Patrick Beresh is a financial advisor at PMB Advisors with 25 years of industry experience. He holds a Series 66 designation and has been with PMB Advisors since 2002. In addition to his advisory role, he is a Certified Public Accountant and occasionally prepares individual tax returns. PMB Advisors serves individual and high-net-worth clients along with their trusts and estates, providing portfolio management and financial planning services. The firm builds personalized investment policies using fundamental and cyclical analysis and typically implements strategies with ETFs, mutual funds, and individual securities.

Jonathan Firestein is a financial advisor at Purpose Capital Advisors with five years of industry experience. He holds a Series 65 credential and has worked previously at Uplifting Capital, Inc. and Ascent Capital Management (U.S. Bank). Purpose Capital Advisors provides investment consulting to mission-driven organizations, wealth management firms, family offices, and foundations, focusing on impact investing and private capital. The firm offers services including investment research, manager selection, and business consulting, emphasizing bespoke impact frameworks that integrate financial analysis with social and environmental objectives.

Stephanie Fenster is a financial advisor at Itero Capital, LLC with eight years of industry experience. She holds the Series 63 and Series 65 designations and operates as the sole advisor at the independent firm based in Tiburon, California. Itero Capital provides discretionary portfolio management services primarily to high-net-worth and some non-U.S. individual clients. The firm employs a concentrated, research-driven investment approach focused on consumer-centric public equities worldwide, using both long and short positions to pursue long-term capital appreciation and absolute returns.

John Rutledge Jr. is a CFP® and CFA® with 16 years of experience in financial advisory roles. He is the sole advisor at Phoundational LLC, an independent registered investment adviser based in Nicasio, CA. His prior experience includes positions at Fairview Capital Investment Management, Clearbridge Investments, and Citigroup Global Markets. Phoundational LLC provides financial planning and investment consulting to individuals, high-net-worth clients, charitable organizations, foundations, endowments, corporations, and businesses. The firm emphasizes client education and a structured engagement process to develop customized, liability-aware asset allocation plans primarily using passive index funds and ETFs, operating as a consultant while clients retain control of their accounts.

Quincy Hall is a CFP® professional with 14 years of experience in the financial services industry. He founded Hall Financial Services, Inc. in 2018 after prior roles at Cetera Advisor Networks and Mass Mutual Investors Services. Hall also teaches financial planning concepts as a lecturer at The College of Marin Community Education and publishes educational content through his Advice Only business. Hall Financial Services, Inc. serves individual and high-net-worth clients with personalized financial planning and advisory services, offering standalone Advice‑Only™ planning engagements and coordinating with third-party investment managers for clients seeking ongoing portfolio management. The firm maintains a separation from asset management and product sales, focusing on educational content and selective use of outside managers.

Much like you don't wait to join a gym until you're healthy, you shouldn't wait to work with a financial planner until you're wealthy. Unfortunately, the financial industry historically only wants to work with clients who have -insert any seven-digit-minimum amount of assets-. The good news is there are now plenty of financial planners who will gladly work with clients regardless of how much they have already saved. I am one of those planners. ;) I've been a financial planner for over a decade now, and I've worked lots of different clients from all walks of life. I've come to learn that sticking to the basics and keeping things simple is the best approach when helping clients develop a financial plan. My role is to help guide you on your path to financial freedom. New clients start with a financial plan. This is where we talk about your goals, time horizon, and all the numbers. We’ll review different scenarios so you can see what’s possible. By the end of the initial plan, you should be up and running, moving in the general direction of your goals. From there, we move to ongoing financial planning in which we meet semi-annually to monitor your plan and make adjustments when needed.

Bruce Ritter is the sole advisor at Ritter Wealth Counsel, an independent fee-only wealth management firm based in San Rafael, CA. He holds a Series 65 designation and has over 36 years of experience in the industry. Ritter Wealth Counsel serves primarily high-net-worth individuals and families, as well as trusts, estates, pension, and charitable organizations. The firm offers customized investment programs implemented mainly with passive index funds or ETFs, maintaining predominantly non-discretionary client relationships and a small, concentrated client roster.

John Dowling is a CFA® charterholder and principal advisor at JFD Capital, LLC, with nine years of industry experience. He previously worked at Fairview Capital and the Golub Group (now Summitry) before founding his current independent advisory firm. JFD Capital is a small independent registered investment adviser that provides ongoing, tailored portfolio management primarily to high-net-worth individuals. The firm employs a bottom-up, fundamental research approach focusing on undervalued equities and fixed-income securities, offering discretionary management and performance-based fee arrangements to qualified clients.

Edi Alvarez is a CFP® with 19 years of industry experience, currently serving as the sole advisor at AIKAPA since 2014. He is also the CEO of Dual Enterprises, a publishing business he founded in 1990 that produces niche books for smaller audiences. AIKAPA provides comprehensive wealth and financial planning services to individuals, families, trusts, and small businesses, with a client base that includes executives and business owners. The firm emphasizes financial plans as the foundation of its investment advice and offers both managed and guided planning models, incorporating diversified portfolios and ongoing education through seminars and a published blog.

Randall Huyser is a financial advisor with Full Compass Investment Advisors in Novato, CA, holding a Series 63 designation and 21 years of industry experience. He has been with Full Compass Investment Advisors since 2012. Full Compass Investment Advisors provides personalized investment management and advisory services to individuals, families, trusts, retirement plans, and charitable organizations, typically through separately managed discretionary accounts. The firm uses a multi-disciplinary investment process combining fundamental research with quantitative and qualitative analysis to construct tailored portfolios across various strategies.

