Quincy Baynes is the principal of Baynes Financial LLC in Rancho Cucamonga, CA, holding Series 63 and Series 65 licenses with 14 years of industry experience. He has worked at firms including Transamerica Financial Advisors and World Financial Group, and is the author of a personal development book titled "Infinite Success Blueprint." Baynes also operates an insurance agency and maintains a business selling finance-related books. Baynes Financial LLC provides investment advisory, financial planning, coaching, and insurance-related services to individuals, trusts, corporations, and retirement plans, primarily on a non-discretionary basis. The firm integrates fundamental and technical analysis, may recommend third-party managers, and offers ongoing client education through articles, newsletters, and workshops.

Omar Nasir is a financial advisor at Pierpont Investment Group, LLC in Ontario, CA, holding Series 63 and Series 66 designations with 20 years of industry experience. He has been with Pierpont Investment Group since 2011. Pierpont Investment Group serves individual and high-net-worth clients by offering discretionary investment portfolio management as well as financial planning and consulting. The firm uses a customized, long-term approach to portfolio construction, employing ETFs, individual equities, fixed income securities, and, when appropriate, mutual funds, stocks, bonds, and covered call options.

Roy Bennett is a financial advisor with Smart Investments Advisory Incorporated in Redlands, CA, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. His prior roles include positions at LPL Financial LLC, Western International Securities, Inc., and WBB Securities, LLC. Bennett also provides non-variable insurance services through Morgan Stanley/DW. Smart Investments Advisory Incorporated primarily serves individual clients, managing approximately $82 million across 210 accounts. The firm combines portfolio management with broker-dealer activities and insurance product sales, offering a range of services through a small team of three professionals.

David Romero is a financial advisor at Nautica Asset Management LLC with five years of industry experience. He holds Series 63 and Series 65 licenses and has work history with Gradient Advisors, LLC and various insurance agencies dating back to 1977. Outside of advisory services, he operates a business selling life, health disability, and property casualty insurance. Nautica Asset Management LLC provides investment management and financial planning primarily to individual clients and pension or profit-sharing plans. The firm’s approach combines fundamental, technical, and cyclical analysis, with retirement strategies that include bucket planning and may integrate securities with insurance offerings.

Danna Watkins is a financial advisor at Envest Advisors, LLC with the Series 65 credential and one year of industry experience. Prior to joining Envest, Watkins held roles at Hunter House & Services LLC, The Valoram Group LLC dba Valoram Solutions, and the VISN19 Rocky Mountain Network. Watkins also has experience working in healthcare systems at the VA Loma Linda and VA Southern Nevada Healthcare Systems. Envest Advisors, LLC is a small advisory firm providing discretionary asset management and financial planning services to individual clients. The firm structures portfolios based on client goals, time horizons, and risk tolerances, and utilizes a range of outsourced managers and platforms to implement customized investment strategies.

James Heine is a financial advisor with Investment Counselors of Redlands LLC, holding a Series 66 designation and 24 years of industry experience. He has been with the firm since 2006. Investment Counselors of Redlands LLC provides discretionary investment management services to individuals, trusts, estates, retirement plan participants, charitable organizations, and businesses. The firm focuses on portfolio design, implementation, and monitoring, primarily using mutual funds, closed-end funds, and ETFs selected through fundamental analysis and third-party research, emphasizing long-term holdings with periodic rebalancing.

Jose Adame Jr. is a financial advisor at Settlement Capital Advisors with Series 63 and Series 65 licenses and four years of industry experience. His prior roles include positions at U.S. Bancorp Investments, Key Investment Services, JP Morgan and Chase, and America First Credit Union. Settlement Capital Advisors provides discretionary portfolio management and rollover advice to individuals, small businesses, non-ERISA retirement accounts, and trusts. The firm’s investment approach focuses on dividend-yielding equities and dollar-cost averaging across a limited set of asset types, managing accounts primarily on a discretionary basis with customization options for client restrictions and tax considerations.

