Zhe Feng Zhang is a financial advisor at OZ Wealth Management LLC in Irvine, CA, with 11 years of industry experience. He holds the Series 66 designation and previously worked at Edward Jones and Prosperity Wealth Management Inc. Zhang also dedicates time to insurance-related activities. OZ Wealth Management LLC provides discretionary asset management primarily to individual investors, high-net-worth individuals, and small business owners. The firm constructs portfolios using ETFs, mutual funds, individual bonds and equities, and traded REITs, applying Modern Portfolio Theory alongside fundamental and technical analysis in a long-term, customized investment approach.

Loc Tran is the sole advisor at JHL Investment Firm Inc in Westminster, CA, holding a Series 65 credential with eight years of industry experience. He has managed JHL Investment Firm since 2018 and is also involved in insurance sales as the CEO of Tran Insurance Agency and an agent at Lords Insurance Agency, businesses he has been part of since 2011 and 2016 respectively. Loc Tran additionally works as a seasonal tax preparer. JHL Investment Firm Inc provides non-discretionary asset management and financial planning services primarily to individual clients. The firm’s investment approach centers on fundamental analysis and tailored strategies aligned with client goals and risk tolerance, with client approval required before executing trades.

Gregory Quon is the sole advisor at Core Investment Management, LLC in Newport Beach, CA, holding a Series 63 designation with 20 years of industry experience. He has led Core Investment Management since 2007. In addition to his advisory role, Quon is a licensed insurance agent offering fixed annuities and life insurance. Core Investment Management provides discretionary investment supervisory services to individual and high-net-worth clients, managing portfolios with a range of securities including mutual funds, equities, bonds, ETFs, and REITs. The firm employs a combination of fundamental and technical analysis, using both long-term and short-term trading strategies, and manages approximately $16 million in assets.

Randall Kimmel is a CFP® and holds a Series 63 license, with two years of experience in financial advising at My Money Mgr, an independent fee-only firm based in Newport Beach, CA. Prior to this, he was retired for ten years. My Money Mgr serves individual clients, including high-net-worth households, offering discretionary investment management and project-based financial planning. The firm uses a combination of passive and active investment approaches and maintains a very small client roster, focusing on personalized service and individualized investment policies.

Michael Dekovner is a CFP® with 22 years of industry experience and has served as the sole advisor at Mrd, Inc. since 2001. The firm provides discretionary investment management and retirement-plan advice to individuals, high-net-worth clients, trusts and estates, charitable organizations, businesses, and single-participant retirement plans. MRD, Inc. manages approximately $181.7 million across 73 client relationships, typically working with clients who meet a $1 million account threshold. The firm employs a combination of passive and active strategies using mutual funds and ETFs, alongside select alternative investments and fee-only annuities, and custodies client assets through Schwab.

Richard Seapy is a financial advisor at Glacier Point Advisors, LLC, holding Series 63 and Series 65 designations with 17 years of industry experience. He has been with Glacier Point Advisors since 2015. Glacier Point Advisors provides discretionary portfolio management through separately managed accounts to individuals, families, and various institutional and nonprofit clients. The firm employs fundamental, technical, and cyclical analysis to deliver client-specific strategies ranging from conservative income to speculative growth, including the use of long and short equity positions, options, margin, and ETFs.

Henry Hoang is a CFP® and ChFC® with 18 years of industry experience. He has worked at Northwestern Mutual and has operated his own insurance agency since 2011. Hoang currently serves as the sole advisor at Bright Wealth Advisors, LLC in Mission Viejo, CA, where he has been since 2018. In addition to advisory services, he maintains an insurance practice, spending part of his time as a licensed insurance agent. Bright Wealth Advisors is an independent firm managing approximately $21.9 million in assets for individuals and high-net-worth clients. The firm provides discretionary and non-discretionary portfolio management along with financial planning, utilizing a combination of fundamental analysis and both long-term and trading strategies.

Quan Le is a financial advisor at Rockside Investments LLC with five years of industry experience. He holds the Series 65 designation and previously worked at Valero Energy Corporation for 32 years. Rockside Investments LLC is an independent advisory firm serving a small group of individual and institutional clients, including qualified retirement and profit-sharing plans. The firm uses a model-based, primarily long-term value investing approach with discretionary portfolio management and offers specialized pension consulting and performance-based fee arrangements.

Erik Halvorsen is a Series 65-licensed financial advisor with 12 years of industry experience. He has been the CEO of My Advisors, LLC since 2012, where he also provides non-investment-related management and education advising outside of trading hours. My Advisors, LLC is a state-registered investment adviser serving individuals, families, trusts, and institutional clients with non-discretionary investment management. The firm specializes in globally diversified, low-cost index portfolios using a Multi-Factor framework and primarily invests in passively managed mutual funds and ETFs.

Richard Schultz is a CFP® with 22 years of industry experience. He has served as the principal of Schultz Financial Management Corporation since 2003. He is the sole advisor at Pacific Investment Research, an independent firm based in Orange, CA. Pacific Investment Research provides personal financial planning and portfolio management for individuals, families, trusts, estates, and certain retirement plans. The firm manages primarily discretionary accounts using a combination of fundamental credit analysis and proprietary quantitative stock-selection models, offering both core and tactical strategies with active risk management techniques.

David Barnett is the sole advisor at Barnett Financial Planning in Tustin, CA, with 19 years of industry experience. He holds CFP certification and has operated his independent firm since 2007. Barnett Financial Planning provides fee-only financial planning and investment advisory services to individuals and families through hourly, project-based, and ongoing retainer engagements. The firm follows a long-term buy-and-hold approach emphasizing passive, low-cost index investments and asset allocation, with primarily non-discretionary investment management focused on client-directed implementation.

