Financial planning shouldn’t feel overwhelming, confusing, or full of hidden agendas. My goal is simple: help you make smart, informed decisions with your money so you can move forward with confidence. I’m a CERTIFIED FINANCIAL PLANNER™ (CFP®), Enrolled Agent (EA), and Retirement Income Certified Professional® (RICP®), with a Master’s Degree in Personal Financial Planning from Kansas State University. As a fee-only fiduciary, I provide objective advice with transparent pricing—no commissions, no product sales, and no conflicts of interest. Before launching Trammell Wealth, I spent several years working behind the scenes supporting advisors across the country, building financial plans and helping clients navigate complex decisions around retirement, Social Security, taxes, and investments. Today, I bring that same level of detail and strategy directly to the individuals and families I serve. What sets my approach apart is the integration of financial planning, investment management, and tax strategy. As an Enrolled Agent, I don’t just recommend tax strategies—I can implement them and prepare returns for many of my clients. This allows for more proactive, coordinated planning throughout the year, not just at tax time. I work primarily with individuals and families who want clarity around retirement, are preparing for major life transitions, or simply want to feel more organized and in control of their financial lives. My process—Plan • Protect • Prosper—is designed to bring structure and simplicity to even the most complex situations. I’m based in Wellington, Florida, where I live with my wife, Fabiola, a Registered Nurse, and our two kids, Alexander and Leah. When I’m not working with clients, you’ll likely find me teaching, writing, or involved in the local community. If you’re looking for straightforward advice, a long-term partner, and a plan you can actually follow—I’d be happy to help.

Michael Ross is a CFP® professional with 11 years of industry experience, currently serving as president of Financial Connection, Inc. and Broker Connection Inc. He has held leadership roles at these firms since 1988 and 1997, respectively. Ross’s experience spans financial planning, employee benefits consulting, and brokerage insurance services. Financial Connection, Inc. offers discretionary portfolio management and advisory services to individuals, trusts, retirement plans, and business entities, employing multiple analytical methods and a range of investment strategies. The firm also combines advisory services with life and health insurance brokerage and employee benefit plan consulting, serving both individual and corporate clients.

Dale Hershman is a financial advisor at Sick Advisory Services with one year of industry experience. He holds a Series 65 designation and has prior work experience at Sick Economics Media, Inc., Sonosite Inc., and Diversey. Hershman is also the principal and publisher of Sick Economics Media, Inc., a financial publishing company focused on websites and books. Sick Advisory Services provides advice-only financial planning and guidance to individuals who want to maintain control of their own investment accounts, including early retirees, traditional retirees, and investors focused on biotech, healthcare, and dividend strategies. The firm emphasizes customized recommendations based on fundamental stock analysis and sector expertise, does not take custody of client funds, and charges hourly fees rather than a percentage of assets.

Aldain Beam is a financial advisor at Dunamis Capital Consulting, LLC with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Nationwide Investment Services Corporation and Primerica Financial Services. In addition to his advisory role, he operates an independent insurance agency and a business management consulting firm that provides services such as accounting, payroll, and tax coordination. Dunamis Capital Consulting primarily serves individual clients with a focus on financial planning and retirement advisory services, while also offering insurance products through a separate agency. The firm emphasizes retirement planning and works with small- to mid-size business clients on incidental financial planning needs.

Nicholas Ayala is a financial advisor at Align Equity Group with one year of industry experience. He holds Series 65 and Series 63 licenses and previously worked at Integrity Marketing Group and PLIG LLC. Outside of advising, he is an Independent Insurance Agent and owns multiple accounting firms under D&N Capital Inc., dedicating part of his time to these ventures. Align Equity Group provides portfolio management, financial planning, and consulting services to individuals, high-net-worth clients, trusts, pensions, family entities, and institutional clients. The firm employs a combination of active allocation and passive investment strategies, alongside risk-based models, and offers features such as a wrap-fee program and consolidated account reporting to select clients.

Matthew Dellovo is a financial advisor at BFA Wealth Management with 12 years of industry experience. He holds a Series 65 designation and has worked at Copperforge Capital, Gulfstream Global Partners, and MJD Partners. Outside of advising, he is involved as an investor in a water dispenser company and participates in real estate ownership and development activities in Florida. BFA Wealth Management provides financial planning and discretionary portfolio management to individuals and high-net-worth households. The firm’s investment approach is centered on client goals and risk factors, utilizing primarily exchange-traded funds and institutional mutual funds, with portfolios managed for the long term.

