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David D

CFP®, ChFC®, Series 63

Modesto, CA

American Investors Company

David Derby is a CFP®, ChFC®, and Series 63-licensed advisor with 38 years of industry experience. He has been associated with American Investors Company since 1991 and operates an insurance and financial services business separately. American Investors Company provides investment advisory and financial planning services to individuals, retirement plans, trusts, charitable organizations, and corporations, offering a range of management and consultation options while operating both as a registered broker-dealer and SEC-registered adviser.

Retirement plans for business owners (SEP, solo 401k)
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Angela G

Series 65

Modesto, CA

Mraz and Associates

Angela Gomez Guerrero is a financial advisor at Mraz and Associates with one year of industry experience. She holds a Series 65 designation and has work experience across multiple sectors, including higher education and retail. Mraz and Associates serves individuals, retirement plans, trusts, estates, charitable organizations, and business entities, managing approximately $917.5 million on a discretionary basis. The firm employs a disciplined, value-oriented investment process and provides fiduciary services, focusing on diversified portfolios and ongoing client review.

Retirement plans for business owners (SEP, solo 401k) Wealth management
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Michael A

CFA®, Series 65

Turlock, CA

Integral Wealth Management

Michael Abram is a CFA® charterholder and holds a Series 65 license with 10 years of industry experience. He has been with Integral Investment Advisors, Inc. since 2015 and briefly attended California State University, Stanislaus in 2016. Beginning in December 2024, he will serve as the Treasurer for the City of Turlock, managing the city’s fixed income investment portfolio. Integral Wealth Management provides discretionary investment management, financial planning, and retirement plan consulting to individuals, charitable organizations, and employer-sponsored plans. The firm focuses on asset-allocation-based portfolio construction with a total-return orientation and employs a tactical sector tilt, using a variety of instruments including options and digital-asset strategies.

Options & derivatives strategies Tax-loss harvesting
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Mallory S

CFP®, Series 65

Turlock, CA

Integral Wealth Management

Mallory Sise is a CFP® and Series 65-registered advisor with Integral Wealth Management, bringing four years of industry experience. She has worked at Integral Investment Advisors, Inc. since 2022 and has prior experience with Crosspoint Church and California State University, Stanislaus. Integral Wealth Management is a SEC-registered advisory firm serving individuals, charitable organizations, and employer retirement plans. The firm manages approximately $673.9 million in assets, utilizing a customized, asset-allocation driven approach focused on capital preservation and after-tax total return, incorporating both fundamental and technical research.

Options & derivatives strategies Tax-loss harvesting
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Alan C

CFP®, Series 66

Modesto, CA

Southland Equity Partners, LLC.

Alan Crosby is a CFP®-certified financial advisor with 15 years of industry experience. He is currently with Southland Equity Partners, LLC and previously worked at Osaic Wealth, Inc. and FSC Securities. Outside of his advisory role, he is a member of Brave Cycling Company LLC, which designs and sells premium cycling apparel and accessories. Southland Equity Partners advises individuals, pension and profit-sharing plans, and businesses, offering financial planning, direct asset management, and retirement plan consulting. The firm uses a combination of fundamental and technical analysis to create customized, mainly discretionary portfolios.

Wealth management General tax planning
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Brooke G

CFP®, Series 66

Turlock, CA

Integral Wealth Management

Brooke Gaither is a CFP® professional with 10 years of industry experience, currently serving at Integral Wealth Management. Her prior experience includes roles at Charles Schwab and Charles Schwab Bank, where she worked for eight years, as well as a year at LPL Financial. Integral Wealth Management is a SEC-registered advisory firm that manages approximately $673.9 million in assets for individuals, charitable organizations, and employer retirement plans. The firm employs a customized, asset-allocation driven investment approach focused on capital preservation, after-tax total return, and tactical sector allocation.

Options & derivatives strategies Tax-loss harvesting
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Benjamin J

Series 65

Modesto, CA

Mraz and Associates

Benjamin Johnson is a financial advisor at Mraz and Associates with 11 years of industry experience. He holds a Series 65 designation and has been with Mraz, Amerine & Associates, Inc. since 2014. Mraz and Associates offers financial planning, consulting, and portfolio management services to individuals, retirement plans, trusts, estates, charitable organizations, and businesses. The firm employs a disciplined, value-oriented investment process and manages approximately $917.5 million on a discretionary basis through a five-advisor team.