Tu Tran is a CFP®-designated financial advisor with 27 years of industry experience. He is the founder and principal of Crosspoint Financial, LLC, where he has worked since 2017, and he previously worked at Ameriprise Financial Services, Inc. from 2005 to 2017. Tran is also affiliated with Alexander Capital, LP and Purshe Kaplan Sterling Investments. Crosspoint Financial, LLC provides asset management, financial planning, and retirement plan consulting to individual investors, including high-net-worth clients, and employer-sponsored plans. The firm manages $138.4 million in discretionary assets and serves 264 client relationships, using a broad investment toolkit and a fiduciary advisory approach.

Bryan Werlemann is a financial advisor at Werlemann Wealth Management in Newport Beach, CA, with 38 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Wells Fargo Advisors Financial Network and Citigroup Global Markets. Werlemann Wealth Management provides discretionary asset management to individuals, trusts, estates, and charitable organizations. The firm employs a combination of fundamental, quantitative, qualitative, and sector analysis to create and actively manage personalized portfolios that include a range of investments such as stocks, bonds, ETFs, options, and alternative assets.

Robert Padilla Jr. is a CFP®-certified financial advisor with 34 years of industry experience. He is the principal of Redefine Financial, an independent registered investment adviser based in Mission Viejo, CA, where he has worked since 2018. Prior to this, he held roles at First Allied Advisory Services and operates several other business ventures, including Federalretirementreport.com, an education and consulting service, and The Dog Pawrk Brewing Company. Redefine Financial serves individuals, families, and select pension and profit-sharing plans, managing approximately $37.8 million across about 90 clients. The firm offers discretionary portfolio management using SEI’s platform and integrates fundamental, technical, and goals-based analysis with quarterly reviews, along with formal pension consulting services and financial education seminars.

Bryan Chin is the sole advisor at BK Chin, an independent registered investment adviser based in Laguna Niguel, California. He holds Series 63 and 65 licenses and has 29 years of industry experience, having led Bryan K. Chin & Co. since 1997. Outside of his advisory work, he serves as an independent contractor salesperson with Chunha Insurance Agency, recommending non-investment insurance products to clients. BK Chin offers a single equity platform, Managed Equity Portfolios, providing separately managed, tailored equity portfolio management focused on long-term capital growth. The firm serves individual investors meeting a $20,000 minimum as well as corporate pension and profit-sharing plans, employing a growth and value-oriented equity selection process with primarily non-discretionary account management.

Stephen Shloss is a CFP® and holds a Series 66 license with 18 years of industry experience. He is the president of Castle Financial and has previously worked at firms including Crown Capital Securities, LP and Money Concepts Advisory Service. Outside of his advisory role, Shloss is involved in health insurance sales, tax preparation as a CPA, real estate brokerage activities, and serves as a treasurer for a nonprofit organization. Castle Financial provides discretionary portfolio management and written financial planning to individuals, high-net-worth clients, and trusts or estates. The firm customizes investment programs based on clients’ objectives, time horizon, and risk tolerance, and combines fixed-fee financial planning with individualized portfolio management and oversight of third-party sub-advisors.

Philip Milner is a financial advisor at Norberg Capital Management, LLC in Irvine, CA, holding a Series 66 designation with 24 years of industry experience. He previously worked at Buttonwood Tree Management, LLC and Standard Investment Chartered Inc before joining Norberg Capital Management in 2017. Norberg Capital Management provides portfolio management services primarily to high-net-worth individual investors through separately managed accounts. The firm focuses on consistent income and portfolio appreciation with lower volatility than the S&P 500, using long holding periods, limited turnover, and an emphasis on interest- and dividend-producing securities.

Seth Fayner is the principal of Fayner Capital Advisory in Costa Mesa, CA, holding a Series 65 designation. He has been involved with S&A Management, LLC since 2016 and established Fayner Capital Advisory in 2026. Fayner Capital Advisory is a recently formed investment adviser focused on serving individuals and high-net-worth clients with asset management, financial planning, and consulting services. The firm provides individualized portfolio management and financial planning tailored to client goals, using both fundamental and technical analysis, and offers planning engagements billed on an hourly basis.

Patrick Thompson is a financial advisor with Sentient Financial, LLC, holding Series 63 and Series 65 licenses and 18 years of industry experience. He has worked with Sentient Financial since 2012 and previously with Foresters Equity Services, Inc from 2012 to 2018. Outside of his advisory role, he is a sales representative for Oxford University Press, a higher education publishing company. Sentient Financial is an independent registered investment adviser serving individuals, high-net-worth clients, and small businesses. The firm offers comprehensive financial planning and discretionary portfolio management, employing a blend of fundamental and technical analysis within a Modern Portfolio Theory framework.

Robert Richter is the sole advisor at RJR Financial Services in Newport Beach, CA, with seven years of experience in investment advisory and over three decades as a Certified Public Accountant. He held a CPA practice from 1988 to 2021 and has been leading RJR Financial Services since 2014. Richter holds a Series 63 designation. RJR Financial Services primarily serves individual clients, offering discretionary portfolio management across a range of publicly traded securities including equities, mutual funds, ETFs, bonds, REITs, and occasional options. The firm’s investment approach is based on fundamental analysis and long-term investing, supplemented by short-term strategies, with accounts managed on a discretionary basis and near-daily reviews.