Scott Perron is the sole advisor at SD Perron & Co. Investment Services with 27 years of industry experience. He holds a Series 63 designation and has operated his independent advisory firm since 1997. In addition to financial advising, he provides part-time web design and computer-related services as well as bookkeeping support. SD Perron & Co. Investment Services offers personalized financial planning and investment management to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm employs a fee-only, strategic core-and-satellite investment approach using passive index funds and ETFs complemented by active funds, with regular quarterly reviews.

Paul Miller is a CFP® professional with 24 years of industry experience, serving as the sole advisor at Indian River Financial Group, Inc. in Delray Beach, FL since 1994. He holds a Series 63 license and has been involved in insurance services, including life, annuity, and long-term care insurance, since approximately 1985. Miller is also a managing member of MILCUR, LLC, a non-public entity unrelated to investment advisory services. Indian River Financial Group is an independent, single-advisor SEC-registered firm that provides comprehensive financial planning and investment consulting. The firm focuses on matching clients to independent portfolio managers through co-advisory or referral arrangements, using the AssetMark platform, and follows a five-phase CFP-aligned planning process without managing individual portfolios directly.

David Whitman is a CFP®-certified financial advisor with 31 years of industry experience. He is the principal of Strategic Investments & Insurance, an independent firm based in Boca Raton, FL. Prior to founding his own practice, he worked at Advisory Alpha, LLC and H. Beck, Inc. Whitman is also a licensed insurance agent offering fixed and equity-indexed annuities, life, disability, long-term care, and Medicare supplement insurance products. Strategic Investments & Insurance serves individual and high-net-worth clients, as well as pension and profit-sharing plan sponsors. The firm employs a value-oriented, long-term investment approach with tactical and strategic asset allocation, offering ongoing asset management, retirement-plan rollover advice, and referrals to third-party managers. It integrates insurance and annuity offerings alongside advisory services, with most client assets managed on a non-discretionary basis.

Jim Mui is a CFP® professional with 45 years of industry experience. He is the principal of JKM Wealth Management Inc in Boca Raton, FL, where he has worked since 2018. Prior to that, he held positions at firms including Raymond James Financial Services and Purshe Kaplan Sterling Investments. Mui is also the managing member of Jim K. Mui LLC, a business operations entity, and has long-standing experience as an independent insurance agent. JKM Wealth Management provides portfolio management, financial planning, and retirement-plan advisory services to individual investors and workplace plans. The firm employs a diversified investment approach utilizing equities, fixed income, mutual funds, ETFs, and option-based strategies, guided by various analytical methods and asset-allocation frameworks.

Gregg Sessa is a CFP® with 10 years of industry experience, currently serving as the sole advisor at GVS Financial Group, Inc. He previously worked at LPL Financial and has been with GVS Financial Group for over two decades. GVS Financial Group is an independent SEC-registered adviser providing portfolio management, financial planning, and consulting to individuals, high-net-worth clients, trusts, estates, charitable organizations, and businesses. The firm offers both discretionary and non-discretionary account management, personalized investment policies, and access to independent money managers, employing a combination of long-term strategies and selective short-term trading based on comprehensive analysis methods.

Peter Westerfield is the principal of Westerfield Investment Management in Boca Raton, FL, holding Series 63 and Series 65 credentials with 11 years of industry experience. He has led Westerfield Investment Management since 2014. Outside of his advisory role, he is involved in a remodeling and sales support business. Westerfield Investment Management is a state-registered investment adviser providing discretionary portfolio management primarily for individual and high-net-worth clients. The firm employs a bottoms-up fundamental research approach supplemented by limited technical and quantitative analysis and operates with a small, owner-managed structure.

Craig Freedman is the sole advisor at The Retirement Readiness Institute with 26 years of industry experience. He holds Series 63 and Series 65 designations and has worked at 401(k) Certified Investment Advisors, LLC since 2009 and at Freedman Financial Group, LLC since 1999. Outside of advisory work, Freedman is an independent insurance agent and serves as CEO of two companies focused on software development and life needs counseling for seniors. The Retirement Readiness Institute is an independent registered investment adviser that serves individual investors and pension and profit-sharing plans. The firm’s investment process emphasizes technical analysis and discretionary management, combining individual wealth management with fiduciary roles under ERISA, including plan consulting and participant services for 401(k) programs.

