Daniel Mc Court is a financial advisor with Financial Planning Associates in Aptos, CA, holding Series 63 and Series 65 licenses and with 38 years of industry experience. He has been with Financial Planning Associates in his current role since 2021 and previously worked at The DC Group Advisory Services Inc. and Surf City Coffee Co., Inc. Mr. Mc Court is also a practicing Enrolled Agent providing tax preparation and advice as a separate business. Financial Planning Associates serves individuals and small businesses by offering financial planning and referring clients to third-party investment advisers for portfolio management. The firm focuses on developing client risk profiles and ongoing monitoring of selected managers, providing financial planning as a distinct service while guiding investment manager selection.

Jane Kelley is a financial advisor with 44 years of industry experience. She operates independently under the firm Jane C. Kelley and holds the CFP® designation along with Series 63 and Series 65 licenses. Her career includes over three decades at Royal Alliance and ongoing advisory roles through her own RIA entities. She also provides personal financial planning consultation as the owner of a sole proprietorship. Her firm offers financial planning and consulting services to individuals, small-business owners, and heirs on an hourly basis, focusing on long-term, non-discretionary advice related to cash management, tax, retirement, education funding, and estate planning. Transactions for recommended investment products are processed through an affiliated broker-dealer.

Sean O'Connor is a financial advisor at O'Connor Capital Advisory, LLC with one year of industry experience. He holds the Series 65 designation and has worked with the Stephen J. Wampler Foundation and Hermosa Surf, LLC. O'Connor Capital Advisory specializes in discretionary portfolio management and tailored financial planning for high-net-worth individuals, families, and institutional clients. The firm uses a combination of fundamental, technical, and cyclical analysis to build individualized investment programs, employing both long- and short-term trading strategies while managing roughly $112 million in assets under management.

Stephen Rice is a ChFC® credentialed financial advisor with 25 years of industry experience. He has been with Rice Financial Consulting, Inc. since 2003. Rice serves on the board and as treasurer of the Los Gatos Monte Sereno Police Foundation, a 501(c)(3) charitable organization supporting local police equipment and training. Rice Financial Consulting, Inc. provides advisory services to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporations. The firm employs a referral and manager-selection model, overseeing approximately $230.7 million for about 336 clients through a five-adviser team, and emphasizes long-term strategies within a fiduciary framework while working primarily on a non-discretionary basis.

Maksim Sackx is a financial advisor at Kensington Securities, LLC in Scotts Valley, CA, holding a Series 65 designation with one year of experience. He has been a full-time student for the past ten years prior to joining Kensington Securities. Kensington Securities, LLC is an independent, fee-based registered investment adviser serving individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm provides personalized financial planning, qualified plan consulting, and discretionary investment management with strategies that incorporate fundamental, technical, and cyclical analysis, including the management of wrap-fee programs and fee-based variable and fixed-index annuities.

Cynthia Flannigan is a CFP® professional at MainStreet Financial Planning, Inc. in Los Gatos, CA, with eight years of industry experience. She worked at Evercore Wealth Management for six years before joining MainStreet Financial Planning in 2018. MainStreet Financial Planning provides fee-only, advice-only financial planning and consultation to individuals, families, business owners, and nonprofit employers. The firm focuses on comprehensive planning and favors a long-term, low-cost passive investing approach, delivering advice through multi-session planning engagements and educational programs.

Jon Eric Kronvall is a financial advisor at Wealth Innovation with 23 years of industry experience. He holds a Series 66 designation and has worked at firms including Wells Fargo Bank and OneDigital Investment Advisors. He also owns Esoteric Advisors, a consulting practice providing expert witness services unrelated to investment management. Wealth Innovation provides fee-only investment advisory and portfolio management services primarily to high net-worth individuals. The firm manages approximately $12.7 million in discretionary assets and focuses on tailored investment plans that utilize fundamental and technical analysis, modern-portfolio theory, and tactical adjustments.

Todd Scalisi is a financial advisor at Newhouse Integrated Financial Advisors LLC in Soquel, California, holding Series 65 and Series 63 credentials with two years of industry experience. His prior roles include positions at JP Morgan Securities LLC, Coast Financial Services Inc, PP&CO Advisors LLC, and Ascend Partner Services LLC. Newhouse Integrated Financial Advisors LLC is an independent investment adviser serving individual and high-net-worth clients with portfolio management and financial planning. The firm uses fundamental analysis and modern portfolio theory to create long-term, asset-allocated portfolios and integrates investment advice with affiliated tax, accounting, and real estate services under the Newhouse brand.

Dorothy Hundrieser is a financial advisor with Rice Financial Consulting, Inc. in Los Gatos, CA, holding Series 63 and Series 65 designations and 14 years of industry experience. She has been with Rice Financial Consulting since 2014. Outside of her advisory role, she performs bookkeeping for a dentist on a limited basis. Rice Financial Consulting, Inc. serves individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporations. The firm employs a manager-selection and supervisory approach, working with third-party advisers and emphasizing long-term investment strategies without directly managing client portfolios.

Neil Gavande is a CFP® and ChFC® with 23 years of industry experience. He is currently with Farm and Community Advisory in Los Gatos, CA, and has previously worked at Morgan Stanley Dean Witter, UBS Financial Services, and TCFG Investment Advisors. Neil is also CEO of Farm and Community Asset Advisors LLC and holds licenses as a California mortgage broker and health and life insurance agent. Farm and Community Advisory is a state-registered investment adviser serving individuals, pension and profit-sharing plans, and business entities with portfolio management, pension consulting, and financial planning. The firm uses a range of analytic methods and provides both discretionary and non-discretionary management, including an explicit pension consulting practice.

