David Banks is a financial advisor at Phase Two Capital, LLC with 10 years of industry experience. He holds a Series 65 designation and has been with Phase Two Capital since 2015. Phase Two Capital, LLC provides discretionary portfolio management to individual and high-net-worth clients, offering tailored investment programs supported by written Investment Policy Statements. The firm employs fundamental analysis and modern portfolio theory with a long-term trading orientation, managing approximately $25.5 million in assets across nine client accounts.

Christopher Lavine is a CFA® charterholder based in Solana Beach, CA, and has been with Marstone LLC since 2013. He holds a Series 63 license and has 13 years of industry experience. Marstone LLC provides online financial advisory and discretionary portfolio management services to individual investors, institutions, and other advisers through sub-advisory agreements. The firm uses an algorithmic process to assess client risk and manage diversified ETF portfolios, employing a buy-and-hold approach with periodic rebalancing and customized adjustments.

Francisco Maldonado is a CFP®-certified financial advisor with 20 years of industry experience. He is the sole advisor at Global Vantage Wealth Management in Encinitas, CA, and has previously worked at Wealth Analytics Partners, Advanced Wealth Planning, First Allied Securities, Osaic FA, and Ameriprise. Global Vantage Wealth Management serves a select group of individual and high-net-worth clients, managing approximately $75 million across 32 households. The firm offers tailored investment management and comprehensive financial planning, focusing on non-discretionary client relationships and addressing complex issues such as international financial ties and cross-border family concerns.

Nicholas Di Paolo is a CFP®-certified financial advisor with three years of industry experience, currently serving at Forum Private Wealth, LLC. He has previously worked at Evoke Wealth, Crescent Bay Advisors, BNY Mellon Wealth Management, U.S. Bancorp Advisors, and Merrill. Forum Private Wealth, LLC is an independent firm specializing in ultra-high-net-worth individuals and families, offering comprehensive financial planning, consulting, and family office services. The firm provides investment analysis and oversight of third-party managers, emphasizing bespoke, consultative work without managing portfolios directly or accepting sales commissions.

Born and raised in Saigon, I moved to the U.S. alone at 16. Shortly after, my family’s business collapsed, and I became financially independent when I was still a teenager. That experience lit a fire in me—a desire to understand how money works, and how to use it to protect and empower the people we love. As I went deeper into the world of finance, spent over a decade working with leading private wealth management firms in California, I realized wealth isn't just about income or investments. It's about peace. It's about having choices. And it's about living a life that reflects who you are—not just what you’ve earned. Too often, we’re taught to chase someone else’s version of success. I’ve seen people climb hard, high, and fast—only to realize they were on the wrong mountain. That’s why I started Anora Wealth: to help people like you pause, get clear on your “why,” and build a financial life rooted in intention, not pressure. Today, I work with first-generation wealth builders, content creators, and women in transition to align their money with what matters most—so they can stop surviving, and start designing a life of clarity, calm, and confidence. Outside of work, I love learning new things, listening to podcasts, crafting, and spending time in nature. I stay active through boxing, cycling, hiking, tennis, and yoga. I’m fluent in Vietnamese, currently learning Mandarin, and know a bit of French.

Jane Edmondson is the founder and managing member of JLE Wealth Management, LLC, an independent advisory firm based in San Diego, CA. She holds Series 63 and Series 66 licenses and has 24 years of industry experience. Prior to her current role, Ms. Edmondson worked at TMX VettaFi and founded EQM Indexes, LLC, where she remains majority owner and partners in licensing indices used as benchmarks for exchange-traded products. JLE Wealth Management is a woman-owned firm that provides discretionary investment management and bundled financial planning to individuals, high-net-worth, and institutional clients. The firm employs a quantitative, model-driven stock selection process that integrates fundamental and market-sentiment data, with ongoing portfolio rebalancing and risk controls.

