Danny Darchuck Jr. is a CFP® with 35 years of industry experience. He is currently with Topturn Capital, LLC and has been associated with Darchuck Stewart Capital Advisors, LLC since 2009. Topturn Capital, LLC provides investment management, wealth management, financial planning, and consulting services to individuals, high-net-worth clients, and various institutional entities. The firm employs a combination of fundamental, technical, and cyclical analysis with a proprietary allocation model across multiple asset classes, tailoring advice to clients’ risk tolerance and time horizon.

Justin Smith is a financial advisor at Plan B Investments, Inc. in Carmel Valley, CA, holding a Series 65 designation with two years of industry experience. Prior to his current role, he spent ten years at the Flathead County Sheriff's Office. Plan B Investments, Inc. serves individuals, including high-net-worth clients, and small businesses by providing financial planning and advisory services that emphasize written financial plans and the use of third-party investment managers for portfolio management.

Delaney King is a financial advisor at No-Load Asset Management with a Series 65 credential and one year of industry experience. Prior to joining the firm, King held roles in various public sector and academic organizations, including the North Carolina Department of Environmental Quality and the North Carolina Association of County Commissioners. No-Load Asset Management provides personalized financial planning and investment management services to individuals, retirement plans, trusts, charitable organizations, and small businesses. The firm employs a proprietary Passive Momentum Asset Allocation framework that uses passive index funds and ETFs with global diversification, managing accounts primarily on a discretionary basis.

Jerome Ledzinski II is a Series 65-licensed advisor with Praetorian Guard, a division of Praetorian Wealth Management, Inc., based in Carmel, CA. He has 2 years of industry experience and has been with Praetorian Wealth Management since 2008. Praetorian Guard offers discretionary investment management and comprehensive financial planning to individuals, families, trusts, qualified retirement accounts, and charitable organizations. The firm manages approximately $598.7 million across a broad client base and employs fundamental and cyclical analysis to guide investment decisions tailored to client objectives.

Joseph Clark is a CFP® professional with 14 years of experience in financial advising. He has been with Praetorian Wealth Management, Inc. since 2011 and is part of the Praetorian Guard team based in Carmel, CA. Praetorian Guard provides discretionary investment management and comprehensive financial planning to individuals, families, trusts, qualified retirement accounts, and charitable organizations. The firm manages approximately $598.7 million for both non‑high-net-worth and high-net-worth clients, employing fundamental and cyclical analysis across multiple asset classes tailored to each client’s objectives.

Andrew Nelson is a CFP® with six years of industry experience, currently serving as an advisor at Praetorian Guard, a division of Praetorian Wealth Management, Inc. His background includes roles at Durham University and the Central Coast Visiting Nurses Association, as well as self-employment prior to joining Praetorian in 2020. Praetorian Guard offers discretionary investment management and comprehensive financial planning to individuals, families, trusts, qualified retirement accounts, and charitable organizations. The firm manages approximately $598.7 million across a diverse client base, applying fundamental and cyclical analysis to equities, fixed income, and cash, with an emphasis on client-specific objectives and integrated financial planning.

Joel Knight is a financial advisor with American Investors Company, holding a Series 66 designation and over 40 years of industry experience. He has worked with American Investors Company since 1990 and operates Joel Knight Tax & Business Services, a bookkeeping and tax preparation business, since 1978. He has also been an independent insurance agent since 1991, though he is not actively selling life, accident, or health insurance at this time. American Investors Company provides investment advisory and financial planning services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers both discretionary and non-discretionary asset management, financial planning, and 401(k) investment services, operating as both a registered broker-dealer and SEC-registered adviser.

Richard Hewitt is a CFP® with 19 years of industry experience, currently serving at Praetorian Wealth Management since 2008. He is based in Carmel, CA, and is part of a seven-advisor team. Praetorian Guard, a division of Praetorian Wealth Management, offers discretionary investment management and comprehensive financial planning to individuals, families, trusts, qualified retirement accounts, and charitable organizations. The firm manages approximately $598.7 million and serves both non-high-net-worth and high-net-worth clients with a research-driven investment approach and integrated financial planning.

Michelle Pimentel is a CFP® professional with six years of experience at Geometric Wealth Advisors, LLC, working within a 10-advisor team based in Carmel, CA. She previously worked at Zeiders Enterprises, Inc. for eight years. Geometric Wealth Advisors offers personalized wealth management services to individuals, families, and trusts, combining discretionary investment management with financial planning and tax-related services supported by tax professionals and CPAs. The firm follows a long-term, broadly diversified investment approach and maintains a national presence through ten offices.

Scott Brubaker is a CFA® charterholder with 12 years of industry experience. He has been with CliftonLarsonAllen Wealth Advisors, LLC since 2022 and previously worked at Hayashi & Wayland Investment Services, LLC for nine years. CliftonLarsonAllen Wealth Advisors, LLC provides wealth advisory and asset management services to a diverse client base, including individuals, high-net-worth households, pension plans, corporations, and charitable organizations. The firm emphasizes strategic asset allocation through model portfolios using both active and passive mutual funds and ETFs, and integrates wealth, tax, estate, and insurance professionals to coordinate comprehensive planning and implementation.

