Brandon Amaral is a CFP® professional with five years of experience in financial planning. He is the principal advisor at Amaral Financial Planning in San Jose, CA. Prior to founding his firm, he worked at Ballast Point Financial Planning, Wade Financial Advisory, and Ameriprise Financial Services. In addition to financial planning, he offers tax preparation, IRS representation, and limited notarization services. Amaral Financial Planning serves individuals, families, and trusts with fee-only financial planning and discretionary portfolio management. The firm focuses on long-term, passive investing based on Modern Portfolio Theory and provides tailored investment strategies through custodial platforms such as Betterment and Charles Schwab.

Brenda Friederich is a CFP®-certified financial advisor with 21 years of industry experience. She is the sole advisor at Abundit Wealth in San Jose, CA, and has worked previously with Mariner Independent Advisor Network and RNP Advisory Services. In addition to her advisory work, she is a licensed insurance agent in California and has been involved in insurance sales since 2003. Abundit Wealth provides financial planning, discretionary portfolio management, and wealth management services primarily to individual clients and pension or employee benefit plans. The firm constructs broadly diversified, long-term portfolios using institutional mutual funds and ETFs, employing a small- and value-tilt approach, and offers pension consulting and participant-level advice under ERISA.

Xiuya Li is a financial advisor at Dao Trading & Advisory Inc. with three years of industry experience. Li holds Series 65 and Series 66 licenses and has worked as a software engineer at Cadence Design Systems, Inc. since 2002. Dao Trading & Advisory Inc. provides investment management, financial planning, and wealth management services to individuals, high-net-worth clients, families, charitable organizations, and business entities. The firm’s investment approach focuses on macroeconomic analysis and asset allocation, with discretionary account management and an emphasis on educational seminars and market trend training.

Boris Suvorov is the sole advisor at Three Main Points LLC, an independent investment advisory firm based in Los Gatos, CA. He holds a Series 65 designation and has three years of experience in the industry. Prior to founding Three Main Points LLC, he operated a software outsourcing business under Bovas LLC. In addition to his advisory work, Suvorov continues to provide software engineering consulting outside of trading hours. Three Main Points LLC offers discretionary portfolio management and financial planning services to individuals and corporate clients, managing approximately $14.4 million in assets. The firm employs a tailored approach combining long- and short-term trading, option strategies, and AI-supported research, and features a notable international client base as well as performance-fee arrangements uncommon among similar independent advisors.

Michael Hudick is a CFP® professional with 19 years of experience in financial planning, currently serving as principal of MiGH Financial Planner, LLC, an independent firm based in Los Gatos, CA. He has operated his sole proprietorship practice since 2007 and founded MiGH Financial Planner, LLC in 2016. MiGH Financial Planner provides investment management and financial planning services to individual investors, high-net-worth clients, and certain retirement plans. The firm employs a model portfolio approach focused on ETFs for equity exposure and a detailed fixed-income strategy, emphasizing buy-and-hold diversification and utilizing specialized screening tools for bond and closed-end fund selection.

Lindy Chan is a Certified Financial Planner (CFP®) with 17 years of industry experience. She has worked at Vibrance Wealth Management LLC and its predecessor entities since 2019 and held roles at Centric Advisors, Sierra Pacific Financial Advisor, and Wells Fargo. In addition to her advisory work, she is a licensed insurance agent and occasionally offers commissionable insurance products to clients. Vibrance Wealth Management LLC provides discretionary and non-discretionary asset management, financial planning, and retirement-plan advisory services to individuals, high-net-worth clients, and corporate plan sponsors. The firm combines pension-plan consulting with individual portfolio management and uses a range of investment strategies, including fundamental and technical analysis, with the option to delegate to sub-advisers.

