Michael Bereznak is a financial advisor with Rubicon Advisors in Redding, CA. He holds a Series 66 designation and has one year of industry experience, including prior work at LPL Financial. Outside of finance, he has experience in the construction and retail furniture sectors. Rubicon Advisors serves individual and high-net-worth clients across the U.S., providing portfolio management, financial planning, estate and retirement planning, and employer retirement plan consulting. The firm emphasizes tailored asset allocation and portfolio construction using a variety of investment vehicles and strategies.

Brian Russell is a financial advisor with Rubicon Advisors in Roseville, CA, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. He has been with Rubicon Advisors since 2015 and also maintains a relationship with LPL Financial dating back to 2012. Outside of advisory services, Russell is involved in selling life, health, long-term care, disability insurance, and fixed annuities. Rubicon Advisors serves individual and high-net-worth clients nationwide, offering portfolio management, financial and estate planning, retirement planning, and employer retirement plan consulting. The firm’s investment approach includes tailored asset allocation and portfolio construction, utilizing a range of securities and LPL-sponsored programs, with several advisors holding CPA designations to integrate tax and investment services.

Theodore Thatcher Jr. is a financial advisor at Bright Lake Wealth Management, LLC with six years of industry experience and a Series 65 designation. His prior work includes roles at Pine Brook Wealth Management, AE Wealth Management, and Peace in Retirement, Inc. He serves as chapter president of the American Financial Education Alliance in Redding and Medford, where he instructs financial education workshops. Bright Lake Wealth Management serves individual and high-net-worth clients with retirement-focused financial planning and discretionary portfolio management, utilizing model portfolios and a goals-based, household-level investment approach. The firm also offers estate planning through a partnership with Wealth.com and provides insurance product recommendations via an affiliated agency.

Terall Blalock Sr. is a financial advisor with Rubicon Advisors, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. His career includes roles at Ameritas Advisory Services and Ameritas Life Insurance Company. Outside of his advisory work, he owns and operates Papa Terall's BBQ Catering, serving medium to large events. Rubicon Advisors serves individual and high-net-worth clients nationwide, providing portfolio management, financial and estate planning, and retirement plan consulting. The firm’s investment approach is tailored to clients’ goals and risk tolerance, utilizing a range of asset classes and strategies through LPL-sponsored programs.

Waylon Bell is a financial advisor at Bright Lake Wealth Management, LLC in Redding, California, holding a Series 65 designation. He has one year of industry experience and has worked at Bright Lake since 2025. Prior to joining the firm, he held roles in education over several years. Bright Lake Wealth Management serves individual and high-net-worth clients with retirement-centered financial planning and discretionary portfolio management through model portfolios and third-party sub-advisers. The firm employs a goals-based, household-level approach with ongoing account monitoring and offers estate-planning services in partnership with Wealth.com.

Layton Paloutzian is a financial advisor at Bright Lake Wealth Management, LLC with a Series 65 credential and one year of industry experience. His prior work includes roles at Lenity Management, Southern Illinois University Carbondale, and the City of Redding. Outside of advisory work, he is involved in insurance sales through Bright Lake Financial, Inc., where he holds a California insurance license. Bright Lake Wealth Management serves individual and high-net-worth clients with retirement-focused financial planning, discretionary portfolio management, and related advisory services. The firm uses model-based asset management and third-party money managers to implement and monitor client portfolios on an ongoing, goals-based household approach.

Judy Maxwell is a financial advisor with Mutual of Omaha Investor Services, Inc., holding a ChFC® designation along with Series 63 and Series 65 licenses. She has over 30 years of industry experience, having worked with Mutual of Omaha since 1993. Outside of her advisory role, Maxwell is a board member of the Redding Rotary Club and owns several insurance-related businesses. Mutual of Omaha Investor Services, Inc. provides advisory services to individuals, corporations, and qualified retirement plans, offering financial planning, managed account programs, and retirement plan consulting. The firm delivers managed solutions primarily through Envestnet and uses Pershing as custodian and broker-dealer, with advisors often recommending approved model portfolios and third-party money managers.

Bryan Erickson is a financial advisor with Eversource Wealth Advisors, LLC, holding Series 63 and Series 65 licenses and bringing 27 years of experience in the industry. Prior to joining Eversource in 2025, he worked at Harvest Investment Services and maintained leadership roles at Highway Financial Networks and LPG Insurance Services, where he serves as CEO and oversees insurance activities. Erickson also has a background in life insurance sales and investment advisory. Eversource Wealth Advisors serves individual and institutional clients, including families, estates, trusts, charitable foundations, and other RIAs. The firm offers comprehensive wealth management, financial planning, and investment advisory services through a national network of advisors utilizing multiple investment programs and a private markets platform.

Rowan Chamberlain is a financial advisor with The AmeriFlex Group in Redding, CA. He holds Series 63 and Series 65 licenses and has one year of industry experience. His prior work includes roles at Cambridge Investment Research, Inc. and Cetera Advisors LLC. Outside of advising, he has experience working in the food and beverage industry with Cask and Cleaver and Woodys Brewing Co. The AmeriFlex Group is an SEC-registered investment adviser serving individuals, corporations, and retirement plans through a network of advisory affiliates. The firm offers portfolio management, financial planning, and retirement plan consulting, utilizing model asset allocations and discretionary or non-discretionary manager relationships to tailor strategies for clients.

