Andrew James Flores is a CFP® with 11 years of experience in financial advising, currently serving at Portfolio Advisors, Inc. since 2015. He is based in Fresno, CA, and holds a Series 65 license. Portfolio Advisors, Inc. provides portfolio management, financial planning, and pension consulting services to individuals, high-net-worth clients, and plan sponsors. The firm emphasizes asset-class allocation using academic research and primarily non-discretionary portfolio management, integrating educational outreach and estate-settlement support into its offerings.

Angel Valencia is a Series 65 licensed advisor with Portfolio Advisors, Inc. in Fresno, CA, where he has worked since 2026. He previously held positions at JB Hunt Transport, American Income Life, and Home Depot. Portfolio Advisors, Inc. provides investment advisory and financial planning services to individuals, high-net-worth clients, and pension/profit-sharing plans. The firm employs an efficient-market, asset-allocation approach, primarily using non-discretionary portfolio management with non-actively managed mutual funds and Dimensional Fund Advisors strategies.

Jonathan Holt is a CFP® and holds a Series 66 license with 11 years of industry experience. He is currently with Integrated Planning & Investments and Integrated CPA Group LLP, having previously worked at Principal Financial Services and Principal Life Insurance Company. Holt serves on the board of the Fresno Sunset Rotary and is involved with the Financial Planning Association in Fresno as a board member. Integrated Planning & Investments is a small advisory firm managing approximately $107 million in assets across 205 client relationships. The firm offers discretionary asset management, comprehensive financial planning, and ERISA 3(21) retirement-plan advisory services, utilizing a combination of fundamental, technical, charting, and cyclical analysis, and operates in affiliation with an accounting practice that provides tax preparation and advisory services.

Hugo Gutierrez Mozqueda is a financial advisor at Portfolio Advisors, Inc. in Fresno, CA, holding a Series 65 credential with one year of industry experience. Prior to joining the firm, he held various educational roles, including positions at California State University, Monterey Bay, and multiple schools in the San Joaquin area. Portfolio Advisors, Inc. provides investment advisory services to individuals, high-net-worth clients, and pension/profit-sharing plans, emphasizing efficient-market, asset-allocation strategies primarily implemented through non-actively managed mutual funds and Dimensional Fund Advisors strategies. The firm offers a broad menu of services including financial planning, pension consulting, and estate settlement assistance, with a focus on non-discretionary portfolio management and client consent for trades.

Christopher Fide is a financial advisor with Integrated Planning & Investments in Clovis, CA, holding Series 65 and Series 66 licenses and bringing 20 years of industry experience. He previously worked at Principal Financial Services and Principal Life Insurance Company for nine years and is currently a partner and tax advisor at Integrated CPA Group LLP. Integrated Planning & Investments is a small advisory firm serving individuals, high-net-worth clients, trusts, and retirement plans, managing approximately $107 million in assets. The firm provides discretionary asset management and comprehensive financial planning using a combination of fundamental, technical, and cyclical analysis, and offers an ongoing subscription planning service.

Noah Martinez is a Series 65 licensed advisor at BOLT Wealth Management LLC with three years of industry experience. He has worked at BOLT Wealth Management since 2022 and has held roles within the Clovis Unified School District since 2019. In addition to his advisory work, Martinez is a licensed insurance agent offering insurance products through unaffiliated issuers. BOLT Wealth Management LLC is a team-based registered investment adviser serving individuals, small businesses, and retirement plan sponsors. The firm provides customized financial planning, portfolio management, retirement-plan advice, educational workshops, and tax preparation, managing approximately $41.3 million for about 121 clients with an emphasis on nondiscretionary portfolio supervision.

Portia White is a CFP® and holds a Series 65 license, with 19 years of industry experience. She has been with Whelan Financial since 2004. Whelan Financial is an SEC-registered advisory firm offering wealth management, financial planning, and discretionary portfolio management to individuals, including high-net-worth clients, as well as institutional clients such as 401(k) plans, nonprofits, and corporations. The firm integrates financial planning and investment management through client-approved Investment Policy Statements, employing a range of strategies including thematic AI-focused portfolios and tax-aware investing.

Michael Mazman is a CFP® professional with five years of experience at Pathways Advisory Group, Inc. in Fresno, CA, where he has worked since 2021. Prior to joining Pathways, he held positions at Dick's Sporting Goods and Expo Event Productions. Pathways Advisory Group provides fee-only financial planning and investment advisory services to individuals, families, trusts, retirement plan sponsors, and business entities. The firm manages approximately $388 million across about 165 clients using diversified, evidence-based portfolios primarily composed of low-cost institutional mutual funds and ETFs, operating largely on a non-discretionary basis.

Jeffrey Karst is a financial advisor with Pathways Advisory Group, Inc. in Fresno, CA. He holds a Series 65 designation and has 14 years of industry experience, including over 16 years with Pathways. Pathways Advisory Group provides financial planning and investment advisory services to individuals, trusts, retirement plan sponsors, and business entities. The firm employs an evidence-based, asset-allocation approach focused on low-cost, broadly diversified mutual funds and ETFs, operating primarily on a non-discretionary basis with regular portfolio monitoring and quarterly reporting.

Roger Byrd is a financial advisor at Bridgewealth Advisory Group, LLC in Fresno, CA, with 38 years of industry experience. He holds a Series 63 designation and has worked at Cetera Advisor Networks LLC for 15 years before joining Bridgewealth in 2024. Outside of his advisory role, he serves as a trustee for a family trust. Bridgewealth Advisory Group serves individuals, trusts, estates, retirement plans, charitable organizations, and small businesses. The firm provides comprehensive portfolio management through a firm-sponsored wrap fee program and offers standalone financial planning and retirement plan consulting, with an investment approach tailored to client objectives and risk tolerance using fundamental analysis and a mix of traditional and alternative investment vehicles.