Philip Spencer is a financial advisor at Family Investment Management L.P. in Carlsbad, CA, with 38 years of industry experience. He has held roles at Family Investment Management since 2014, LPL Financial LLC since 2003, and UBS Financial Services from 2000 to 2003. Spencer holds Series 63 and Series 65 licenses. Family Investment Management provides financial planning, consulting, and investment management services to individuals, business entities, and pension and profit-sharing plans. The firm uses proprietary algorithms alongside active management and Modern Portfolio Theory to guide investment decisions, with portfolios typically composed of mutual funds, ETFs, and occasionally variable annuities or life insurance.

Boonseon Gudmundsen is a CFP® and Series 65-licensed financial advisor with 14 years of industry experience. He has been the principal of Beacon Financial Management LLC since 2011 and has also managed family financial matters since 2004. Beacon Financial Management LLC is a fee-only registered investment adviser serving individuals, small businesses, trusts, estates, and retirement plans. The firm offers comprehensive and limited-scope financial planning along with discretionary investment management, focusing on long-term asset allocation and diversified portfolios tailored to clients’ objectives and risk tolerance.

Adam Bileckyj is the principal advisor at Brightway Wealth Planning in Poway, CA, holding Series 65 and Series 63 licenses with nine years of industry experience. He has worked in various roles including at Principal Life Insurance Company and Principal Securities INC before founding his independent advisory firm. In addition to financial advising, Bileckyj operates as an independent insurance agent. Brightway Wealth Planning serves individuals, including high-net-worth clients, as well as small businesses and corporations, providing customized financial planning, investment consultation, and nondiscretionary portfolio management. The firm employs a globally diversified investment approach combining Modern Portfolio Theory with a Core + Satellite framework, managing portfolios on a long-term buy-and-hold basis with client-specific guidelines.

Matthew Garrett is the principal of The Garrett Group, an independent investment advisory firm based in San Diego, CA. He holds Series 63 and 65 licenses and has 19 years of industry experience. Prior to founding The Garrett Group in 1997, he also has been involved with TGG Management Company, Inc. since 2008. Outside of advisory services, Garrett is a managing member of San Elijo Partners, LLC, which invests in small businesses, and he serves on the board of Strategic Information Group, International, a software sales and consulting firm. The Garrett Group provides investment management, financial planning, and consulting services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm operates a multi-family office model focused on tailored advice based on fundamental analysis and investment cycle monitoring, managing accounts on a discretionary basis without imposing formal account minimums.

Kathleen Covey is a CFP® professional with 45 years of experience in financial advising. She is the principal of Covey & Covey, an independent firm she has operated since 1983. Her prior experience includes roles at Independent Financial Group, LLC and WestPark Capital Inc. Covey serves as secretary for North County Women In Networking, a nonprofit organization supporting charitable causes. Covey & Covey primarily serves individual clients and small entities, offering comprehensive financial planning through fixed-fee plans and hourly consultations. The firm does not custody client assets or provide discretionary portfolio management, instead focusing on detailed written plans and assisting clients with implementation via third-party managers or brokerage transactions.

Glenda Moehlenpah is a CFP® and Series 65-licensed financial advisor with 24 years of experience at Financial Bridges, a sole-proprietor firm based in Poway, CA. She also provides tax preparation services as a CPA, dedicating part of her year to preparing individual tax returns. Financial Bridges offers financial planning, investment consultation, and tax preparation services primarily to individual investors and families, focusing on project-based or as-needed engagements without managing client assets directly. The firm emphasizes globally diversified asset allocation and provides implementation education without discretionary portfolio management or custody.

Darren Caris is the principal of Caris Investment Partners in Encinitas, CA, with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Western Financial Corp and Caris Global Advisors prior to founding his current firm in 2019. Caris Investment Partners is an independent, state-registered advisory firm managing approximately $48.4 million in discretionary assets across various client types. The firm employs an active portfolio management approach based on fundamental research and technical analysis, offering a range of strategies and serving both individual and institutional clients.

