Julie Phillips is a financial advisor with Commonwealth Financial Network in Winter Haven, FL, holding a Series 66 designation and 23 years of industry experience. She has operated J. Phillips Investments, LLC since 2008 and serves as a power of attorney and successor trustee for multiple family-related trusts. Outside of advisory work, she is a co-owner of Phillwell & Associates, LLC, an entity involved in real estate management. Commonwealth Financial Network supports a national network of approximately 2,950 advisors, providing a range of advisory programs, technology, and operational support. The firm offers various investment management solutions, including discretionary model portfolios and personalized indexing options.

Michael Bono is a CFP® professional with nine years of experience in financial advising. He is currently with Wealth Enhancement Advisory Services, LLC and previously worked at Lake Tahoe Wealth Management, Inc. and BCK Partners, Inc. Wealth Enhancement Advisory Services serves individuals, high-net-worth clients, corporations, and retirement plans by providing financial planning, asset management, and retirement-plan consulting. The firm manages over $122 billion in regulatory assets and employs a diversified, risk-class based investment approach combining passive and active strategies overseen by an internal Investment Committee.

Craig Eden is a financial advisor with GWN Securities Inc., holding a Series 65 credential and eight years of industry experience. His prior roles include positions at Valic Financial Advisors, PFS Investments Inc., Primerica Financial Services, Publix Super Markets, and the Polk County School Board. He is also licensed as a life insurance agent, providing term, indexed universal, and whole life insurance products. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients, including high-net-worth individuals. The firm offers discretionary managed accounts, financial planning, and access to third-party sub-advisers through a variety of managed-account programs and model portfolios on the Fidelity-supported FMAX platform.

Matthew Simpson is a financial advisor with Edward Jones in Winter Haven, FL, holding the Series 66 designation. He joined Edward Jones in 2025 and has a background that includes work at Florida College and Publix. Outside of his advisory role, he has monetized basketball content on TikTok. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of advisors and offers a range of discretionary and non-discretionary investment strategies and affiliated financial products.

Jeffrey Simpson is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has been with LPL Financial since 1999. Outside of his advisory role, he is a business owner of A New Pointe Dance in Winter Haven, Florida. LPL Financial serves a diverse client base, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services supported by research and portfolio management tools.

Bradley Dantzler is a financial advisor with Raymond James & Associates in Winter Haven, FL, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. He has been with Raymond James for 20 years and previously worked for the City of Winter Haven for four years. Dantzler serves on the advisory board of Polk Vision, a local planning committee. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations supported by extensive research and serves both retail and institutional clients.

Calin Gribbin is a financial advisor with LPL Financial, holding a Series 66 designation and four years of industry experience. He has worked at Allen & Company and Florida Southern College prior to his current role. Gribbin is also involved with Advisors Excel and ECA Marketing in financial advisory capacities. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, combining discretionary and non-discretionary management with model portfolios and research from internal and third-party sources.

Janice Desinord is a financial advisor at Osaic Wealth Inc. with eight years of industry experience. She holds Series 63 and Series 66 credentials. Her prior experience includes roles at Raymond James & Associates, J.P. Morgan Securities, E*TRADE, Morgan Stanley, Charles Schwab, Fidelity Brokerage Services, and several insurance companies. Osaic Wealth, Inc. serves retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to various investment platforms. The firm employs asset-allocation tools, risk assessments, and automated rebalancing to construct diversified portfolios across multiple asset classes.

Michael Kennedy is a financial advisor with Raymond James Financial, holding a Series 66 designation and 17 years of industry experience. He worked at Edward Jones from 2009 to 2023 before joining Raymond James Financial Services Advisors in 2023. Outside of his advisory role, he owns and operates the website irastrategy.com and is the CEO of Horizon Wealth Planning LLC. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individuals, high-net-worth investors, pension and profit-sharing plans, charitable organizations, and government entities. The firm offers tailored, typically non-discretionary advisory services and manages a SIMPLE IRA Employer Advisory & Consulting Services program for small businesses.

Lynn Schmidt is a financial advisor with Cetera who holds a Series 63 designation and has 28 years of industry experience. She has been with Cetera and its related entities since 2025. Outside of her advisory work, she is president of Lynco Financial & Tax Services Inc., a tax preparation and representation firm she has led since 2001, and has been involved with Legal Shield & ID Shield since 2002. Cetera Investment Advisers LLC distributes its services through a nationwide network of independent advisors and serves individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and consulting services, operating a multi-manager platform that includes affiliated and third-party managers, with assets under management exceeding $256 billion.

Amy Garbrecht is a CFP® and holds a Series 66 license with 20 years of experience in the financial services industry. She has been with UBS Financial Services Inc. since 2008. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and data analytics.

Ashley Adkinson is a financial advisor with Morgan Stanley, holding a Series 66 designation and 18 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by proprietary tools and market simulations.

Adam Mayfield is a ChFC® and Series 66 credentialed financial advisor with Edward Jones, where he has worked since 2014. He has 11 years of industry experience and is based in Winter Haven, FL. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Mark Williams is a financial advisor with UBS Financial Services in Winter Haven, FL, holding a Series 66 designation and 22 years of industry experience. He has been with UBS since 2008. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets and research resources to its clients.

Ryan Conley is a financial advisor with Edward Jones in Bartow, FL, holding a Series 66 designation and 18 years of industry experience. He has been with Edward Jones since 2007. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including households, pension and profit-sharing plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of over 23,700 financial advisors and offers a range of discretionary and non-discretionary investment strategies alongside affiliated mutual funds and tax-efficient services.

Michael Maddox is a financial advisor with Primerica Advisors in Winter Haven, FL, holding Series 63 and Series 65 credentials and 14 years of industry experience. He has worked with Primerica Financial Services since 2009 and PFS Investments Inc. since 2011. Outside of his advisory role, he is a part-time bass player for Jill's Cashbox. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of discretionary separately managed accounts to individual and high-net-worth clients. The firm employs third-party asset managers and uses an exclusively percentage-based, tiered wrap fee structure.

John Woods is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and over 40 years of industry experience. He has worked with LPL Financial since 2020 and has prior experience at South State Bank and NBC Securities, Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, with access to model portfolios and research from multiple sources.

George Thornhill is a CFP® professional with 44 years of experience in the financial industry. He is currently with LPL Financial, having joined in 2026 after 18 years at UBS Financial Services Inc. Thornhill is involved in various entrepreneurial and community activities, including ownership and management roles in agriculture, food distribution, and real estate businesses, as well as serving as treasurer for the charity Heart 4 Winter Haven. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services with discretionary and non-discretionary management options, supported by extensive research and model portfolios.

Clayton Mc Kown is a CFP® and holds a Series 66 license with 18 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2018 and previously worked at Infinex Investments, Inc. and Centennial Bank. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients. The firm provides tailored financial planning supported by structured discovery conversations and firm-approved planning tools, managing approximately $2.74 trillion in client assets.

Vanessa Colburn is a Series 66-licensed financial advisor with 14 years of industry experience. She is currently with Cambridge Investment Research Advisors, where she has worked since 2026, following a 14-year tenure at Edward Jones. Outside of her advisory role, she owns a rental property in Haines City, Florida. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts, providing financial planning, investment management, and retirement advisory services through a network of independent financial professionals. The firm offers a range of investment solutions, including proprietary and third-party model strategies, with both discretionary and non-discretionary implementation options.