John Maciolek is a financial advisor at Anacapa Financial, LLC with one year of industry experience. He holds a Series 65 credential and has prior work experience in various fields including retail and landscaping. Maciolek is also licensed to sell insurance products. Anacapa Financial serves individual clients, business entities, trusts, estates, and employer retirement plans, providing portfolio management, financial planning, and retirement plan consulting. The firm offers additional services such as tax preparation, bookkeeping, and estate document services, tailoring investment strategies to client goals and risk tolerances.

Matthew Spille is a financial advisor at Greyfox Investors LLC with eight years of industry experience. He holds Series 63 and Series 65 licenses and has been with Greyfox Investors since 2021. Outside of his advisory role, he manages a small property management business independently. Greyfox Investors LLC provides discretionary portfolio management and asset allocation services focused on U.S. equities for individual clients and certain qualified entities. The firm employs a quantitative, factor-driven investment process to construct sector-neutral, fully invested, medium-to-long-term equity portfolios and offers tailored strategies with negotiable fee arrangements.

Nathan Wallace is a financial advisor at Greyfox Investors LLC with 13 years of industry experience. He holds a Series 65 designation and has worked at Greyfox Investors since 2013, with prior experience at Grasswood Partners and Savvy Advisors, Inc. Greyfox Investors LLC provides discretionary portfolio management and asset allocation services focused on U.S. equities for individual clients and certain qualified entities. The firm employs a quantitative, factor-driven investment process combined with fundamental research to construct sector-neutral, long-only equity portfolios and offers customizable fee arrangements including performance-based fees.

Curtis De Boni is a Series 65-licensed financial advisor at Bernzott Capital Advisors with no industry experience prior to joining the firm. He has been with Bernzott Capital Advisors since 2023 and is also affiliated with CSU Channel Islands, where he has worked since 2010. Bernzott Capital Advisors provides discretionary investment management and retirement-plan advisory services to individuals, institutions, and other account sponsors, managing approximately $265 million in client assets. The firm employs a bottom-up, value-oriented investment approach with a long-term horizon, focusing on concentrated portfolios derived from fundamental analysis and collaborative decision-making.

Matthew Chase is a financial advisor at Anacapa Financial, LLC with a Series 65 designation and four years of experience at the firm. His prior work history includes roles at several companies outside the financial industry, such as SAG-AFTRA and various gig economy platforms. Anacapa Financial, LLC provides portfolio management, financial planning, retirement plan consulting, tax preparation, and bookkeeping services to individuals, qualified plans, business entities, trusts, and estates. The firm customizes investment strategies based on client objectives and risk tolerances, utilizing a range of approaches including asset allocation and both long- and short-term trading.

Ryan Wood is a financial advisor at Burr Financial Services, LLC with five years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including UnionBanc Investment Services and MUFG Union Bank N.A. Wood also works as an independent contractor selling life and long-term care insurance. Burr Financial Services provides investment advisory and financial planning to individuals, high-net-worth clients, trusts, and estates, employing a multi-method investment process and tailored portfolio management.

Christopher Lynch is a Series 65-licensed financial advisor with five years of industry experience. He is currently with Lynch Financial Group, where he has worked since 2023. His prior experience includes roles at Wealth Watch Advisors, Open Sail Financial, Viking River Cruises, and Cascade Financial Technology. In addition to advisory services, Mr. Lynch offers fixed life and annuity products and conducts medical and Medicare insurance sales as an independent contractor. Lynch Financial Group serves individual and high-net-worth clients by providing portfolio management and financial planning. The firm emphasizes passive portfolio construction using index mutual funds and ETFs, tailoring plans based on asset allocation and risk tolerance, and offers both discretionary and non-discretionary services to a small client base.