Matthew Osborn is a Series 66 licensed financial advisor with 27 years of industry experience. He has been with Kovack Advisors, Inc. since 2008, following prior roles at Edward Jones and Merrill. He is also the owner of Shasta Investments & Asset Management, an investment-related business. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors managing over $6 billion in client assets. The firm serves a diverse client base including individuals, pension plans, charitable organizations, banks, and government entities, using both internally developed models and third-party managers to construct and monitor client portfolios.

Lewis Chamberlain IV is a financial advisor at The AmeriFlex Group with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with firms including Cetera and Cambridge Investment Research. In addition to his advisory role, he owns NEXT LEVEL INVESTOR, a trading-related business based in Redding, California. The AmeriFlex Group provides investment advice and related services to individuals, corporations, employee benefit plans, and charitable organizations. The firm offers portfolio management, financial planning, consulting, and retirement plan services through a network of advisory affiliates and utilizes multiple program platforms to implement tailored investment strategies.

Mark Starr is a Series 66-credentialed financial advisor with 13 years of industry experience. He has worked at WCG Wealth Advisors, LLC since 2019 and previously at Edward Jones from 2012 to 2019. WCG Wealth Advisors, LLC provides fee-based wealth management, portfolio management, financial planning, and retirement-plan advisory services to a diverse client base including individuals, corporate and plan sponsors, charities, trusts, and estates. The firm employs a tailored investment process combining fundamental, technical, macroeconomic, and quantitative analysis and integrates legal-service pathways through attorney referrals and estate-document facilitation.

Joseph Gruber is a financial advisor at Benjamin F. Edwards & Company, Inc. with 24 years of industry experience. He holds a Series 63 designation and has previously worked at Stifel Nicolaus & Co Inc and Raymond James & Associates. Gruber is based in Redding, CA. Benjamin F. Edwards & Company is an SEC-registered investment adviser and broker-dealer serving a diverse client base, including individuals, pension plans, charitable organizations, and corporations. The firm offers a range of fee-based wrap programs and investment management services, utilizing strategies managed internally, by its advisors, and third-party managers.

Jasmine Packer is a financial advisor at Benjamin F. Edwards & Company, Inc. with three years of industry experience. She previously worked at Stifel, Tri Counties Bank, Shasta County, and Wells Fargo Bank. Outside of her advisory role, she manages a business focused on event rentals, handling social media marketing and client bookings. Benjamin F. Edwards & Company is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, pension and profit-sharing plans, charitable organizations, and corporations. The firm provides a range of fee-based wrap programs, financial planning, retirement plan consulting, and investment management services, utilizing both proprietary and third-party managed strategies.

Robert Elmer is a financial advisor at Empower Advisory Group with 13 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at firms including JPMorgan Chase Bank, J.P. Morgan Securities, TD Ameritrade, and Scottrade. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, leveraging integrated platforms tied to Empower’s recordkeeping and administrative services. The firm emphasizes long-term portfolio returns, annual rebalancing, and clients’ savings rates in its financial planning approach.

Brian Gruber is a financial advisor at Benjamin F. Edwards & Company, Inc. with 46 years of industry experience. He holds a Series 63 designation and has worked at firms including Stifel Nicolaus & Co Inc and Wells Fargo Advisors. Outside of his advisory role, he is a 100% owner of a rental property business in Redding, PA. Benjamin F. Edwards & Company is an SEC-registered investment adviser and broker-dealer serving a diverse client base with services such as fee-based wrap programs, financial planning, and investment management consulting. The firm offers a range of investment strategies managed internally and by third-party managers, supported by an internal trading desk and a comprehensive oversight framework.

Parrish Malson is a CFP® with 39 years of industry experience, currently serving at Private Advisor Group, LLC. His prior roles include positions at Mariner Independent Advisor Network, LPL Financial, and American Financial Advisors. He is also involved in selling life, health, disability, long-term care, and group insurance products. Private Advisor Group provides fiduciary-based financial advisory services to individuals, trusts, estates, charitable organizations, businesses, and retirement plans. The firm offers portfolio management, financial planning, retirement plan consulting, and access to various managed account solutions through proprietary and third-party platforms.

Cody Washburn is a financial advisor at Benjamin F. Edwards & Company, Inc. with 24 years of industry experience. He previously worked at LPL Financial, Stifel Nicolaus & Co Inc, and Wells Fargo Advisors. Outside of his advisory role, he has been involved with Patriot Lawn & Yard and Fenn Farms, LLC. Benjamin F. Edwards & Company is an SEC-registered investment adviser and broker-dealer serving a diverse client base, including individuals, pension plans, and charitable organizations. The firm offers fee-based wrap programs and customized investment strategies managed internally and with third-party managers.

Mason Wright is a CFP® and Series 66 credentialed financial advisor with four years of industry experience at Stifel Nicolaus in Redding, CA. Prior to joining Stifel, he held roles in construction, the beverage industry, and at the Shasta Family YMCA. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation guidance developed by its Investment Strategy Group.

Joshua Wiley is a financial advisor at Stifel with 23 years of industry experience. He holds a Series 66 designation and has worked at Stifel Nicolaus & Co Inc since 2019, following prior roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory work, Wiley owns and manages an agricultural research and almond orchard business and is the founder and president of a nonprofit organization, Dads and Daughters of Northern California. Stifel serves a broad range of clients, including individuals, institutional investors, and charitable organizations, providing brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.