Cindy Li is a financial advisor with Citigroup Global Markets and holds a Series 66 designation. She has four years of industry experience and has worked at Citibank N.A. since 2013. Outside of her advisory role, she provides in-home care services for a family member through the In Home Supportive Services Program. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs with extensive internal oversight and maintains unique market roles such as operating as a swap dealer and futures commission merchant.

Hak Jun Kim is a financial advisor at Citigroup Global Markets with seven years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at J.P. Morgan Securities LLC, JPMorgan Chase Bank, N.A., Bank of America, and The Crew. He is based in San Francisco, CA. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and maintains significant institutional capabilities, including in-house research and specialized market roles.

Andrea Carr is a financial advisor with AE Wealth Management, LLC, holding a Series 65 credential and two years of industry experience. She has been affiliated with J Biance Financial since 2014, where she works as a Wealth Management Advisor focusing on annuity and life insurance products. Outside of her advisory roles, she volunteers at the Sebring Elks Lodge 1529, managing the dining room and assisting with event operations. AE Wealth Management provides fee-based portfolio management, financial planning, and retirement-plan consulting to a diverse client base including individuals, corporations, trusts, and ERISA plan sponsors. The firm utilizes discretionary model portfolios and a range of investment strategies to serve its clients and operates a platform noted for its scale and standardized services.

Mercedes Herrera is a financial advisor at Citigroup Global Markets with 22 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Citigroup Global Markets since 2007. Based in San Francisco, CA, her career has been focused within this firm. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies with comprehensive internal oversight and maintains distinctive roles such as operating as a swap dealer and futures commission merchant.

Kevin Liu is a financial advisor at Citigroup Global Markets with three years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at JPMorgan Chase Bank, N.A., J.P. Morgan Securities LLC, Icon Burger Acquisition LLC, and Starbucks. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and maintains unique market roles such as swap dealer and futures commission merchant that distinguish it from peers.

Jose Bejines is a financial advisor at Citigroup Global Markets with seven years of industry experience. He holds the Series 63 and Series 66 designations and has been with Citigroup since 2010. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs alongside execution and custody services. The firm employs multi-asset, multi-manager strategies with both discretionary and non-discretionary programs, supported by internal standards and oversight committees.

Rosalba Salinas is a financial advisor at Citigroup Global Markets with 16 years of industry experience. She holds Series 63 and Series 66 designations and previously worked at J.P. Morgan Securities for six years before joining her current firm in 2018. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles, including derivatives and futures services.

Yitong Liu is a financial advisor at Citigroup Global Markets with Series 63 and Series 65 registrations and three years of industry experience. Prior to joining Citigroup, Yitong worked at Shandong Haiwangda Modern Logistic Co Ltd. The advisor is based in San Francisco, CA. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs, leveraging internal standards and oversight committees to select and monitor managers.

Yang Cao is a financial advisor with Citigroup Global Markets in San Francisco, CA, holding a Series 66 license and eight years of industry experience. Before joining Citi Group in 2025, Yang worked at Transglobal, Bank of America, Merrill, and Keller Williams Silicon City. Outside of his advisory role, he is a co-owner of several rental properties with family members. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs through discretionary and non-discretionary strategies. The firm combines large institutional scale with unique market roles, including in-house research and derivatives services, and provides customized solutions for high-net-worth relationships.

Stanley Fu is a financial advisor at Citigroup Global Markets with 18 years of industry experience. He holds Series 63 and Series 65 licenses. His career includes multiple roles at Citigroup since 2015, with a brief tenure at Wells Fargo in 2024 and 2025. Citigroup Global Markets serves individual and institutional clients across various segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with unique market roles, including in-house research and futures commission merchant services.

Israel Thomas Rios is a financial advisor at Citigroup Global Markets with 19 years of industry experience. He holds Series 63 and Series 66 designations and has been with Citigroup Global Markets since 2007. The firm serves individual and institutional clients through Citi Private Bank, Citi Global Wealth at Work, and Citi Personal Wealth Management, offering a range of investment advisory programs and execution services. Citigroup Global Markets is notable for its multi-asset, multi-manager strategies and its combination of large institutional scale and unique market roles.

Ricky Huang is a financial advisor at Citigroup Global Markets with three years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at JPMorgan Chase Bank and J.P. Morgan Securities. Based in San Francisco, he has a background that also includes positions outside the financial industry, including at Walgreens and Chipotle. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and maintains unique market roles such as operating as a swap dealer and futures commission merchant.

Yingyi Situ is a financial advisor at Citigroup Global Markets with nine years of industry experience. Yingyi holds Series 63 and Series 66 licenses and has worked at Citigroup and JP Morgan in various roles since 2016. Prior to that, Yingyi worked at Chinese Hospital in 2018. Citigroup Global Markets Inc. serves individual and institutional clients across multiple wealth segments, offering a broad range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs, supported by internal standards and oversight committees.

Jeffrey Schwedhelm is a Series 66 licensed financial advisor with four years of industry experience. He is currently with Citigroup Global Markets, having previously worked at Wells Fargo Clearing and Wells Fargo Bank, N.A. His background also includes a brief period in the wine and liquor industry. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and maintains in-house research and market roles that distinguish it from peers.

Justin Biance is a financial advisor with AE Wealth Management, LLC, holding a Series 65 license and bringing 12 years of industry experience. He has worked at AE Wealth Management since 2017 and previously at J Biance Wealth Management and Global Financial Private Capital. In addition to his advisory work, he is an author who sells a book related to finance. AE Wealth Management provides fee-based portfolio management, financial planning, and retirement-plan consulting to individual and institutional clients. The firm utilizes discretionary model portfolios and a combination of fundamental, technical, and cyclical investment strategies across a broad client base.

Kyuwon Kyung is a financial advisor at Citigroup Global Markets with six years of industry experience. He holds a Series 66 designation and has worked at firms including Bank of America and Merrill. Kyung is based in San Francisco, CA. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies with a combination of discretionary and non-discretionary programs, supported by in-house research and unique market roles.

Nicola Tang is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 licenses and three years of industry experience. Prior to joining Citigroup in 2025, Nicola worked at J.P. Morgan Securities LLC and JP Morgan Chase Bank, N.A. from 2023 to 2025, and has experience at Citibank and other firms dating back to 2013. Citigroup Global Markets serves individual and institutional clients across various wealth segments with a range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and maintains unique market roles such as operating as a swap dealer and futures commission merchant.

Robert Matawaran is a financial advisor at Citigroup Global Markets with five years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Wells Fargo Clearing and Wells Fargo Bank. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and maintains large-scale institutional capabilities alongside specialized market roles.

Manuel Cabielles is a financial advisor with HSBC Securities (USA) Inc. in Florida, holding Series 63, 65, and 66 registrations and bringing 18 years of industry experience. His prior roles include positions at Fiduciary Trust International, Merrill, and Citigroup Global Markets. He has also spent time semiretired and engaged in extended travel. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary program types. The firm’s investment process incorporates multiple risk profiles and combines strategic and tactical asset allocation with ongoing fund due diligence and monitoring, serving a broad client base with a mix of discretionary and non-discretionary portfolios.

Mark Lawrence Cortez is a financial advisor at Citigroup Global Markets with seven years of industry experience. He holds Series 63 and Series 65 designations and has been with Citigroup since 2014. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs, broker-dealer execution, and custody services. The firm implements multi-asset, multi-manager strategies through discretionary and non-discretionary programs and maintains substantial institutional scale with specialized market roles and arrangements.