Jack Green is a CFP® with 25 years of industry experience, currently serving as CEO of Anacapa Financial, LLC. He has held positions at Purshe Kaplan Sterling Investments and LPL Financial, and also works as a real estate sales agent with Pacific West Real Estate Co. In addition to his advisory role, Jack is involved in real estate sales and will serve as successor trustee for his parents' trust. Anacapa Financial, LLC advises individuals, qualified plans, business entities, trusts, and estates through discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting. The firm combines investment advisory services with tax preparation, bookkeeping, and estate-planning solutions, tailoring investment strategies to client objectives using a variety of approaches and custodial platforms.

Cynthia Hall is a financial advisor at Universal Wealth Management LLC with four years of industry experience. She holds Series 63 and Series 65 licenses and previously worked with Transamerica Financial Advisors, Inc. and World Financial Group, Inc. In addition to her advisory role, she is involved in healthcare as a registered nurse providing IV infusion therapy and participates in insurance sales outside her investment activities. Universal Wealth Management LLC provides discretionary portfolio management and investment advice to individual and high-net-worth clients, utilizing model portfolios from unaffiliated managers and offering a range of securities including equities, bonds, mutual funds, ETFs, options, and structured products. The firm employs fundamental analysis combined with various purchase strategies and manages accounts through a recommended qualified custodian.

Kevin Bernzott is a financial advisor at Bernzott Capital Advisors with 28 years of industry experience. He has been with Bernzott Capital Advisors since 1994. Bernzott Capital Advisors serves individual clients, high-net-worth households, retirement plans, and other registered investment advisers by providing discretionary separately managed accounts, model portfolio services, and ERISA-focused advisory and consulting. The firm follows a bottom-up, value-oriented investment process emphasizing fundamental company analysis, targeted purchase prices below estimated fair value, and concentrated portfolios, and it acts as a model-provider for other advisors while maintaining explicit ERISA fiduciary procedures.

Michael Thomas is a financial advisor at RLB Financial with 10 years of industry experience. He holds the Series 66 designation and has worked at RLB Financial since 2018. Prior to that, he was associated with 1st Global Advisors, Inc. and 1st Global Capital Corp. from 2015 to 2018. Thomas is also a partner at Miller and Co. LLP, a CPA firm, where he has been involved since 2007. RLB Financial provides investment management and financial planning primarily to individual and high-net-worth clients, offering discretionary portfolio management, written financial plans, and access to third-party money managers. The firm employs a combination of fundamental, technical, and cyclical analysis in its investment process and utilizes model portfolios and managed account solutions through program sponsors like SEI and AssetMark.

Jennifer McGee is a financial advisor at Equity Management Group in Camarillo, CA, holding a Series 65 designation with 31 years of industry experience. She has been with Equity Management Group since 1992. Equity Management Group provides fee-only investment management and financial planning to individuals, trusts, estates, non-profit corporations, and retirement plans under a fiduciary standard. The firm manages approximately $62.6 million across about 80 client relationships, offering discretionary portfolio supervision and periodic financial planning, with an investment approach that combines independent research and proprietary analysis tailored to clients’ goals and risk tolerance.

Mark Scott is a financial advisor at Bernzott Capital Advisors in Camarillo, CA, holding a Series 65 designation with one year of industry experience. He has been with Bernzott Capital Advisors since 2013. Bernzott Capital Advisors serves individual clients, high-net-worth households, retirement plans, and other registered investment advisers by providing discretionary separately managed accounts, model portfolio services, and ERISA-focused advisory and consulting. The firm employs a bottom-up, value-oriented investment process with concentrated portfolios primarily in small-cap equities and is notable for its model-provider role and ERISA fiduciary procedures.

Gerald Zins Jr. is a CFP® and ChFC® with 40 years of industry experience. He has worked at Summit Wealth Management Group, Inc. since 2014 and has been associated with LPL Financial since 2002, following an earlier tenure at Ameriprise. Outside of his advisory role, he serves as CFO of a family business and is a board member of Berkshire Corporate Center. Summit Wealth Management Group is an SEC-registered independent advisory that serves individuals and high-net-worth households with discretionary asset management and financial planning. The firm uses a combination of active and passive strategies tailored to client objectives, offering services through LPL Financial-sponsored programs including a wrap-fee program on the LPL Strategic Wealth Management platform.

