical, cyclical, and quantitative investment methods, and operates an in-house quantitative research business.

Jarrod Arnold is a financial advisor at Alphastar Capital Management with one year of industry experience. He holds a Series 65 designation and has previously worked at Altmeyer Financial Investments, LLC, as well as in various roles outside the financial sector. Arnold is also owner and president of Tier 1 Financial, LLC, an insurance agency. Alphastar Capital Management serves individual, corporate, and retirement plan clients with discretionary investment management, financial planning, and subadvisory services. The firm employs both strategic and tactical investment approaches, utilizing a range of investment vehicles and third-party portfolio construction technology.

Thomas Kerfoot is a CFP® and ChFC® with 16 years of industry experience. He is currently with The AmeriFlex Group and has operated Kerfoot Wealth Management, LLC, and Thomas P. Kerfoot dba Kerfoot Financial Services since 2012. Outside of advisory services, he is involved in insurance sales through his business, Kerfoot Financial Services. The AmeriFlex Group provides investment advice and related services to individuals, corporations, employee benefit plans, and charitable organizations. The firm offers portfolio management, financial planning, third-party money manager selection and monitoring, and retirement plan consulting, delivering services through a network of advisory affiliates and multiple program platforms.

Richard Van Zandt is a financial advisor at Wealthcare Capital Management LLC with 19 years of industry experience. He holds the PFS™ designation and Series 66 license and has been with Wealthcare Capital Management since 2011. He also operates VAN ZANDT FINANCIAL SERVICES PLLC, providing tax preparation, accounting, and bookkeeping services. Wealthcare Capital Management LLC is a multi-team SEC-registered investment adviser managing approximately $3.93 billion for over 5,600 clients through a team of 33 advisors. The firm offers comprehensive financial planning and discretionary portfolio management for individual and high-net-worth clients, as well as retirement plan advisory and investment strategist/model services to intermediaries, utilizing a long-term, evidence-based investment approach.

Cortino Garcia is a financial advisor at Centaurus Financial, Inc. with 13 years of industry experience. He holds a Series 66 credential and previously worked at Independent Financial Group, LLC. Outside of his advisory role, Garcia serves as treasurer for the Southwest Idaho Cycling Association and coaches endurance sport athletes through his own business, Citius Sport, LLC. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers both discretionary and non-discretionary portfolio management, employing a mix of fundamental and technical analysis, and provides specialized services such as retirement-plan consulting and advisory management of annuity and variable life sub-accounts.

Abigail Allsup is a Series 66-licensed financial advisor with six years of industry experience. She has worked at Sanctuary Advisors, LLC and Sanctuary Securities, Inc. since 2026, following an 11-year tenure at UBS Financial Services. Sanctuary Advisors, LLC serves a diverse client base including individuals, corporations, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm offers portfolio management, financial planning, retirement plan consulting, and adviser selection through a network of over 400 independent investment adviser representatives.

Todd Banducci is a financial advisor with Ameritas Advisory Services, LLC and holds Series 63 and Series 66 licenses. He has 32 years of industry experience, including military service with the Washington Air National Guard and U.S. Air Force Reserve, and has been involved in investment and insurance businesses such as Falcon Investments and Capstone Financial Group. He is president and owner of Falcon Investments and Insurance, Inc. Ameritas Advisory Services provides fee-based investment management, financial planning, and retirement-plan advisory services to individuals, corporations, and institutional clients. The firm offers a variety of discretionary and non-discretionary programs that combine in-house and third-party investment management, with a platform approach integrating Ameritas affiliates and financial institutions.

Jody Nunez is a financial advisor at Centaurus Financial, Inc. with 32 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Ameritas Advisory Services, LLC and Ameritas Investment Corp among other firms. Outside of advising, he serves as president of American Capital Tactics, a non-investment related business, and teaches workshops for business owners and executives through the Business Strategy Institute. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, small businesses, and institutions. The firm offers a range of financial planning and portfolio management services utilizing both discretionary and non-discretionary arrangements.

Lawrence Lee is a CFP® with 37 years of industry experience, currently serving at Centaurus Financial, Inc. since 2022. Prior to this, he worked for over 16 years at Kalos Management Inc. and Kalos Capital, Inc., and has operated Lee Financial Services since 1986, where he provides tax preparation, payroll services, and insurance product sales. Centaurus Financial, Inc. offers advisory and brokerage services to a diverse client base, including individuals, families, small businesses, corporations, trusts, and foundations. The firm provides financial planning and portfolio management through the CLASSIC Plus platform, employing a mix of fundamental and technical analysis, with options for discretionary and non-discretionary management.