Laura Chernov is a CFP® professional with 19 years of industry experience. She is the founder of Balanced Financial Advisors and has previously worked at WealthSource Partners, Goldman Sachs PFM, and United Capital. She also serves as a Managing Director and investment adviser representative at Wealth Source. Balanced Financial Advisors provides portfolio management and financial planning for individual and high-net-worth clients, using model allocations based on Modern Portfolio Theory. The firm typically manages accounts on a discretionary basis and advises clients on a range of investment types, including ETFs, REITs, annuities, and private placements.

Joseph Gallagher is a financial advisor at Pacific Crest Asset Management LLC with 31 years of industry experience. He holds a Series 65 designation and previously worked at Dorsey Capital Management and Kimun Lee. Pacific Crest Asset Management LLC provides discretionary portfolio management and prepares Investment Policy Statements tailored to clients’ goals, tax considerations, and risk tolerances. The firm employs a mix of analytic techniques and implements long-term purchase strategies across equities, fixed income, and ETFs, managing client assets internally without third-party managers.

Steven Toomey is the sole advisor at Wholeness Financial in Richmond, California, holding Series 63, 65, and 66 licenses with three years of industry experience. Prior to founding Wholeness Financial, he has held various roles including at Wells Fargo Investments and Morgan Stanley. Outside of financial advising, Toomey serves as CFO of Snout, Inc., a wellness payment plan business for veterinary clinics. Wholeness Financial is a California-registered investment adviser offering integrated financial planning and investment management services to individuals, trusts, small businesses, charitable organizations, and pension/profit-sharing plans. The firm develops personalized financial plans which guide discretionary investment management with an emphasis on asset allocation, automatic rebalancing, and ongoing portfolio monitoring.

Max Strasburg is the sole portfolio manager at Strasburg Asset Management Company LLC, holding a Series 65 designation with two years of industry experience. He previously worked at View Ridge Capital Management, LP from 2015 to 2020 and is also associated with SAMCO LLC. Strasburg Asset Management Company LLC is an independent, state-registered investment adviser serving high-net-worth individuals, businesses, and institutional clients. The firm employs a value-oriented, opportunistic strategy focused on common equity in developed markets, managing concentrated portfolios with a disciplined fundamental research approach.

Daniel Edwards is the sole advisor at Dan Edwards Investment Advisory Services, LLC, an independent firm based in Corte Madera, CA. He holds a Series 65 designation and has eight years of experience in the industry. Prior to founding his firm in 2017, he was self-employed for 11 years. Dan Edwards Investment Advisory Services provides portfolio management and limited consultation primarily to individual clients and couples, typically with a minimum investable amount of $100,000. The firm focuses on retirement-income planning through diversified portfolios mainly composed of Vanguard no-load mutual funds, offering personalized service including mailed quarterly summaries and optional research-based consultations.

Colin Probert is the principal advisor at Probert Investment Advisers, LLC, an independent firm based in Tiburon, CA. He holds a Series 65 designation and has 10 years of industry experience, having led his firm since 2014. Outside of advising, he owns and manages residential real estate units. Probert Investment Advisers, LLC provides ongoing portfolio management to individuals and high-net-worth clients, focusing on services such as Investment Policy Statement preparation, asset allocation, and regular portfolio monitoring. The firm employs a long-term trading approach guided by modern portfolio theory and operates as a solo practice with a billing model based on hourly fees rather than asset percentages.

Donald Clephane is a CFP® with 30 years of experience in the financial industry. He is affiliated with Diversified Planning Concepts, Inc. and has worked at Oak Tree Securities since 2001. In addition to financial advising, Clephane offers estate planning and sells insurance products. Diversified Planning Concepts provides estate and financial advisory services to individuals, couples, and select pension plans, trusts, and estates. The firm employs broadly diversified investment programs emphasizing capital preservation and manages accounts with client approval on a principally non-discretionary basis.

Michael Boulton is a financial advisor at Financial Solutions in Mill Valley, CA, holding a Series 65 designation with 22 years at the firm and 2 years of industry experience. Financial Solutions is a single-advisor independent practice managing approximately $32.4 million across 13 high-net-worth clients. The firm provides asset management, financial planning, and retirement planning, using a disciplined investment approach that combines charting, fundamental, technical, and cyclical analysis with periodic rebalancing. Financial Solutions typically manages accounts on a discretionary basis and offers both hourly and fixed-fee planning.

Paul Bonapart is a financial advisor with Financial Security Planning Services, Inc. in Corte Madera, CA. He holds a Series 63 designation and has 36 years of industry experience. His career includes over three decades at Commonwealth Financial Network and ownership of Financial Security Planning Services, Inc. Since 2025, he has also been affiliated with Raymond James Financial Services. The firm provides personal financial planning and advice to individuals, high-net-worth clients, trusts, estates, and related entities, offering services such as financial inventory, investment and insurance analysis, and retirement and estate planning on an a-la-carte basis. Recommendations are developed through client interviews and research, with implementation often conducted via affiliated broker-dealer or insurance channels.

Barbara Gault is a CFP®-designated financial advisor with 10 years of industry experience. She is the principal of Barbara S. Gault, an independent firm based in Sausalito, CA, and has been working in the financial services field since 2003, including a brief tenure at Northern Trust Securities, Inc. She offers seminars for groups and associations as part of her professional activities. Barbara S. Gault provides investment management and comprehensive financial planning to individual clients, family groups, and owner-operated small businesses. The firm emphasizes a long-term investment approach using no-load, low-cost mutual funds and ETFs, supported by third-party research, and manages approximately $14 million in assets across a limited number of client relationships.