Michelle Lippincott is a financial advisor with United Planners Financial Services of America, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. She has worked at firms including Ministry Partners Securities, LLC and Planmember Securities Corporation. Lippincott is also co-owner of Lippincott Financial & Insurance Services and has been an insurance agent specializing in non-variable insurance since 2007. United Planners Financial Services serves a diverse client base including individuals, corporations, charitable organizations, and institutional clients. The firm operates an open-architecture platform using multiple custodians and third-party money managers, offering both fee-based and commission-based options through its network of independent advisors.

Seth Lippincott is a financial advisor at United Planners' Financial Services of America, holding a Series 66 credential with four years of industry experience. His prior work includes roles at Grand Canyon University and Tonto Rim Christian Camp. United Planners Financial Services is a national wealth-management enterprise serving a diverse client base, including individual investors, retirement plans, corporations, and institutional clients. The firm employs independent advisors and implements investment strategies using multiple custodians and third-party managers, with a significant portion of assets managed on a non-discretionary basis.

Seng Saechao is a financial advisor with Focus Advisor Solutions, LLC, holding a Series 66 designation and 19 years of industry experience. His prior work includes roles at Buckingham Strategic Partners, LLC, Foreside Financial Services, LLC, and several other firms between 2014 and 2018. Focus Advisor Solutions provides turnkey asset management and back-office services primarily to independent registered investment advisors and their clients. The firm offers systematically invested mutual fund and ETF model portfolios, discretionary fixed-income management, and retirement plan fiduciary services, combining enterprise scale with a relatively small advisor base.

Brenna Bonillas is a financial advisor at Ameritas Advisory Services, LLC with three years of industry experience. She holds a Series 66 credential and has worked at Ameritas entities, Harvest Wealth Group, LPL Financial, and various other firms. Outside of advisory roles, she is involved with First Sierra Insurance Services, where she assists with Medicare review and applications. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individual investors, retirement plans, charitable organizations, and corporate clients through a network of Investment Adviser Representatives. The firm offers a variety of managed account programs and consulting services, supporting client portfolios with internal and third-party resources.

James Shaffer is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. His career includes 14 years at Allstate in various financial services roles and a long tenure with Genworth Life Insurance Company. He occasionally handles servicing for legacy insurance business outside his advisory role. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individual investors, retirement plans, charitable organizations, and corporate clients. The firm offers a variety of managed account programs and fee-based management of variable annuity and life insurance subaccounts, utilizing multiple custodial platforms and third-party tools to support portfolio construction and management.

Mihai Petrascu is a financial advisor with PlanMember Securities Corporation, holding a Series 66 credential and 13 years of industry experience. He has previously worked at Cetera and is also involved with Pine, Pedroncelli, & Aguilar, Inc., where he serves as a senior staff accountant providing tax preparation and business consulting services. Additionally, he operates as an independent insurance agent offering life and annuity product recommendations. PlanMember Securities Corporation provides retirement-plan advisory services to employers and participants, acting as an ERISA Section 3(38) fiduciary for many plans and offering risk-based mutual fund portfolios ranging from conservative to aggressive. The firm supports plan sponsors and participants through education, personalized planning, and separation counseling.

Brent Robinson is a Series 66 licensed advisor at Money Concepts Capital Corp with 12 years of industry experience. He has been with Money Concepts since 2014 and previously worked at Sheraton Hotels for a decade. Outside of his advisory role, he owns BR Tax Planners, a CPA and tax preparation business. Money Concepts Advisory Service provides portfolio management, financial planning, and consulting to individuals, pension plans, trusts, charitable organizations, and corporations. The firm employs a mix of model portfolios, adviser-designed portfolios, and third-party sub-advisers, serving approximately 14,700 clients through discretionary and non-discretionary account structures.

David Ediger is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. His prior roles include positions at Eagle Strategies (NY Life) and New York Life Insurance Co. Outside of his advisory work, he serves as president of Bendicion A Las Naciones, Inc., an organization that provides leadership and family values conferences. Ameritas Advisory Services, LLC offers investment advisory and financial planning services to individual investors, retirement plans, charitable organizations, and corporate clients. The firm provides a range of managed account programs and fee-based management of variable annuity and variable universal life subaccounts, supported by a comprehensive platform and multiple third-party partnerships.

Arthur Eggman is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 licenses and with 27 years of industry experience. His prior roles include positions at Transamerica Financial Advisors, Inc., Investment Advisors International, Inc., and other financial services firms. He is involved with All Into Life, a platform focused on debt elimination using whole life insurance products, and provides referral services for independent legal services related to wills and trusts. Independent Financial Group, LLC offers investment advisory and brokerage services to a wide range of clients, including individuals, high-net-worth clients, trusts, and institutional plans. The firm emphasizes personalized client strategies using both firm- and third-party models, combining active and passive investment approaches within a multi-manager framework.

Igor Ferreira is a CFP® professional with 13 years of industry experience, currently affiliated with Principal Financial Services. He has worked with True Legacy Financial and Insurance Services, Principal Securities Inc., and Principal Life Insurance Company during his career. Ferreira serves as a board member of the Tulare-Kings Counties Estate Planning Council, participating in coordinating meetings and collaboration among advisors, CPAs, and attorneys. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and military personnel stationed outside the United States. The firm offers financial planning, retirement consulting, and access to third-party money manager programs under various advisory and promoter arrangements.

