Thomas Berry is a financial advisor with LPL Financial in Campbell, CA, holding Series 63 and Series 66 licenses and 23 years of industry experience. He has worked with LPL Financial since 2004 and is also associated with Pacific Benefits Advisors and Pacific Wealth Advisors, LLC. Berry's activities include involvement with group health, life, disability, and pension plan insurance through Pacific Benefits Advisors. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a variety of investment solutions supported by an in-house research team, combining large-scale advisory operations with insurance and credit products through affiliated agencies.

Stephen Lajala is the principal of Lajala & Associates, an independent advisory firm based in San Jose, CA. He holds CPA credentials and has 43 years of experience with his firm, alongside eight years of industry experience as a financial advisor. In addition to his advisory work, he engages in public accountancy and income tax preparation through his CPA firm. Lajala & Associates provides discretionary portfolio management and limited-scope hourly financial planning to a small client base including individuals, pension and profit-sharing plans, trusts, and estates. The firm employs a strategic asset allocation approach with a core-and-satellite structure using primarily no-load mutual funds and ETFs, focusing on global diversification and monthly performance reporting.

Xu Tian is the principal of Tian Capital LLC, an independent investment management firm based in Mountain View, CA. He holds a Series 65 designation and has 10 years of industry experience, having founded and managed Tian Capital since 2016. Tian Capital LLC is a fee-only firm that provides discretionary portfolio management primarily to individual and high-net-worth investors. The firm employs fundamentally driven, equity-focused strategies including value, growth, and event-driven approaches, and is noted for its use of leverage and derivative instruments within separately managed accounts.

Brandon Amaral is a CFP® professional with five years of experience in financial planning. He is the principal advisor at Amaral Financial Planning in San Jose, CA. Prior to founding his firm, he worked at Ballast Point Financial Planning, Wade Financial Advisory, and Ameriprise Financial Services. In addition to financial planning, he offers tax preparation, IRS representation, and limited notarization services. Amaral Financial Planning serves individuals, families, and trusts with fee-only financial planning and discretionary portfolio management. The firm focuses on long-term, passive investing based on Modern Portfolio Theory and provides tailored investment strategies through custodial platforms such as Betterment and Charles Schwab.

Brenda Friederich is a CFP®-certified financial advisor with 21 years of industry experience. She is the sole advisor at Abundit Wealth in San Jose, CA, and has worked previously with Mariner Independent Advisor Network and RNP Advisory Services. In addition to her advisory work, she is a licensed insurance agent in California and has been involved in insurance sales since 2003. Abundit Wealth provides financial planning, discretionary portfolio management, and wealth management services primarily to individual clients and pension or employee benefit plans. The firm constructs broadly diversified, long-term portfolios using institutional mutual funds and ETFs, employing a small- and value-tilt approach, and offers pension consulting and participant-level advice under ERISA.

Sa Lvatore Guardino is a CFP® with 13 years of experience in financial advising. He has been with The Guardino Financial Group since 2012 and is also associated with C2 Financial Corporation. Outside of his advisory work, he is involved as a mortgage broker and insurance agency producer. The Guardino Financial Group provides financial planning and advisory services to individuals and families, including high net worth clients, focusing on cash flow, retirement, tax, estate, and insurance needs. The firm recommends no-load or low-load mutual funds and ETFs, emphasizing long-term, buy-and-hold strategies with global diversification and low-cost passive funds, and operates on an hourly fee basis rather than a percentage of assets.

Xiuya Li is a financial advisor at Dao Trading & Advisory Inc. with three years of industry experience. Li holds Series 65 and Series 66 licenses and has worked as a software engineer at Cadence Design Systems, Inc. since 2002. Dao Trading & Advisory Inc. provides investment management, financial planning, and wealth management services to individuals, high-net-worth clients, families, charitable organizations, and business entities. The firm’s investment approach focuses on macroeconomic analysis and asset allocation, with discretionary account management and an emphasis on educational seminars and market trend training.

Boris Suvorov is the sole advisor at Three Main Points LLC, an independent investment advisory firm based in Los Gatos, CA. He holds a Series 65 designation and has three years of experience in the industry. Prior to founding Three Main Points LLC, he operated a software outsourcing business under Bovas LLC. In addition to his advisory work, Suvorov continues to provide software engineering consulting outside of trading hours. Three Main Points LLC offers discretionary portfolio management and financial planning services to individuals and corporate clients, managing approximately $14.4 million in assets. The firm employs a tailored approach combining long- and short-term trading, option strategies, and AI-supported research, and features a notable international client base as well as performance-fee arrangements uncommon among similar independent advisors.

Chitra Staley is a CFA® charterholder and Series 65 licensee with 21 years of industry experience. She is the sole advisor at TPW Finance LLC, an independent registered investment adviser based in Mountain View, CA. Her prior experience includes roles at Tuscon ESG LLC and Beacon Pointe Advisors, LLC. TPW Finance LLC provides discretionary portfolio management and financial planning services to individuals, trusts, small businesses, and estates. The firm focuses on personalized portfolio management using fundamental, technical, and cyclical analysis across various asset classes, maintaining a small client base and requiring client authorization for discretionary trading.

Michael Hudick is a CFP® professional with 19 years of experience in financial planning, currently serving as principal of MiGH Financial Planner, LLC, an independent firm based in Los Gatos, CA. He has operated his sole proprietorship practice since 2007 and founded MiGH Financial Planner, LLC in 2016. MiGH Financial Planner provides investment management and financial planning services to individual investors, high-net-worth clients, and certain retirement plans. The firm employs a model portfolio approach focused on ETFs for equity exposure and a detailed fixed-income strategy, emphasizing buy-and-hold diversification and utilizing specialized screening tools for bond and closed-end fund selection.

