Thomas Mcguire is a financial advisor with Ashford Investment Advisors in Daytona Beach, FL, holding Series 63 and Series 65 licenses and possessing 22 years of industry experience. He has worked at Walsh Consulting Group, doing business as Ashford Investment Advisors, since 2008 and at Bert Reames Investment Advisors since 2005. Mcguire also serves as a Registered Representative facilitating client referrals to Ashford Investment Advisors. Ashford Investment Advisors provides discretionary portfolio management and pension consulting to individuals, retirement and profit-sharing plans, trusts, estates, and other organizations. The firm employs both fundamental and technical analysis to construct and manage portfolios featuring equities, ETFs, mutual funds, fixed income, and cash equivalents, and it offers participant education and workshops under ERISA guidelines.

Kathleen Dulko is a financial advisor at Ashford Investment Advisors with 10 years of industry experience. She holds a Series 65 designation and has worked at Walsh Consulting Group, Inc. dba Ashford Investment Advisors since 2016 and Maridea Wealth Management LLC since 2026. Prior to her advisory career, she served as Corporate Controller at Halifax Health, a community hospital in Daytona Beach, FL. Ashford Investment Advisors provides discretionary portfolio management and pension consulting to individuals, retirement plans, trusts, and other organizations. The firm combines fundamental and technical analysis to manage diversified portfolios and offers participant education under ERISA guidelines, employing strategies that include short sales, options, and derivative-linked instruments.

Robert Hallock is a Series 65-licensed advisor at Storms & Rowdon Financial Services, Inc. with one year of industry experience. Prior to joining the firm, he worked for Flagler County Schools and was involved with InterVarsity Christian Fellowship/USA and Crossroads Church. Storms & Rowdon Financial Services provides discretionary investment management and financial planning to individuals, high-net-worth clients, businesses, pension, and charitable accounts. The firm employs a mix of fundamental, technical, and charting analysis to manage portfolios that include individual stocks, ETFs, bonds, and, when appropriate, alternative investments and third-party managers.

Devin Hotz is a Series 65-licensed advisor at FL Group, Inc. in Palm Coast, Florida, with three years of industry experience. Prior to joining the firm, he was a full-time student for eight years. In addition to his advisory role, Hotz maintains an active insurance practice, dedicating part of his time to insurance and annuity product sales. FL Group, Inc. serves individual and high-net-worth clients by recommending third-party money managers rather than directly managing assets. The firm focuses on evaluating and monitoring these managers while assisting clients with onboarding and documentation.

Mark Bentley is a financial advisor with Strive Retirement Group in Daytona Beach, FL, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. His career includes roles at Darrow Bentley LLC, Excel Wealth Management, and Paychex, Inc. Strive Retirement Group offers portfolio management, pension consulting, and financial planning services to individuals, high-net-worth clients, and pension/profit-sharing plans. The firm employs a primarily non-discretionary approach, using fundamental analysis and modern portfolio theory, and serves a limited client base with approximately $6.08 million in assets under management.

Randall Beardsley II is a financial advisor at Xcel Wealth Management, LLC with 32 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Purshe Kaplan Sterling Investments and SunTrust Advisory Services. In addition to his advisory role, he is an independent insurance agent. Xcel Wealth Management primarily serves individual and high-net-worth clients, offering discretionary portfolio management and comprehensive wealth-management services. The firm uses a combination of fundamental, quantitative, technical, and cyclical analysis to build diversified portfolios tailored to client goals and risk tolerance.

Suzanna Koizumi is a financial advisor with REAP in Wealth Management, LLC, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. She worked at Vfa from 2002 to 2018 before joining REAP in Wealth Management in 2018. Outside of her advisory role, she is involved with PYur Life, a nutritional products affiliate, and is a partner in a real estate business in Jacksonville, FL. REAP in Wealth Management provides fee-based wealth management and financial planning services to individual and high-net-worth clients. The firm offers personalized investment programs and access to third-party portfolio managers, supporting clients with retirement, estate, cash flow, and tax planning through multiple offices and custodial relationships.

Ramona Hebert is a financial advisor at Hebert Advisory Services Inc with 11 years of industry experience. She holds a Series 65 designation and has been with Hebert Advisory Services since 2013. The firm provides separately managed portfolio management and retirement-plan advisory services to individual, institutional, and business clients. Its investment process is based on a proprietary technical research publication, Institech, combined with fundamental analysis, offering multiple account styles managed on a discretionary basis.

James Kelley is a CFP® professional with 33 years of industry experience, currently serving as an advisor at Capital Planning, LLC since 2014. He holds Series 63 and Series 65 licenses and is based in Palm Coast, Florida. Capital Planning, LLC is a fee-based wealth management firm with an eight-advisor team managing approximately $677 million across 372 client relationships. The firm serves individuals, high-net-worth clients, trusts, estates, and businesses, using a structured wealth planning and investment process supported by an Investment Policy Committee and advanced reporting tools.

William Kearney is a financial advisor at FirsTrust with 21 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Waterhouse Securities, Inc. since 1995. FirsTrust serves individuals, families, businesses, and related entities by providing comprehensive financial planning, trust and estate services, and investment management with an optional tax focus. The firm employs a value-oriented, long-term investment approach guided by an Investment Committee and emphasizes a fee-only, independent model with fiduciary commitments and rigorous operational safeguards.