Robert Arne is a CFP®-certified financial advisor with 11 years of industry experience. He is the principal at Carpe Diem Financial Life Planning, an independent firm based in Ben Lomond, CA. Prior to founding Carpe Diem, he worked with DWR Wealth Management and Dunham Associates CPAs. Outside of advising, he serves as an adjunct professor in the Financial Planning Program at Golden Gate University and is president of Carpe Diem Tax Services SLV, providing accounting and tax services. Carpe Diem Financial Life Planning serves individuals, high-net-worth clients, and small businesses, offering comprehensive financial planning, educational workshops, and nondiscretionary portfolio management that combines Modern Portfolio Theory with Austrian Economic Theory. The firm emphasizes long-term, globally diversified, and tax-efficient portfolios, with investment decisions requiring client pre-approval and regular reviews.

Chao Wen Huang is a CERTIFIED FINANCIAL PLANNER™ (CFP®) with 12 years of industry experience. He is the sole advisor at Candor Financial, LLC, an independent firm based in Santa Clara, CA, where he has worked since 2010. Candor Financial serves individuals, small businesses, trusts, and charitable organizations, with a significant portion of its client base consisting of high-net-worth individuals. The firm employs a fee-only comprehensive financial planning approach and combines passive and active investment strategies based on Modern Portfolio Theory and the CAPM framework.

Michael Zaplitny is a CFP® professional based in San Jose, CA, with 29 years of experience at Fireside Financial Planning, Inc., which he founded in 1997. He also operates Fireside Tax Consulting Inc., where he provides tax preparation and related services. Fireside Financial Planning, Inc. is an independent advisory firm serving individuals, trusts, small businesses, and institutional clients with both financial planning and portfolio management. The firm’s approach integrates a range of analyses and generally focuses on long-term investments in mutual funds, ETFs, and ETNs, while also offering services to corporate pension and profit-sharing plans and charitable institutions.

Ying Chen is a financial advisor with Wolfe Signal Capital LLC in San Jose, CA, holding a Series 65 designation and one year of industry experience. She is also a Senior Analyst with Aurum Equity Partners, a position she will hold until the end of September 2025. Wolfe Signal Capital LLC provides investment advisory and financial planning services to individuals, including high-net-worth clients, using a blend of fundamental analysis, modern portfolio theory, and quantitative models to tailor portfolios according to client risk tolerance and objectives. The firm offers discretionary portfolio management and fixed-fee financial plans, with a distinctive investable universe that includes venture capital funds and private placements.

John Kessler is a CFP® with 37 years of experience in the financial services industry. He is affiliated with American Investors Company and owns Kessler Financial Services, where he provides financial planning and private fiduciary services. In addition to his advisory work, Kessler is president of Kessler-Gates Real Estate Services, Inc., a commercial real estate firm. American Investors Company offers investment advisory, financial planning, and asset supervisory services to individuals and institutional clients. The firm combines advisory and brokerage activities within a multi-advisor structure and manages approximately $578 million in client assets.

Wei Shao is a CFA® charterholder and principal of Consonance Wealth Management in Los Gatos, CA, with nine years of industry experience. She has managed Consonance Wealth Management since 2016. In addition to her advisory role, Shao is a licensed insurance agent authorized to sell insurance products in California. Consonance Wealth Management provides discretionary investment management and financial consultation services primarily to high-net-worth individuals, families, trusts, and charitable organizations. The firm emphasizes diversified, low-cost, tax-aware portfolios with integrated retirement and financial planning offered at no additional fee.

Olga Mavrody is a financial advisor at OLMA Advisors with six years of industry experience. She holds a Series 65 designation and has worked in tax planning and compliance through her firm, Olga Mavrody, Inc. (DBA Olma Tax), where she serves as president. OLMA Advisors provides discretionary investment management and financial planning services to individuals, including high-net-worth clients, as well as corporate and business clients. The firm employs a primarily passive investment approach using diversified portfolios of index mutual funds and ETFs, integrating its services with a related tax practice and family management company for coordinated tax and business planning.

