Since 2013 I’ve worked for wealth management firms providing financial planning for retirees and those who are close to retirement. Frustrated with the restrictions that come from working within a corporation, I decided to launch Retirement Advice. At Retirement Advice, I am able to provide clients with more flexibility and personability while still being their one-stop shop for all their retirement planning needs. Using modern technology and a network of partners, I am able to give my clients cost savings and expert advice backed by research. My clients can depend on me to be their investment fiduciary, 100% committed to putting their interests first. I seek to empower all of my clients with the confidence to retire early, and to retire well.

Daniel Allgaier is a CFP® professional with eight years of experience in the financial industry, currently affiliated with Artstone Private Wealth in Lehi, Utah. His prior roles include positions at Elevated Capital Advisors, Elevated Retirement Group, Royal Alliance, and Fidelity Brokerage Services. Outside of finance, he operates DA Epoxy Flooring, a business specializing in epoxy flooring installation. Artstone Private Wealth is a fee-only registered investment adviser serving individual and high-net-worth clients with investment management and financial planning services. The firm employs a combination of modern portfolio theory and fundamental analysis, utilizing both passive and active strategies tailored to client goals, risk tolerance, and tax considerations.

Nicholas Stecklein is a CFP® professional with six years of industry experience, currently serving at Telos Partners LLC in Lehi, Utah. His prior roles include positions at DFPG Investments, Diversify Wealth Management, Advantage Tax and Planning, and North Capital Investment Technology. He is involved with Advantage Tax and Planning, providing tax preparation services to clients, a non-investment activity related to his advisory work. Telos Partners LLC offers discretionary portfolio management and financial planning primarily to individual clients, as well as charitable organizations, corporations, and family offices. The firm employs a long-term, growth-oriented investment approach that incorporates ESG/impact options and tax-aware strategies, while also providing family-office consulting and private investment due diligence.

Benjamin Olson is a CFP® professional with 17 years of industry experience. He has been with R.O.I. since 2005, where he serves as one of two advisors at the firm. R.O.I. is a family-managed advisory firm based in Lindon, UT, serving individual clients and couples across a range of wealth levels. The firm offers active investment management and comprehensive financial planning, utilizing a proprietary Best Funds List updated monthly and a hands-on approach that includes individualized quarterly reporting and regular client communications.

Scott Wharton is a Series 65-licensed advisor with 12 years of experience, currently serving at Retirement Solutions Investments, Inc. in Provo, UT. He has been involved in the financial services industry since 2003 through his ownership of Retirement Solutions, Inc., an investment-related insurance agency. Outside of financial services, he is also a managing member of a property management business and co-owner of a car rental enterprise in Payson, UT. Retirement Solutions Investments, Inc. provides personalized investment management and financial planning services to individuals, high net worth clients, estates, and trusts. The firm emphasizes diversified portfolios aimed at reducing risk and volatility, using fundamental, market trend, economic cycle, and technical analysis, while offering both discretionary and non-discretionary portfolio management options.

Bryan Burris is a CFP® professional with 23 years of industry experience. He currently leads Sandlot Private Wealth LLC and previously worked at Elysium Wealth Management, Salt Wealth Partners, and Sage Income Advisors. Outside of his advisory role, he manages a family mountain rental cabin in Silver Plume, Colorado. Sandlot Private Wealth is a boutique, values-driven investment adviser serving ultra-high-net-worth families, entrepreneurs, executives, family offices, and select institutional partners. The firm provides holistic wealth management with a focus on tailored portfolios across traditional and alternative assets, including private equity and venture capital.

Stephanie Bailey is a CFP® and holds a Series 65 license, with five years of experience in financial advising. She has worked at Mercer Global Advisors since 2026 and previously spent six years with NorthAvenue, LLC. Her background also includes roles at educational institutions and in nonprofit settings. NorthAvenue LLC serves individual investors and trusts, including high-net-worth clients, offering comprehensive financial planning and investment management through both inclusive and shorter-term engagements. The firm employs a fiduciary approach, utilizing a combination of fundamental and behavioral analysis within an asset-allocation framework based on Modern Portfolio Theory.

Kelly Allman is a financial advisor with Garrett Capital Investment Management, holding Series 63 and Series 65 licenses and 10 years of industry experience. She worked at Garrett Capital from 2016 to 2023 before joining Kestra Advisory Services LLC. Outside of her advisory role, she teaches financial education classes and provides individual instruction via Zoom through B&L Ventures Institute of Financial Education. Garrett Capital Investment Management advises primarily individual clients, including high-net-worth individuals, IRAs, and family trusts, using discretionary portfolio management. The firm’s approach incorporates fundamental and technical analysis, asset allocation, and active options strategies, with a focus on market timing and defensive techniques.

Ethan Gividen is a financial advisor at The Professional Financial Company LLC with a Series 65 credential and one year of industry experience. His prior work includes roles at Engagex and The Church of Jesus Christ of Latter-day Saints. The Professional Financial Company LLC provides portfolio management, financial planning, and pension consulting to individuals, high-net-worth clients, retirement plans, and business entities. The firm’s investment approach combines fundamental analysis, quantitative methods, and modern portfolio theory, focusing on long-term investing, global diversification, and tax efficiency.

Trent Colledge is a CFP® with six years of industry experience, currently serving at Sunset Retirement Advisors LLC. His prior roles include positions at Orion Portfolio Solutions, Elevated Retirement Group, and Arista Wealth Management. He is also an adjunct lecturer at Grand Canyon University and teaches CFP® curriculum part-time at the University of Virginia. Sunset Retirement Advisors LLC is a fee-only investment advisory firm specializing in employer-sponsored retirement plans, pension and profit-sharing plans, and other institutional accounts. The firm provides retirement plan consulting and management, including investment policy development, participant education, and vendor searches, often utilizing outside managers and model portfolios.