Carlos Betancourt is a financial advisor with Keyes, Stange & Wooten Wealth Management, LLC in Daytona, FL. He holds a Series 65 designation and has one year of industry experience. Prior to joining Keyes, Stange & Wooten Wealth Management, he worked at Seacoast Bank and was a student for several years. Keyes, Stange & Wooten Wealth Management serves trustees and fiduciaries of ERISA-covered retirement plans, as well as individual clients, trusts, estates, and business entities. The firm provides nondiscretionary advisory services for plan clients and portfolio management and financial planning for individuals, combining tax, accounting, and advisory capabilities through its shared ownership with an affiliated CPA practice.

Bruce Boyle is a financial advisor with Compass Financial Advisory Services, LLC in Ormond Beach, FL. He holds Series 63 and Series 65 licenses and has three years of industry experience. Prior to joining Compass Financial Advisory Services, he worked at Summit Brokerage Services, Inc. for 23 years and has been associated with Compass Financial Management Group, Inc. for 30 years. Compass Financial Advisory Services primarily serves individual and high-net-worth clients, focusing on retirement planning and drawing many clients from employees and retirees of Publix Super Markets, Inc. The firm emphasizes retirement income planning by segmenting client assets into income and growth components and manages approximately $527 million in client assets through an open-architecture wrap fee program.

Kalon Hoard is a CFP® with 22 years of industry experience, currently serving at Holland Advisory Services, Inc. since 2008. He is based in Ormond Beach, FL, and is part of a team of 10 advisors at the firm. Holland Advisory Services primarily serves pre-retirees, retirees, their trusts and estates, and retirement plan sponsors, offering discretionary portfolio management, financial planning, and pension consulting. The firm employs investment strategies based on Modern Portfolio Theory and active asset allocation, using a combination of indexed and actively managed funds, and incorporates digital asset products into its models.

Tara Sanders is a CFP® professional at Compass Financial Advisory Services, LLC with 31 years of industry experience. Her previous roles include positions at Brokers International Financial Services, LLC and Questar Asset Management. Outside of her advisory work, she serves as a board member involved in fundraising for Seabreeze Baseball Boosters, Inc. Compass Financial Advisory Services primarily serves individual and high-net-worth clients, focusing on retirement planning and often working with employees and retirees of Publix Super Markets, Inc. The firm manages client assets through a retirement income-focused approach, utilizing discretionary and non-discretionary management, sub-advisors for specialized strategies, and maintains a notable wrap fee program that integrates advisory and transaction costs.

Brian Sirota is a CFP® and ChFC® with 11 years of industry experience. He currently works at Firstrust as part of a five-advisor team and has prior experience with Commonwealth Financial Network, Cary Stamp & Company, Atlantic Wealth Partners, Liberty Partners Capital Management, and Camarda Wealth Advisory Group. Firstrust provides Comprehensive Wealth Management and Private Family Office services to individuals, families, businesses, and related entities. The firm employs a value-oriented, research-driven investment approach with customized Investment Policy Statements and offers both discretionary and non-discretionary portfolio management.

Thomas Walsh is a CFP® at Palisades Hudson Asset Management, L.P. with over 15 years of experience at the firm. He also serves as Senior Client Service Manager at Palisades Hudson Financial Group LLC, where he provides tax preparation, retirement, and estate planning services. Palisades Hudson Asset Management offers investment advisory services to individuals, trusts, corporations, and plan sponsors, focusing on long-term, asset-allocation-based investing primarily through mutual funds and ETFs. The firm manages both discretionary and non-discretionary accounts and operates a team of 16 advisers across six offices.

Angela Pinkerton is a CFP® and ChFC® with 15 years of experience in financial advising. She has been with Holland Advisory Services, Inc. since 2010. Outside of her advisory role, she has owned and operated Independent Auto Glass, Inc. for over two decades. Holland Advisory Services primarily serves pre-retirees, retirees, and retirement plan sponsors, offering discretionary portfolio management and financial planning. The firm employs Modern Portfolio Theory and active asset allocation strategies using mutual funds and ETFs, and integrates related tax and trustee services through its affiliated businesses.

Guy Middleton is a financial advisor with Wealthcrest Financial Services, LLC, holding a Series 66 designation and 27 years of industry experience. He has been with Wealthcrest since 2014 and also affiliated with Cambridge Investment Research, Inc. since 2010. Outside of advisory work, he acts as an agent selling life, disability, and long-term care insurance products through various independent insurance companies. Wealthcrest Financial Services provides financial planning, consulting, and investment supervisory services to individuals, including high-net-worth clients, as well as pension and profit-sharing plans. The firm offers comprehensive financial plans, ongoing portfolio management, and employer/employee benefit consulting, utilizing a combination of fundamental and technical analysis along with multiple investment platforms.

Robert Mara is a financial advisor with Holland Advisory Services, Inc. in Ormond Beach, FL, holding a Series 65 designation and nine years of industry experience. He has been with Holland Advisory Services continuously since 2015. Outside of his advisory role, he is a partner in two commercial rental property businesses. Holland Advisory Services primarily serves pre-retirees, retirees, and retirement plan sponsors, offering discretionary portfolio management and financial planning. The firm employs an investment strategy based on Modern Portfolio Theory and active asset allocation using mutual funds and ETFs, with a network of affiliated businesses providing integrated tax, trustee, and investment services.

Marcus Wooten is a CFP® and ChFC® with 27 years of industry experience, currently serving at Keyes, Stange & Wooten Wealth Management, LLC since 2003. He is also a partner in an affiliated CPA firm where he works with clients on tax return reviews. Outside of financial advising, he assists with a family hardware store and is involved in management support for financial and accounting businesses. Keyes, Stange & Wooten Wealth Management serves retirement-plan fiduciaries as well as individuals, corporations, and trusts, providing both nondiscretionary and discretionary investment advice along with financial planning. The firm collaborates closely with an affiliated CPA firm, offering integrated accounting, tax, and advisory services.