Christine Schader is a financial advisor with Eagle Strategies (New York Life) based in Coeur d'Alene, Idaho. She holds Series 63 and Series 66 licenses and has 19 years of industry experience. Christine is also the owner of SoulTuned LLC, where she works as a life and happiness inspirational speaker, coach, and author of *The Happiness Connection*. Eagle Strategies serves a diverse client base including individuals, institutional investors, and retirement plans, providing financial planning, investment management, and retirement-plan advisory services. The firm delivers tailored advice through multiple program types, emphasizing non-discretionary asset management and fiduciary responsibilities for retirement investors.

John Adams is a financial advisor with Centaurus Financial, Inc., holding the CFP® designation and Series 63 and 66 licenses. He has 25 years of industry experience, all with Centaurus Financial since 2000. Adams is also the founder and managing partner of Alpha III Taxguard, where he works on tax mitigation strategies involving highly appreciated assets. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management, and retirement-plan consulting through a variety of platforms and employs both discretionary and non-discretionary management strategies.

Jarad Balch is a financial advisor at D.A. Davidson & Co. with two years of industry experience. He holds the Series 66 designation and previously served in the U.S. Army for seven years. Outside of his advisory role, Balch is the vice president of the Special Forces Association Chapter 43, where he helps manage operations and organize events. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including retirement plans, high-net-worth individuals, and charitable organizations. The firm operates under fiduciary standards and offers a range of services such as ERISA plan advisory, comprehensive financial planning, and a Private Wealth program for clients with over $20 million in net worth.

Philip Hedrick is a financial advisor with OSAIC Advisory Services, LLC, holding Series 63 and Series 65 credentials and possessing 36 years of industry experience. His prior work includes roles at Arbor Point Advisors, Securities America, Inc., KMS Financial Services, Inc., and Northwest Capital Management Inc. OSAIC Advisory Services, LLC is an SEC-registered investment adviser serving individuals, pension plans, corporations, trusts, charitable organizations, and governmental entities. The firm provides investment management, financial planning, retirement plan consulting, and related services through multiple program models, utilizing proprietary guidance and third-party platforms.

Jennifer Johnson is a financial advisor with D.A. Davidson & Co. in Coeur D'Alene, ID, holding a Series 66 designation and 10 years of industry experience. She has been with D.A. Davidson & Co. since 2013. Outside of her advisory role, she is a notary who notarizes documents for her firm and participates as a demonstrator for Stampin' Up for personal use. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including retirement plans, individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers a range of services such as ERISA plan advisory, comprehensive financial planning, and a private wealth program, operating under fiduciary standards and employing both qualitative and quantitative analysis in its investment recommendations.

Joel Bowlby is a financial advisor at D.A. Davidson & Co. with 18 years of industry experience. He holds a Series 66 designation and has been with D.A. Davidson since 2009. Outside of his advisory role, he serves as the President of the Board of Directors for Summit Christian Academy in Coeur d'Alene, Idaho. D.A. Davidson & Co. provides investment advisory and brokerage services to a broad client base, including employer-sponsored retirement plans, individual investors, charitable organizations, and corporate clients. The firm offers various services such as ERISA retirement plan advisory, comprehensive financial planning, and a private wealth program for clients with over $20 million in net worth.

David Andersen is a financial advisor at Centaurus Financial, Inc. with 29 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Centaurus Financial since 2015. Centaurus Financial provides advisory and brokerage services to a diverse client base, including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers a range of financial planning and portfolio management services through its CLASSIC Plus platform, employing both discretionary and non-discretionary arrangements and utilizing a mix of fundamental, technical, bottom-up, and top-down analysis.

Nathaniel Whalen is a financial advisor at D.A. Davidson & Co. with three years of industry experience. He holds the Series 66 and Series 63 designations. His prior work includes roles at Packard Wheeler Succession, Charles Schwab & Co., and Bass Pro Shops/Cabela's. D.A. Davidson & Co. provides investment advisory and brokerage services to individual investors, employer-sponsored retirement plans, charitable organizations, and corporate clients. The firm offers a range of services including ERISA retirement plan advisory, comprehensive financial planning, and private wealth programs, operating under fiduciary standards and utilizing both qualitative and quantitative analysis in its investment approach.

Kirk Barnard is a financial advisor with Centaurus Financial, Inc. He holds the Series 66 designation and has one year of industry experience. Prior to joining Centaurus Financial, he spent 15 years as a personal fitness trainer and currently operates The Mecca Gym. Centaurus Financial, Inc. provides advisory and brokerage services to a wide range of clients, including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management, and specialized services through both discretionary and non-discretionary arrangements, utilizing a variety of investment analysis techniques and third-party management options.