Robert Nelson is a financial advisor at Sunset Retirement Advisors LLC with a Series 65 credential and three years of industry experience. His prior roles include positions at West Ridge Advisors, Udall CPA Group, FAL Advisors, Rubin Brown LLP, K2 Energy Solutions, and SubAmerica LLC. Outside of advising, he is involved in several business ventures including accounting and tax preparation services and serves as president of the Nelson Family Foundation. Sunset Retirement Advisors LLC is a fee-only investment advisory firm that serves employer-sponsored retirement plans, pension and profit-sharing plans, and other institutional or pooled accounts. The firm focuses on retirement plan consulting and management, offering discretionary trading authority and acting as an ERISA fiduciary, with a distinctive emphasis on pension consulting and plan-level investment management.

Ewan Morkel is a financial advisor at Fiduciary Organization, LLC with one year of industry experience. He holds a Series 65 designation and previously worked in secondary education and at Utah Valley University. In addition to his advisory role, Morkel is the founder and chief tax advisor of Morkel Financial, a tax preparation and planning business. Fiduciary Organization, LLC is a fee-only registered investment adviser serving individuals, retirement plans, charitable organizations, and businesses. The firm provides tailored investment management and financial planning, utilizing a combination of passive and active strategies and offering socially responsible investment options.

Nathan White is a CFA® charterholder with 19 years of industry experience, currently serving at Paragon Wealth Management in Provo, UT. He has worked with Paragon Capital Management since 2006. Outside of his advisory role, he manages administrative duties as Manager and EVP of Paragon I GP, LLC, a general partnership. Paragon Wealth Management provides investment supervisory services and financial planning to individuals and institutional clients, including pension and ERISA accounts, trusts, estates, and business entities. The firm uses proprietary quantitative models combined with fundamental and technical analysis to guide portfolio construction and offers both discretionary and non-discretionary services.

Taylor Vowles is a financial advisor at Oxford Wealth Management with 13 years of industry experience. He holds Series 65 and Series 66 licenses and has worked at firms including Drive Wealth Management and Crewe Capital. In addition to his advisory roles, he operates as an independent certified public accountant and is involved in managing private investment holding companies. Oxford Wealth Management serves primarily high-net-worth individuals, trusts, and business entities, managing over $100 million in assets. The firm offers customized investment management and financial planning, combining macroeconomic and quantitative analyses to guide portfolio construction and utilizes a formal Investment Plan with ongoing monitoring.

Skyler Packard is a financial advisor at Cove Fort Capital, LLC with six years of industry experience. He holds the Series 65 designation and has worked at Cove Fort Capital since 2019, following a year at Key Bank. In addition to his advisory role, he has been involved with Utah Valley University since 2017. Cove Fort Capital provides fee-only discretionary portfolio management to individuals, retirement accounts, trusts, and foundations. The firm employs a long-term investment approach that integrates fundamental, technical, and quantitative research, actively monitoring and rebalancing portfolios while generally avoiding short-term speculative strategies.

Lance Spencer is a CFP® with 35 years of industry experience, currently serving as an advisor at Prosper Private Wealth in Provo, UT. His prior experience includes roles at Summit Global Investments and Fidelity Investments. Prosper Private Wealth serves individuals, high-net-worth clients, families, estates, trusts, and retirement plans, managing approximately $150.8 million. The firm employs a combination of strategic and tactical asset allocation with value and active investing strategies, including option strategies and separately managed accounts, typically managing client portfolios on a discretionary basis.

Christopher Cole is a CFP® with 14 years of industry experience. He is the principal at Cole Financial Advisors, Inc. in Provo, UT, where he has worked since 2023, following an 11-year tenure at Cetera Advisor Networks LLC. Cole is also a licensed mortgage loan officer with Innovative Mortgage Alliance. Cole Financial Advisors, Inc. provides portfolio management and pension consulting primarily for pension and employee benefit plans and other institutional vehicles. The firm employs a model-driven, committee-governed investment process and offers discretionary portfolio management alongside a Strategic Wealth Management platform for individually managed accounts.

Robert Reid is a financial advisor with Retirement Solutions Investments, Inc. in Provo, Utah, holding Series 63 and Series 65 designations and six years of industry experience. His work history includes roles at Moon Wake Wealth Management LLC and Fidelity Investments. Retirement Solutions Investments, Inc. provides personalized investment management and financial planning services to individuals, high net worth clients, estates, and trusts. The firm emphasizes diversified portfolios using fundamental, market trend, economic cycle, and technical analysis, and offers both discretionary and non-discretionary portfolio management with ongoing account monitoring.

Curtis Shaffer is a financial advisor with Momentum Capital Management in Lehi, Utah, holding a Series 65 designation and having approximately three years of industry experience. His prior roles include positions at Institute For Wealth Management LLC, CLS Capital Inc., and Strategic Financial Solutions. Momentum Capital Management is a fee-only registered investment adviser providing wealth management and project-based financial planning for individuals, trusts, and business clients. The firm employs a combination of modern portfolio theory and fundamental, technical, and cyclical analysis, offering both passive and active investment options, including private and non-traded investments for qualified clients.

Mason Hardman is a financial advisor at Cove Fort Capital, LLC with eight years of industry experience. He has been with Cove Fort Capital since 2017 and previously worked at Utah Valley University. Outside of his advisory role, he maintains part-time accounting and IRS tax-preparation activities. Cove Fort Capital provides fee-only discretionary portfolio management to individuals, retirement accounts, trusts, and foundations. The firm uses a combination of fundamental, technical, and quantitative research, including proprietary securities-analysis methods, to tailor and actively manage portfolios with a long-term investment focus.