Barrick Smart is a financial advisor with Smart Investments Advisory Incorporated, holding Series 63 and Series 65 credentials and nearly five decades of industry experience. He has worked at LPL Financial LLC, Western International Securities, Inc., and WBB Securities, LLC, and has been with Smart Investments Advisory since 1994. Outside of his advisory work, Smart serves on the board of Mountains Community Hospital. Smart Investments Advisory Incorporated primarily serves individual clients with portfolio management and advisory services. The firm manages approximately $82 million for about 210 clients and combines advisory services with broker-dealer activity and insurance product offerings.

Paul Hensler is a financial advisor at Core Financial Advisors in San Bernardino, CA, with 33 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Core Financial Advisors since 2003 and Purshe Kaplan Sterling Investments since 2013. Core Financial Advisors provides investment advisory services to individuals, high-net-worth clients, trusts, estates, pension plans, and charitable organizations. The firm employs a mix of fundamental and cyclical analysis, using ETFs, mutual funds, stocks, and bonds with both long- and short-term strategies, and integrates automated portfolio management tools alongside personalized consulting.

Forest Fox is a financial advisor with FOX & HOLLAND INVESTING LLC, holding Series 63 and Series 65 credentials and over 22 years of industry experience. He has worked at FOX & HOLLAND INVESTING LLC since 2022 and was previously with FOX Investing for ten years. Fox is also a licensed CPA and partner at an affiliated accounting firm, where he provides tax and accounting services. FOX & HOLLAND INVESTING LLC provides discretionary portfolio management and advisory services to individuals, including high-net-worth clients, as well as pension and profit-sharing plans, trusts, estates, and corporations. The firm offers customized investment strategies using equities, fixed income, ETFs, and mutual funds, with a distinctive affiliation to an accounting practice supporting coordinated financial and tax planning.

Ryne Umemoto is a financial advisor at Darrow Wealth Group with one year of industry experience. He holds a Series 65 designation and has prior experience at JPMorganChase and Bank of Hawaii. Outside of advisory services, he is also an insurance agent involved in selling and servicing insurance products. Darrow Wealth Group serves individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and business entities, providing portfolio management, pension consulting, and tiered financial planning packages. The firm typically directs client assets to third-party investment managers, offers discretionary management when authorized, and provides ongoing planning using eMoney software and specialized financial planning services.

Richard Mc Burney is a Series 65 licensed financial advisor with Core Financial Advisors in San Bernardino, CA. He has seven years of industry experience, including eight years with Core Financial Advisors and two years working at the BYU-Idaho University Store. Core Financial Advisors provides investment advisory services to individuals, high-net-worth clients, trusts, estates, pension plans, and charitable organizations. The firm uses fundamental and cyclical analysis, employing ETFs, mutual funds, stocks, and bonds with both long- and short-term strategies, while offering discretionary and non-discretionary management, portfolio monitoring, and consulting services.

Andrew Boyd is a financial advisor with Core Financial Advisors in San Bernardino, CA, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been with Core Financial Advisors since 2013 and is a partner and owner of the firm. Core Financial Advisors serves individuals, high-net-worth clients, trusts, estates, pension plans, and charitable organizations, providing portfolio management, financial and pension consulting, and access to automated portfolio programs. The firm employs fundamental and cyclical analysis with a mix of ETFs, mutual funds, stocks, and bonds, using both discretionary and non-discretionary approaches.

