In my mid-20s, I was making big financial decisions – rolling over a 401(k) after leaving a corporate job, deferring student loans before joining the Peace Corps, and figuring out how to invest while living abroad. Each challenge pushed me to learn more, and I realized I genuinely enjoyed making sense of money. But as my husband and I navigated major milestones – marriage, home buying, career shifts – we had a hard time finding financial advice that was clear, practical, and truly in our best interest. That’s when I knew: financial planning shouldn’t feel like guesswork. I became a CERTIFIED FINANCIAL PLANNER™ to help professionals in their 30s and 40s gain clarity and confidence in their financial decisions. I founded Kirwin Financial because there simply weren’t enough fee-only planners serving people who are growing their families, careers, and wealth. Today, I help couples align their money with their life goals – whether it’s buying a home, preparing for a new baby, or planning for financial independence. I offer unbiased, fee-only financial planning, meaning I work in your best interest – no commissions, no product sales, just expert guidance tailored to your life. A comprehensive plan typically costs $3,375, with billing based solely on the time spent at a rate of $275 per hour. You don’t have to figure this out alone. Let’s build a financial plan that fits your life, your goals, and your future. Get started here: https://calendly.com/kirwinfinancial/15min

Mohammed Khalid is an investment advisor at Nabata Investment Group, LLC with three years of industry experience. He previously worked at Rubicon Halal Investment Advisors and Symetra Financial. Outside of his advisory work, he operates a ride-share service and provides educational consulting through Golden Orchard Group, LLC. Nabata Investment Group, LLC is a state-registered investment adviser serving individual and high-net-worth clients. The firm combines fundamental, technical, and cyclical analysis with asset allocation and securities selection, offering both investment supervisory services and standalone financial planning.

Gregory Arquette is a CFA® charterholder with five years of industry experience. He has been with Tiger Mountain Capital since 2021 and previously worked as a self-employed investor and at MIG Capital LLC. Based in Sammamish, WA, he works as the sole advisor at Tiger Mountain Capital. Tiger Mountain Capital is an independent registered investment adviser that provides discretionary portfolio management to individuals, high-net-worth clients, and certain entities. The firm employs a concentrated long/short equity strategy, combining fundamental analysis with investigatory research and proprietary data, and it routinely uses leverage and options in its portfolios.

Chris Folgmann is the sole advisor at Folgmann Financial Group LLC in Woodinville, WA, with 31 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Charles Schwab and J.W. Cole Advisor Inc. from 2013 to the present. Folgmann Financial Group LLC is an independent, solo-registered investment adviser serving retail individual clients and business retirement plan sponsors. The firm provides non-discretionary portfolio management, comprehensive financial planning, and pension/profit-sharing plan advisory services, employing a range of investment analysis techniques and a multi-capitalization equity approach.

Jay Kaiser is a financial advisor at R & R Retirement Services, Inc. in Seattle, WA, with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has been with R & R Retirement Services since 1995. R & R Retirement Services is an independent firm serving clients with retirement planning and related financial services.

Stephen Long is the sole advisor at HL Wealth Management, LLC in Bellevue, WA, with 16 years of industry experience. He holds the PFS™ and Series 66 designations and has worked at Hauser Long, P.S. since 2007, where he serves as Vice President in a certified public accounting firm specializing in business and individual tax consulting and management. HL Wealth Management, LLC works with individuals, small businesses, trusts, estates, and retirement plans by referring them to third-party investment advisors for financial, estate, education, retirement, and insurance planning services. The firm does not provide direct portfolio management but conducts periodic client reviews and matches clients to suitable advisers, operating primarily as a referral firm.

Douglas Eickerman is the sole advisor at Kairos Capital Management, LLC, an independent firm based in Bellevue, WA. He holds a Series 65 designation and has 16 years of industry experience, leading Kairos Capital since 2009. Outside his advisory role, he serves as co-managing member and CFO of Kairos Real Estate Holdings, LLC, which owns the office location of his firm. Kairos Capital Management provides discretionary investment advisory and portfolio management services to individuals and pension and profit-sharing plans. The firm employs an investment approach focused on asset allocation, diversification, and a combination of modern portfolio theory with fundamental analysis, managing approximately $106 million for about 84 clients.

