Jeffrey Amberg is a financial advisor at Prospera Financial Services, Inc. with 28 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Painter, Smith & Gorian Inc. for 26 years. Outside of his advisory role, he serves as a board member and finance committee member for Immanuel Baptist Church. Prospera Financial Services, Inc. is an enterprise-scale advisory firm and dually registered broker-dealer serving individuals, corporate and charitable entities, and retirement plans. The firm manages approximately $12.4 billion through about 207 advisors across 140 offices, offering diversified investment advisory and financial planning services through multiple platforms and customizable portfolio management options.

Manuel Beltran Zuniga is a financial advisor with Missionsquare Retirement, holding Series 63 and Series 66 licenses and six years of industry experience. His prior work includes roles at Bank of America, Merrill, and Wells Fargo. Outside of finance, he is an equal owner of Las Altenitas, an ice cream shop in Rialto, CA, where he assists with weekend operations. Missionsquare Retirement serves state and local government employers and public sector employees by administering deferred compensation and qualified retirement plans. The firm offers plan administration, education, and advisory services through its Guided Pathways program, which utilizes investment advice developed by Morningstar Investment Management.

Kallie Rawson is a financial advisor at Prospera Financial Services, Inc. with 11 years of industry experience. She holds the Series 66 designation and previously worked at Painter, Smith and Gorian Inc. for 12 years before joining Prospera in 2024. Prospera Financial Services, Inc. is an enterprise-scale adviser and dually registered broker-dealer serving a diverse client base, including individuals, corporate and charitable entities, and retirement plans. The firm manages approximately $12.4 billion through about 207 advisors and offers investment advisory and financial planning services across multiple platforms with customizable portfolio construction and ongoing oversight.

David Smith is a financial advisor with Prospera Financial Services, Inc. He holds Series 63 and Series 65 licenses and has 30 years of industry experience. Prior to joining Prospera, he worked for Painter, Smith & Gorian, Inc. for nearly three decades. He serves as a board member of the East Valley Water District. Prospera Financial Services, Inc. is an enterprise-scale adviser and dually registered broker-dealer serving a diverse client base, including high-net-worth individuals, corporate and charitable entities, and retirement plans. The firm manages approximately $12.4 billion through about 207 advisors across roughly 140 offices, offering investment advisory and financial planning services through multiple platforms and customizable portfolio management.

Jason Golembeski is a financial advisor at Prospera Financial Services, Inc. with one year of industry experience. He holds a Series 66 designation and previously worked at Painter, Smith and Amberg Inc for six years and Hangar 24 Brewery LLC for seven years. Prospera Financial Services, Inc. is an enterprise-scale adviser and dually registered broker-dealer serving a diverse client base, including individuals, corporate and charitable entities, and retirement plans. The firm manages approximately $12.4 billion through 207 advisors and offers a range of investment advisory and financial planning services across multiple platforms.

Kyle Smith is a financial advisor at Prospera Financial Services, Inc. He holds a Series 65 designation and has experience working in financial services since 2019, including roles at Farmers Insurance and Interac. Prospera Financial Services, Inc. serves a diverse client base, including individuals, corporate and charitable entities, and retirement plans, managing approximately $12.4 billion through over 200 advisors. The firm offers a range of advisory and financial planning services using multiple platforms and combines firm models, third-party sub-advisers, and customizable allocations for portfolio management.

Calvin Wu is a financial advisor at Citigroup Global Markets with nine years of industry experience. He holds Series 63 and Series 66 designations and previously worked at HSBC Bank USA, N.A. from 2016 to 2022 before joining Citigroup in 2022. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and maintains in-house research and security-pricing capabilities, supported by a large institutional scale and specialized market roles.

John Barba is a financial advisor with Voya Financial Advisors, Inc. He holds the Series 63 and Series 65 designations and has 33 years of industry experience. His career includes roles at Teachers Financial Services since 1999 and self-employment since 1990. He is also an independent insurance agent specializing in the sale of fixed insurance products and servicing annuity clients. Voya Financial Advisors, Inc. serves a wide range of individual and institutional clients, offering financial planning, portfolio management, and retirement plan consulting through multiple program structures, including wrap programs and third-party money manager access. The firm provides predominantly non-discretionary advice and operates both as an SEC-registered investment adviser and broker-dealer.

Vincent Alvarez is a financial advisor with Voya Financial Advisors, Inc., holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has worked with Voya Financial Advisors since 2017 and previously spent six years at Valic Financial Advisors. Outside of his advisory role, Alvarez serves as a pastor at The Bridge Church, where he leads Sunday services and Wednesday Bible study. Voya Financial Advisors, Inc. serves individual and institutional clients, including retirement plan sponsors, charitable organizations, and high-net-worth individuals. The firm provides a range of services such as financial planning, portfolio management, and plan-sponsor consulting through multiple program structures, emphasizing recommendation-based relationships.

George Peterson is a financial advisor with Voya Financial Advisors, Inc., holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He has been with Voya and its affiliates since 2014. In addition to his advisory role, he operates as an independent insurance agent specializing in fixed insurance products. Voya Financial Advisors, Inc. serves a diverse client base including individual and institutional investors such as retirement plan sponsors, charitable organizations, corporations, and high-net-worth individuals. The firm provides financial planning, portfolio management, and consulting services through multiple program structures, often delivering advice via non-discretionary arrangements.