Filiep Sackx is a financial advisor with Kensington Securities, LLC in Scotts Valley, CA, holding Series 63 and Series 65 designations and with 27 years of industry experience. He has been with Kensington Securities since 2007 and has also been president and insurance agent at Kensington Financial Group, Inc. since 1995, dedicating approximately 30% of his time to the affiliated insurance agency. Kensington Securities, LLC is an independent, fee-based registered investment adviser serving individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm offers personalized financial planning, qualified plan consulting, and discretionary investment management, including management of wrap-fee programs and annuity contracts.

Janelle Hansen is a financial advisor with Rice Financial Consulting, Inc. in Los Gatos, CA, holding a Series 65 designation and one year of industry experience. Her prior roles include positions at the University of California Natural Reserve System and University of California Santa Cruz. Rice Financial Consulting, Inc. serves individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporations, managing approximately $230.7 million across about 336 clients with a five-adviser team. The firm focuses on manager-selection and supervisory services, operating primarily on a non-discretionary basis and directing clients to third-party managers while performing due diligence and ongoing supervisory reviews.

Anthony Caruso is a financial advisor at Caruso Family Financial Advisors (CFFA) LLC in San Jose, CA, holding a Series 66 designation with 14 years of industry experience. He has worked at various firms including Merrill and Lightpath Capital, and has been with CFFA since 2019, where he serves as CEO and Chief Compliance Officer. Caruso Family Financial Advisors is a small firm offering portfolio management and pension consulting services to individuals, high-net-worth clients, and institutional plans. The firm employs diverse analytical methods and discretionary management strategies, including options trading, and develops customized investment policy statements for its clients.

Maria Yates is a financial advisor at Rice Financial Consulting, Inc. with a Series 65 designation and one year of industry experience. Her prior work includes roles at Stephen Silver Fine Jewelry Company and a children’s pre-school. Rice Financial Consulting provides manager-supervisory services to individuals, pension and profit-sharing plans, charitable organizations, and corporate entities. The firm refers clients to third-party advisers and focuses on long-term investment strategies without discretionary trading, overseeing approximately $287 million in primarily non-discretionary assets.

Rebecca Contin is a CFP® professional with 14 years of industry experience, currently serving as an advisor at East Rock Financial Services, LLC since 2013. She holds a Series 63 designation and is also a director of Contin Seeds, a hybrid seed development company. East Rock Financial Services provides investment management and financial planning to individuals, high-net-worth clients, trusts, and estates. The firm emphasizes asset allocation, diversification, and periodic rebalancing, offering discretionary portfolio management alongside standalone financial planning engagements through a principal-led service model.

Christopher Wentzien is a CFP® with 12 years of industry experience. He has been with Natural Bridges Financial Advisors in Santa Cruz, CA since 2008. Natural Bridges Financial Advisors is a fee-only firm serving individuals and families with comprehensive financial planning and discretionary investment management. The firm uses tailored investment policy statements and primarily invests in low-cost ETFs and no-load mutual funds, operating with a fixed annual fee model rather than a percentage-of-assets approach.

Thomas Wynn is a financial advisor with Wynn Capital Management, LLC in Santa Cruz, CA, holding a Series 66 designation and 24 years of industry experience. He has been with Wynn Capital Management since 2002. Outside of his advisory role, Wynn is a member of Angels by the Sea, an investment group focused on high-risk, early-stage startups in the Santa Cruz area. Wynn Capital Management serves individuals, households, trusts, estates, pension and profit-sharing plans, and charitable organizations, offering financial planning, consulting, and discretionary investment management. The firm employs an investment approach based on academic research, emphasizing globally diversified, low-cost mutual funds and ETFs, along with defined-risk options strategies and private placement opportunities for accredited investors.

Elizabeth Flores is a financial advisor with Legacy Wealth Advisors, LLC in Santa Cruz, CA, holding a Series 65 license and 22 years of industry experience. Prior to joining Legacy Wealth Advisors in 2020, she worked at Sterling Advisory Services, LLC and operated her own CPA practice for 18 years. She is also a 50% owner of a tax preparation business, Oversight Group, LLC, where she is involved in preparing and processing tax returns. Legacy Wealth Advisors, LLC provides multi-family office and wealth management services to individuals, high-net-worth families, and institutions. The firm combines macroeconomic analysis with client-specific risk assessments to build customized portfolios, offering discretionary and non-discretionary investment management alongside integrated tax and real estate advisory services.

Robert Gaukel is a financial advisor at Newhouse Integrated Financial Advisors LLC with two years of industry experience. He holds a Series 65 designation and has worked at Newhouse since 2021. Outside of advising, Gaukel is a Certified Public Accountant providing tax preparation and strategy services and is a licensed real estate agent involved in property management and transactions. Newhouse Integrated Financial Advisors LLC is a California-registered independent investment adviser serving primarily individual and high-net-worth clients. The firm employs fundamental analysis and modern portfolio theory to build and monitor long-term, asset-allocated portfolios, offering both discretionary and non-discretionary account management.

Anna Sergunina is a CFP® professional with 16 years of industry experience. She has been with MainStreet Financial Planning, Inc. since 2014 and also owns Anna Sergunina Media LLC. MainStreet Financial Planning provides fee-only, advice-only financial planning and consultation services to individuals, families, business owners, and nonprofit employers. The firm emphasizes long-term, low-cost passive investing and delivers multi-session planning engagements, educational seminars, and employer-facing workshops.