At Arcadia, we focus on helping people over age 45 lower taxes, manage their wealth, and retire on their terms. We charge a fair, flat fee which covers all financial planning and investment management. Before founding Arcadia I was an equity Partner at one of the largest Registered Investment Advisors (RIA) in the country where I was directly responsible for managing over $400 million in client assets and 120 client relationships. Over my 18 years in the wealth management industry, I became critical of the notion that wealth management firms should be entitled to a percentage of a client’s portfolio by charging an assets under management (AUM) fee. It also began to dawn on me that – in this industry – most traditional wealth management firms would value me based on how much client assets I brought in each year, and not necessarily on how much I was helping my clients. This ultimately is what led me to become fully independent and found Arcadia Private Wealth, implementing flat fee pricing so clients are treated more equitably and more conflicts of interests are removed from the advisor-client relationship.

Walter Lange is a financial advisor at Leyenda Capital in Del Mar, CA, holding a Series 65 designation with four years of industry experience. He is also the president of Lange Capital Management, LLC, a consulting business based in Del Mar. Leyenda Capital is an independent advisory firm serving high-net-worth individuals through discretionary asset management. The firm focuses on tailored portfolios based on client goals, employing fundamental analysis and a combination of long- and short-term strategies.

Shane Kochon is a financial advisor at Harvestwise Wealth Planning with 18 years of industry experience. He holds the Series 66 designation and has previously worked at Ameriprise Financial Services and Merrill. He serves as Treasurer on the board of directors for a local organization and holds a real estate license. Harvestwise Wealth Planning is an independent advisory firm that serves individuals, small businesses, trusts, estates, high-net-worth clients, charitable organizations, and other institutional clients. The firm provides comprehensive portfolio management and financial planning services, including estate-document facilitation and donor-advised fund oversight, while coordinating with clients’ tax, legal, and other professionals.

Justin Reckers is a CFP® with 20 years of experience in financial advising. He is the owner and lead advisor of Fonte Financial Advisors and has held roles at multiple firms including Calton & Associates, Inc. and Advisory Services Network, LLC. Reckers also manages Reckers Group, LLC, providing financial planning and support services related to divorce. He serves as a trustee for the National Multiple Sclerosis Society. Fonte Financial Advisors serves individuals, high-net-worth clients, trust and estate entities, charitable organizations, and pension/profit-sharing plans, offering discretionary asset management, financial planning, and retirement plan consulting. The firm utilizes a blend of fundamental, technical, and quantitative analyses to construct and monitor diversified portfolios and offers corporate-focused consulting services alongside traditional wealth management.

Julia Bussie is the sole advisor at JSB Capital Management, LLC, an independent firm based in Del Mar, CA. She holds a Series 65 credential and has 13 years of industry experience, having led JSB Capital Management since 2012. Bussie also holds the Chartered Market Technician (CMT) designation and participates in professional technical-analysis organizations. JSB Capital Management provides discretionary portfolio management to individuals and various institutional clients, including pension plans, foundations, and endowments. The firm employs a top-down, macroeconomic investment approach with sector rotation and technical analysis, and it uses derivatives in separately managed accounts as part of its timing and risk-management strategy.

Vincent Lucas is a financial advisor at Pacific Equity Advisors LLC in La Jolla, CA, with two years of industry experience. He holds a Series 65 designation and has worked since 2008 at Pacific Equity Management in an operations and administrative role for hedge funds, though he does not provide advisory services for that entity. Pacific Equity Advisors LLC is a single-advisor registered investment adviser serving individuals, high-net-worth clients, and charitable organizations with discretionary portfolio management. The firm employs cyclical and fundamental analysis and utilizes a range of investment strategies including long-term and short-term trading, short sales, and private placements.

Helping you organize and simplify your finances, build steady income, and retire with clarity and confidence. Over the last decade, I’ve worked at different wealth management firms, gaining valuable experience alongside some incredibly smart, kind people. My biggest takeaway? There’s no one-size-fits-all solution when it comes to personal finances. Customized financial planning works. And that’s what makes this work so rewarding. That’s why I created JRO Wealth Management. I built this firm for people who want to cut through the jargon and complexity and get real guidance from someone in their corner. Someone who understands how all the pieces of your financial life fit together — retirement income, taxes, investments, healthcare, legacy — and helps you make decisions across the board that actually work for you. My job isn’t to sell products or try to time the market. It’s to help you weigh the tradeoffs, see the bigger picture, and make smart, informed decisions with someone you trust by your side.