Philip Slater is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 66 licenses and nine years of industry experience. He has worked with Ameritas Advisory Services, Ameritas Investment Company, Harvest Wealth Group, Bank of America, Merrill, and JP Morgan Chase Bank. Slater is also involved with Harvest Wealth Group, where he provides investment advice, financial planning, and insurance services. Ameritas Advisory Services, LLC offers investment advisory and planning services to a diverse client base, including individuals, high-net-worth investors, retirement plans, charitable organizations, and businesses. The firm employs a combination of model portfolios, mutual funds, ETFs, and individual securities, supported by third-party technology and managers, to deliver customized investment solutions.

David Biggs is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 66 designations and one year of industry experience. His previous roles include positions at Bank of America, Merrill, and Northwestern Mutual Wealth Management Company. Outside of finance, he has worked in retail management at Lowes, assisting with reorganizing departments and customer service. Ameritas Advisory Services, LLC provides investment advisory and planning services to individuals, high-net-worth investors, retirement plans, charitable organizations, and businesses. The firm offers a range of asset management and financial planning solutions, utilizing model portfolios, mutual funds, ETFs, and individual securities across multiple program platforms.

Federico Avendano is a CFP® professional with 10 years of industry experience, currently with Mercer Global Advisors Inc. He has held various roles at Mercer since 2020 and previously worked at Mutual Securities, Inc., Argosy Wealth Management, and Cetera Advisor Networks. Mercer Global Advisors provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth families, business owners, corporate plan sponsors, and nonprofits. The firm’s investment approach is based on Modern Portfolio Theory, focusing on globally diversified, risk-appropriate portfolios with multi-factor tilts and employs a range of implementation options including ETFs, mutual funds, and separate accounts.

Garrett German is a financial advisor with Ameritas Advisory Services, LLC in Exeter, CA, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He has worked with several firms including Harvest Wealth Group, Canvas Financial, and 20/20 Capital Management. Outside of advisory work, he owns and manages a coin-operated car wash, operates a small orange farm, and directs a family foundation involved in missionary work internationally. Ameritas Advisory Services, LLC provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth investors, retirement plans, charitable organizations, and businesses. The firm employs a variety of investment approaches, including model portfolios, mutual funds, ETFs, and individual securities, and incorporates multiple program platforms and third-party technology to deliver tailored portfolio management.

Juelmarie Morgan is a financial advisor at OSAIC with 37 years of industry experience and holds a Series 66 designation. Her prior roles include positions at Woodbury Financial Services, Questar Asset Management, H. Beck, Inc., and Citigroup Global Markets. Outside of advising, she is involved in managing rental properties. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services with a focus on diversified portfolios constructed using asset-allocation tools and risk-tolerance analysis, and it supports both discretionary and non-discretionary account management.

Rachel Gomez is a financial advisor at Wells Fargo Clearing with 32 years of industry experience. She previously worked at Citigroup Global Markets for 12 years before joining Wells Fargo in 2016. In addition to her advisory role, Gomez is an independent beauty consultant for Mary Kay cosmetics. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm utilizes research and analytics to inform its investment approach and offers a range of brokerage and advisory solutions.

Shawn Sebert is a financial advisor with Ameriprise in Visalia, CA, holding a Series 63 designation and over 32 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research and modeling with a centralized consulting team to deliver tailored, non-discretionary retirement income advice.

Shani Crookshanks serves as an Associate Resident Director at Merrill, where she assists clients in creating comprehensive, goals-based financial plans tailored to their individual needs, risk tolerances, and time horizons. She focuses on helping clients align their strategies with evolving circumstances to provide confidence and freedom in managing their wealth. With a background spanning 23 years in the produce industry, Shani applies her experience in goal setting, strategy, information sourcing, and consistent execution to her financial advisory role. Her six years of childhood living in South America have contributed to her appreciation of diverse perspectives and an adventurous spirit. Shani holds a Bachelor's Degree from Arizona State University and a Master of Business Administration (MBA) from the Thunderbird School of Global Management. She has earned the Personal Investment Advisor (PIA) designation and is fluent in both Spanish and English. Her professional affiliations include active participation and an officer role in the Tulare County Historical Society, as well as membership in the Tulare Kings County Estate Planning Council. Outside of her professional pursuits, Shani enjoys cooking, gardening, genealogy, golfing, knitting and crocheting, scrapbooking, spending time with family, traveling, and practicing yoga. Her philosophy emphasizes connecting all aspects of clients' financial lives to prioritize and pursue their most important goals.