Retirement plans for business owners (SEP, solo 401k) Wealth management
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Jodi K

CFP®, Series 63, Series 66

Turlock, CA

Integral Wealth Management

Jodi Karambela is a CFP® professional with 23 years of industry experience, currently serving at Integral Wealth Management since 2008. She holds Series 63 and Series 66 licenses and is based in Turlock, CA. Integral Wealth Management provides discretionary investment management, financial planning, and retirement plan consulting to individuals, charitable organizations, and employer-sponsored plans. The firm emphasizes asset-allocation-based portfolio construction with tactical sector tilts and employs a range of instruments including options and digital-asset strategies.

Options & derivatives strategies Tax-loss harvesting
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Gregory C

CFP®, Series 63

Modesto, CA

Southland Equity Partners, LLC.

Gregory Crosby is a CFP®-designated financial advisor at Southland Equity Partners, LLC with 40 years of industry experience. He previously worked at FSC Securities Corporation for 36 years before joining Southland Equity Partners in 2018. Outside of his advisory role, he owns Crosby Capital Advisors, LLC, a limited liability company unrelated to investment activities. Southland Equity Partners serves individuals, pension and profit-sharing plans, and businesses by providing financial planning, direct asset management, and retirement plan consulting. The firm employs fundamental and technical analysis to create customized portfolios across discretionary and non-discretionary mandates.

Wealth management General tax planning
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Deidre M

Series 63, Series 65

Modesto, CA

Mraz and Associates

Deidre Mraz is a financial advisor at Mraz and Associates in Modesto, CA, with 19 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Mraz, Amrine & Associates since 2011 and Concert Wealth Management, Inc. since 2008. Mraz and Associates offers financial planning, consulting, and portfolio management services to individuals, retirement plans, trusts, estates, charitable organizations, and business entities. The firm manages approximately $917.5 million on a discretionary basis through a disciplined, value-oriented investment process and serves clients using a five-advisor team.

Retirement plans for business owners (SEP, solo 401k) Wealth management
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David E

CFP®, Series 63, Series 66

Turlock, CA

Integral Wealth Management

David Epps is a CFP® with 28 years of industry experience. He currently works at Integral Wealth Management and previously spent over two decades at Charles Schwab and Charles Schwab Bank. Integral Wealth Management offers discretionary investment management, financial planning, and retirement plan consulting to individuals, charitable organizations, and employer-sponsored plans. The firm employs an asset-allocation-based approach with a tactical sector tilt and utilizes a variety of investment instruments, including options and digital-asset strategies, while providing regular account reviews and client meetings.

Options & derivatives strategies Tax-loss harvesting
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Patrick L

Series 63

Modesto, CA

Wedbush Securities Inc.

Patrick Lettice is a financial advisor with Wedbush Securities Inc. in Modesto, CA, holding a Series 63 designation and 42 years of industry experience. He has been with Wedbush Securities since 2013 and also maintains a long-term affiliation with Vulcan Securities LLC since 2002. Wedbush Securities provides both investment advisory and broker-dealer services to individual, high-net-worth, and institutional clients. The firm offers a wide range of services including wealth management, fixed income, commodities, and securities lending, utilizing both discretionary and non-discretionary portfolio management strategies.

Wealth management Founder/Business Owner Executive
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Robert P

CFP®, Series 66

Modesto, CA

Ascentis Independent Advisors, LLC

Robert Powell is a CFP® with 15 years of industry experience, currently serving as an advisor at Ascentis Independent Advisors, LLC. His prior roles include positions at Raymond James Financial Services Advisors, Inc. and Concurrent Advisors. Powell is also CEO of Hebrews 135, LLC, a business support company. Ascentis Independent Advisors is a multi-team SEC-registered firm serving individuals, trusts, retirement plans, and corporate clients. The firm provides comprehensive portfolio management and financial planning, utilizing a mix of public and private securities with ongoing monitoring and rebalancing.

Private / alternative investments Options & derivatives strategies General estate planning guidance Business ownership considerations Founder/Business Owner
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Dustin R

Series 63, Series 65

Turlock, CA

Savvy

Dustin Roberts is a financial advisor at Savvy with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at U.S. Bancorp Investments, U.S. Bank, and BBVA-affiliated firms. He serves as a board member of ACT Advancing Children of Turlock, a nonprofit organization. Savvy provides customized discretionary and non-discretionary investment and wealth management services to individuals, trusts, estates, retirement plans, charitable organizations, and corporations. The firm combines an index-based core with tailored strategies such as direct indexing with tax-loss harvesting, active and passive stock portfolios, and ESG-focused models, supported by a parent technology platform and third-party tools.