Andrew Allen is a Series 65-credentialed advisor with The Lynd Group Advisors, LLC in Ventura, CA, where he has worked since 2026. He previously operated as a sole proprietor from 2024 to 2026 and has experience in various roles at Parker Hannifin, Cryogenic Experts, and NuSil Technology. The Lynd Group Advisors provides fee-based advisory services primarily focusing on non-discretionary management of fee-based fixed indexed annuity contracts, financial planning, and referrals to third-party money managers. The firm emphasizes coordinating annuity contract management in conjunction with insurance carriers and relies on third-party managers for discretionary portfolio management, offering educational seminars and a secure client portal.

Gregory Karis is a CFP® and Series 66-registered advisor with 11 years of industry experience. He is currently with Inflection Advisors and its affiliated entities, where he has been involved since 2017. Prior to that, he worked at MML Investors Services LLC and Massmutual Life Insurance Company. In addition to his advisory role, he is an independent insurance agent affiliated with MFE Insurance Brokerage and owns a business management firm providing bookkeeping, accounting, and corporate management services. Inflection Advisors serves individual, high-net-worth, and business clients, offering comprehensive financial planning and discretionary portfolio management. The firm employs a long-term, buy-and-hold investment strategy based on Modern Portfolio Theory and distinguishes itself through a network of affiliated entities that provide cross-disciplinary services including retirement consulting and insurance brokerage.

Young Kim is a financial advisor at Anacapa Financial, LLC with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has held prior roles at firms including Ameriprise Financial Services and Merrill. Outside of advisory work, Kim is involved in insurance sales and serves as a business consultant and project manager for Royal Construction Group. Anacapa Financial provides portfolio management and financial planning services to individuals, qualified plans, business entities, trusts, and estates. The firm combines investment advisory with related services such as tax preparation and estate-planning solutions, tailoring strategies through asset allocation and a variety of trading approaches to align with client objectives.

Wayne Miller II is a financial advisor at RLB Financial with 10 years of industry experience. He holds a Series 65 designation and previously worked at Hofmeister Advisory Group LLC. Outside of finance, he is the owner and musician of two music-related businesses, Bleed The Sky LLC and Wayne Miller Music LLC. RLB Financial provides investment management and financial planning services primarily to individual and high-net-worth clients, utilizing discretionary portfolio management, written financial plans, and third-party money managers. The firm’s investment approach incorporates fundamental, technical, and cyclical analysis and offers model portfolios through program sponsors such as SEI and AssetMark.

Michael Mansfield is a CFP® professional with 16 years of industry experience, currently serving at The Lynd Group Advisors, LLC. He has held the role of sole proprietor since 2015 and has been with The Lynd Group since 2009. Outside of advisory work, he operates a financial services and insurance business and also provides legal document assistance. The Lynd Group Advisors, LLC provides fee-based advisory services focused on non-discretionary management of fee-based fixed indexed annuity contracts, financial planning, and referrals to third-party money managers. The firm integrates insurance management with external portfolio management, offers educational seminars, and utilizes a secure client portal for document access.

Katia Kin is a financial advisor with Inflection Advisors in Camarillo, CA, holding a Series 65 designation and three years of industry experience. She has worked with Inflection Advisors and its affiliated firm, Inflection Retirement Services, where she provides pension and qualified plan advisory services for businesses. Prior to her advisory roles, she was involved with the Cancer Support Community Valley Ventura Santa Barbara. Inflection Advisors offers comprehensive financial planning and discretionary portfolio management primarily for individual and high-net-worth clients, as well as corporate and business clients. The firm’s investment approach emphasizes low-cost, passive index ETFs and mutual funds, long-term buy-and-hold strategies, and periodic portfolio rebalancing.