Jack Hohne is a financial advisor at Ameriprise with one year of industry experience. He holds the Series 66 designation and has worked previously at OSAIC Wealth, Inc. and Acord and Fong Wealth Strategies. He also has a background that includes roles in education and small business. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing annual retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Kyle Vizzolini is a financial advisor with Ameriprise in Visalia, CA, holding a Series 66 designation and four years of industry experience. Prior to joining Ameriprise in 2022, he worked at Maxco for three years and Sundale Vineyards for two years. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations, supported by a centralized retirement-income consulting team.

Bryon Todd is a financial advisor with Morgan Stanley in Visalia, California, holding Series 63, 65, and 66 licenses and bringing 13 years of industry experience. He has been with Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC since 2023 and 2024 respectively. Outside of his advisory role, Todd is involved in agricultural business ownership and property management through Tetra Property Management. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers comprehensive financial planning and asset management services, managing approximately $2.74 trillion in client assets.

Emi Shindo is a CFA® charterholder and holds a Series 63 license with 25 years of industry experience. She has been with Linsco Private Ledger since 2005 and is currently affiliated with LPL Financial in Visalia, CA. LPL Financial is a national broker‑dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Jumana Daou is a financial advisor at Edward Jones in Visalia, CA, holding a Series 66 designation with 10 years of industry experience. Her prior work includes roles at Wells Fargo and Valley Strong Credit Union/LPL Financial LLC. Outside of advisory work, she is a business owner and CFO of non-investment related ventures including Daou Realty & Co. and Deka Group, Inc. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large national network of advisors and branch offices.

Peter Babagian is a Series 63-registered financial advisor with Morgan Stanley, based in Visalia, CA, and has 33 years of industry experience. He has worked at Morgan Stanley since 2009 and with Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he is a partner in HYE-PO CPS, a manufacturing and sales business focused on custom products. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through both direct individual relationships and corporate financial planning agreements.

Robin Lopez is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. Prior to joining Merrill, Lopez held positions at H&R Block, Bluemercury, TFC Partners, LiveNation, and Kentfield Hospital. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jesus Garcia is a financial advisor at Merrill with eight years of industry experience. He holds the Series 66 designation and has worked at Bank of America and Merrill since 2014. Merrill, in conjunction with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Young is a financial advisor at Edward Jones with three years of industry experience. He holds a Series 66 designation and previously worked in educational and community roles with Visalia Unified School District, Bradshaw Christian School, and Radiant Church. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies and affiliated investment products, operating under a fiduciary standard with approximately $1.01 trillion in assets under management.

Donald Dejonge is a financial advisor with Ameriprise in Visalia, CA, holding Series 63 and Series 66 licenses and possessing 18 years of industry experience. He has worked at Ameriprise since 2019 and previously held roles with MML Investors Services and Mass Mutual Life Insurance Company. Outside of his advisory work, he is involved in business ownership and client service support through Center Street Holdings. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Greg Friesen is a financial advisor with Morgan Stanley Wealth Management based in Visalia, CA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2019 and spent 11 years at UBS Financial Services prior to that. Outside of his advisory role, he is also a sole proprietor involved in a real estate venture in Fresno, California. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, delivering tailored financial planning and managing approximately $2.74 trillion in client assets. Its planning process incorporates firm-approved tools and modeling techniques such as Monte Carlo simulations, with services focused on advisory roles rather than individual security recommendations.

Nicholas Morgan is a financial advisor at OSAIC with 14 years of industry experience. He holds the Series 66 designation and has worked at firms including Woodbury Financial Services, Questar Asset Management, and Grove Point Investments. In addition to his advisory role, he is licensed as an insurance agent specializing in fixed insurance products. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, utilizing asset-allocation tools and third-party solutions to construct portfolios across various asset classes.