Maxine Weiner is a CFP® with 45 years of industry experience and is the sole advisor at Maxine Weiner, CFP® in Boca Raton, FL. She has been with Cetera Wealth Services, LLC since 2013 and is also an independent insurance agent specializing in fixed annuities and long-term care. Her firm provides comprehensive financial planning services primarily to retired individuals and couples, self-employed professionals, and recently divorced or widowed women. The approach combines strategic asset allocation with tactical third-party managers and incorporates financial planning software for detailed cash-flow and longevity analyses.

Ross Goldstein is a financial advisor with Gemstone Wealth Management in Delray Beach, FL, holding a Series 66 designation and seven years of industry experience. Prior to founding Gemstone Wealth Management in 2023, he worked at Bank of America and Merrill from 2018 to 2023, and was employed at the Visiting Nurse Service of New York from 2015 to 2018. Gemstone Wealth Management is an independent, fee-only advisory firm serving individuals, high-net-worth clients, businesses, and employer retirement plan sponsors. The firm offers discretionary investment management, financial planning, and retirement plan consulting, utilizing both passive and active investment strategies and providing institutional services uncommon for a solo advisory practice.

Christopher Bounds is the principal and sole advisor at Bounds & Company, LLC, an independent investment advisory firm based in Ocean Ridge, FL. He holds a Series 66 designation and has 18 years of industry experience. Bounds has been involved in managing various investment and agricultural businesses, including Bounds Investments, LLC and Bounds Ag Service Holdings Corporation. Bounds & Company, LLC provides discretionary portfolio management and investment advisory services to individuals, families, trusts, estates, charitable organizations, pension and profit-sharing plans, and business entities. The firm employs a combination of fundamental, technical, charting, and cyclical analysis to construct customized portfolios using ETFs, mutual funds, individual stocks and bonds, and other securities, managing accounts on a discretionary basis with quarterly reviews.

Alan Levin is a financial advisor at IBD Wealth Management, LLC with 23 years of industry experience. He holds a Series 66 designation and has worked at firms including I-Bankers Direct, Newbridge Securities Corporation, and Mass Mutual Investors Services. In addition to his advisory role, Levin operates a sole proprietorship offering fixed insurance products. IBD Wealth Management provides investment advisory and portfolio management services primarily to special purpose vehicles and a select group of institutional, corporate, and individual clients. The firm employs a combination of fundamental and technical analysis to tailor strategies across equities, options, fixed income, and other securities according to client objectives and risk tolerance.

Matthew Klocke is the sole advisor at Klocke Capital Group, LLC in Palm Beach, FL, holding Series 63 and Series 65 designations with 21 years of industry experience. He has led Klocke Capital Group since its founding in 2009. Klocke Capital Group provides investment supervisory and portfolio management services mainly to individual and high-net-worth clients, including separately managed accounts and retirement plans. The firm uses both fundamental and technical analysis and employs a range of strategies such as options-writing and margin transactions, often with discretionary authority to manage client portfolios.

Laurence Benedict is a Series 65 licensed advisor with OT Advisors LLC, bringing one year of industry experience. His background includes roles at TP ICAP Global Markets Americas LLC and Icap Corporates LLC, as well as operating Banyan as a family office and running related investment and insurance businesses. He is the owner and CEO of Opportunistic Trader, an investment advice subscription service, and serves as a principal at Banyan Global Insurance, an agency focused on corporate and high-net-worth clients. OT Advisors LLC is an SEC-registered adviser providing discretionary portfolio management, consulting, and subscription research services primarily to institutional investors and fund sponsors. The firm employs an active trading strategy utilizing derivatives, options, leveraged and inverse ETFs, and commodity interests, tailoring separately managed accounts to client objectives.

Dana Barnes is a financial advisor with CEG Wealth Partners, LLC, holding a Series 65 designation and newly entering the advisory industry. Barnes has been CEO of Concord Equity Group, LLC since 1994, overseeing operations related to industrial real estate and golf course ownership through several affiliated companies. CEG Wealth Partners, LLC serves individual clients across various life stages, offering financial planning, coaching, and investment recommendations without taking custody of client assets or exercising discretionary trading authority. The firm’s investment approach focuses on passive, buy-and-hold strategies using low-cost, index-tracking ETFs, with tailored portfolios and periodic rebalancing.