Dustin Smith is a CFP® professional with 21 years of industry experience, currently serving at Pathways Advisory Group, Inc. in Fresno, CA. He has been with Pathways Advisory Group since 2008, contributing to the firm’s team of four advisors. Pathways Advisory Group provides financial planning and investment advisory services to individuals, trusts, retirement plan sponsors, and business entities, emphasizing an evidence-based, asset-allocation approach using low-cost, broadly diversified mutual funds and ETFs. The firm manages most client relationships on a non-discretionary basis and offers a range of services including customized financial planning, retirement plan consulting, and a structured Foundational program for beginning investors.

Stephen Spach is a financial advisor at Pinion Wealth Management, LLC with 12 years of industry experience. He holds the Series 66 designation and has previously worked at Heritage Wealth Management, LLC and LPL Financial LLC. Outside of advising, Spach owns Wild Man Consulting LLC, providing personal and business consulting services. Pinion Wealth Management offers personalized investment advisory services to individuals, trusts, estates, and retirement plan sponsors. The firm employs a range of analytical approaches and utilizes model portfolios and sub-advisors to implement client investment strategies, operating under a CPA-owned structure with integrated broker-dealer and consulting capabilities.

John Werft is a CFP® with 24 years of experience in the financial industry. He is affiliated with Plan Financial, a team-based firm in Fresno, CA, and also operates businesses as a real estate broker and a certified public accountant. Plan Financial provides portfolio management, financial planning, and custom asset allocation services to a range of clients including individuals, pension plans, and charitable organizations. The firm uses a goal-driven investment approach combining institutional managers with an in-house asset allocation process and offers educational forums alongside its advisory services.

Taylor Whelan is a CFP®, CFA®, and Series 65-licensed advisor with 11 years of industry experience. He has been with Whelan Financial since 2014. The firm serves both individual and institutional clients, offering wealth management, financial planning, and discretionary portfolio management. Whelan Financial integrates financial planning and investment management through client-approved Investment Policy Statements, with a focus on tax-aware investing and actively managed portfolios including thematic AI strategies.

Stephen Detweiler is a CFP® and holds a Series 65 license with 13 years of industry experience. He has been with Whelan Financial in Fresno, CA since 2010. Whelan Financial is an SEC-registered advisory firm serving individuals, including high-net-worth clients, and institutional clients such as 401(k) plans, defined-benefit plans, nonprofits, and corporations. The firm integrates financial planning and investment management through client-approved Investment Policy Statements and offers a range of investment strategies, including thematic AI-focused portfolios and tax-aware investing.

I’m Devin Watts, founder of Fallbrook Fi, a financial planning firm based in Clovis, California. I help professionals and growing families navigate life’s big transitions with clarity, confidence, and a financial plan they can trust. Many of my clients are in their 30s, 40s, or 50s, earning good money, but feeling disorganized or unsure if they’re on the right path. They’re often juggling careers, raising kids, managing debt, or preparing for big milestones. They want to do the right thing but don’t have the time or tools to make sense of everything on their own. That’s where I come in. I provide holistic financial planning and investment management that’s tailored to your life, your values, and your goals. My approach is collaborative, personal, and judgment-free. Whether we’re reviewing your insurance, building your investment strategy, planning for taxes, or aligning your finances with your future, we’ll do it together, one step at a time. I’ve been working in financial services since 2016, but I started Fallbrook Fi to create a firm that puts relationships and real-life context first. No jargon. No pressure. Just thoughtful planning that helps you feel more organized and in control. Outside of work, I’m a husband, dad, triathlete, and lover of the outdoors. If you're looking for a down-to-earth advisor who will help you align your money with what matters most, I’d love to connect.

Joshua Carpenter is a financial advisor at Bridgewealth Advisory Group, LLC, holding a Series 66 designation with 26 years of industry experience. He has worked at Bridgewealth Advisory Group since 2018 and has also been involved with A & J Industrial and APW Capital, Inc. outside of his advisory role. Bridgewealth Advisory Group provides investment advisory and planning services to individuals, families, trusts, estates, retirement plans, and small businesses. The firm manages approximately $868.9 million in assets under management, offering portfolio management through a wrap fee program along with standalone financial planning and retirement plan consulting.

Michelle Carter is a CFP® and holds a Series 65 license with 17 years of industry experience. She has been with Pathways Advisory Group, Inc. in Fresno, CA since 2008, working as part of a four-advisor team. Pathways Advisory Group provides financial planning and investment advisory services to individuals, trusts, retirement plan sponsors, and business entities. The firm uses an evidence-based, asset-allocation approach with low-cost, diversified mutual funds and ETFs, primarily managing client portfolios on a non-discretionary basis and offering customized financial planning and consulting programs.

Ryan Zeeb is a financial advisor at Ministry Partners Securities, LLC with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Howard Bailey Financial, Inc., Genacy LLC, OneAscent Financial Services, and Camelot Portfolios, LLC. Ministry Partners Securities serves individuals, trusts, estates, churches, and faith-based organizations, providing financial planning and consulting with an explicitly Christian stewardship approach that integrates clients’ religious and ethical values into investment strategies. The firm offers brokerage, insurance products, and acts as a solicitor for third-party asset managers while delivering ongoing advice and planning services.

Isaac Halls is a financial advisor at Plan Financial in Fresno, CA, with 13 years of industry experience. He holds the Series 66 designation and has been with Plan Financial since 2013. Plan Financial serves individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations by providing portfolio management, managed accounts, custom asset allocation, financial planning, and educational forums. The firm uses a dynamic asset-allocation process with independent institutional money managers and typically manages client accounts on a discretionary basis.