Marc Lippincott is a CFP® with 27 years of industry experience, currently affiliated with United Planners' Financial Services of America a Limited Partner. His prior work includes roles at Ministry Partners Securities, PlanMember Securities Corporation, and Nationwide Provident. Since 2025, he has been involved in adult financial educational services as an instructor in Visalia, CA. United Planners Financial Services is a national wealth-management enterprise serving a diverse client base through approximately 359 advisors and managing roughly $12.77 billion in assets. The firm provides both advisory and brokerage services, with a notable emphasis on non-discretionary accounts and features a limited-partnership ownership structure.

Elizabeth Jacques is a financial advisor at Ameritas Advisory Services, LLC with eight years of industry experience. She holds a Series 66 designation and has worked at firms including J.P. Morgan Securities and Morgan Stanley. Outside of finance, she owns Elizabeth Jacques Photography and is involved in retail sales of artisanal home goods through Manor & Market. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to a diverse client base, including individual investors, retirement plans, charitable organizations, and corporate clients. The firm offers various managed account programs and integrates multiple custodial platforms while employing third-party tools and an investment committee to support portfolio management.

Michael Young is a financial advisor with Ameritas Advisory Services, LLC, holding one year of industry experience. He has a background in business operations as president of two companies: 20/20 Employee Benefits, which sells group health insurance and Medicare plans, and Artletic Apparel, a manufacturer of running and cycling apparel. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to a diverse client base, including individuals, retirement plans, charitable organizations, and corporate clients, offering a variety of managed account programs and fee-based management of variable annuity and universal life subaccounts.

Donald Kaplan is a financial advisor with Commonwealth Financial Network, holding a Series 63 designation and bringing 28 years of industry experience. He has been with Commonwealth since 2014 and has maintained a concurrent career as a self-employed CPA since 1991. Outside of his advisory role, Kaplan serves as secretary, treasurer, and co-owner of a family citrus farm through Mirizzi Farms Inc. Commonwealth Financial Network is a registered investment adviser that supports a national network of approximately 2,950 advisors, offering a variety of advisory programs and services including custom portfolio solutions, third-party asset manager access, and retirement plan consulting. The firm provides operational, trading, technology, investment management, compliance, and practice-management support to its affiliated advisors.

Breck Limas is a Series 66-licensed financial advisor with Money Concepts Capital Corp in Tulare, CA, with two years of industry experience. He also works as a CPA at BR Tax Planners, focusing on tax preparation. Prior to his current roles, he held positions at Fresno State, 4 Creeks Engineering, College of the Sequoias, and the Lower Tule Irrigation District. Money Concepts Advisory Service provides portfolio management, financial planning, and consulting to individuals, pension plans, trusts, charitable organizations, and corporations. The firm employs a variety of managed programs and investment strategies, serving approximately 14,700 clients through its integrated broker-dealer and insurance structure.

Eric Stevens is a financial advisor at Ameritas Advisory Services, LLC with 13 years of industry experience. He holds a Series 66 credential and has worked with several firms, including Harvest Wealth Group and Canvas Financial. Stevens is also licensed as an independent insurance agent, providing fixed insurance products and assisting in financial planning and investment services. Ameritas Advisory Services, LLC offers investment advisory and financial planning services to a diverse client base, including individual investors, retirement plans, and corporate clients. The firm provides a variety of managed account programs and fee-based management of variable annuity and universal life subaccounts, supported by multiple custodial platforms and third-party tools.

Philip Slater is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 66 licenses and nine years of industry experience. He has worked with firms including Bank of America, Merrill, and JP Morgan Chase Bank. Slater is also involved with Harvest Wealth Group, focusing on financial planning and investment advice. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individual investors, retirement plans, charitable organizations, and corporate clients. The firm offers various managed account programs and fee-based management of variable annuity and universal life subaccounts, supported by a network of Investment Adviser Representatives and third-party partners.

David Biggs is a financial advisor with Ameritas Advisory Services, LLC, holding Series 66 and Series 63 licenses and having one year of industry experience. He has worked at several firms including Harvest Wealth Group, Bank of America, Merrill, Northwestern Mutual, and Lowe’s, where he also has a role helping reorganize the lawn and garden department and assisting customers. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to a diverse client base including individual investors, retirement plans, charitable organizations, and corporate clients. The firm offers a variety of managed account programs and fee-based management of variable annuity and life insurance subaccounts, supported by a network of Investment Adviser Representatives and third-party resources.

Federico Avendano is a CFP® professional with 10 years of industry experience, currently with Mercer Global Advisors Inc. He has held various roles at Mercer since 2020 and previously worked at Mutual Securities, Inc., Argosy Wealth Management, and Cetera Advisor Networks. Mercer Global Advisors provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth families, business owners, corporate plan sponsors, and nonprofits. The firm’s investment approach is based on Modern Portfolio Theory, focusing on globally diversified, risk-appropriate portfolios with multi-factor tilts and employs a range of implementation options including ETFs, mutual funds, and separate accounts.

David Vartanian is a financial advisor with Principal Financial Services, holding a Series 66 designation and five years of industry experience. He has worked at Central Valley Strategic Wealth Management and Principal Securities, and his background includes roles with multiple Major League Baseball teams and local school districts. He serves as a board member and investment committee volunteer for the COS Foundation, which supports fundraising and investment oversight for a local college. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers financial planning, retirement plan consulting, and access to third-party money managers through various advisory and promoter arrangements.