Junyu Guo is a financial advisor at JY Capital Management with three years of industry experience. He holds a Series 65 designation and previously worked at eHEALTH, INC. and Fehr & Peers. JY Capital Management provides fee-based investment advisory services with a focus on customized portfolio management for individuals, trusts, estates, charitable organizations, and business entities. The firm employs a tactical allocation strategy using a broad range of instruments, including options, short sales, and margin, tailored to client objectives and risk tolerances.

Jen I Cheng is the sole advisor at Cheng, Jen I and holds the Series 65 designation. He has over 30 years of business experience, including 26 years at Dynavista Inc. and managing his own advisory and property management activities since 2021. He is involved in the property management of his own rental properties. Cheng, Jen I provides investment advice focused on real estate investment vehicles, particularly third-party Delaware Statutory Trusts offered under Regulation D. The firm serves individual and high-net-worth clients by delivering research and due diligence without managing assets or providing discretionary authority.

Jeremy Nadel is a financial advisor at Ameriprise in Los Angeles, CA, holding a Series 66 designation. He has been with Ameriprise since 2025 and has prior experience with Delta Agricultural Holdings and running a self-owned business. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with substantial investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis delivered through a centralized consulting team and emphasizes managed accounts within its planning approach.

Taylor Ames is a financial advisor at Arena Advisors LLC in San Jose, CA, holding Series 63 and Series 65 licenses with 16 years of industry experience. He has worked at ALPS Distributors, Inc. and ALPS Portfolio Solutions Distributor Inc. prior to founding Arena Advisors. Outside of finance, Taylor is a fitness instructor at F45 Training, a group fitness organization. Arena Advisors LLC provides financial planning and portfolio management to individuals, high-net-worth clients, and business entities, offering both discretionary and non-discretionary advisory services. The firm’s investment approach emphasizes ETFs and integrates fundamental analysis, modern portfolio theory, and technical analysis, including long-term trading and options strategies.

Todd Smith is a financial advisor at Silicon Valley Wealth Management Solutions, Inc. in San Jose, CA, with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has been with his current firm since 2012. In addition to advisory services, he works as an insurance agent, assisting clients with life and health insurance as well as annuities. Silicon Valley Wealth Management Solutions is an independent registered investment adviser that provides asset management, pension consulting, and financial planning to individuals, trusts, pension and profit-sharing plans, and corporate entities. The firm focuses on non-discretionary portfolio supervision and pension consulting, serving a broad client base including high-net-worth individuals and plan sponsors.

Han Chung Lee is the sole advisor at Calabazas Creek Advisors, LLC, an independent investment advisory firm based in San Jose, CA. He holds Series 63 and Series 65 credentials and has 10 years of industry experience. In addition to his advisory role, he works as a Senior Data Scientist at Evolution Finance Inc, where he applies advanced statistical and predictive modeling techniques to develop complex algorithms and data-driven solutions. Calabazas Creek Advisors provides discretionary portfolio management primarily to high-net-worth individuals, trusts, and other entities. The firm employs a proprietary quantitative Dynamic Asset Allocation Strategy that uses machine-assisted learning and momentum signals to allocate among exchange-traded products, typically maintaining concentrated portfolios with monthly rebalancing.

Adaeze Ezeh is a Series 65-licensed financial advisor at Endowe Advisory LLC with one year of industry experience. Prior to joining Endowe Advisory, Ezeh held roles at companies including Applied Intuition, Ledabox Inc., Workboard Inc., Applied Materials, Juniper Networks, and Synaptics Inc. Ezeh is also involved with Ledabox LLC and Endowe Inc. Endowe Advisory LLC provides automated investment advisory services to individual U.S. investors through a proprietary website and mobile app, using algorithm-driven portfolio construction and model portfolios with Interactive Brokers as custodian. The firm integrates its platform with a gift-registry service to facilitate contributions and offers discretionary asset management without individualized human advice.