We Yu Chou is a financial advisor at New Assets Investment Advisors LLC in Milpitas, CA, holding a Series 65 designation with 12 years of industry experience. He has been with New Assets Investment Advisors since its founding in 2013. New Assets Investment Advisors provides discretionary portfolio management and financial planning primarily for individual and high-net-worth clients, as well as charitable organizations and corporate/business clients. The firm emphasizes individualized multi-asset allocation, periodic portfolio rebalancing, and due diligence on real estate alternatives, while also offering educational seminars and Chinese-language outreach.

Lindy Chan is a Certified Financial Planner (CFP®) with 17 years of industry experience. She has worked at Vibrance Wealth Management LLC and its predecessor entities since 2019 and held roles at Centric Advisors, Sierra Pacific Financial Advisor, and Wells Fargo. In addition to her advisory work, she is a licensed insurance agent and occasionally offers commissionable insurance products to clients. Vibrance Wealth Management LLC provides discretionary and non-discretionary asset management, financial planning, and retirement-plan advisory services to individuals, high-net-worth clients, and corporate plan sponsors. The firm combines pension-plan consulting with individual portfolio management and uses a range of investment strategies, including fundamental and technical analysis, with the option to delegate to sub-advisers.

Alex Quan is the sole advisor at SkySphere LLC in San Jose, CA, holding a Series 65 designation with 17 years of industry experience. He has been with SkySphere since 2012. Outside of his advisory role, Quan serves as president and board member of Atzen Inc., a San Jose-based skincare company unrelated to investment management. SkySphere LLC provides investment management and financial planning services to pooled and institutional clients as well as individual investors. The firm uses a combination of proprietary quantitative models and fundamental analysis across various strategies, offering tailored portfolio management that includes growth equity, balanced equity/bond, income, and direct bond ladders.

Vaibhav Goel is a financial advisor at Simple Money Advisors LLC and holds a Series 65 designation. He has one year of industry experience and previously worked at DoorDash, Google, and Lyft. Simple Money Advisors LLC provides discretionary and non-discretionary investment advisory services primarily to individuals and high-net-worth clients, offering both one-time and ongoing financial planning. The firm uses various investment methods, including fundamental and quantitative analysis, and offers a subscription-based account aggregation and planning platform developed by its affiliate, Simple Money, Inc.

Chao Wen Huang is a CERTIFIED FINANCIAL PLANNER™ (CFP®) with 12 years of industry experience. He is the sole advisor at Candor Financial, LLC, an independent firm based in Santa Clara, CA, where he has worked since 2010. Candor Financial serves individuals, small businesses, trusts, and charitable organizations, with a significant portion of its client base consisting of high-net-worth individuals. The firm employs a fee-only comprehensive financial planning approach and combines passive and active investment strategies based on Modern Portfolio Theory and the CAPM framework.

Michael Zaplitny is a CFP® professional based in San Jose, CA, with 29 years of experience at Fireside Financial Planning, Inc., which he founded in 1997. He also operates Fireside Tax Consulting Inc., where he provides tax preparation and related services. Fireside Financial Planning, Inc. is an independent advisory firm serving individuals, trusts, small businesses, and institutional clients with both financial planning and portfolio management. The firm’s approach integrates a range of analyses and generally focuses on long-term investments in mutual funds, ETFs, and ETNs, while also offering services to corporate pension and profit-sharing plans and charitable institutions.

Ying Chen is a financial advisor with Wolfe Signal Capital LLC in San Jose, CA, holding a Series 65 designation and one year of industry experience. She is also a Senior Analyst with Aurum Equity Partners, a position she will hold until the end of September 2025. Wolfe Signal Capital LLC provides investment advisory and financial planning services to individuals, including high-net-worth clients, using a blend of fundamental analysis, modern portfolio theory, and quantitative models to tailor portfolios according to client risk tolerance and objectives. The firm offers discretionary portfolio management and fixed-fee financial plans, with a distinctive investable universe that includes venture capital funds and private placements.

Akio Kurata is a Series 65-licensed advisor at Equity X Investments, LLC with one year of industry experience. Prior to joining his current firm in 2024, he held leadership roles at related entities including Equity X, Inc., where he serves as CEO overseeing data analytics and market analysis. Equity X Investments, LLC is an independent registered investment adviser providing discretionary and non-discretionary portfolio management to individuals and businesses. The firm also offers subscription-based AI market research and early-stage deal-flow introductions, utilizing a variety of analytical methods alongside long- and short-term trading strategies where appropriate.

John Kessler is a CFP® with 37 years of experience in the financial services industry. He is affiliated with American Investors Company and owns Kessler Financial Services, where he provides financial planning and private fiduciary services. In addition to his advisory work, Kessler is president of Kessler-Gates Real Estate Services, Inc., a commercial real estate firm. American Investors Company offers investment advisory, financial planning, and asset supervisory services to individuals and institutional clients. The firm combines advisory and brokerage activities within a multi-advisor structure and manages approximately $578 million in client assets.

Wei Shao is a CFA® charterholder and principal of Consonance Wealth Management in Los Gatos, CA, with nine years of industry experience. She has managed Consonance Wealth Management since 2016. In addition to her advisory role, Shao is a licensed insurance agent authorized to sell insurance products in California. Consonance Wealth Management provides discretionary investment management and financial consultation services primarily to high-net-worth individuals, families, trusts, and charitable organizations. The firm emphasizes diversified, low-cost, tax-aware portfolios with integrated retirement and financial planning offered at no additional fee.