Stephen Wickleder is a financial advisor at Starbord LLC in Seattle, WA, holding Series 63 and Series 65 licenses with 21 years of industry experience. He has been with Starbord LLC since 2014 and also owns Wickleder LLC, an independent insurance agency. Outside of advisory services, he sells musical instruments and operates a fishing tour business through Captain Steve, LLC, along with providing income tax return preparation services. Starbord LLC offers investment management, model-portfolio implementation, and financial planning services to individuals, trusts, pension accounts, and other advisory firms. The firm generally manages assets on a non-discretionary basis, emphasizing value-oriented, model-driven portfolios and supplements services with insurance advice, research, and consulting for institutional and advisor clients.

Gary Jeweler is a CFP®-certified financial advisor with 26 years of industry experience. He is the principal and sole advisor at Evolve Financial, an independent firm based in Seattle, WA, where he has worked since 2020. In addition to his advisory role, Mr. Jeweler is a licensed insurance agent and a Certified Public Accountant, providing tax services individually outside of trading hours. Evolve Financial offers portfolio management and financial planning primarily to individual clients, emphasizing integrated planning that includes retirement income strategies and tax considerations. The firm operates as a fiduciary with a multidisciplinary approach, leveraging Mr. Jeweler’s credentials in financial planning, accounting, and insurance.

Yi Sun is a financial advisor at Evergreen Investment Management LLC with one year of industry experience. Yi holds a Series 66 designation and previously worked at Edward Jones for two years, as well as at several investment firms in China. Evergreen Investment Management LLC provides discretionary asset management primarily for high-net-worth individuals and families, focusing on concentrated equity portfolios in technology sectors such as artificial intelligence and semiconductors. The firm uses fundamental analysis and options strategies, including covered calls and cash-secured puts, to tailor investments to clients' objectives and risk tolerances.

Daniel Adams is a CFP® professional with four years of experience in financial advising, currently serving at CEG Life Financial Services. He has prior experience at Capital Enhancement Group, where he worked for 12 years. Outside of his advisory role, he owns and operates an insurance agency, CEG Life Insurance Services. CEG Life Financial Services provides financial planning to individuals and families, offering comprehensive or segmented plans that address investments, insurance, taxes, and estate matters. The firm focuses on project-based planning engagements and does not manage client portfolios directly, recommending mutual funds and ETFs when appropriate.

Kristine Kanno is the principal of Kanno Capital, an independent financial advisory firm based in Bellevue, WA. She holds a Series 66 designation and has 18 years of industry experience, including prior roles at Opal Advisors, LLC and VOYA Financial Advisors. In addition to her advisory work, she serves on the University of Washington Industrial and Systems Engineering Executive Advisory Board. Kanno Capital provides fee-based financial planning, consulting, and investment advisory services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm offers comprehensive financial planning alongside discretionary portfolio management, pension consulting, and the option to engage third-party managers or sub-advisors.

Joe Wride is a Certified Financial Planner (CFP®) at Crafted Finance. Unlike old-school financial advisors, Joe believes that wealth-building shouldn't be limited to the wealthy or conventional. He assists clients in navigating real estate and/or equity compensation transactions, retirement income planning, running businesses, and raising families. Joe's approach is rooted in fee-only advisory services, ensuring that he works for the client's best interests, not commissions. Crafted Finance, led by Joe Wride, is a financial advisory firm with a unique perspective. They prioritize fee-only pricing, fiduciary care, and adherence to CFP® standards. Their services include financial planning, investment management, and real estate strategies. What sets them apart is their commitment to transparency, ethical standards, and forming long-term partnerships with clients. Whether you're dreaming of financial freedom or seeking concrete solutions, Crafted Finance aims to build a solid financial future tailored to your vision.