Joshua is a Tenured Professor of Business who works with people across the country on their finances. He has over 20 years of financial services experience including as a credit union executive and a partner in an independent tech stock research firm during the late 90s. Joshua has been quoted in Forbes, Consumer Reports, CNBC, US News & World Report, and many other media. Joshua works with all types of people, but he does specialize in helping people navigate two of the great adventures in life: growing a business and building a family. Through comprehensive financial planning, he guides business owners, young professionals, and other clients toward living their great life, both now and in the future. From Joshua: ------------------ I believe financial planning should be a profession rather than an industry - that advisors should act more like doctors than car salesmen. When you go to a doctor, you expect the best diagnosis for your health, not to be sold a product. The same should be true of your financial planner. Before I began my journey to becoming a financial advisor, I wanted to make sure I would be entering a profession. Teaching is a profession because it is dedicated to improving the lives of the students, not enriching the professors. Sadly, what I saw in much of financial planning was an industry that created products and hired sales representatives to push the products. But I also saw a noble version of financial planning as a service profession where a trusted advisor helped guide clients toward their life goals. I take an integrated approach that considers your entire financial picture. Planning goes beyond investments and retirement to incorporate cash flow analysis, tax planning, risk management, business advising, career development, debt management, estate planning, and more. I view money as a tool to help you achieve your great life, both now and in the future. I begin by understanding your life goals and then develop your plan to help you achieve them. Every plan and every recommendation is designed with one goal in mind: to get you to your goals.

Robert Boyd is a financial advisor at Core Financial Advisors with 41 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at both Core Financial Advisors and Purshe Kaplan Sterling Investments since 2013. Additionally, he operates a tax preparation business as a sole proprietor outside of his investment advisory work. Core Financial Advisors provides investment advisory services to individuals, high-net-worth individuals, trusts, estates, pension plans, and charitable organizations. The firm employs a blend of fundamental and cyclical analysis across various investment vehicles, offering both discretionary and non-discretionary portfolio management alongside financial and pension consulting.

Kayla Phillips is a CFP® and holds a Series 66 license, with two years of experience in financial advising. She has worked at Purposeful Strategic Partners since 2025 and previously held roles at St. Clair Financial and RW Baird. Purposeful Strategic Partners serves individuals and small businesses, offering financial planning, investment management, business coaching, and retirement plan advising. The firm emphasizes strategic asset allocation with low-cost funds and ETFs, ongoing client education, and supports clients through a variety of engagement models, including subscriptions and assets-under-management.

Cody Darrow is a financial advisor with Darrow Wealth Group in Ontario, CA, holding a Series 65 designation and four years of industry experience. He previously worked with Ameritas Advisory Services and Capstone Partners. Darrow is also an independent licensed insurance agent. Darrow Wealth Group provides portfolio management, pension consulting, and financial planning services to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and business entities. The firm typically directs client assets to third-party managers, creates tailored Investment Policy Statements, and offers ongoing planning supported by eMoney software and quarterly reviews.

Ensen Mason is the principal of Mason Financial Services in Redlands, CA, with 18 years of industry experience. He holds the CFA® designation and securities licenses Series 63 and Series 65. In addition to his role as a financial advisor, Mr. Mason has served as the Auditor-Controller/Treasurer/Tax Collector for San Bernardino County since 2019, overseeing financial operations and managing a $12 billion investment pool, and he serves as a trustee on the San Bernardino County Employees' Retirement Association Board. Mason Financial Services provides discretionary portfolio management and related advisory services primarily to individual and high-net-worth clients. The firm’s investment process incorporates fundamental, technical, and cyclical analysis, and benefits from Mr. Mason’s dual expertise as an active CPA and public-sector fiduciary.

Mark Deily is a financial advisor with RBA Wealth Management, LLC, holding Series 65 and Series 66 licenses and bringing 16 years of industry experience. He has previously worked with 1st Global Advisors Inc and serves as President and Manager of Deily & Company PC CPAs. RBA Wealth Management offers financial planning, investment management, and retirement consulting to individuals and institutional clients, employing a goal-based investment approach that integrates fundamental, cyclical, and behavioral analysis within a Modern Portfolio Theory framework.

Micki Hicks is a financial advisor at The Leonard Financial Group, LLC with 10 years of industry experience. She holds a Series 65 designation and has been with the firm since 2015. The Leonard Financial Group serves individual clients, including high-net-worth and non-HNW households, as well as charitable and organizational clients. The firm provides financial planning, investment management, and consulting services, utilizing a formal planning process combined with portfolio management that includes advanced trading strategies and regular account reviews.