Timothy Mcneely is a CFP® with 23 years of industry experience, currently serving as a financial advisor at Farther. His prior experience includes roles at Raymond James, Dynamic Wealth, and Strategy Asset Managers. Outside of his advisory work, he owns a business focused on real estate, education, speaking, publishing, and coaching. Farther serves individual investors, trusts, and estates through a technology-driven advisory platform offering discretionary investment management, retirement plan consulting, and non-discretionary recommendations. The firm employs a Modern Portfolio Theory-based approach using bespoke or algorithmic model portfolios with automatic rebalancing and primarily invests in ETFs, mutual funds, individual equities, and fixed income.

Satinder Dhindsa is a financial advisor with GWN Securities Inc., holding a Series 66 license and five years of industry experience. Prior to joining GWN Securities in 2024, he worked at Bank of America and Merrill from 2020 to 2024. Outside of advising, he is a 50% owner of Purple Mango Films, a small wedding videography company. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients with discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios. The firm manages approximately $3.65 billion across more than 37,000 client accounts through a large network of advisors and offers a range of managed-account programs including SMA, UMA, and fund-strategist options.

Shannon Blair is a financial advisor with Valic Financial Advisors, holding a Series 66 designation and bringing 21 years of industry experience. She has been with Valic Financial Advisors since 2014 and previously worked at Agia. Outside of her advisory role, she retains ownership of a business license for a dormant floral business, Last Chance Flowers, though it has been inactive since 2010. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management and financial planning through a large network of advisors, utilizing discretionary unified managed accounts supported by centralized technology and third-party model managers.

Julia Moon is a CFP® professional with 10 years of industry experience, currently serving as a financial advisor at Commonwealth Financial Network. She previously worked at Lincoln Financial Advisors for seven years and also maintains a role at Aegis Consulting. Moon is a co-owner of Moon Wealth Management, LLC, a private entity involved in securities, advisory, and insurance business. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser that supports a national network of approximately 2,900 advisors and manages roughly $212.7 billion in client assets. The firm offers a broad platform including managed-account programs, access to third-party asset managers, and custody services, allowing advisors to implement portfolios through internal models or outsourced solutions.

Karina Marquez is a financial advisor with Principal Financial Services in Bakersfield, CA. She holds Series 63 and Series 66 licenses and has 21 years of industry experience. Her prior experience includes roles at J.P. Morgan Securities and JPMorgan Chase Bank. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel abroad. The firm offers financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Frank Lee is a financial advisor with LPL Financial in Bakersfield, CA, holding Series 65 and Series 63 licenses. He has two years of industry experience, including prior roles at SCF Securities, Northwestern Mutual, and other firms. Outside of advising, he co-hosts the Moneywise Podcast, focusing on investment topics. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a broad network of over 22,800 advisors and significant discretionary assets.

Crystal Zazueta is a financial advisor with Edward Jones in Bakersfield, CA, holding Series 63 and Series 66 licenses and having seven years of industry experience. She has worked at Edward Jones since 2020, previously serving at LPL Financial from 2015 to 2019 and Kern Schools Federal Credit Union from 2007 to 2020. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated investment products, and operates under a fiduciary standard.

Laura Hacker is a financial advisor at Cetera with 23 years of industry experience. She holds Series 63 and Series 66 registrations and has previously worked with Avantax Investment Services, 1st Global Capital Corp, and has operated SBC Financial Services, a financial services firm she owns. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base, including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services through a large nationwide network of independent advisors and employs a multi-manager platform featuring various program structures and investment options.

Debra Charpentier is a financial advisor with OSAIC in Bakersfield, CA, holding a Series 66 designation and 37 years of industry experience. She spent 37 years at Lincoln Financial Advisors Corporation before joining OSAIC in 2025. Outside of her advisory work, she serves as a trustee and power of attorney for a family member and has experience offering disability insurance, fixed annuities, and fixed life insurance. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable clients through a large network of affiliated advisers. The firm provides integrated brokerage and advisory services with a focus on using asset-allocation tools, risk assessments, and automated portfolio rebalancing across various investment vehicles.

Craig Maytubby is a financial advisor with LPL Financial in Bakersfield, CA, holding Series 63 and Series 66 credentials and 35 years of industry experience. His prior roles include positions at CUSO Financial Services, LP, Strata Credit Union, and Invest Financial Corp. Craig is involved with Strata Credit Union, where he has worked for over a decade. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, employing a variety of strategies including model portfolios and third-party subadvisors.