Shane Hoover is the sole advisor at Hoover Capital, L.L.C. in Issaquah, Washington. He holds Series 63 and Series 65 credentials and has 29 years of industry experience, including 22 years managing his own firm since 2004. Hoover Capital, L.L.C. provides fee-based investment management and consulting primarily to individual clients, managing approximately $19.8 million across 27 accounts. The firm employs a blend of proprietary fundamental and technical analysis focused on secular market cycles and valuation risk, manages all client accounts on a non-discretionary basis, and regularly communicates with clients through quarterly reviews and written reports.

Nemanja Grujicic is a CFP® and CFA® working with North Pine Strategic Wealth in Kirkland, WA, with four years of experience in the financial industry. Prior to founding North Pine Strategic Wealth in 2026, he worked at Hightower Advisors and Highland Private Wealth Management. North Pine Strategic Wealth is an independent, fee-only registered investment adviser serving individual and high-net-worth clients. The firm focuses on diversified asset allocation using a blend of passive and active strategies informed by modern portfolio theory, offering discretionary and non-discretionary portfolio management alongside project-based financial planning.

James Abodeely is a CFA® charterholder with 17 years of industry experience, currently serving at Sitka Pacific Capital Management, LLC since 2011. He is a non-profit board member, a due diligence and financial modeling consultant, and manages a blog and book review site focused on value investing. He is also a minority partner in an LLC that operates fitness studio franchises. Sitka Pacific Capital Management provides discretionary portfolio management to individuals, trusts, pension and profit-sharing plans, and business entities. The firm employs a valuation-aware approach focused on long-term preservation and prudent growth, utilizing a range of asset classes and proprietary methods combining fundamental, technical, and cyclical analysis.

Glenn Gregory is the sole advisor at Obsidian Investment Advisers, LLC in Redmond, WA, with 26 years of industry experience. He has led Obsidian since 1998 and also serves as managing member and president of Green Book Ventures LLC, a venture capital firm where he participates in investment selection and operations. Obsidian Investment Advisers is a fee-only registered investment adviser serving individuals, charitable organizations, foundations, and corporate clients. The firm focuses on discretionary portfolio management guided by written investment policy statements and integrates institutional-style services with a small, long-standing practice.

Christopher Jernstrom is a CFA charterholder and the sole advisor at Ironstream Capital, LLC in Seattle, WA, with seven years of industry experience. He previously worked at Russell Investments from 2011 to 2017 and has led Ironstream Capital since 2017, following a one-year sabbatical. Ironstream Capital serves individual investors, personal trusts, and estates, providing comprehensive financial planning and discretionary portfolio management tailored by documented Investment Policy Statements and a blended research approach that includes fundamental, quantitative, and sustainability analysis. The firm manages approximately $75 million in assets across about 40 client relationships, focusing on customized strategies and active fixed-income positioning.

Stephen Gattis is the principal advisor at SKG Investment Services, LLC in Seattle, WA, holding a Series 65 license with 21 years of industry experience. He has been the owner and operator of Gattis Stewart & Associates, P.S., an accounting firm established in 1978, which he continues to actively manage. SKG Investment Services provides selection and ongoing monitoring of third-party money managers primarily for high-net-worth individuals, trusts, estates, and charitable organizations. The firm does not provide direct portfolio management and focuses on due diligence and oversight of independent registered investment advisers on a non-discretionary basis.

William Hicks is a financial advisor at Sapling Wealth Management with 15 years of industry experience. He holds a Series 65 designation and has been with Sapling Wealth Management since 2010. Sapling Wealth Management provides fee-based investment advisory, financial planning, and consulting services to individuals, trusts, estates, charitable organizations, corporations, and pension/profit-sharing plans. The firm offers both discretionary and non-discretionary portfolio management, incorporating strategic and tactical asset allocation alongside fundamental, technical, and cyclical analysis to tailor portfolios to client objectives and risk tolerances.