Concentrated stock management ESG / Sustainable investing Options & derivatives strategies Private / alternative investments Tax-loss harvesting Founder/Business Owner Executive HENRY (High Earners, Not Rich Yet)
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Andrew L

Series 63, Series 65

Modesto, CA

Founders Financial Securities LLC

Andrew Lambertson is a financial advisor with Founders Financial Securities LLC in Modesto, CA, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. He is the owner and president of Lambertson Financial Services and a partner at Skyson Financial, both providing wealth management and structured settlement services. Founders Financial Securities serves a diverse client base including individual and high-net-worth investors, retirement plans, charitable organizations, and corporate clients. The firm offers a range of portfolio management programs and financial planning services, utilizing both traditional and non-traditional delivery methods such as subscription-based retirement education and co-advised customized portfolios.

Business exit / sale strategy Founder/Business Owner Retired
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Sofia L

Series 65

Modesto, CA

integrity Advisory Solutions

Sofia Leguria is a financial advisor at Integrity Advisory Solutions with a Series 65 designation. She joined the firm in 2026 and has previous experience in legal and academic roles, including positions at Leguria Law and Gonzaga University School of Law. Outside of finance, she has worked in various educational and community organizations. Integrity Advisory Solutions serves individuals, trusts, estates, corporations, and other business clients through a network of about 100 independent advisors. The firm manages approximately $1.1 billion in client assets and offers a range of services including portfolio management, financial planning, retirement consulting, and model portfolio programs.

Private / alternative investments Concentrated stock management Founder/Business Owner Executive
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Gregory L

Series 63

Modesto, CA

Infinity Financial Services Advisory

Gregory Lebbert is a financial advisor at Infinity Financial Services Advisory with 40 years of industry experience. He holds a Series 63 designation and has been with Infinity Financial Services Advisory since 2020, following four years at Infinity Financial Services. Infinity Financial Services Advisory is a multi-advisor firm managing approximately $174 million for about 642 clients through a team of 35 advisors. The firm serves individual and high-net-worth clients using a multi-method investment approach that includes charting, cyclical, fundamental, quantitative, and technical analysis, along with modern portfolio theory, implementing strategies across mutual funds, ETFs, annuities, options, and other complex investments.

Options & derivatives strategies
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David H

Series 63, Series 65

Turluck, CA

Compound Planning, Inc.

David Hubble is a financial advisor at Compound Planning, Inc. with 43 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Claraphi Advisory Network, LLC, B. Riley Wealth Advisors, Inc., and Brookstreet Securities Corporation. Compound Planning, Inc. serves individuals, high-net-worth families, businesses, retirement plans, and financial intermediaries through discretionary portfolio management, financial planning, and institutional advisory services. The firm utilizes a fiduciary approach with risk-based model allocations and offers both direct investment management and a turnkey asset management program featuring access to in-house and third-party investment models.

Options & derivatives strategies ESG / Sustainable investing Founder/Business Owner Executive Values-based investing
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Valerie H

Series 63, Series 66

Modesto, CA

United Capital Financial Advisors

Valerie Hurst is a financial advisor at United Capital Financial Advisors with 26 years of industry experience. She holds Series 63 and Series 66 designations and has worked at firms including Goldman Sachs & Co LLC and CETERA Advisor Networks LLC. Hurst serves on the advisory board of the McHenry Mansion, a local historical landmark hosting weddings, public tours, and fundraising events. United Capital provides national financial planning and discretionary investment management for individual and high-net-worth clients, retirement plans, and institutional accounts. The firm supports customized investment solutions and operates a platform, FinLife Partners, that assists independent advisors with technology and practice management services.

ESG / Sustainable investing Annuities Founder/Business Owner Retired Values-based investing Religious/faith focused
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Rodney S

Series 63, Series 65

Turlock, CA

Nwf Advisory Services Inc

Rodney Smith is a financial advisor with NWF Advisory Services Inc in Turlock, CA, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. His prior roles include positions at The Ameriflex Group, Osaic, Independent Financial Group, LPL Financial, and National Planning Corporation. Outside of his advisory work, he serves as an elder and board member at Calvary Chapel Turlock. NWF Advisory Services, Inc. provides portfolio management and financial planning primarily to individual and high-net-worth clients, along with retirement plan consulting and trust and estate services. The firm manages approximately $3.82 billion in assets and offers a range of investment programs through an open-architecture wealth management platform combining advisor-managed portfolios, third-party model portfolios, and SMA/UMA solutions.

Wealth management Active portfolio management
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