Bart Cutino is a financial advisor at The Partners Wealth Management with 19 years of industry experience. He holds a Series 66 designation and has worked previously at Centaurus Financial, Inc. and J P Turner & Company Capital Management, LLC. Outside of advising, he is a part owner and consultant at Sardine Factory, a family restaurant in Monterey, California. The Partners Wealth Management serves individuals, families, trusts, estates, businesses, and retirement plans, offering investment management, financial planning, and retirement-plan advisory services. The firm utilizes a combination of custom portfolios and model-based management with access to third-party managers, operating through the Amplify Platform to support client accounts.

Kendall Borchardt is a financial advisor at The Partners Wealth Management with 17 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Cardea Capital Group and Lindner Capital Advisors. The Partners Wealth Management serves individuals, families, trusts, estates, businesses, and retirement plans, offering investment management, financial planning, and retirement-plan advisory services through both customized portfolios and model-based management. The firm utilizes a combination of internal models, third-party model providers, and outsourced investment managers, supported by the Amplify Platform for back-office and trading functions.

William Pinkerton is a financial advisor at Hilltop Securities Inc. in Monterey, CA, holding Series 63 and Series 65 licenses with 47 years of industry experience. He has been with Hilltop Securities since 1980. Hilltop Securities serves individual and institutional clients, including high-net-worth individuals and retirement-plan sponsors, offering a range of advisory and brokerage services on an open-architecture platform that includes firm-sponsored and third-party strategies. The firm combines custody, banking, and market-making capabilities, providing clients with discretionary and non-discretionary management options along with specialized municipal bond and other investment programs.

Christopher Murray is a financial advisor at Hilltop Securities Inc. in Monterey, CA, with 18 years of industry experience. He holds the Series 66 designation and previously worked at Edward Jones before joining Hilltop Securities and its independent network. Outside of his advisory role, he owns R62 Enterprises, a lifestyle apparel and gear company based in Salinas, CA. Hilltop Securities Inc. provides brokerage, execution, clearing, custody, investment advisory, and retirement-plan consulting services to a diverse client base, including individuals, corporations, nonprofits, and institutions. The firm offers a range of portfolio management programs and fiduciary services, supported by an open-architecture platform and distinctive operational features such as municipal bond strategies co-advised by Franklin Templeton Group.

Gregory Rutherford is a CFP® with 15 years of industry experience, currently affiliated with The Partners Wealth Management in Carmel by the Sea, CA. He has held positions at several firms, including Cetera Advisors LLC and Canter Compass LLC. Rutherford also owns and serves as Chief Compliance Officer at Elite Tamp LLC and Cavalier Investments LLC, which provide investment advisory and portfolio management services. The Partners Wealth Management serves individuals, families, trusts, estates, businesses, and retirement plans by offering investment management, financial planning, and retirement-plan advisory services. The firm delivers both customized portfolios and model-based management through internally developed and third-party models, utilizing the Amplify Platform for investment operations and oversight.

Allison Barrientos is a CFP® with 14 years of industry experience, currently with Modern Wealth Management, LLC. She was previously with Integris Wealth Management, LLC for 15 years. Modern Wealth Management, LLC is a multi-team SEC-registered investment adviser managing approximately $10.9 billion in assets across 94 advisors. The firm serves individuals, high-net-worth clients, trusts, estates, and employer-sponsored retirement plans, offering investment management, financial planning, and tax, estate, and insurance-related services through affiliated entities.

Justin Balas is a financial advisor at The Partners Wealth Management with three years of industry experience. He holds a Series 65 designation and previously worked at firms including ELITE Portfolios, SVB Investment Services Inc, and Welton Investment Partners. In addition to his advisory role, he is the CEO and founder of Midcoast Asset Management, where he conducts investment research and consulting. The Partners Wealth Management serves individuals, families, trusts, estates, businesses, and retirement plans with investment management, financial planning, and retirement plan advisory services. The firm combines custom portfolios, internally developed and third-party models, and outsourced investment managers, utilizing the Amplify Platform for back-office support, trading, and model access.

Trevin Kent is a CFP® with 13 years of industry experience, currently serving at The Partners Wealth Management since 2021. He previously worked at Centaurus Financial Inc. for eight years. In addition to his advisory role, Kent serves as treasurer and bookkeeper for a family-owned dental practice, assisting with business planning and financial bookkeeping. The Partners Wealth Management provides investment management, financial planning, and retirement-plan advisory services to individuals, families, trusts, estates, businesses, and retirement plans. The firm uses a combination of customized portfolios, model-based management, and access to third-party investment managers through the Amplify Platform.

David Freil is a financial advisor at CliftonLarsonAllen Wealth Advisors, LLC with one year of industry experience. He holds a Series 65 designation and has prior work experience spanning educational institutions and nonprofit organizations. CliftonLarsonAllen Wealth Advisors, LLC offers wealth advisory and asset management services to a diverse client base, including individuals, high-net-worth households, pension and profit-sharing plans, corporations, and charitable organizations. The firm employs strategic asset allocation through model portfolios utilizing mutual funds and ETFs, and integrates wealth, tax, estate, and insurance professionals to coordinate comprehensive planning and implementation.

Michael Davidson is a Series 66 licensed financial advisor with Hilltop Securities Inc. in Monterey, CA, where he has worked since 2004, totaling 21 years of industry experience. Outside of his advisory role, he is involved in live streaming video games on Twitch TV. Hilltop Securities serves individual and institutional clients through investment advisory and broker-dealer services, offering managed accounts, financial planning, and retirement-plan consulting on an open-architecture platform with access to both third-party and firm-sponsored strategies.