Jason Lewis is a financial advisor at Integrated Wealth Concepts LLC with one year of industry experience. He has also been affiliated with Soren McAdam LLP since 2009. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, utilizing customized portfolios with a combination of mutual funds, ETFs, equities, and fixed income.

Alexis Hundley is a financial advisor at Integrated Wealth Concepts LLC with one year of industry experience. Prior to joining Integrated, Alexis has worked at Soren McAdam LLP since 2005. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, utilizing customized portfolios primarily composed of mutual funds, ETFs, equities, and fixed income with a long-term investment approach.

Liliana Fahel is a financial advisor at Voya Financial Advisors, Inc. with 12 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Voya since 2017, following a year at GWFS Equities, Inc. Outside of her advisory work, she has been involved with Cubano Cigars and Tobacco for over 16 years and acts as an independent insurance agent. Voya Financial Advisors, Inc. serves a diverse client base including individuals, institutions, and retirement plan sponsors, offering financial planning, portfolio management, and consulting services. The firm emphasizes non-discretionary investment recommendations and operates through multiple program structures, including wrap programs and third-party money manager access.

Michele Medugno is a financial advisor with Voya Financial Advisors, Inc. He holds Series 63 and Series 65 designations and has 23 years of industry experience. Michele has worked at Voya Financial Advisors since 2014 and has been involved with Teaque Financial Insurance Services, Inc. since 2002. Outside of advising, he is also an independent insurance agent. Voya Financial Advisors, Inc. serves a diverse range of clients, including individuals, institutions, retirement plan sponsors, and high-net-worth individuals. The firm provides financial planning, portfolio management, and multiple advisory programs, often delivering recommendations through non-discretionary arrangements rather than discretionary management.

Daniel Garcia is a financial advisor with Voya Financial Advisors, Inc. He holds a Series 66 designation and has 13 years of industry experience. Prior to joining Voya Financial Advisors in 2018, he worked at Edward Jones and Bank of America. In addition to his advisory role, he presents financial literacy materials to schools in collaboration with teachers through the Securities Industry and Financial Markets Association. Voya Financial Advisors serves a diverse range of individual and institutional clients, offering services such as financial planning, portfolio management, wrap programs, and plan-sponsor consulting. The firm delivers advice primarily through non-discretionary programs and operates with multiple affiliated channels and revenue-sharing arrangements.

Salli Wells is a financial advisor with Voya Financial Advisors, Inc. She holds Series 63 and Series 65 licenses and has 41 years of industry experience. She has been with Voya Financial Partners since 2014. Outside of her advisory role, she is also an independent insurance agent specializing in fixed insurance products. Voya Financial Advisors, Inc. serves a diverse client base, including individual and institutional clients such as retirement plan sponsors, charitable organizations, corporations, and high-net-worth individuals. The firm offers services including financial planning, portfolio management, and plan-sponsor consulting through various program structures, with a focus on recommendation-based client relationships.

Sam Young is a financial advisor with Integrity Alliance, LLC, holding Series 65 and Series 63 licenses and bringing 11 years of industry experience. He has been affiliated with Brokers International Financial Services, Nylife Securities, LLC, and New York Life Insurance Co. for over a decade. Outside of advising, he serves as head elder at Loma Linda Chinese Seventh Day Adventist Church and works as a principal consultant in IT, alongside his role as president and CEO of Sam Young Financial Services. Integrity Alliance provides advisory and brokerage services to individual investors, corporations, and qualified retirement plans through a large network of advisors managing approximately $5.4 billion in assets. The firm offers diversified investment management through discretionary accounts, model portfolios, and third-party sub-advisers, combining multiple allocation strategies with operational support unique among large advisory enterprises.

Gregory Gower is a CFP® with 10 years of industry experience currently affiliated with Voya Financial Advisors, Inc., where he has worked since 2018. His prior experience includes roles at Advised Assets Group, LLC and GWFS Equities, Inc. Outside of advisory work, he is an Independent Insurance Agent specializing in fixed insurance products. Voya Financial Advisors, Inc. serves a diverse client base including individual and institutional clients such as retirement plan sponsors, charitable organizations, and high-net-worth individuals. The firm offers a range of financial planning and portfolio management services through multiple program structures, with a preference for non-discretionary, recommendation-based advice.

Catherine Mattingley is a financial advisor with Voya Financial Advisors, Inc. She holds Series 63 and Series 66 licenses and has 33 years of industry experience. She has worked with Voya Financial Advisors since 2014. In addition to her advisory role, she is an independent insurance agent selling fixed insurance products and serves as the successor trustee of the Rita Mattingley Bond Family Trust. Voya Financial Advisors serves a diverse client base including individuals, institutions, retirement plan sponsors, charitable organizations, corporations, and high-net-worth individuals. The firm offers financial planning, portfolio management, wrap programs, and consulting services through various program structures that emphasize non-discretionary recommendations.

Katherine Vander Veen is a financial advisor with Integrated Wealth Concepts LLC in Redlands, CA. She has been with Integrated Wealth Concepts since 2026. Prior to this, she has worked at Soren McAdam, LLP since 2009. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a large network of independent financial advisors. The firm offers discretionary investment management, financial planning, family office services, and retirement plan advisory, using a combination of internally managed and third-party asset strategies.