Glenn Allen is a CFP® professional with 27 years of industry experience, currently serving at Edward Jones since 2001. He holds Series 63 and Series 66 licenses. Outside of his advisory role, Glenn serves as a board member for the Kern County Probation Auxiliary, an organization involved in managing and distributing donations. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a nationwide network of financial advisors and branch offices.

Dustin Weaver is a CFP® with 17 years of industry experience, currently affiliated with LPL Financial in Bakersfield, CA. His career includes roles at SCF Securities, Bolthouse Investment Management Services, Barnes Wealth Management Group, and Ameriprise Financial Services, among others. Weaver hosts the Moneywise podcast, which focuses on investment topics. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment solutions, including model portfolios, third-party asset management, and institutional platforms.

Kris Pelster is a financial advisor with LPL Financial in Bakersfield, CA, holding a Series 66 designation and over 20 years of industry experience. Prior to joining LPL Financial in 2025, he spent 14 years with SCF Investment Advisors, Inc. and SCF Securities, Inc. Pelster also hosts the Moneywise Radio Show & Podcast, which he has been involved with since 2006. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions through a broad range of advisory and brokerage services. The firm offers various investment strategies, from model portfolios to customized approaches, supported by technology tools and a large network of over 22,800 advisors.

Jason Jensen is a financial advisor with J.P. Morgan Securities in Bakersfield, CA, holding Series 63 and Series 66 licenses and having 13 years of industry experience. He has worked at J.P. Morgan Securities since 2012 and has been with JPMorgan Chase Bank, N.A. since 2007. Outside of his advisory role, he is a rental property owner. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and centralized due diligence combined with an ESG eligibility framework. Their services are delivered on a non-discretionary basis, allowing clients to retain final decision-making authority.

Michael Allen is a financial advisor with Edward Jones in Bakersfield, CA, holding a Series 66 designation and three years of industry experience. Prior to joining Edward Jones, he worked for 21 years at Sherwin Williams. He is a member of BNI Bakersfield. Edward Jones is a full-service wealth management firm serving a broad client base that includes individual and institutional clients. The firm offers a variety of advisory programs and investment solutions supported by a large national network of advisors and branch offices.

Julianne Finch is a financial advisor at Edward Jones with three years of industry experience. She holds the Series 66 designation and previously worked in various roles before joining Edward Jones in 2023. Outside of her advisory work, Finch serves as an assistant track and field coach specializing in the pole vault at both the high school and collegiate levels in Bakersfield, California. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs and investment solutions, supported by a large network of financial advisors and branch offices nationwide.

Joseph Ramirez is a financial advisor at J.P. Morgan Securities with 20 years of industry experience. He holds a Series 66 designation and has worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2005. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm delivers advisory services alongside affiliated brokerage and investment management capabilities.

Mark Wetterholm is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and over 41 years of industry experience. He worked at NEXT Financial Group for 21 years prior to joining LPL Financial and has additional experience with Wall Street Financial Group and California Financial Network. Outside of finance, Wetterholm is a special education teacher for the Bakersfield City School District. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of advisors and advanced research tools.

Rico Gonzales is a Series 66-licensed financial advisor with Merrill, based in Bakersfield, CA, and has one year of industry experience. His prior work includes roles at Bank of America and Reyes Coca-Cola Bottling. Merrill provides managed account services through its Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm employs both internal and third-party managers and supports a range of asset allocation and tax-sensitive investment approaches.

Nicholas Valos is a Financial Advisor with Merrill Lynch Wealth Management, bringing over nine years of experience in retirement planning, cash and debt management, and navigating the interest rate environment. He focuses on providing education and guidance across all stages of the financial life, tailoring strategies to the unique ambitions and priorities of each client. Nicholas works to simplify complex financial concepts and supports clients through short-, mid-, and long-term goal development, including personal retirement planning, family wealth management, and small business strategies. Nicholas holds a Bachelor's Degree from the University of California system and a Master's Degree from the University of Southern California. He has earned the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations, underscoring his commitment to professional development and expertise in retirement and investment planning. As part of his approach, he provides clients with access to specialized resources from Bank of America to address banking, credit, home financing, and small business needs. Outside of his professional work, Nicholas is involved with the Bakersfield Baseball Academy, reflecting his personal interests in baseball, football, and spending time with his family. His client-centered philosophy emphasizes uncovering what matters most to clients and their families to create tailored financial strategies.